{
  "data": {
    "a": {
      "slug": "hiatus",
      "name": "Hiatus",
      "vendor": "Hiatus Inc.",
      "vendorUrl": "https://hiatusapp.com",
      "kind": "platform",
      "category": "personal-finance",
      "summary": "Hiatus is a personal finance app for iOS and Android from Hiatus Inc. It finds and cancels subscriptions, negotiates bills through a concierge team, and tracks spending, budgets and net worth.",
      "url": "https://www.anchorterminal.com/tools/hiatus",
      "markdownUrl": "https://www.anchorterminal.com/tools/hiatus.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/hiatus.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/hiatus.json",
      "license": "Closed service under the Hiatus Terms of Use (Hiatus Inc., a Delaware corporation).",
      "transports": [],
      "packages": [],
      "auth": "mixed",
      "authNotes": "A Hiatus account in the app. Account data arrives through an aggregator, with Plaid named in the privacy policy (https://hiatus.delivery/pages/privacy-policy.html). Bill negotiation and cancellation run under a written authorisation in the terms (https://hiatus.delivery/pages/terms-of-use.html). No credential exists for an outside agent.",
      "pricing": "freemium",
      "pricingNotes": "The app is free on the App Store. Hiatus Premium, which the terms say unlocks bill negotiation and cancellation, is sold as in-app purchases of $9.99 (Hiatus Premium), $35.99, $48.00 or $59.99 a year and $13.99 or $20.99 a month (https://apps.apple.com/us/app/id977040079, checked 14 October 2026). No price is published on hiatusapp.com.",
      "priceSummary": "Freemium",
      "where": "local",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 found on hiatusapp.com or the terms, checked 14 October 2026.",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-10-14"
      },
      "capabilities": [
        "finance.subscriptions",
        "finance.cancellation",
        "finance.bills",
        "finance.budgets",
        "finance.transactions"
      ],
      "tags": [
        "hosted",
        "official",
        "closed-source",
        "freemium",
        "ios",
        "android",
        "not-for-agents"
      ],
      "lastRelease": "2026-10-06",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 14.3,
        "grade": "F",
        "agentReady": false,
        "rank": 1054,
        "ranked": true,
        "rankOf": 1076,
        "categoryRank": 9,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 0,
          "maintenance": 54,
          "payments": 20,
          "reliability": 15,
          "schema": 0,
          "security": 0,
          "transparency": 47
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-14"
        },
        "negative": 0,
        "verdict": "Hiatus covers subscription tracking, cancellation and bill negotiation for people, with dated terms and iOS releases every few weeks. There is no public API or MCP server an outside agent can call today, no developer or partner page, and the terms forbid automated access. Premium prices appear only as App Store in-app purchases.",
        "bestFor": "People who want subscriptions found and bills negotiated for them.",
        "strengths": [
          "Bill negotiation and cancellation run under a written authorisation in terms dated 27 February 2026.",
          "Seven iOS releases between 21 July and 6 October 2026.",
          "A privacy centre takes access and erasure requests by email verification."
        ],
        "weaknesses": [
          "No public API or MCP server an outside agent can call.",
          "The terms forbid any robot, spider or other automatic means of access.",
          "No price on hiatusapp.com. Premium appears only as App Store in-app purchases from $9.99 to $59.99.",
          "Linked-account transactions are shared with unnamed third-party AI providers for the assistant.",
          "No status page, security.txt or security contact found."
        ],
        "agentNotes": [
          "Don't plan to call Hiatus from another agent. There is no public API, so hand subscription and bill tasks to the person in the Hiatus app.",
          "Tell the person bill negotiation and cancellation need Hiatus Premium, bought in the app."
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "F",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 14.3
          }
        ],
        "editorialScores": {
          "ergonomics": 0,
          "maintenance": 54,
          "payments": 20,
          "reliability": 15,
          "schema": 0,
          "security": 0,
          "transparency": 34
        },
        "provenanceScore": 59
      },
      "letme": {
        "capability": "https://letme.dev/finance.subscriptions",
        "tool": "https://letme.dev/hiatus"
      },
      "area": "domain-data",
      "provenance": {
        "legalEntity": "Hiatus Inc.",
        "domain": "hiatusapp.com",
        "domainRegistered": "2015-03-22",
        "endpointOnVendorDomain": null,
        "terms": "https://hiatus.delivery/pages/terms-of-use.html",
        "privacy": "https://hiatus.delivery/pages/privacy-policy.html",
        "statusPage": "",
        "changelog": "",
        "securityTxt": "none",
        "checked": "2026-10-14",
        "notes": [
          "The terms and privacy policy are both dated 27 February 2026 and hosted on hiatus.delivery, a separate domain.",
          "hiatusapp.com/.well-known/security.txt returns 404. status.hiatusapp.com has no DNS record.",
          "RDAP gives a registration date of 2015-03-22 for hiatusapp.com."
