{ "data": { "a": { "slug": "jumio", "name": "Jumio", "vendor": "Jumio Corporation", "vendorUrl": "https://www.jumio.com", "kind": "http-api", "category": "identity-verification", "summary": "Identity verification service from Jumio Corporation in Sunnyvale. It checks identity documents and selfies with liveness, screens against sanctions and PEP lists, and runs government database checks. Transactions are started and read through regional REST APIs with OAuth2.", "url": "https://www.anchorterminal.com/tools/jumio", "markdownUrl": "https://www.anchorterminal.com/tools/jumio.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/jumio.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/jumio.json", "repo": "https://github.com/Jumio/mobile-sdk-android", "license": "Proprietary service. No public service agreement was found. The @jumio/websdk npm package is marked UNLICENSED", "transports": [ "http" ], "packages": [ { "registry": "npm", "name": "@jumio/websdk" }, { "registry": "npm", "name": "react-native-jumio-mobilesdk" } ], "auth": "oauth", "authNotes": "Sales approval. A Jumio account manager activates OAuth2 for the tenant and supplies the workflow keys. An admin then generates client ID and secret pairs in the Jumio Portal, each limited to initiating transactions, to retrieving and deleting them, or both, and each can be deactivated. The pair is sent as Basic credentials to the regional token URL with `grant_type=client_credentials`, and the bearer token lasts 60 minutes. Basic authentication on the REST APIs themselves is marked deprecated. Account creation also returns per-transaction tokens for uploads and the capture SDKs.", "pricing": "paid", "pricingNotes": "No public prices. www.jumio.com/pricing/ returns 404 and the site's Get Started button opens a sales enquiry form. No free tier, trial or self-serve signup was found. The mock service for synthetic test transactions needs a dedicated tenant that Jumio Support or the account manager sets up (checked 2026-10-08).", "priceSummary": "Paid", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in llms-full.txt, the five OpenAPI files or the Jumio website (checked 2026-10-08).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": 72, "npmWeekly": 2122, "pypiWeekly": null, "asOf": "2026-10-08" }, "docsUrl": "https://documentation.jumio.ai", "llmsTxt": "https://documentation.jumio.ai/llms.txt", "openapi": "https://documentation.jumio.ai/redocusaurus/account.yaml", "capabilities": [ "kyc.identity", "kyc.documents", "kyc.screening" ], "tags": [ "hosted", "enterprise", "oauth", "openapi", "llms-txt", "callbacks", "sales-led", "status-page", "soc2", "iso27001", "java", "dotnet" ], "lastRelease": "2026-09-28", "graded": true, "anchor": { "graded": true, "score": 55, "grade": "C", "agentReady": false, "rank": 713, "ranked": true, "rankOf": 1076, "categoryRank": 14, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 45, "maintenance": 75, "payments": 0, "reliability": 65, "schema": 73, "security": 63, "transparency": 60 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-08" }, "negative": 0, "verdict": "Five OpenAPI 3.0 files, an llms.txt index and OAuth2 clients limited to initiating or to retrieving and deleting make the API readable and containable. Access starts with an account manager, with no public price, trial or service agreement, and the status page shows four processing degradations and a 35-minute Singapore outage between 14 August and 2 October 2026.", "bestFor": "An enterprise with a Jumio contract that wants document, selfie and liveness checks, watchlist screening and Latin American, Thai and Australian database checks behind OpenAPI-described endpoints.", "strengths": [ "Five downloadable OpenAPI 3.0 files covering 25 operations, plus llms.txt and a 2.2 MB llms-full.txt of the docs in Markdown", "OAuth2 client credentials with 60-minute bearer tokens. Each client is limited to initiate, to retrieve and delete, or both, and can be deactivated", "Rate limits are published per tenant. Token requests 10 a second, new transactions 1 a second, retrievals 15 a second", "Statuspage at monitor.jumio.com by data centre, and an unauthenticated health endpoint per region that answers UP, DEGRADED or DOWN", "SOC 2, ISO 27001 and PCI DSS 4.0.1 listed on the Trust Centre, and a vulnerability disclosure programme at vdp.jumio.com" ], "weaknesses": [ "No public price, free tier or trial. OAuth2 and workflow keys are activated by a Jumio account manager", "No service agreement or DPA is published. The public terms of use cover end users in the United States", "Four processing degradations and a 35-minute Singapore outage on the status page between 14 August and 2 October 2026", "No idempotency key. A repeated POST or PUT on accounts starts another transaction", "GET /api/v1/workflow-executions takes no paging or filter parameters, and the specs document only 401, 403 and 404 errors", "Retention periods and the sub-processor list are available on request only, and security.txt returns 404" ], "agentNotes": [ "Use the host for the tenant's region (amer-1, emea-1 or apac-1). Tokens come from auth.