# Instinct vs Tomo (slim)

> Tomo scores 13.1 (F) to Instinct's 7.3 (F) for assistants that act in your accounts. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/instinct-vs-tomo.md (~2,550 tokens) · this version ~580 tokens · JSON https://www.anchorterminal.com/compare/instinct-vs-tomo.json · canonical https://www.anchorterminal.com/compare/instinct-vs-tomo
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-12

Tomo scores 13.1 (F) on agent readiness against Instinct's 7.3 (F), and leads in 3 of 7 scored categories. Instinct leads on transparency & trust. Both do assistants that act in your accounts.

- Instinct: F 7.3, rank #993 of 993 · https://www.anchorterminal.com/tools/instinct.min.md
- Tomo: F 13.1, rank #989 of 993 · https://www.anchorterminal.com/tools/tomo.min.md
- Instinct, good for People who want to hand errands to an assistant by text or phone. Ahead on Transparency & trust, 53 against 47.
- Tomo, good for People who want accountability, check-ins and reminders by text, including in group chats. Ahead on Reliability, 15 against 10; Payments & pricing, 10 against 0; Maintenance & community, 54 against 2.

| Category | Instinct | Tomo |
| --- | --- | --- |
| Reliability (16%) | 10 | 15 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 0 | 0 |
| Agent ergonomics (13%) | 0 | 0 |
| Security & auth (14%) | 3 | 0 |
| Payments & pricing (10%) | 0 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 2 | 54 |
| Transparency & trust (7%) | 53 | 47 |

| Fact (where they differ) | Instinct | Tomo |
| --- | --- | --- |
| Vendor | Spear Street Technology, Inc. (d/b/a Instinct) | Mapo Labs, Inc. |
| Licence | Closed service under Instinct's Terms of Service (Spear Street Technology, Inc. d/b/a Instinct, last revised 26 August 2026). | Closed service under Tomo's Terms of Service (Mapo Labs, Inc., last updated 24 September 2026). |
| Last release | none | 2026-09-29 |
| Terms last updated | 2026-08-26 |  |
| Privacy policy last updated | 2026-08-26 |  |
| Customer content may train models | yes, with an opt-out |  |
| Terms restrict automated access | yes |  |
| Terms restrict benchmarking | yes |  |
| Terms or service can change without notice | not found in the text |  |
| Arbitration or class-action waiver | yes |  |