{ "data": { "a": { "slug": "jumio", "name": "Jumio", "vendor": "Jumio Corporation", "vendorUrl": "https://www.jumio.com", "kind": "http-api", "category": "identity-verification", "summary": "Identity verification service from Jumio Corporation in Sunnyvale. It checks identity documents and selfies with liveness, screens against sanctions and PEP lists, and runs government database checks. Transactions are started and read through regional REST APIs with OAuth2.", "url": "https://www.anchorterminal.com/tools/jumio", "markdownUrl": "https://www.anchorterminal.com/tools/jumio.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/jumio.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/jumio.json", "repo": "https://github.com/Jumio/mobile-sdk-android", "license": "Proprietary service. No public service agreement was found. The @jumio/websdk npm package is marked UNLICENSED", "transports": [ "http" ], "packages": [ { "registry": "npm", "name": "@jumio/websdk" }, { "registry": "npm", "name": "react-native-jumio-mobilesdk" } ], "auth": "oauth", "authNotes": "Sales approval. A Jumio account manager activates OAuth2 for the tenant and supplies the workflow keys. An admin then generates client ID and secret pairs in the Jumio Portal, each limited to initiating transactions, to retrieving and deleting them, or both, and each can be deactivated. The pair is sent as Basic credentials to the regional token URL with `grant_type=client_credentials`, and the bearer token lasts 60 minutes. Basic authentication on the REST APIs themselves is marked deprecated. Account creation also returns per-transaction tokens for uploads and the capture SDKs.", "pricing": "paid", "pricingNotes": "No public prices. www.jumio.com/pricing/ returns 404 and the site's Get Started button opens a sales enquiry form. No free tier, trial or self-serve signup was found. The mock service for synthetic test transactions needs a dedicated tenant that Jumio Support or the account manager sets up (checked 2026-10-08).", "priceSummary": "Paid", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in llms-full.txt, the five OpenAPI files or the Jumio website (checked 2026-10-08).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": 72, "npmWeekly": 2122, "pypiWeekly": null, "asOf": "2026-10-08" }, "docsUrl": "https://documentation.jumio.ai", "llmsTxt": "https://documentation.jumio.ai/llms.txt", "openapi": "https://documentation.jumio.ai/redocusaurus/account.yaml", "capabilities": [ "kyc.identity", "kyc.documents", "kyc.screening" ], "tags": [ "hosted", "enterprise", "oauth", "openapi", "llms-txt", "callbacks", "sales-led", "status-page", "soc2", "iso27001", "java", "dotnet" ], "lastRelease": "2026-09-28", "graded": true, "anchor": { "graded": true, "score": 55, "grade": "C", "agentReady": false, "rank": 713, "ranked": true, "rankOf": 1076, "categoryRank": 14, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 45, "maintenance": 75, "payments": 0, "reliability": 65, "schema": 73, "security": 63, "transparency": 60 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-08" }, "negative": 0, "verdict": "Five OpenAPI 3.0 files, an llms.txt index and OAuth2 clients limited to initiating or to retrieving and deleting make the API readable and containable. Access starts with an account manager, with no public price, trial or service agreement, and the status page shows four processing degradations and a 35-minute Singapore outage between 14 August and 2 October 2026.", "bestFor": "An enterprise with a Jumio contract that wants document, selfie and liveness checks, watchlist screening and Latin American, Thai and Australian database checks behind OpenAPI-described endpoints.", "strengths": [ "Five downloadable OpenAPI 3.0 files covering 25 operations, plus llms.txt and a 2.2 MB llms-full.txt of the docs in Markdown", "OAuth2 client credentials with 60-minute bearer tokens. Each client is limited to initiate, to retrieve and delete, or both, and can be deactivated", "Rate limits are published per tenant. Token requests 10 a second, new transactions 1 a second, retrievals 15 a second", "Statuspage at monitor.jumio.com by data centre, and an unauthenticated health endpoint per region that answers UP, DEGRADED or DOWN", "SOC 2, ISO 27001 and PCI DSS 4.0.1 listed on the Trust Centre, and a vulnerability disclosure programme at vdp.jumio.com" ], "weaknesses": [ "No public price, free tier or trial. OAuth2 and workflow keys are activated by a Jumio account manager", "No service agreement or DPA is published. The public terms of use cover end users in the United States", "Four processing degradations and a 35-minute Singapore outage on the status page between 14 August and 2 October 2026", "No idempotency key. A repeated POST or PUT on accounts starts another transaction", "GET /api/v1/workflow-executions takes no paging or filter parameters, and the specs document only 401, 403 and 404 errors", "Retention periods and the sub-processor list are available on request only, and security.txt returns 404" ], "agentNotes": [ "Use the host for the tenant's region (amer-1, emea-1 or apac-1). Tokens come from auth.