\u003cregion\u003e.jumio.ai/oauth2/token with the client ID and secret as Basic credentials", "Reuse the bearer token for its 60 minutes. Token requests are limited to 10 a second and new transactions to 1 a second per tenant", "Send a User-Agent header on every call. The Account API marks it required", "Don't blindly retry POST /api/v1/accounts. Each call creates an account and a transaction, and no idempotency key exists", "Wait for the callback or poll the status endpoint until PROCESSED before retrieving. Jumio's retry schedule starts at 40 seconds and stops after 940" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "C", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 55 } ], "editorialScores": { "ergonomics": 45, "maintenance": 75, "payments": 0, "reliability": 65, "schema": 73, "security": 63, "transparency": 41 }, "provenanceScore": 78 }, "connect": { "http": "curl --location 'https://auth.amer-1.jumio.ai/oauth2/token' \\\n -u CLIENT_ID:CLIENT_SECRET \\\n --header 'Accept: application/json' \\\n --data-urlencode 'grant_type=client_credentials'" }, "letme": { "capability": "https://letme.dev/kyc.identity", "tool": "https://letme.dev/jumio" }, "area": "domain-data", "provenance": { "legalEntity": "Jumio Corporation", "domain": "jumio.com", "domainRegistered": "2004-03-30", "endpointOnVendorDomain": true, "terms": "", "privacy": "https://www.jumio.com/privacy-center/privacy-notices/online-services-notice/", "statusPage": "https://monitor.jumio.com", "changelog": "https://documentation.jumio.ai/docs/developer-resources/SDKs/mobile-sdk/mobile-sdk-android-master/docs/changelog", "securityTxt": "none", "checked": "2026-10-08", "notes": [ "The Online Services Privacy Notice (last updated 4 August 2026) names Jumio Corporation, 100 Mathilda Place, Suite 100, Sunnyvale, CA 94086, with Jumio Software Development GmbH in Linz as EU representative.", "No terms field. Jumio publishes no service agreement or API terms for customers. www.jumio.com/terms-of-use/ (last updated 18 June 2026) is addressed to end users in the United States, so it isn't recorded as the governing document.", "The APIs answer on jumio.ai hosts (auth, account, api, retrieval, kyx and status under amer-1, emea-1 and apac-1), a second domain used throughout Jumio's own documentation at documentation.jumio.ai.", "www.jumio.com/.well-known/security.txt and /security.txt return 404. Reports go to the vulnerability disclosure programme at https://vdp.jumio.com, which pays nothing.", "The changelog linked is the Android SDK's. No changelog for the REST APIs was found.", "RDAP for jumio.com gives a registration date of 2004-03-30." ], "score": 78 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/jumio.json", "live": { "slug": "jumio", "vendorStatus": { "page": "https://monitor.jumio.com", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-14T09:52:49.48171783Z" }, "versions": [ { "registry": "github", "name": "Jumio/mobile-sdk-android", "version": "v4.19.1", "released": "2026-09-28", "seenAt": "2026-10-13T23:03:31.8438655Z" }, { "registry": "npm", "name": "@jumio/websdk", "version": "0.6.2", "seenAt": "2026-10-13T23:03:29.658957915Z" }, { "registry": "npm", "name": "react-native-jumio-mobilesdk", "version": "4.11.0", "seenAt": "2026-10-13T23:03:30.077827417Z" } ], "githubStars": 72, "npmWeekly": 2384, "securityTxt": { "url": "https://jumio.com/.well-known/security.txt", "state": "none", "checkedAt": "2026-10-13T15:45:23.408019204Z" }, "llmsTxt": { "url": "https://documentation.jumio.ai/llms.txt", "ok": true, "status": 200, "checkedAt": "2026-10-13T14:11:48.597122921Z" }, "domain": { "domain": "jumio.com", "registered": "2004-03-30", "source": "https://rdap.verisign.com/com/v1/domain/jumio.com", "checkedAt": "2026-10-11T13:20:49.723829226Z" }, "pages": [ { "url": "https://documentation.jumio.ai/docs/developer-resources/SDKs/mobile-sdk/mobile-sdk-android-master/docs/changelog", "kind": "changelog", "status": 304, "checkedAt": "2026-10-13T20:16:24.688432791Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "4e0b13492ecb" }, { "url": "https://www.jumio.com/privacy-center/privacy-notices/online-services-notice/", "kind": "privacy", "status": 304, "checkedAt": "2026-10-13T20:29:11.663584583Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "47ddc34e8761" } ], "updatedAt": "2026-10-14T09:52:49.48171783Z" } }, "answer": "Plaid