# Jumio vs Vouched

> Vouched scores 56.4 (C) to Jumio's 55 (C) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.

- Canonical: https://www.anchorterminal.com/compare/jumio-vs-vouched
- Markdown: https://www.anchorterminal.com/compare/jumio-vs-vouched.md (~2,450 tokens)
- Slim: https://www.anchorterminal.com/compare/jumio-vs-vouched.min.md (~680 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/compare/jumio-vs-vouched.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- Updated: 2026-10-14

Vouched scores 56.4 (C) on agent readiness against Jumio's 55 (C), and leads in 4 of 7 scored categories. Jumio leads on reliability, security & auth and maintenance & community. Both do identity verification.

- Jumio: grade C, 55/100, rank #713 of 1076. Markdown https://www.anchorterminal.com/tools/jumio.md · JSON https://www.anchorterminal.com/api/v1/tools/jumio.json
- Vouched: grade C, 56.4/100, rank #673 of 1076. Markdown https://www.anchorterminal.com/tools/vouched.md · JSON https://www.anchorterminal.com/api/v1/tools/vouched.json
- Best identity and business verification APIs for AI agents: https://www.anchorterminal.com/best/identity-verification/index.md
- All 119 verification comparisons: https://www.anchorterminal.com/compare/identity-verification/index.md

## Which one, for what

### Jumio (C)

Good for: An enterprise with a Jumio contract that wants document, selfie and liveness checks, watchlist screening and Latin American, Thai and Australian database checks behind OpenAPI-described endpoints.

Ahead on:
- Reliability, 65 against 50
- Security & auth, 63 against 40
- Maintenance & community, 75 against 60

Watch for: No public price, free tier or trial. OAuth2 and workflow keys are activated by a Jumio account manager

### Vouched (C)

Good for: US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.

Ahead on:
- Schema & documentation, 81 against 73
- Agent ergonomics, 66 against 45
- Payments & pricing, 30 against 0
- Transparency & trust, 74 against 60

Watch for: Rate limits are stated without a number


## Score by category

| Category | Weight | Jumio | Vouched | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 65 | 50 | Jumio +15 |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 73 | 81 | Vouched +8 |
| Agent ergonomics | 13% (16.2 this run) | 45 | 66 | Vouched +21 |
| Security & auth | 14% (17.5 this run) | 63 | 40 | Jumio +23 |
| Payments & pricing | 10% (12.5 this run) | 0 | 30 | Vouched +30 |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 75 | 60 | Jumio +15 |
| Transparency & trust | 7% (8.8 this run) | 60 | 74 | Vouched +14 |
| Negative events | ≤15 | 0 | 0 | |
| **Total** | | **55 · C** | **56.4 · C** | |

## Facts side by side

| Fact | Jumio | Vouched |
| --- | --- | --- |
| Kind | HTTP API | HTTP API |
| Vendor | Jumio Corporation | Vouched Identity, Inc. |
| Hosted endpoint | no (local only) | no (local only) |
| Transports | HTTP | HTTP |
| Auth | OAuth | API key |
| Pricing | Paid | Pay per use |
| x402 | no | no |
| Licence | Proprietary service. No public service agreement was found. The @jumio/websdk npm package is marked UNLICENSED | Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0 |
| Read-only variant documented | no | no |
| llms.txt | yes | yes |
| Last release | 2026-09-28 | 2026-08-28 |
| Terms last updated | no document linked | 2026-02-12 |
| Privacy policy last updated | 2026-08-04 | 2022-12-05 |
| Customer content may train models | yes | yes |
| Terms restrict automated access |  | not found in the text |
| Terms restrict benchmarking |  | yes |
| Terms or service can change without notice |  | yes |
| Arbitration or class-action waiver |  | not found in the text |
| Popularity | 72 stars, 2.1k npm/wk | 69 npm/wk |

## Verdicts

**Jumio.** Five OpenAPI 3.0 files, an llms.txt index and OAuth2 clients limited to initiating or to retrieving and deleting make the API readable and containable. Access starts with an account manager, with no public price, trial or service agreement, and the status page shows four processing degradations and a 35-minute Singapore outage between 14 August and 2 October 2026.

