# Instinct vs Town (slim)

> Town scores 48.7 (D) to Instinct's 7.3 (F) for proactive personal assistants. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/instinct-vs-town.md (~3,350 tokens) · this version ~630 tokens · JSON https://www.anchorterminal.com/compare/instinct-vs-town.json · canonical https://www.anchorterminal.com/compare/instinct-vs-town
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-13

Town scores 48.7 (D) on agent readiness against Instinct's 7.3 (F), and leads in every scored category. Both do proactive personal assistants.

- Instinct: F 7.3, rank #1009 of 1010 · https://www.anchorterminal.com/tools/instinct.min.md
- Town: D 48.7, rank #834 of 1010 · https://www.anchorterminal.com/tools/town.min.md
- Instinct, good for People who want to hand errands to an assistant by text or phone.
- Town, good for An owner who wants a mail and calendar assistant whose routines other systems can trigger. Ahead on Reliability, 35 against 10; Schema & documentation, 33 against 0; Agent ergonomics, 49 against 0; Security & auth, 79 against 3; Payments & pricing, 30 against 0; Maintenance & community, 60 against 2; Transparency & trust, 63 against 53. Also Free to start without a card.

| Category | Instinct | Town |
| --- | --- | --- |
| Reliability (16%) | 10 | 35 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 0 | 33 |
| Agent ergonomics (13%) | 0 | 49 |
| Security & auth (14%) | 3 | 79 |
| Payments & pricing (10%) | 0 | 30 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 2 | 60 |
| Transparency & trust (7%) | 53 | 63 |

| Fact (where they differ) | Instinct | Town |
| --- | --- | --- |
| Vendor | Spear Street Technology, Inc. (d/b/a Instinct) | Town.com, Inc. |
| Transports |  | HTTP |
| Pricing | Paid | Freemium |
| Licence | Closed service under Instinct's Terms of Service (Spear Street Technology, Inc. d/b/a Instinct, last revised 26 August 2026). | Closed service under Town's Terms of Service (Town.com, Inc., updated 21 July 2026). |
| Read-only variant documented | no | yes |
| Last release | none | 2026-10-10 |
| Terms last updated | 2026-08-26 |  |
| Privacy policy last updated | 2026-08-26 |  |
| Customer content may train models | yes, with an opt-out |  |
| Terms restrict automated access | yes |  |
| Terms restrict benchmarking | yes |  |
| Terms or service can change without notice | not found in the text |  |
| Arbitration or class-action waiver | yes |  |