Identity Verification scores 67.1 (B) on agent readiness against Jumio's 55 (C), and leads in 6 of 7 scored categories.", "b": { "slug": "plaid-identity-verification", "name": "Plaid Identity Verification", "vendor": "Plaid Inc.", "vendorUrl": "https://plaid.com/products/identity-verification/", "kind": "http-api", "category": "identity-verification", "summary": "Plaid Identity Verification checks a person against data sources, identity documents, selfies with liveness and SMS, with risk scoring and optional Monitor watchlist screening. Sessions run in Plaid Link or through a backend-only API flow.", "url": "https://www.anchorterminal.com/tools/plaid-identity-verification", "markdownUrl": "https://www.anchorterminal.com/tools/plaid-identity-verification.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/plaid-identity-verification.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/plaid-identity-verification.json", "repo": "https://github.com/plaid/plaid-openapi", "license": "Proprietary service under Plaid's developer policy and end-user terms. The OpenAPI file and client libraries are MIT", "transports": [ "http" ], "packages": [ { "registry": "npm", "name": "plaid" }, { "registry": "pypi", "name": "plaid-python" } ], "auth": "api-key", "authNotes": "`client_id` and `secret` in the JSON body of each POST to https://sandbox.plaid.com or https://production.plaid.com, with a separate secret per environment. No scopes. Sandbox for Identity Verification is enabled self-serve from the Dashboard Products page (since 12 August 2026). Production needs a product access request, and the integrating company must be based in the US, Canada or the UK (checked 2026-10-14).", "pricing": "paid", "pricingNotes": "No public prices. Each session is billed an Anti-Fraud Engine fee plus fees for data source verification (by country), document checks and selfie checks, and retries are billed as new sessions. Exact rates appear after applying for Production. Sandbox is free (https://plaid.com/docs/account/billing/, checked 2026-10-14).", "priceSummary": "Paid", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the Identity Verification docs, the API reference or the pricing page (checked 2026-10-14).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": 1238045, "pypiWeekly": 656200, "asOf": "2026-10-14" }, "docsUrl": "https://plaid.com/docs/identity-verification/", "llmsTxt": "https://plaid.com/llms.txt", "openapi": "https://raw.githubusercontent.com/plaid/plaid-openapi/master/2020-09-14.yml", "capabilities": [ "kyc.identity", "kyc.documents", "kyc.screening" ], "tags": [ "hosted", "api-key", "openapi", "llms-txt", "webhooks", "sandbox", "status-page", "python", "typescript", "go", "java", "ruby", "bug-bounty" ], "lastRelease": "2026-10-13", "graded": true, "anchor": { "graded": true, "score": 67.1, "grade": "B", "agentReady": false, "rank": 278, "ranked": true, "rankOf": 1076, "categoryRank": 5, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 75, "maintenance": 83, "payments": 15, "reliability": 68, "schema": 91, "security": 61, "transparency": 77 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-14" }, "negative": 0, "verdict": "Plaid Identity Verification has four typed endpoints in Plaid's public OpenAPI file, an idempotent create, a backend-only flow for data source checks and frequent changelog entries. Prices appear only after applying for Production, the secret has no scopes, and the rate-limit and error pages are disallowed to crawlers.", "bestFor": "US, Canadian and UK companies that want KYC with data source checks, documents and selfies, especially those already on Plaid or wanting Monitor screening in the same flow.", "strengths": [ "Four typed endpoints in the public OpenAPI file, with llms.txt and Markdown docs", "Backend-only flow runs data source checks from user data with no Link session", "`is_idempotent` on create returns the existing session instead of making a second", "Six dated Identity Verification changelog entries between 9 July and 13 October 2026", "Self-serve Sandbox since 12 August 2026, with sample identities for test outcomes" ], "weaknesses": [ "No public prices. Rates appear only after a Production application", "One team secret reaches every Plaid product, with no scopes or read-only key", "Integrating companies must be based in the US, Canada or the UK", "Data stays only while the contract is active, and access to past sessions ends with it", "Rate-limit and error pages sit under a path robots.txt disallows, so we didn't read them" ], "agentNotes": [ "Pass `is_idempotent: true` to /identity_verification/create so a retry returns the existing session", "Use the