        ],
        "score": 59
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/hiatus.json"
    },
    "answer": "Rocket Money scores 17 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 3 of 7 scored categories.",
    "b": {
      "slug": "rocket-money",
      "name": "Rocket Money",
      "vendor": "Rocket Money, Inc.",
      "vendorUrl": "https://www.rocketmoney.com",
      "kind": "platform",
      "category": "personal-finance",
      "summary": "Rocket Money is a personal finance app for iOS, Android and the web that tracks spending, budgets and net worth, finds and cancels subscriptions and negotiates bills. Its AI assistant, Rowan, works by text message.",
      "url": "https://www.anchorterminal.com/tools/rocket-money",
      "markdownUrl": "https://www.anchorterminal.com/tools/rocket-money.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/rocket-money.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/rocket-money.json",
      "license": "Closed service under the Rocket Money Terms of Service (Rocket Money, Inc., formerly Truebill, Inc.).",
      "transports": [],
      "packages": [],
      "auth": "mixed",
      "authNotes": "A Rocket Money account on the web or in the app. Bank accounts connect through Plaid or Akoya, and Rocket Money says it never sees bank passwords (https://www.rocketmoney.com/security). Rowan answers by RCS text message to the primary member on Premium+ (https://www.rocketmoney.com/llms.txt). No credential exists for an outside agent.",
      "pricing": "freemium",
      "pricingNotes": "Free to use. Premium is priced by the member, typically $7 to $14 a month after a seven-day free trial, and Premium+ is $15 a month plus tax with Rowan and bill negotiation at no success fee. On the free and Premium tiers bill negotiation costs 35 to 60 per cent of first-year savings (https://www.rocketmoney.com/llms.txt). The App Store lists Premium in-app purchases from $2.99 to $9.99 (https://apps.apple.com/us/app/id1130616675, checked 14 October 2026).",
      "priceSummary": "Freemium",
      "where": "local",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 found on rocketmoney.com, llms.txt or the terms, checked 14 October 2026.",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-10-14"
      },
      "llmsTxt": "https://www.rocketmoney.com/llms.txt",
      "capabilities": [
        "finance.subscriptions",
        "finance.cancellation",
        "finance.bills",
        "finance.budgets",
        "finance.transactions"
      ],
      "tags": [
        "hosted",
        "official",
        "closed-source",
        "freemium",
        "ios",
        "android",
        "web",
        "llms-txt",
        "not-for-agents"
      ],
      "lastRelease": "2026-10-13",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 17,
        "grade": "F",
        "agentReady": false,
        "rank": 1046,
        "ranked": true,
        "rankOf": 1076,
        "categoryRank": 6,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 0,
          "maintenance": 56,
          "payments": 30,
          "reliability": 15,
          "schema": 10,
          "security": 0,
          "transparency": 43
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-14"
        },
        "negative": 0,
        "verdict": "Rocket Money combines budgeting, subscription cancellation and bill negotiation for people in its app and through Rowan, a text-message assistant, with weekly iOS releases. There is no public API or MCP server an outside agent can call today, the terms forbid automated access without written consent, and no status page or security contact was found.",
        "bestFor": "People in the US who want subscription cancellation and bill negotiation done for them.",
        "strengths": [
          "Free tier, with Premium priced by the member at about $7 to $14 a month and Premium+ at $15.",
          "Bank connections go through Plaid or Akoya, so Rocket Money doesn't hold bank passwords, per its security page.",
          "Sixteen iOS releases between 7 July and 13 October 2026.",
          "Rowan asks for the member's confirmation before acting, and cancellations go through human-verified workflows, per llms.txt."
        ],
        "weaknesses": [
          "No public API or MCP server an outside agent can call.",
          "The terms forbid robots, scrapers and other automated access without Rocket Money's express written consent.",
          "Bill negotiation on the free and Premium tiers costs 35 to 60 per cent of first-year savings.",
          "No status page or security.txt, and the privacy policy at rocketaccount.com answered 403."
        ],
        "agentNotes": [
          "Don't plan to call Rocket Money from another agent. There is no public API or MCP server, so hand subscription and bill tasks to the member in the app or Rowan.",
          "Don't use unofficial clients that take the member's session cookie. The terms forbid automated access without written consent.",
          "Tell the member bill negotiation costs 35 to 60 per cent of first-year savings unless they pay $15 a month for Premium+."
