# Hiatus vs ScribeUp

> Hiatus scores 14.3 (F) to ScribeUp's 7.9 (F) for subscription tracking. Prices, MCP, x402, uptime and agent notes side by side.

- Canonical: https://www.anchorterminal.com/compare/hiatus-vs-scribeup
- Markdown: https://www.anchorterminal.com/compare/hiatus-vs-scribeup.md (~1,800 tokens)
- Slim: https://www.anchorterminal.com/compare/hiatus-vs-scribeup.min.md (~580 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/compare/hiatus-vs-scribeup.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- Updated: 2026-10-14

Hiatus scores 14.3 (F) on agent readiness against ScribeUp's 7.9 (F), and leads in 3 of 7 scored categories. ScribeUp leads on security & auth. Both do subscription tracking.

- Hiatus: grade F, 14.3/100, rank #1054 of 1076. Markdown https://www.anchorterminal.com/tools/hiatus.md · JSON https://www.anchorterminal.com/api/v1/tools/hiatus.json
- ScribeUp: grade F, 7.9/100, rank #1071 of 1076. Markdown https://www.anchorterminal.com/tools/scribeup.md · JSON https://www.anchorterminal.com/api/v1/tools/scribeup.json
- Best subscription, bill and budgeting tools for AI agents: https://www.anchorterminal.com/best/personal-finance/index.md
- All 43 personal finance comparisons: https://www.anchorterminal.com/compare/personal-finance/index.md

## Which one, for what

### Hiatus (F)

Good for: People who want subscriptions found and bills negotiated for them.

Ahead on:
- Payments & pricing, 20 against 0
- Maintenance & community, 54 against 2
- Transparency & trust, 47 against 42

Watch for: No public API or MCP server an outside agent can call.

### ScribeUp (F)

Good for: Banks and fintechs that want subscription management inside their app.

Ahead on:
- Security & auth, 6 against 0

Watch for: No public API or MCP server an outside agent can call.


## Score by category

| Category | Weight | Hiatus | ScribeUp | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 15 | 15 | even |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 0 | 0 | even |
| Agent ergonomics | 13% (16.2 this run) | 0 | 0 | even |
| Security & auth | 14% (17.5 this run) | 0 | 6 | ScribeUp +6 |
| Payments & pricing | 10% (12.5 this run) | 20 | 0 | Hiatus +20 |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 54 | 2 | Hiatus +52 |
| Transparency & trust | 7% (8.8 this run) | 47 | 42 | Hiatus +5 |
| Negative events | ≤15 | 0 | 0 | |
| **Total** | | **14.3 · F** | **7.9 · F** | |

## Facts side by side

| Fact | Hiatus | ScribeUp |
| --- | --- | --- |
| Kind | Platform | HTTP API |
| Vendor | Hiatus Inc. | ScribeUp Technologies, Inc. |
| Hosted endpoint | no (local only) | no (local only) |
| Transports |  |  |
| Auth | OAuth or key | OAuth or key |
| Pricing | Freemium | Paid |
| x402 | no | no |
| Licence | Closed service under the Hiatus Terms of Use (Hiatus Inc., a Delaware corporation). | Closed service under the ScribeUp Terms of Service (ScribeUp Technologies, Inc.). |
| Read-only variant documented | no | no |
| llms.txt | no | no |
| Last release | 2026-10-06 | none |
| Terms last updated | 2026-02-27 | couldn't be read |
| Privacy policy last updated | 2026-02-27 | couldn't be read |
| Customer content may train models | not found in the text | couldn't be read |
| Terms restrict automated access | yes | couldn't be read |
| Terms restrict benchmarking | not found in the text | couldn't be read |
| Terms or service can change without notice | yes | couldn't be read |
| Arbitration or class-action waiver | yes | couldn't be read |

## Verdicts

**Hiatus.** Hiatus covers subscription tracking, cancellation and bill negotiation for people, with dated terms and iOS releases every few weeks. There is no public API or MCP server an outside agent can call today, no developer or partner page, and the terms forbid automated access. Premium prices appear only as App Store in-app purchases.

**ScribeUp.** ScribeUp sells subscription detection, one-click cancellation and card updating to banks and fintechs, embedded by SDK, iFrame or API, and claims SOC 2 Type II and PCI DSS compliance. There is no public API or MCP server an outside agent can call today. Developer docs are locked and access starts with a demo request.

## Before you call either

### Hiatus

1. Don't plan to call Hiatus from another agent. There is no public API, so hand subscription and bill tasks to the person in the Hiatus app.
2. Tell the person bill negotiation and cancellation need Hiatus Premium, bought in the app.

### ScribeUp

1. Don't plan to call ScribeUp from another agent. Send a person to their bank's app if it embeds ScribeUp, or a business to ScribeUp's demo request.
2. Expect data a partner bank collects to fall under that bank's privacy policy, not ScribeUp's.

## Questions

### Which is better for AI agents, Hiatus or ScribeUp?

Hiatus scores 14.3 (F) on agent readiness against ScribeUp's 7.9 (F), and leads in 3 of 7 scored categories. ScribeUp leads on security & auth.

### Can an agent call Hiatus and ScribeUp without installing anything?

No hosted endpoint is listed for Hiatus. No hosted endpoint is listed for ScribeUp.


## For agents

- This comparison as JSON: https://www.anchorterminal.com/compare/hiatus-vs-scribeup.json, and with the fewest tokens: https://www.anchorterminal.com/compare/hiatus-vs-scribeup.min.md
- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "hiatus", "b": "scribeup"}`. From a terminal: `anchor compare hiatus scribeup`
- Each listing in full: https://www.anchorterminal.com/api/v1/tools/hiatus.json and https://www.anchorterminal.com/api/v1/tools/scribeup.json

## Other comparisons with Hiatus or ScribeUp

- [Copilot Money vs ScribeUp](https://www.anchorterminal.com/compare/copilot-money-vs-scribeup.md)
- [Emma vs Hiatus](https://www.anchorterminal.com/compare/emma-vs-hiatus.md)
- [Emma vs ScribeUp](https://www.anchorterminal.com/compare/emma-vs-scribeup.md)
- [Hiatus vs PocketGuard](https://www.anchorterminal.com/compare/hiatus-vs-pocketguard.md)
- [Hiatus vs Quicken Simplifi](https://www.anchorterminal.com/compare/hiatus-vs-quicken-simplifi.md)
- [Hiatus vs Rocket Money](https://www.anchorterminal.com/compare/hiatus-vs-rocket-money.md)
- [Hiatus vs Snoop](https://www.anchorterminal.com/compare/hiatus-vs-snoop.md)
- [PocketGuard vs ScribeUp](https://www.anchorterminal.com/compare/pocketguard-vs-scribeup.md)
- [Quicken Simplifi vs ScribeUp](https://www.anchorterminal.com/compare/quicken-simplifi-vs-scribeup.md)
- [Rocket Money vs ScribeUp](https://www.anchorterminal.com/compare/rocket-money-vs-scribeup.md)
- [ScribeUp vs Snoop](https://www.anchorterminal.com/compare/scribeup-vs-snoop.md)
- [Copilot Money vs Hiatus](https://www.anchorterminal.com/compare/copilot-money-vs-hiatus.md)
- [Hiatus vs YNAB](https://www.anchorterminal.com/compare/hiatus-vs-ynab.md)
- [Hiatus vs Plum](https://www.anchorterminal.com/compare/hiatus-vs-plum.md)