\u003cregion\u003e.jumio.ai/oauth2/token with the client ID and secret as Basic credentials", "Reuse the bearer token for its 60 minutes. Token requests are limited to 10 a second and new transactions to 1 a second per tenant", "Send a User-Agent header on every call. The Account API marks it required", "Don't blindly retry POST /api/v1/accounts. Each call creates an account and a transaction, and no idempotency key exists", "Wait for the callback or poll the status endpoint until PROCESSED before retrieving. Jumio's retry schedule starts at 40 seconds and stops after 940" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "C", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 55 } ], "editorialScores": { "ergonomics": 45, "maintenance": 75, "payments": 0, "reliability": 65, "schema": 73, "security": 63, "transparency": 41 }, "provenanceScore": 78 }, "connect": { "http": "curl --location 'https://auth.amer-1.jumio.ai/oauth2/token' \\\n -u CLIENT_ID:CLIENT_SECRET \\\n --header 'Accept: application/json' \\\n --data-urlencode 'grant_type=client_credentials'" }, "letme": { "capability": "https://letme.dev/kyc.identity", "tool": "https://letme.dev/jumio" }, "area": "domain-data", "provenance": { "legalEntity": "Jumio Corporation", "domain": "jumio.com", "domainRegistered": "2004-03-30", "endpointOnVendorDomain": true, "terms": "", "privacy": "https://www.jumio.com/privacy-center/privacy-notices/online-services-notice/", "statusPage": "https://monitor.jumio.com", "changelog": "https://documentation.jumio.ai/docs/developer-resources/SDKs/mobile-sdk/mobile-sdk-android-master/docs/changelog", "securityTxt": "none", "checked": "2026-10-08", "notes": [ "The Online Services Privacy Notice (last updated 4 August 2026) names Jumio Corporation, 100 Mathilda Place, Suite 100, Sunnyvale, CA 94086, with Jumio Software Development GmbH in Linz as EU representative.", "No terms field. Jumio publishes no service agreement or API terms for customers. www.jumio.com/terms-of-use/ (last updated 18 June 2026) is addressed to end users in the United States, so it isn't recorded as the governing document.", "The APIs answer on jumio.ai hosts (auth, account, api, retrieval, kyx and status under amer-1, emea-1 and apac-1), a second domain used throughout Jumio's own documentation at documentation.jumio.ai.", "www.jumio.com/.well-known/security.txt and /security.txt return 404. Reports go to the vulnerability disclosure programme at https://vdp.jumio.com, which pays nothing.", "The changelog linked is the Android SDK's. No changelog for the REST APIs was found.", "RDAP for jumio.com gives a registration date of 2004-03-30." ], "score": 78 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/jumio.json", "live": { "slug": "jumio", "vendorStatus": { "page": "https://monitor.jumio.com", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-14T09:52:49.48171783Z" }, "versions": [ { "registry": "github", "name": "Jumio/mobile-sdk-android", "version": "v4.19.1", "released": "2026-09-28", "seenAt": "2026-10-13T23:03:31.8438655Z" }, { "registry": "npm", "name": "@jumio/websdk", "version": "0.6.2", "seenAt": "2026-10-13T23:03:29.658957915Z" }, { "registry": "npm", "name": "react-native-jumio-mobilesdk", "version": "4.11.0", "seenAt": "2026-10-13T23:03:30.077827417Z" } ], "githubStars": 72, "npmWeekly": 2384, "securityTxt": { "url": "https://jumio.com/.well-known/security.txt", "state": "none", "checkedAt": "2026-10-13T15:45:23.408019204Z" }, "llmsTxt": { "url": "https://documentation.jumio.ai/llms.txt", "ok": true, "status": 200, "checkedAt": "2026-10-13T14:11:48.597122921Z" }, "domain": { "domain": "jumio.com", "registered": "2004-03-30", "source": "https://rdap.verisign.com/com/v1/domain/jumio.com", "checkedAt": "2026-10-11T13:20:49.723829226Z" }, "pages": [ { "url": "https://documentation.jumio.ai/docs/developer-resources/SDKs/mobile-sdk/mobile-sdk-android-master/docs/changelog", "kind": "changelog", "status": 