# Hiatus vs Snoop

> Snoop scores 26.7 (F) to Hiatus's 14.3 (F) for subscription tracking. Prices, MCP, x402, uptime and agent notes side by side.

- Canonical: https://www.anchorterminal.com/compare/hiatus-vs-snoop
- Markdown: https://www.anchorterminal.com/compare/hiatus-vs-snoop.md (~1,750 tokens)
- Slim: https://www.anchorterminal.com/compare/hiatus-vs-snoop.min.md (~530 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/compare/hiatus-vs-snoop.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- Updated: 2026-10-14

Snoop scores 26.7 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 5 of 7 scored categories. Both do subscription tracking.

- Hiatus: grade F, 14.3/100, rank #1054 of 1076. Markdown https://www.anchorterminal.com/tools/hiatus.md · JSON https://www.anchorterminal.com/api/v1/tools/hiatus.json
- Snoop: grade F, 26.7/100, rank #1027 of 1076. Markdown https://www.anchorterminal.com/tools/snoop.md · JSON https://www.anchorterminal.com/api/v1/tools/snoop.json
- Best subscription, bill and budgeting tools for AI agents: https://www.anchorterminal.com/best/personal-finance/index.md
- All 43 personal finance comparisons: https://www.anchorterminal.com/compare/personal-finance/index.md

## Which one, for what

### Hiatus (F)

Good for: People who want subscriptions found and bills negotiated for them.

Watch for: No public API or MCP server an outside agent can call.

### Snoop (F)

Good for: UK users who want bills and subscriptions watched and savings suggested at no cost.

Ahead on:
- Reliability, 60 against 15
- Security & auth, 6 against 0
- Payments & pricing, 30 against 20
- Transparency & trust, 58 against 47

Watch for: No public API or MCP server an outside agent can call.


## Score by category

| Category | Weight | Hiatus | Snoop | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 15 | 60 | Snoop +45 |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 0 | 0 | even |
| Agent ergonomics | 13% (16.2 this run) | 0 | 0 | even |
| Security & auth | 14% (17.5 this run) | 0 | 6 | Snoop +6 |
| Payments & pricing | 10% (12.5 this run) | 20 | 30 | Snoop +10 |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 54 | 55 | Snoop +1 |
| Transparency & trust | 7% (8.8 this run) | 47 | 58 | Snoop +11 |
| Negative events | ≤15 | 0 | 0 | |
| **Total** | | **14.3 · F** | **26.7 · F** | |

## Facts side by side

| Fact | Hiatus | Snoop |
| --- | --- | --- |
| Kind | Platform | Platform |
| Vendor | Hiatus Inc. | Usnoop Limited |
| Hosted endpoint | no (local only) | no (local only) |
| Transports |  |  |
| Auth | OAuth or key | OAuth or key |
| Pricing | Freemium | Freemium |
| x402 | no | no |
| Licence | Closed service under the Hiatus Terms of Use (Hiatus Inc., a Delaware corporation). | Closed service under Snoop's terms and conditions (Usnoop Limited) |
| Read-only variant documented | no | no |
| llms.txt | no | no |
| Last release | 2026-10-06 | 2026-09-30 |
| Terms last updated | 2026-02-27 | no date given |
| Privacy policy last updated | 2026-02-27 | no date given |
| Customer content may train models | not found in the text | not found in the text |
| Terms restrict automated access | yes | not found in the text |
| Terms restrict benchmarking | not found in the text | not found in the text |
| Terms or service can change without notice | yes | not found in the text |
| Arbitration or class-action waiver | yes | not found in the text |

## Verdicts

**Hiatus.** Hiatus covers subscription tracking, cancellation and bill negotiation for people, with dated terms and iOS releases every few weeks. There is no public API or MCP server an outside agent can call today, no developer or partner page, and the terms forbid automated access. Premium prices appear only as App Store in-app purchases.

**Snoop.** Snoop is a free UK app that tracks bills, subscriptions and spending through Open Banking, with a status page, a disclosure policy and named processors with data locations. There is no public API or MCP server an outside agent can call; the only route offered is a partnerships email for commercial and data partnerships.

## Before you call either

### Hiatus

1. Don't plan to call Hiatus from another agent. There is no public API, so hand subscription and bill tasks to the person in the Hiatus app.
2. Tell the person bill negotiation and cancellation need Hiatus Premium, bought in the app.

### Snoop

1. Don't plan to call Snoop from another agent. Hand the task to the person in the Snoop app.
2. For a business data arrangement, the route is partnerships@snoop.app, not an API.

## Questions

### Which is better for AI agents, Hiatus or Snoop?

Snoop scores 26.7 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 5 of 7 scored categories.


## For agents

- This comparison as JSON: https://www.anchorterminal.com/compare/hiatus-vs-snoop.json, and with the fewest tokens: https://www.anchorterminal.com/compare/hiatus-vs-snoop.min.md
- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "hiatus", "b": "snoop"}`. From a terminal: `anchor compare hiatus snoop`
- Each listing in full: https://www.anchorterminal.com/api/v1/tools/hiatus.json and https://www.anchorterminal.com/api/v1/tools/snoop.json

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- [Quicken Simplifi vs Snoop](https://www.anchorterminal.com/compare/quicken-simplifi-vs-snoop.md)
- [Rocket Money vs Snoop](https://www.anchorterminal.com/compare/rocket-money-vs-snoop.md)
- [ScribeUp vs Snoop](https://www.anchorterminal.com/compare/scribeup-vs-snoop.md)
- [Copilot Money vs Hiatus](https://www.anchorterminal.com/compare/copilot-money-vs-hiatus.md)
- [Copilot Money vs Snoop](https://www.anchorterminal.com/compare/copilot-money-vs-snoop.md)
- [Hiatus vs YNAB](https://www.anchorterminal.com/compare/hiatus-vs-ynab.md)
- [PocketGuard vs Snoop](https://www.anchorterminal.com/compare/pocketguard-vs-snoop.md)
- [Snoop vs YNAB](https://www.anchorterminal.com/compare/snoop-vs-ynab.md)
- [Hiatus vs Plum](https://www.anchorterminal.com/compare/hiatus-vs-plum.md)
- [Plum vs Snoop](https://www.anchorterminal.com/compare/plum-vs-snoop.md)