**Vouched.** Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026.

## Before you call either

### Jumio

1. Use the host for the tenant's region (amer-1, emea-1 or apac-1). Tokens come from auth.<region>.jumio.ai/oauth2/token with the client ID and secret as Basic credentials
2. Reuse the bearer token for its 60 minutes. Token requests are limited to 10 a second and new transactions to 1 a second per tenant
3. Send a User-Agent header on every call. The Account API marks it required
4. Don't blindly retry POST /api/v1/accounts. Each call creates an account and a transaction, and no idempotency key exists
5. Wait for the callback or poll the status endpoint until PROCESSED before retrieving. Jumio's retry schedule starts at 40 seconds and stops after 940

### Vouched

1. Use the private key in `X-API-Key` against verify.vouched.id or verify.eu.vouched.id, matching the account's region
2. Check Find Jobs before resubmitting. There is no idempotency key and each job is billed
3. Pass `withPhotos=false` and select `fields` on Find Jobs to keep responses small
4. In a test account, use the name test pass for a clean result and any other name for a failure
5. Back off on 429. All endpoints share one limit and no figure is published

## Questions

### Which is better for AI agents, Jumio or Vouched?

Vouched scores 56.4 (C) on agent readiness against Jumio's 55 (C), and leads in 4 of 7 scored categories. Jumio leads on reliability, security & auth and maintenance & community.

### Do Jumio and Vouched need an API key?

Jumio uses an OAuth sign-in. Vouched needs an API key.

### Can an agent call Jumio and Vouched without installing anything?

No hosted endpoint is listed for Jumio. No hosted endpoint is listed for Vouched.


## For agents

- This comparison as JSON: https://www.anchorterminal.com/compare/jumio-vs-vouched.json, and with the fewest tokens: https://www.anchorterminal.com/compare/jumio-vs-vouched.min.md
- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "jumio", "b": "vouched"}`. From a terminal: `anchor compare jumio vouched`
- Each listing in full: https://www.anchorterminal.com/api/v1/tools/jumio.json and https://www.anchorterminal.com/api/v1/tools/vouched.json

## Other comparisons with Jumio or Vouched

- [Alloy vs Jumio](https://www.anchorterminal.com/compare/alloy-vs-jumio.md)
- [Alloy vs Vouched](https://www.anchorterminal.com/compare/alloy-vs-vouched.md)
- [ComplyCube vs Jumio](https://www.anchorterminal.com/compare/complycube-vs-jumio.md)
- [ComplyCube vs Vouched](https://www.anchorterminal.com/compare/complycube-vs-vouched.md)
- [Didit vs Jumio](https://www.anchorterminal.com/compare/didit-vs-jumio.md)
- [Didit vs Vouched](https://www.anchorterminal.com/compare/didit-vs-vouched.md)
- [Entrust Identity Verification (formerly Onfido) vs Jumio](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-jumio.md)
- [Entrust Identity Verification (formerly Onfido) vs Vouched](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched.md)
- [Jumio vs Middesk](https://www.anchorterminal.com/compare/jumio-vs-middesk.md)
- [Jumio vs Persona](https://www.anchorterminal.com/compare/jumio-vs-persona.md)
- [Jumio vs Plaid Identity Verification](https://www.anchorterminal.com/compare/jumio-vs-plaid-identity-verification.md)
- [Jumio vs Shufti](https://www.anchorterminal.com/compare/jumio-vs-shufti.md)
- [Jumio vs Socure RiskOS](https://www.anchorterminal.com/compare/jumio-vs-socure-riskos.md)
- [Jumio vs Stripe Identity](https://www.anchorterminal.com/compare/jumio-vs-stripe-identity.md)
- [Jumio vs Sumsub](https://www.anchorterminal.com/compare/jumio-vs-sumsub.md)
- [Jumio vs Trulioo](https://www.anchorterminal.com/compare/jumio-vs-trulioo.md)
- [Jumio vs Veriff](https://www.anchorterminal.com/compare/jumio-vs-veriff.md)
- [Middesk vs Vouched](https://www.anchorterminal.com/compare/middesk-vs-vouched.md)
- [Persona vs Vouched](https://www.anchorterminal.com/compare/persona-vs-vouched.md)
- [Plaid Identity Verification vs Vouched](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched.md)
- [Shufti vs Vouched](https://www.anchorterminal.com/compare/shufti-vs-vouched.md)
- [Socure RiskOS vs Vouched](https://www.anchorterminal.com/compare/socure-riskos-vs-vouched.md)
- [Stripe Identity vs Vouched](https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.md)
- [Sumsub vs Vouched](https://www.anchorterminal.com/compare/sumsub-vs-vouched.md)
- [Trulioo vs Vouched](https://www.anchorterminal.com/compare/trulioo-vs-vouched.md)
- [Veriff vs Vouched](https://www.anchorterminal.com/compare/veriff-vs-vouched.md)
- [ComplyAdvantage vs Jumio](https://www.anchorterminal.com/compare/complyadvantage-vs-jumio.md)
- [ComplyAdvantage vs Vouched](https://www.anchorterminal.com/compare/complyadvantage-vs-vouched.md)