304, "checkedAt": "2026-10-13T20:16:24.688432791Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "4e0b13492ecb" }, { "url": "https://www.jumio.com/privacy-center/privacy-notices/online-services-notice/", "kind": "privacy", "status": 304, "checkedAt": "2026-10-13T20:29:11.663584583Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "47ddc34e8761" } ], "updatedAt": "2026-10-14T09:52:49.48171783Z" } }, "answer": "Stripe Identity scores 77.7 (BB) on agent readiness against Jumio's 55 (C), and leads in 6 of 7 scored categories.", "b": { "slug": "stripe-identity", "name": "Stripe Identity", "vendor": "Stripe, LLC", "vendorUrl": "https://stripe.com/identity", "kind": "http-api", "category": "identity-verification", "summary": "Stripe Identity verifies government-issued photo IDs from more than 120 countries, matches them to selfies and validates US Social Security numbers. Sessions are created and read through the Stripe API, and the end user completes the check in Stripe's flow.", "url": "https://www.anchorterminal.com/tools/stripe-identity", "markdownUrl": "https://www.anchorterminal.com/tools/stripe-identity.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/stripe-identity.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/stripe-identity.json", "repo": "https://github.com/stripe/openapi", "license": "Proprietary service under the Stripe Services Agreement and Stripe Identity Terms. The OpenAPI spec and official SDKs are MIT", "transports": [ "http" ], "packages": [ { "registry": "npm", "name": "stripe" }, { "registry": "pypi", "name": "stripe" } ], "auth": "api-key", "authNotes": "Stripe secret key, restricted key or IP-restricted key, sent as HTTP basic auth or a Bearer token to https://api.stripe.com. Results such as status, name and address need only a secret key. Date of birth, ID number and document images need a restricted key with Identity permissions, which can read them for verifications in the last 48 hours, or for all verifications once the key is IP-restricted. Identity is activated through an application in the Dashboard (checked 2026-10-14).", "pricing": "usage", "pricingNotes": "£1.25 per completed document and selfie verification and 35p per ID number lookup (US SSNs only), charged when the user completes verification, on the United Kingdom page our network was served. The first 50 verifications are free. Custom pricing is offered above 2,000 verifications a month (https://stripe.com/identity, checked 2026-10-14).", "priceSummary": "Pay per use", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 on the Identity endpoints, the Identity docs or the product page (checked 2026-10-14).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": 24154234, "pypiWeekly": 11360574, "asOf": "2026-10-14" }, "docsUrl": "https://docs.stripe.com/identity", "llmsTxt": "https://docs.stripe.com/llms.txt", "openapi": "https://raw.githubusercontent.com/stripe/openapi/master/openapi/spec3.json", "capabilities": [ "kyc.identity", "kyc.documents" ], "tags": [ "hosted", "api-key", "openapi", "llms-txt", "webhooks", "sandbox", "free-tier", "status-page", "python", "typescript", "go", "java", "ruby", "php", "bug-bounty", "soc2" ], "lastRelease": "2026-10-01", "graded": true, "anchor": { "graded": true, "score": 77.7, "grade": "BB", "agentReady": true, "rank": 21, "ranked": true, "rankOf": 1076, "categoryRank": 1, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 93, "maintenance": 85, "payments": 40, "reliability": 62, "schema": 94, "security": 86, "transparency": 85 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-14" }, "negative": 0, "verdict": "Stripe Identity runs on the Stripe API, with a public OpenAPI spec, idempotency keys, restricted keys for sensitive fields and a redact endpoint. The product page lists £1.25 per document and selfie check, and the first 50 are free. It has no watchlist or business screening, and outside GB, JP and the US it is in public beta.", "bestFor": "A business already on Stripe that needs document and selfie checks or US SSN validation with published prices.", "strengths": [ "Six typed Identity operations in Stripe's public OpenAPI spec, with Markdown docs and llms.txt", "Date of birth and ID number need a restricted key, and IP-restricted keys for reads after 48 hours", "Idempotency keys on every POST and cursor pagination with status and date filters", "Published prices of £1.25 per verification and 35p per US SSN lookup, with the first 50 verifications free", "`redact` removes personal data from the session, reports, events and request logs, confirmed by a webhook" ], "weaknesses": [ "Document, selfie and US SSN checks only. No sanctions or watchlist screening and no business verification", "Generally available only for businesses in GB, JP and the US, and a public beta in 30 other countries", "Use for credit, housing, employment or insurance decisions, and resale of results, are forbidden by the terms", "status.stripe.com renders only in JavaScript, so the incident history couldn't be read", "Stripe keeps a copy of verification data after redaction until the end user asks Stripe support to delete it" ], "agentNotes": [ "Send an Idempotency-Key based on your user reference when creating a VerificationSession, so a retry doesn't make a second session", "Send the end user the session URL or client secret. The person completes the check, the agent can't. Links expire after 48 hours", "Use a restricted key for `verified_outputs.dob` and `id_number`. Without an IP restriction it reads them only for 48 hours", "Wait for `identity.verification_session.verified` or `requires_input` webhooks instead of polling", "Treat `redact` as irreversible, and don't put personal data in metadata" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "BB", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 77.7 } ], "editorialScores": { "ergonomics": 93, "maintenance": 85, "payments": 40, "reliability": 62, "schema": 94, "security": 86, "transparency": 72 }, "provenanceScore": 98 }, "connect": { "http": "curl https://api.stripe.com/v1/identity/verification_sessions \\\n -u \"\u003c\u003cYOUR_SECRET_KEY\u003e\u003e:\" \\\n -d type=document" }, "letme": { "capability": "https://letme.dev/kyc.identity", "tool": "https://letme.dev/stripe-identity" }, "sameCompany": [ "stripe-mcp" ], "area": "domain-data", "provenance": { "legalEntity": "Stripe, LLC", "domain": "stripe.com", "domainRegistered": "1995-09-12", "endpointOnVendorDomain": true, "terms": "https://stripe.com/identity/legal", "privacy": "https://stripe.com/privacy", "statusPage": "https://status.stripe.com", "changelog": "https://docs.stripe.com/changelog", "securityTxt": "valid", "checked": "2026-10-14", "notes": [ "stripe.com/identity/legal redirects to the Stripe Services Agreement service terms, last updated 2 October 2026, which hold the Stripe Identity Terms.", "Our network was redirected to the /gb/ copies of the terms, privacy policy and service provider list.", "stripe.com/.well-known/security.txt points to HackerOne and expires 2026-12-31.", "stripe.com was registered in 1995, before Stripe bought it." ], "score": 98 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/stripe-identity.json", "live": { "slug": "stripe-identity", "vendorStatus": { "page": "https://status.stripe.com", "indicator": "unknown", "summary": "no machine-readable status found", "checkedAt": "2026-10-14T08:53:58.613651718Z" }, "updatedAt": "2026-10-14T08:53:58.613651718Z" } }, "facts": [ { "a": "HTTP API", "b": "HTTP API", "name": "Kind" }, { "a": "Jumio Corporation", "b": "Stripe, LLC", "name": "Vendor" }, { "a": "no (local only)", "b": "no (local only)", "name": "Hosted endpoint" }, { "a": "HTTP", "b": "HTTP", "name": "Transports" }, { "a": "OAuth", "b": "API key", "name": "Auth" }, { "a": "Paid", "b": "Pay per use", "name": "Pricing" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "Proprietary service. No public service agreement was found. The @jumio/websdk npm package is marked UNLICENSED", "b": "Proprietary service under the Stripe Services Agreement and Stripe Identity Terms. The OpenAPI spec and official SDKs are MIT", "name": "Licence" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "yes", "name": "llms.txt" }, { "a": "2026-09-28", "b": "2026-10-01", "name": "Last release" }, { "a": "no document linked", "b": "2026-09-28", "name": "Terms last updated" }, { "a": "2026-08-04", "b": "2026-04-28", "name": "Privacy policy last updated" }, { "a": "yes", "b": "yes", "name": "Customer content may train models" }, { "a": "", "b": "not found in the text", "name": "Terms restrict automated access" }, { "a": "", "b": "not found in the text", "name": "Terms restrict benchmarking" }, { "a": "", "b": "not found in the text", "name": "Terms or service can change without notice" }, { "a": "", "b": "not found in the text", "name": "Arbitration or class-action waiver" }, { "a": "72 stars, 2.1k npm/wk", "b": "24.2M npm/wk, 11.4M PyPI/wk", "name": "Popularity" } ], "faq": [ { "answer": "Stripe Identity scores 77.7 (BB) on agent readiness against Jumio's 55 (C), and leads in 6 of 7 scored categories.", "question": "Which is better for AI