backend-only flow (data source template, `gave_consent: true`) when you already hold the user's details. Documents and selfies need the person in Link", "Wait for the STATUS_UPDATED webhook or poll /identity_verification/get. Link's onSuccess doesn't mean the user passed", "Don't issue retries casually. Each retry is a new session billed again", "Enable Sandbox for Identity Verification on the Dashboard Products page before the first call" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "B", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 67.1 } ], "editorialScores": { "ergonomics": 75, "maintenance": 83, "payments": 15, "reliability": 68, "schema": 91, "security": 61, "transparency": 57 }, "provenanceScore": 97 }, "connect": { "http": "curl -X POST https://sandbox.plaid.com/identity_verification/create \\\n-H 'Content-Type: application/json' \\\n-d '{\n \"client_user_id\": \"user-sandbox-b0e2c4ee-a763-4df5-bfe9-46a46bce993d\",\n \"client_id\": \"${PLAID_CLIENT_ID}\",\n \"secret\": \"${PLAID_SECRET}\",\n \"is_shareable\": true,\n \"template_id\": \"idvtmp_52xR9LKo77r1Np\",\n \"gave_consent\": true\n}'" }, "letme": { "capability": "https://letme.dev/kyc.identity", "tool": "https://letme.dev/plaid-identity-verification" }, "sameCompany": [ "plaid" ], "area": "domain-data", "provenance": { "legalEntity": "Plaid Inc.", "domain": "plaid.com", "domainRegistered": "1995-08-16", "endpointOnVendorDomain": true, "terms": "https://plaid.com/legal/#developer-policy", "privacy": "https://plaid.com/legal/#privacy-statement", "statusPage": "https://status.plaid.com", "changelog": "https://plaid.com/docs/changelog/", "securityTxt": "valid", "checked": "2026-10-14", "notes": [ "Same entity, legal pages and status page as the plaid listing. Plaid Financial Ltd and Plaid, B.V. cover the UK and the EEA.", "plaid.com/.well-known/security.txt lists HackerOne and security@plaid.com and expires 2026-12-31.", "plaid.com was registered in 1995, before Plaid was founded." ], "score": 97 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/plaid-identity-verification.json", "live": { "slug": "plaid-identity-verification", "vendorStatus": { "page": "https://status.plaid.com", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-14T09:53:20.159743826Z" }, "updatedAt": "2026-10-14T09:53:20.159743826Z" } }, "facts": [ { "a": "HTTP API", "b": "HTTP API", "name": "Kind" }, { "a": "Jumio Corporation", "b": "Plaid Inc.", "name": "Vendor" }, { "a": "no (local only)", "b": "no (local only)", "name": "Hosted endpoint" }, { "a": "HTTP", "b": "HTTP", "name": "Transports" }, { "a": "OAuth", "b": "API key", "name": "Auth" }, { "a": "Paid", "b": "Paid", "name": "Pricing" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "Proprietary service. No public service agreement was found. The @jumio/websdk npm package is marked UNLICENSED", "b": "Proprietary service under Plaid's developer policy and end-user terms. The OpenAPI file and client libraries are MIT", "name": "Licence" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "yes", "name": "llms.txt" }, { "a": "2026-09-28", "b": "2026-10-13", "name": "Last release" }, { "a": "no document linked", "b": "2025-12-01", "name": "Terms last updated" }, { "a": "2026-08-04", "b": "2025-12-01", "name": "Privacy policy last updated" }, { "a": "yes", "b": "not found in the text", "name": "Customer content may train models" }, { "a": "", "b": "not found in the text", "name": "Terms restrict automated access" }, { "a": "", "b": "yes", "name": "Terms restrict benchmarking" }, { "a": "", "b": "not found in the text", "name": "Terms or service can change without notice" }, { "a": "", "b": "not found in the text", "name": "Arbitration or class-action waiver" }, { "a": "72 stars, 2.1k npm/wk", "b": "1.2M npm/wk, 656k PyPI/wk", "name": "Popularity" } ], "faq": [ { "answer": "Plaid Identity Verification scores 67.1 (B) on agent readiness against Jumio's 55 (C), and leads in 6 of 7 scored categories.", "question": "Which is better for AI agents, Jumio or Plaid Identity Verification?" }, { "answer": "Jumio uses an OAuth sign-in. Plaid Identity Verification needs an API key.", "question": "Do Jumio and Plaid Identity Verification need an API key?" }, { "answer": "No hosted endpoint is listed for Jumio. No hosted endpoint is listed for Plaid Identity Verification.", "question": "Can an agent call Jumio and Plaid Identity Verification without installing anything?" } ], "goodFor": [ { "aheadOn": null, "also": null, "goodFor": "An enterprise with a Jumio contract that wants document, selfie and liveness checks, watchlist screening and Latin American, Thai and Australian database checks behind OpenAPI-described endpoints.", "slug": "jumio", "watchFor": "No