# Jumio vs Shufti

> Shufti scores 57.8 (C) on agent readiness against Jumio's 55 (C), and leads in 3 of 7 scored categories. Jumio leads on schema & documentation. Both do kyc identity. Category scores, facts, verdicts and agent notes side by side.

- Canonical: https://www.anchorterminal.com/compare/jumio-vs-shufti
- Markdown: https://www.anchorterminal.com/compare/jumio-vs-shufti.md (~2,150 tokens)
- Slim: https://www.anchorterminal.com/compare/jumio-vs-shufti.min.md (~630 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/compare/jumio-vs-shufti.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- Updated: 2026-10-09

Shufti scores 57.8 (C) on agent readiness against Jumio's 55 (C), and leads in 3 of 7 scored categories. Jumio leads on schema & documentation. Both do kyc identity.

- Jumio: grade C, 55/100, rank #603 of 842. Markdown https://www.anchorterminal.com/tools/jumio.md · JSON https://www.anchorterminal.com/api/v1/tools/jumio.json
- Shufti: grade C, 57.8/100, rank #538 of 842. Markdown https://www.anchorterminal.com/tools/shufti.md · JSON https://www.anchorterminal.com/api/v1/tools/shufti.json

## Which one, for what

### Jumio (C)

Good for: An enterprise with a Jumio contract that wants document, selfie and liveness checks, watchlist screening and Latin American, Thai and Australian database checks behind OpenAPI-described endpoints.

Ahead on:
- Schema & documentation, 73 against 58

Watch for: No public price, free tier or trial. OAuth2 and workflow keys are activated by a Jumio account manager

### Shufti (C)

Good for: A team that wants document, face, address, AML and KYB checks behind one endpoint, a free plan for low volume, and an MCP server that hands the person a hosted verification link.

Ahead on:
- Payments & pricing, 35 against 0
- Transparency & trust, 71 against 60

Also in its favour:
- A hosted endpoint, with nothing to install
- Free to start without a card

Watch for: No OpenAPI file or other machine-readable contract was found. The reference is prose tables plus Postman collections


## Score by category

| Category | Weight | Jumio | Shufti | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 65 | 65 | even |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 73 | 58 | Jumio +15 |
| Agent ergonomics | 13% (16.2 this run) | 45 | 47 | Shufti +2 |
| Security & auth | 14% (17.5 this run) | 63 | 62 | Jumio +1 |
| Payments & pricing | 10% (12.5 this run) | 0 | 35 | Shufti +35 |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 75 | 72 | Jumio +3 |
| Transparency & trust | 7% (8.8 this run) | 60 | 71 | Shufti +11 |
| Negative events | ≤15 | 0 | 0 | |
| **Total** | | **55 · C** | **57.8 · C** | |

## Facts side by side

| Fact | Jumio | Shufti |
| --- | --- | --- |
| Kind | HTTP API | HTTP API |
| Vendor | Jumio Corporation | Shufti Pro Limited |
| Hosted endpoint | no (local only) | `https://api.shuftipro.com` |
| Transports | HTTP | HTTP, Streamable HTTP |
| Auth | OAuth | OAuth or key |
| Pricing | Paid | Freemium |
| x402 | no | no |
| Licence | Proprietary service. No public service agreement was found. The @jumio/websdk npm package is marked UNLICENSED | Proprietary service under Shufti's Terms and Conditions. The licences of the mobile capture SDKs were not checked |
| Tools exposed | none | 25 |
| Read-only variant documented | no | no |
| llms.txt | yes | yes |
| Last release | 2026-09-28 | 2026-10-06 |
| Terms last updated | no document linked |  |
| Privacy policy last updated | 2026-08-04 | 2026-09-01 |
| Customer content may train models | yes | yes, with an opt-out |
| Terms restrict automated access |  |  |
| Terms restrict benchmarking |  |  |
| Terms or service can change without notice |  |  |
| Arbitration or class-action waiver |  |  |
| Popularity | 72 stars, 2.1k npm/wk | 673 npm/wk |

## Verdicts

**Jumio.** Five OpenAPI 3.0 files, an llms.txt index and OAuth2 clients limited to initiating or to retrieving and deleting make the API readable and containable. Access starts with an account manager, with no public price, trial or service agreement, and the status page shows four processing degradations and a 35-minute Singapore outage between 14 August and 2 October 2026.

**Shufti.** One endpoint covers document, face, address, AML and KYB checks, with a free plan of 10 verifications a month, and a hosted MCP server adds OAuth with three scopes. No OpenAPI file, server SDK or idempotency key was found, and the status page history could not be read.

## Before you call either

### Jumio

1. Use the host for the tenant's region (amer-1, emea-1 or apac-1). Tokens come from auth.<region>.jumio.ai/oauth2/token with the client ID and secret as Basic credentials
2. Reuse the bearer token for its 60 minutes. Token requests are limited to 10 a second and new transactions to 1 a second per tenant
3. Send a User-Agent header on every call. The Account API marks it required
4. Don't blindly retry POST /api/v1/accounts. Each call creates an account and a transaction, and no idempotency key exists
5. Wait for the callback or poll the status endpoint until PROCESSED before retrieving. Jumio's retry schedule starts at 40 seconds and stops after 940

### Shufti

1. POST every verification to `https://api.shuftipro.com/` with a unique `reference` of 6 to 250 characters and one object per service. Read results from `/status` with that reference
2. Register the callback domain in the back office first. An unregistered `callback_url` is rejected
3. Stay under 60 requests a minute per IP on a production account and 20 on a trial account
4. Check the `Signature` response header. Accounts created after 15 March 2023 hash the Secret Key with SHA-256 before appending it to the raw response
5. Through MCP, identity checks return a `verification_url` for the person to open. No tool accepts an image, so use the REST API for offsite proofs

## Questions

### Which is better for AI agents, Jumio or Shufti?

Shufti scores 57.8 (C) on agent readiness against Jumio's 55 (C), and leads in 3 of 7 scored categories. Jumio leads on schema & documentation.

### Do Jumio and Shufti need an API key?

Jumio uses an OAuth sign-in. Shufti takes an API key or an OAuth sign-in.

### Can an agent call Jumio and Shufti without installing anything?

No hosted endpoint is listed for Jumio. Shufti has a hosted endpoint at https://api.shuftipro.com.


## For agents

- This comparison as JSON: https://www.anchorterminal.com/compare/jumio-vs-shufti.json, and with the fewest tokens: https://www.anchorterminal.com/compare/jumio-vs-shufti.min.md
- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "jumio", "b": "shufti"}`. From a terminal: `anchor compare jumio shufti`
- Each listing in full: https://www.anchorterminal.com/api/v1/tools/jumio.json and https://www.anchorterminal.com/api/v1/tools/shufti.json

## Other comparisons with Jumio or Shufti

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- [Shufti vs Sumsub](https://www.anchorterminal.com/compare/shufti-vs-sumsub.md)
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