agents, Jumio or Stripe Identity?" }, { "answer": "Jumio uses an OAuth sign-in. Stripe Identity needs an API key.", "question": "Do Jumio and Stripe Identity need an API key?" }, { "answer": "No hosted endpoint is listed for Jumio. No hosted endpoint is listed for Stripe Identity.", "question": "Can an agent call Jumio and Stripe Identity without installing anything?" } ], "goodFor": [ { "aheadOn": null, "also": null, "goodFor": "An enterprise with a Jumio contract that wants document, selfie and liveness checks, watchlist screening and Latin American, Thai and Australian database checks behind OpenAPI-described endpoints.", "slug": "jumio", "watchFor": "No public price, free tier or trial. OAuth2 and workflow keys are activated by a Jumio account manager" }, { "aheadOn": [ "Schema \u0026 documentation, 94 against 73", "Agent ergonomics, 93 against 45", "Security \u0026 auth, 86 against 63", "Payments \u0026 pricing, 40 against 0", "Maintenance \u0026 community, 85 against 75", "Transparency \u0026 trust, 85 against 60" ], "also": [ "Agent-ready, a grade of BB or better" ], "goodFor": "A business already on Stripe that needs document and selfie checks or US SSN validation with published prices.", "slug": "stripe-identity", "watchFor": "Document, selfie and US SSN checks only. No sanctions or watchlist screening and no business verification" } ], "job": { "capability": "kyc.identity", "name": "Identity verification" }, "others": [ { "json": "https://www.anchorterminal.com/compare/alloy-vs-jumio.json", "title": "Alloy vs Jumio", "url": "https://www.anchorterminal.com/compare/alloy-vs-jumio" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-stripe-identity.json", "title": "Alloy vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/alloy-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/complycube-vs-jumio.json", "title": "ComplyCube vs Jumio", "url": "https://www.anchorterminal.com/compare/complycube-vs-jumio" }, { "json": "https://www.anchorterminal.com/compare/complycube-vs-stripe-identity.json", "title": "ComplyCube vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/complycube-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-jumio.json", "title": "Didit vs Jumio", "url": "https://www.anchorterminal.com/compare/didit-vs-jumio" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-stripe-identity.json", "title": "Didit vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/didit-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-jumio.json", "title": "Entrust Identity Verification (formerly Onfido) vs Jumio", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-jumio" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-stripe-identity.json", "title": "Entrust Identity Verification (formerly Onfido) vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-middesk.json", "title": "Jumio vs Middesk", "url": "https://www.anchorterminal.com/compare/jumio-vs-middesk" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-persona.json", "title": "Jumio vs Persona", "url": "https://www.anchorterminal.com/compare/jumio-vs-persona" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-plaid-identity-verification.json", "title": "Jumio vs Plaid Identity Verification", "url": "https://www.anchorterminal.com/compare/jumio-vs-plaid-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-shufti.json", "title": "Jumio vs Shufti", "url": "https://www.anchorterminal.com/compare/jumio-vs-shufti" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-socure-riskos.json", "title": "Jumio vs Socure RiskOS", "url": "https://www.anchorterminal.com/compare/jumio-vs-socure-riskos" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-sumsub.json", "title": "Jumio vs Sumsub", "url": "https://www.anchorterminal.com/compare/jumio-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-trulioo.json", "title": "Jumio vs Trulioo", "url": "https://www.anchorterminal.com/compare/jumio-vs-trulioo" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-veriff.json", "title": "Jumio vs Veriff", "url": "https://www.anchorterminal.com/compare/jumio-vs-veriff" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-vouched.json", "title": "Jumio vs Vouched", "url": "https://www.anchorterminal.com/compare/jumio-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/middesk-vs-stripe-identity.json", "title": "Middesk vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/middesk-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/persona-vs-stripe-identity.json", "title": "Persona vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/persona-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-stripe-identity.json", "title": "Plaid Identity Verification vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/shufti-vs-stripe-identity.json", "title": "Shufti vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/shufti-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/socure-riskos-vs-stripe-identity.json", "title": "Socure RiskOS vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/socure-riskos-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-sumsub.json", "title": "Stripe Identity vs Sumsub", "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-trulioo.json", "title": "Stripe Identity vs Trulioo", "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-trulioo" }, { "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-veriff.json", "title": "Stripe Identity vs Veriff", "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-veriff" }, { "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.json", "title": "Stripe Identity vs Vouched", "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-jumio.json", "title": "ComplyAdvantage vs Jumio", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-jumio" } ], "scores": [ { "by": 3, "edge": "jumio", "jumio": 65, "key": "reliability", "name": "Reliability", "stripe-identity": 62, "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "by": 21, "edge": "stripe-identity", "jumio": 73, "key": "schema", "name": "Schema \u0026 documentation", "stripe-identity": 94, "weight": 13 }, { "by": 48, "edge": "stripe-identity", "jumio": 45, "key": "ergonomics", "name": "Agent ergonomics", "stripe-identity": 93, "weight": 13 }, { "by": 23, "edge": "stripe-identity", "jumio": 63, "key": "security", "name": "Security \u0026 auth", "stripe-identity": 86, "weight": 14 }, { "by": 40, "edge": "stripe-identity", "jumio": 0, "key": "payments", "name": "Payments \u0026 pricing", "stripe-identity": 40, "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "by": 10, "edge": "stripe-identity", "jumio": 75, "key": "maintenance", "name": "Maintenance \u0026 community", "stripe-identity": 85, "weight": 7 }, { "by": 25, "edge": "stripe-identity", "jumio": 60, "key": "transparency", "name": "Transparency \u0026 trust", "stripe-identity": 85, "weight": 7 } ], "summary": "Stripe Identity scores 77.7 (BB) on agent readiness against Jumio's 55 (C), and leads in 6 of 7 scored categories. Both do identity verification.", "verdicts": { "jumio": "Five OpenAPI 3.0 files, an llms.txt index and OAuth2 clients limited to initiating or to retrieving and deleting make the API readable and containable. Access starts with an account manager, with no public price, trial or service agreement, and the status page shows four processing degradations and a 35-minute Singapore outage between 14 August and 2 October 2026.", "stripe-identity": "Stripe Identity runs on the Stripe API, with a public OpenAPI spec, idempotency keys, restricted keys for sensitive fields and a redact endpoint. The product page lists £1.25 per document and selfie check, and the first 50 are free. It has no watchlist or business screening, and outside GB, JP and the US it is in public beta." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/jumio-vs-stripe-identity", "json": "https://www.anchorterminal.com/compare/jumio-vs-stripe-identity.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/jumio-vs-stripe-identity.md", "slim": "https://www.anchorterminal.com/compare/jumio-vs-stripe-identity.min.md" }, "markdown": "Stripe Identity scores 77.7 (BB) on agent readiness against Jumio's 55 (C), and leads in 6 of 7 scored categories. Both do identity verification.\n\n- Jumio: grade C, 55/100, rank #713 of 1076. Markdown https://www.anchorterminal.com/tools/jumio.md · JSON https://www.anchorterminal.com/api/v1/tools/jumio.json\n- Stripe Identity: grade BB, 77.7/100, rank #21 of 1076. Markdown https://www.anchorterminal.com/tools/stripe-identity.md · JSON https://www.anchorterminal.com/api/v1/tools/stripe-identity.json\n- Best identity and business verification APIs for AI agents: https://www.anchorterminal.com/best/identity-verification/index.md\n- All 119 verification comparisons: https://www.anchorterminal.com/compare/identity-verification/index.md\n\n## Which one, for what\n\n### Jumio (C)\n\nGood for: An enterprise with a Jumio contract that wants document, selfie and liveness checks, watchlist screening and Latin American, Thai and Australian database checks behind OpenAPI-described endpoints.