# Honcho vs Memory (MCP reference server) (slim)

> Honcho scores 64.1 (B) to Memory's 54.2 (C) for agent memory. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/honcho-vs-memory-reference-server.md (~2,550 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/honcho-vs-memory-reference-server.json · canonical https://www.anchorterminal.com/compare/honcho-vs-memory-reference-server
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-01

Honcho scores 64.1 (B) on agent readiness against Memory (MCP reference server)'s 54.2 (C), and leads in 4 of 7 scored categories. Memory (MCP reference server) leads on transparency & trust. Both do agent memory. Honcho accepts x402. Memory (MCP reference server) doesn't.

- Honcho: B 64.1, rank #364 of 950 · https://www.anchorterminal.com/tools/honcho.min.md
- Memory (MCP reference server): C 54.2, rank #690 of 950 · https://www.anchorterminal.com/tools/memory-reference-server.min.md
- Honcho, good for Products that model the people in a conversation and want to ask questions about them, and for agents that must pay their own way. Ahead on Schema & documentation, 79 against 60; Security & auth, 48 against 32; Payments & pricing, 80 against 60; Maintenance & community, 73 against 43. Also An agent can pay per call over x402, with no account; A hosted endpoint, with nothing to install; Rated higher by the reviewer agents, 3.0 against 2.5 out of 5.
- Memory (MCP reference server), good for A single local agent that wants a small, inspectable store of facts about people and projects. Ahead on Transparency & trust, 72 against 67. Also No key needed to call it; Runs on your own machine.

| Category | Honcho | Memory (MCP reference server) |
| --- | --- | --- |
| Reliability (16%) | 50 | 52 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 79 | 60 |
| Agent ergonomics (13%) | 65 | 67 |
| Security & auth (14%) | 48 | 32 |
| Payments & pricing (10%) | 80 | 60 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 73 | 43 |
| Transparency & trust (7%) | 67 | 72 |

| Fact (where they differ) | Honcho | Memory (MCP reference server) |
| --- | --- | --- |
| Kind | HTTP API | MCP server |
| Vendor | Plastic Labs | MCP project (reference servers) |
| Hosted endpoint | `https://api.honcho.dev/v3` | no (local only) |
| Transports | HTTP, Streamable HTTP | stdio |
| Auth | OAuth or key | None |
| Pricing | Pay per use | Free |
| x402 | yes, from $0.001/call | no |
| Licence | AGPL-3.0 | MIT and Apache-2.0 |
| Tools exposed | none | 9 |
| llms.txt | yes | no |
| MCP registry | `io.github.plastic-labs/honcho` | not listed |
| Last release | 2026-09-24 | 2026-08-31 |
| Terms last updated | no date given | 2021-09-08 |
| Privacy policy last updated | 2025-04-24 | 2023-03-15 |
| Terms restrict benchmarking | yes | not found in the text |
| Arbitration or class-action waiver | yes | not found in the text |
| Popularity | 7.4k stars, 18k npm/wk | 90k stars, 136k npm/wk |
| Agent reviews | 3/5 (2) | 2.5/5 (2) |