public price, free tier or trial. OAuth2 and workflow keys are activated by a Jumio account manager" }, { "aheadOn": [ "Schema \u0026 documentation, 91 against 73", "Agent ergonomics, 75 against 45", "Payments \u0026 pricing, 15 against 0", "Maintenance \u0026 community, 83 against 75", "Transparency \u0026 trust, 77 against 60" ], "also": null, "goodFor": "US, Canadian and UK companies that want KYC with data source checks, documents and selfies, especially those already on Plaid or wanting Monitor screening in the same flow.", "slug": "plaid-identity-verification", "watchFor": "No public prices. Rates appear only after a Production application" } ], "job": { "capability": "kyc.identity", "name": "Identity verification" }, "others": [ { "json": "https://www.anchorterminal.com/compare/alloy-vs-jumio.json", "title": "Alloy vs Jumio", "url": "https://www.anchorterminal.com/compare/alloy-vs-jumio" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-plaid-identity-verification.json", "title": "Alloy vs Plaid Identity Verification", "url": "https://www.anchorterminal.com/compare/alloy-vs-plaid-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/complycube-vs-jumio.json", "title": "ComplyCube vs Jumio", "url": "https://www.anchorterminal.com/compare/complycube-vs-jumio" }, { "json": "https://www.anchorterminal.com/compare/complycube-vs-plaid-identity-verification.json", "title": "ComplyCube vs Plaid Identity Verification", "url": "https://www.anchorterminal.com/compare/complycube-vs-plaid-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-jumio.json", "title": "Didit vs Jumio", "url": "https://www.anchorterminal.com/compare/didit-vs-jumio" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-plaid-identity-verification.json", "title": "Didit vs Plaid Identity Verification", "url": "https://www.anchorterminal.com/compare/didit-vs-plaid-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-jumio.json", "title": "Entrust Identity Verification (formerly Onfido) vs Jumio", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-jumio" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-plaid-identity-verification.json", "title": "Entrust Identity Verification (formerly Onfido) vs Plaid Identity Verification", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-plaid-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-middesk.json", "title": "Jumio vs Middesk", "url": "https://www.anchorterminal.com/compare/jumio-vs-middesk" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-persona.json", "title": "Jumio vs Persona", "url": "https://www.anchorterminal.com/compare/jumio-vs-persona" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-shufti.json", "title": "Jumio vs Shufti", "url": "https://www.anchorterminal.com/compare/jumio-vs-shufti" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-socure-riskos.json", "title": "Jumio vs Socure RiskOS", "url": "https://www.anchorterminal.com/compare/jumio-vs-socure-riskos" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-stripe-identity.json", "title": "Jumio vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/jumio-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-sumsub.json", "title": "Jumio vs Sumsub", "url": "https://www.anchorterminal.com/compare/jumio-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-trulioo.json", "title": "Jumio vs Trulioo", "url": "https://www.anchorterminal.com/compare/jumio-vs-trulioo" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-veriff.json", "title": "Jumio vs Veriff", "url": "https://www.anchorterminal.com/compare/jumio-vs-veriff" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-vouched.json", "title": "Jumio vs Vouched", "url": "https://www.anchorterminal.com/compare/jumio-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/middesk-vs-plaid-identity-verification.json", "title": "Middesk vs Plaid Identity Verification", "url": "https://www.anchorterminal.com/compare/middesk-vs-plaid-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/persona-vs-plaid-identity-verification.json", "title": "Persona vs Plaid Identity Verification", "url": "https://www.anchorterminal.com/compare/persona-vs-plaid-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-shufti.json", "title": "Plaid Identity Verification vs Shufti", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-shufti" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-socure-riskos.json", "title": "Plaid Identity Verification vs Socure RiskOS", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-socure-riskos" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-stripe-identity.json", "title": "Plaid Identity Verification vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-sumsub.json", "title": "Plaid