\n\nWatch for: No public price, free tier or trial. OAuth2 and workflow keys are activated by a Jumio account manager\n\n### Stripe Identity (BB)\n\nGood for: A business already on Stripe that needs document and selfie checks or US SSN validation with published prices.\n\nAhead on:\n- Schema \u0026 documentation, 94 against 73\n- Agent ergonomics, 93 against 45\n- Security \u0026 auth, 86 against 63\n- Payments \u0026 pricing, 40 against 0\n- Maintenance \u0026 community, 85 against 75\n- Transparency \u0026 trust, 85 against 60\n\nAlso in its favour:\n- Agent-ready, a grade of BB or better\n\nWatch for: Document, selfie and US SSN checks only. No sanctions or watchlist screening and no business verification\n\n\n## Score by category\n\n| Category | Weight | Jumio | Stripe Identity | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 65 | 62 | Jumio +3 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 73 | 94 | Stripe Identity +21 |\n| Agent ergonomics | 13% (16.2 this run) | 45 | 93 | Stripe Identity +48 |\n| Security \u0026 auth | 14% (17.5 this run) | 63 | 86 | Stripe Identity +23 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 0 | 40 | Stripe Identity +40 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 75 | 85 | Stripe Identity +10 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 60 | 85 | Stripe Identity +25 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **55 · C** | **77.7 · BB** | |\n\n## Facts side by side\n\n| Fact | Jumio | Stripe Identity |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Jumio Corporation | Stripe, LLC |\n| Hosted endpoint | no (local only) | no (local only) |\n| Transports | HTTP | HTTP |\n| Auth | OAuth | API key |\n| Pricing | Paid | Pay per use |\n| x402 | no | no |\n| Licence | Proprietary service. No public service agreement was found. The @jumio/websdk npm package is marked UNLICENSED | Proprietary service under the Stripe Services Agreement and Stripe Identity Terms. The OpenAPI spec and official SDKs are MIT |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-09-28 | 2026-10-01 |\n| Terms last updated | no document linked | 2026-09-28 |\n| Privacy policy last updated | 2026-08-04 | 2026-04-28 |\n| Customer content may train models | yes | yes |\n| Terms restrict automated access | | not found in the text |\n| Terms restrict benchmarking | | not found in the text |\n| Terms or service can change without notice | | not found in the text |\n| Arbitration or class-action waiver | | not found in the text |\n| Popularity | 72 stars, 2.1k npm/wk | 24.2M npm/wk, 11.4M PyPI/wk |\n\n## Verdicts\n\n**Jumio.** Five OpenAPI 3.0 files, an llms.txt index and OAuth2 clients limited to initiating or to retrieving and deleting make the API readable and containable. Access starts with an account manager, with no public price, trial or service agreement, and the status page shows four processing degradations and a 35-minute Singapore outage between 14 August and 2 October 2026.\n\n**Stripe Identity.** Stripe Identity runs on the Stripe API, with a public OpenAPI spec, idempotency keys, restricted keys for sensitive fields and a redact endpoint. The product page lists £1.25 per document and selfie check, and the first 50 are free. It has no watchlist or business screening, and outside GB, JP and the US it is in public beta.\n\n## Before you call either\n\n### Jumio\n\n1. Use the host for the tenant's region (amer-1, emea-1 or apac-1). Tokens come from auth.\u003cregion\u003e.jumio.ai/oauth2/token with the client ID and secret as Basic credentials\n2. Reuse the bearer token for its 60 minutes. Token requests are limited to 10 a second and new transactions to 1 a second per tenant\n3. Send a User-Agent header on every call. The Account API marks it required\n4. Don't blindly retry POST /api/v1/accounts. Each call creates an account and a transaction, and no idempotency key exists\n5. Wait for the callback or poll the status endpoint until PROCESSED before retrieving. Jumio's retry schedule starts at 40 seconds and stops after 940\n\n### Stripe Identity\n\n1. Send an Idempotency-Key based on your user reference when creating a VerificationSession, so a retry doesn't make a second session\n2. Send the end user the session URL or client secret. The person completes the check, the agent can't. Links expire after 48 hours\n3. Use a restricted key for `verified_outputs.dob` and `id_number`. Without an IP restriction it reads them only for 48 hours\n4. Wait for `identity.verification_session.verified` or `requires_input` webhooks instead of polling\n5. Treat `redact` as irreversible, and don't put personal data in metadata\n\n## Questions\n\n### Which is better for AI agents, Jumio or Stripe Identity?\n\nStripe Identity scores 77.7 (BB) on agent readiness against Jumio's 55 (C), and leads in 6 of 7 scored categories.\n\n### Do Jumio and Stripe Identity need an API key?\n\nJumio uses an OAuth sign-in. Stripe Identity needs an API key.\n\n### Can an agent call Jumio and Stripe Identity without installing anything?\n\nNo hosted endpoint is listed for Jumio. No hosted endpoint is listed for Stripe Identity.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/jumio-vs-stripe-identity.json, and with the fewest tokens: https://www.anchorterminal.com/compare/jumio-vs-stripe-identity.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"jumio\", \"b\": \"stripe-identity\"}`. From a terminal: `anchor compare jumio stripe-identity`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/jumio.json and https://www.anchorterminal.com/api/v1/tools/stripe-identity.json\n\n## Other comparisons with Jumio or Stripe Identity\n\n- [Alloy vs Jumio](https://www.anchorterminal.com/compare/alloy-vs-jumio.md)\n- [Alloy vs Stripe Identity](https://www.anchorterminal.com/compare/alloy-vs-stripe-identity.md)\n- [ComplyCube vs Jumio](https://www.anchorterminal.com/compare/complycube-vs-jumio.md)\n- [ComplyCube vs Stripe Identity](https://www.anchorterminal.com/compare/complycube-vs-stripe-identity.md)\n- [Didit vs Jumio](https://www.anchorterminal.com/compare/didit-vs-jumio.md)\n- [Didit vs Stripe Identity](https://www.anchorterminal.com/compare/didit-vs-stripe-identity.md)\n- [Entrust Identity Verification (formerly Onfido) vs Jumio](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-jumio.md)\n- [Entrust Identity Verification (formerly Onfido) vs Stripe Identity](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-stripe-identity.md)\n- [Jumio vs Middesk](https://www.anchorterminal.com/compare/jumio-vs-middesk.md)\n- [Jumio vs Persona](https://www.anchorterminal.com/compare/jumio-vs-persona.md)\n- [Jumio vs Plaid Identity Verification](https://www.anchorterminal.com/compare/jumio-vs-plaid-identity-verification.md)\n- [Jumio vs Shufti](https://www.anchorterminal.com/compare/jumio-vs-shufti.md)\n- [Jumio vs Socure RiskOS](https://www.anchorterminal.com/compare/jumio-vs-socure-riskos.md)\n- [Jumio vs Sumsub](https://www.anchorterminal.com/compare/jumio-vs-sumsub.md)\n- [Jumio vs Trulioo](https://www.anchorterminal.com/compare/jumio-vs-trulioo.md)\n- [Jumio vs Veriff](https://www.anchorterminal.com/compare/jumio-vs-veriff.md)\n- [Jumio vs Vouched](https://www.anchorterminal.com/compare/jumio-vs-vouched.md)\n- [Middesk vs Stripe Identity](https://www.anchorterminal.com/compare/middesk-vs-stripe-identity.md)\n- [Persona vs Stripe Identity](https://www.anchorterminal.com/compare/persona-vs-stripe-identity.md)\n- [Plaid Identity Verification vs Stripe Identity](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-stripe-identity.md)\n- [Shufti vs Stripe Identity](https://www.anchorterminal.com/compare/shufti-vs-stripe-identity.md)\n- [Socure RiskOS vs Stripe Identity](https://www.anchorterminal.com/compare/socure-riskos-vs-stripe-identity.md)\n- [Stripe Identity vs Sumsub](https://www.anchorterminal.com/compare/stripe-identity-vs-sumsub.md)\n- [Stripe Identity vs Trulioo](https://www.anchorterminal.com/compare/stripe-identity-vs-trulioo.md)\n- [Stripe Identity vs Veriff](https://www.anchorterminal.com/compare/stripe-identity-vs-veriff.md)\n- [Stripe Identity vs Vouched](https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.md)\n- [ComplyAdvantage vs Jumio](https://www.anchorterminal.com/compare/complyadvantage-vs-jumio.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-14", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.4", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "Jumio vs Stripe Identity", "url": "" } ], "description": "Stripe Identity scores 77.7 (BB) to Jumio's 55 (C) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.", "facts": [ "Jumio C 55", "Stripe Identity BB 77.7", "scores" ], "h1": "Jumio vs Stripe Identity", "image": "https://www.anchorterminal.com/assets/og/compare-jumio-vs-stripe-identity.png", "path": "/compare/jumio-vs-stripe-identity", "published": "2026-10-01", "section": "tools", "title": "Jumio vs Stripe Identity for AI agents in 2026: scores and prices", "toc": null, "updated": "2026-10-14", "url": "https://www.anchorterminal.com/compare/jumio-vs-stripe-identity" }, "tokens": { "markdown": 2550, "slim": 680 }, "version": 1 }