Identity Verification vs Sumsub", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-trulioo.json", "title": "Plaid Identity Verification vs Trulioo", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-trulioo" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-veriff.json", "title": "Plaid Identity Verification vs Veriff", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-veriff" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched.json", "title": "Plaid Identity Verification vs Vouched", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-jumio.json", "title": "ComplyAdvantage vs Jumio", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-jumio" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-plaid-identity-verification.json", "title": "ComplyAdvantage vs Plaid Identity Verification", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-plaid-identity-verification" } ], "scores": [ { "by": 3, "edge": "plaid-identity-verification", "jumio": 65, "key": "reliability", "name": "Reliability", "plaid-identity-verification": 68, "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "by": 18, "edge": "plaid-identity-verification", "jumio": 73, "key": "schema", "name": "Schema \u0026 documentation", "plaid-identity-verification": 91, "weight": 13 }, { "by": 30, "edge": "plaid-identity-verification", "jumio": 45, "key": "ergonomics", "name": "Agent ergonomics", "plaid-identity-verification": 75, "weight": 13 }, { "by": 2, "edge": "jumio", "jumio": 63, "key": "security", "name": "Security \u0026 auth", "plaid-identity-verification": 61, "weight": 14 }, { "by": 15, "edge": "plaid-identity-verification", "jumio": 0, "key": "payments", "name": "Payments \u0026 pricing", "plaid-identity-verification": 15, "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "by": 8, "edge": "plaid-identity-verification", "jumio": 75, "key": "maintenance", "name": "Maintenance \u0026 community", "plaid-identity-verification": 83, "weight": 7 }, { "by": 17, "edge": "plaid-identity-verification", "jumio": 60, "key": "transparency", "name": "Transparency \u0026 trust", "plaid-identity-verification": 77, "weight": 7 } ], "summary": "Plaid Identity Verification scores 67.1 (B) on agent readiness against Jumio's 55 (C), and leads in 6 of 7 scored categories. Both do identity verification.", "verdicts": { "jumio": "Five OpenAPI 3.0 files, an llms.txt index and OAuth2 clients limited to initiating or to retrieving and deleting make the API readable and containable. Access starts with an account manager, with no public price, trial or service agreement, and the status page shows four processing degradations and a 35-minute Singapore outage between 14 August and 2 October 2026.", "plaid-identity-verification": "Plaid Identity Verification has four typed endpoints in Plaid's public OpenAPI file, an idempotent create, a backend-only flow for data source checks and frequent changelog entries. Prices appear only after applying for Production, the secret has no scopes, and the rate-limit and error pages are disallowed to crawlers." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/jumio-vs-plaid-identity-verification", "json": "https://www.anchorterminal.com/compare/jumio-vs-plaid-identity-verification.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/jumio-vs-plaid-identity-verification.md", "slim": "https://www.anchorterminal.com/compare/jumio-vs-plaid-identity-verification.min.md" }, "markdown": "Plaid Identity Verification scores 67.1 (B) on agent readiness against Jumio's 55 (C), and leads in 6 of 7 scored categories. Both do identity verification.\n\n- Jumio: grade C, 55/100, rank #713 of 1076. Markdown https://www.anchorterminal.com/tools/jumio.md · JSON https://www.anchorterminal.com/api/v1/tools/jumio.json\n- Plaid Identity Verification: grade B, 67.1/100, rank #278 of 1076. Markdown https://www.anchorterminal.com/tools/plaid-identity-verification.md · JSON https://www.anchorterminal.com/api/v1/tools/plaid-identity-verification.json\n- Best identity and business verification APIs for AI agents: https://www.anchorterminal.com/best/identity-verification/index.md\n- All 119 verification comparisons: https://www.anchorterminal.com/compare/identity-verification/index.md\n\n## Which one, for what\n\n### Jumio (C)\n\nGood for: An enterprise with a Jumio contract that wants document, selfie and liveness checks, watchlist screening and Latin American, Thai and Australian database checks behind OpenAPI-described endpoints.\n\nWatch for: No public price, free tier or trial. OAuth2 and workflow keys are activated by a Jumio account manager\n\n### Plaid Identity Verification (B)\n\nGood for: US, Canadian and UK companies that want KYC with data source checks, documents and selfies, especially those already on Plaid or wanting Monitor screening in the same flow.\n\nAhead on:\n- Schema \u0026 documentation, 91 against 73\n- Agent ergonomics, 75 against 45\n- Payments \u0026 pricing, 15 against 0\n- Maintenance \u0026 community, 83 against 75\n- Transparency \u0026 trust, 77 against 60\n\nWatch for: No public prices. Rates appear only after a Production application\n\n\n## Score by category\n\n| Category | Weight | Jumio | Plaid Identity Verification | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 65 | 68 | Plaid Identity Verification +3 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 73 | 91 | Plaid Identity Verification +18 |\n| Agent ergonomics | 13% (16.2 this run) | 45 | 75 | Plaid Identity Verification +30 |\n| Security \u0026 auth | 14% (17.5 this run) | 63 | 61 | Jumio +2 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 0 | 15 | Plaid Identity Verification +15 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 75 | 83 | Plaid Identity Verification +8 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 60 | 77 | Plaid Identity Verification +17 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **55 · C** | **67.1 · B** | |\n\n## Facts side by side\n\n| Fact | Jumio | Plaid Identity Verification |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Jumio Corporation | Plaid Inc. |\n| Hosted endpoint | no (local only) | no (local only) |\n| Transports | HTTP | HTTP |\n| Auth | OAuth | API key |\n| Pricing | Paid | Paid |\n| x402 | no | no |\n| Licence | Proprietary service. No public service agreement was found. The @jumio/websdk npm package is marked UNLICENSED | Proprietary service under Plaid's developer policy and end-user terms. The OpenAPI file and client libraries are MIT |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-09-28 | 2026-10-13 |\n| Terms last updated | no document linked | 2025-12-01 |\n| Privacy policy last updated | 2026-08-04 | 2025-12-01 |\n| Customer content may train models | yes | not found in the text |\n| Terms restrict automated access | | not found in the text |\n| Terms restrict benchmarking | | yes |\n| Terms or service can change without notice | | not found in the text |\n| Arbitration or class-action waiver | | not found in the text |\n| Popularity | 72 stars, 2.1k npm/wk | 1.2M npm/wk, 656k PyPI/wk |\n\n## Verdicts\n\n**Jumio.** Five OpenAPI 3.0 files, an llms.txt index and OAuth2 clients limited to initiating or to retrieving and deleting make the API readable and containable. Access starts with an account manager, with no public price, trial or service agreement, and the status page shows four processing degradations and a 35-minute Singapore outage between 14 August and 2 October 2026.\n\n**Plaid Identity Verification.** Plaid Identity Verification has four typed endpoints in Plaid's public OpenAPI file, an idempotent create, a backend-only flow for data source checks and frequent changelog entries. Prices appear only after applying for Production, the secret has no scopes, and the rate-limit and error pages are disallowed to crawlers.\n\n## Before you call either\n\n### Jumio\n\n1. Use the host for the tenant's region (amer-1, emea-1 or apac-1). Tokens come from auth.\u003cregion\u003e.jumio.ai/oauth2/token with the client ID and secret as Basic credentials\n2. Reuse the bearer token for its 60 minutes. Token requests are limited to 10 a second and new transactions to 1 a second per tenant\n3. Send a User-Agent header on every call. The Account API marks it required\n4. Don't blindly retry POST /api/v1/accounts. Each call creates an account and a transaction, and no idempotency key exists\n5. Wait for the callback or poll the status endpoint until PROCESSED before retrieving. Jumio's retry schedule starts at 40 seconds and stops after 940\n\n### Plaid Identity Verification\n\n1. Pass `is_idempotent: true` to /identity_verification/create so a retry returns the existing session\n2. Use the backend-only flow (data source template, `gave_consent: true`) when you already hold the user's details. Documents and selfies need the person in Link\n3. Wait for the STATUS_UPDATED webhook or poll /identity_verification/get. Link's onSuccess doesn't mean the user passed\n4. Don't issue retries casually. Each retry is a new session billed again\n5. Enable Sandbox for Identity Verification on the Dashboard Products page before the first call\n\n## Questions\n\n### Which is better for AI agents, Jumio or Plaid Identity Verification?\n\nPlaid Identity Verification scores 67.1 (B) on agent readiness against Jumio's 55 (C), and leads in 6 of 7 scored categories.\n\n### Do Jumio and Plaid Identity Verification need an API key?\n\nJumio uses an OAuth sign-in. Plaid Identity Verification needs an API key.\n\n### Can an agent call Jumio and Plaid Identity Verification without installing anything?\n\nNo hosted endpoint is listed for Jumio. No hosted endpoint is listed for Plaid Identity Verification.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/jumio-vs-plaid-identity-verification.json, and with the fewest tokens: https://www.anchorterminal.com/compare/jumio-vs-plaid-identity-verification.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"jumio\", \"b\": \"plaid-identity-verification\"}`. From a terminal: `anchor compare jumio plaid-identity-verification`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/jumio.json and https://www.anchorterminal.com/api/v1/tools/plaid-identity-verification.json\n\n## Other comparisons with Jumio or Plaid Identity Verification\n\n- [Alloy vs Jumio](https://www.anchorterminal.com/compare/alloy-vs-jumio.md)\n- [Alloy vs Plaid Identity Verification](https://www.anchorterminal.com/compare/alloy-vs-plaid-identity-verification.md)\n- [ComplyCube vs Jumio](https://www.anchorterminal.com/compare/complycube-vs-jumio.md)\n- [ComplyCube vs Plaid Identity Verification](https://www.anchorterminal.com/compare/complycube-vs-plaid-identity-verification.md)\n- [Didit vs Jumio](https://www.anchorterminal.com/compare/didit-vs-jumio.md)\n- [Didit vs Plaid Identity Verification](https://www.anchorterminal.com/compare/didit-vs-plaid-identity-verification.md)\n- [Entrust Identity Verification (formerly Onfido) vs Jumio](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-jumio.md)\n- [Entrust Identity Verification (formerly Onfido) vs Plaid Identity Verification](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-plaid-identity-verification.md)\n- [Jumio vs Middesk](https://www.anchorterminal.com/compare/jumio-vs-middesk.md)\n- [Jumio vs Persona](https://www.anchorterminal.com/compare/jumio-vs-persona.md)\n- [Jumio vs Shufti](https://www.anchorterminal.com/compare/jumio-vs-shufti.md)\n- [Jumio vs Socure RiskOS](https://www.anchorterminal.com/compare/jumio-vs-socure-riskos.md)\n- [Jumio vs Stripe Identity](https://www.anchorterminal.com/compare/jumio-vs-stripe-identity.md)\n- [Jumio vs Sumsub](https://www.anchorterminal.com/compare/jumio-vs-sumsub.md)\n- [Jumio vs Trulioo](https://www.anchorterminal.com/compare/jumio-vs-trulioo.md)\n- [Jumio vs Veriff](https://www.anchorterminal.com/compare/jumio-vs-veriff.md)\n- [Jumio vs Vouched](https://www.anchorterminal.com/compare/jumio-vs-vouched.md)\n- [Middesk vs Plaid Identity Verification](https://www.anchorterminal.com/compare/middesk-vs-plaid-identity-verification.md)\n- [Persona vs Plaid Identity Verification](https://www.anchorterminal.com/compare/persona-vs-plaid-identity-verification.md)\n- [Plaid Identity Verification vs Shufti](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-shufti.md)\n- [Plaid Identity Verification vs Socure RiskOS](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-socure-riskos.md)\n- [Plaid Identity Verification vs Stripe Identity](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-stripe-identity.md)\n- [Plaid Identity Verification vs Sumsub](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-sumsub.md)\n- [Plaid Identity Verification vs Trulioo](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-trulioo.md)\n- [Plaid Identity Verification vs Veriff](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-veriff.md)\n- [Plaid Identity Verification vs Vouched](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched.md)\n- [ComplyAdvantage vs Jumio](https://www.anchorterminal.com/compare/complyadvantage-vs-jumio.md)\n- [ComplyAdvantage vs Plaid Identity Verification](https://www.anchorterminal.com/compare/complyadvantage-vs-plaid-identity-verification.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-14", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.4", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "Jumio vs Plaid Identity Verification", "url": "" } ], "description": "Plaid Identity Verification scores 67.1 (B) to Jumio's 55 (C) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.", "facts": [ "Jumio C 55", "Plaid Identity Verification B 67.1", "scores" ], "h1": "Jumio vs Plaid Identity Verification", "image": "https://www.anchorterminal.com/assets/og/compare-jumio-vs-plaid-identity-verification.png", "path": "/compare/jumio-vs-plaid-identity-verification", "published": "2026-10-01", "section": "tools", "title": "Jumio vs Plaid Identity Verification for AI agents (2026)", "toc": null, "updated": "2026-10-14", "url": "https://www.anchorterminal.com/compare/jumio-vs-plaid-identity-verification" }, "tokens": { "markdown": 2700, "slim": 680 }, "version": 1 }