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "F",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 17
          }
        ],
        "editorialScores": {
          "ergonomics": 0,
          "maintenance": 56,
          "payments": 30,
          "reliability": 15,
          "schema": 10,
          "security": 0,
          "transparency": 31
        },
        "provenanceScore": 55
      },
      "letme": {
        "capability": "https://letme.dev/finance.subscriptions",
        "tool": "https://letme.dev/rocket-money"
      },
      "area": "domain-data",
      "provenance": {
        "legalEntity": "Rocket Money, Inc.",
        "domain": "rocketmoney.com",
        "domainRegistered": "2012-05-13",
        "endpointOnVendorDomain": null,
        "terms": "https://www.rocketmoney.com/terms",
        "privacy": "https://www.rocketaccount.com/#/privacy-policy",
        "statusPage": "",
        "changelog": "",
        "securityTxt": "none",
        "checked": "2026-10-14",
        "notes": [
          "The terms are effective 2 October 2026, with earlier versions archived under /terms/.",
          "The privacy policy is linked from llms.txt at rocketaccount.com, which answered 403 to our fetch, so it was not read.",
          "rocketmoney.com/.well-known/security.txt returns 404. status.rocketmoney.com has no DNS record.",
          "RDAP gives a registration date of 2012-05-13 for rocketmoney.com."
        ],
        "score": 55
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/rocket-money.json"
    },
    "facts": [
      {
        "a": "Platform",
        "b": "Platform",
        "name": "Kind"
      },
      {
        "a": "Hiatus Inc.",
        "b": "Rocket Money, Inc.",
        "name": "Vendor"
      },
      {
        "a": "no (local only)",
        "b": "no (local only)",
        "name": "Hosted endpoint"
      },
      {
        "a": "",
        "b": "",
        "name": "Transports"
      },
      {
        "a": "OAuth or key",
        "b": "OAuth or key",
        "name": "Auth"
      },
      {
        "a": "Freemium",
        "b": "Freemium",
        "name": "Pricing"
      },
      {
        "a": "no",
        "b": "no",
        "name": "x402"
      },
      {
        "a": "Closed service under the Hiatus Terms of Use (Hiatus Inc., a Delaware corporation).",
        "b": "Closed service under the Rocket Money Terms of Service (Rocket Money, Inc., formerly Truebill, Inc.).",
        "name": "Licence"
      },
      {
        "a": "no",
        "b": "no",
        "name": "Read-only variant documented"
      },
      {
        "a": "no",
        "b": "yes",
        "name": "llms.txt"
      },
      {
        "a": "2026-10-06",
        "b": "2026-10-13",
        "name": "Last release"
      },
      {
        "a": "2026-02-27",
        "b": "2023-12-01",
        "name": "Terms last updated"
      },
      {
        "a": "2026-02-27",
        "b": "couldn't be read",
        "name": "Privacy policy last updated"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Customer content may train models"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "Terms restrict automated access"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "Arbitration or class-action waiver"
      }
    ],
    "faq": [
      {
        "answer": "Rocket Money scores 17 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 3 of 7 scored categories.",
        "question": "Which is better for AI agents, Hiatus or Rocket Money?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": null,
        "also": null,
        "goodFor": "People who want subscriptions found and bills negotiated for them.",
        "slug": "hiatus",
        "watchFor": "No public API or MCP server an outside agent can call."
      },
      {
        "aheadOn": [
          "Schema \u0026 documentation, 10 against 0",
          "Payments \u0026 pricing, 30 against 20"
        ],
        "also": null,
        "goodFor": "People in the US who want subscription cancellation and bill negotiation done for them.",
        "slug": "rocket-money",
        "watchFor": "No public API or MCP server an outside agent can call."
      }
    ],
    "job": {
      "capability": "finance.subscriptions",
      "name": "Subscription tracking"
    },
    "others": [
      {
        "json": "https://www.anchorterminal.com/compare/emma-vs-hiatus.json",
        "title": "Emma vs Hiatus",
        "url": "https://www.anchorterminal.com/compare/emma-vs-hiatus"
      },
      {
        "json": "https://www.anchorterminal.com/compare/emma-vs-rocket-money.json",
        "title": "Emma vs Rocket Money",
        "url": "https://www.anchorterminal.com/compare/emma-vs-rocket-money"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-pocketguard.json",
        "title": "Hiatus vs PocketGuard",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-pocketguard"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-quicken-simplifi.json",
        "title": "Hiatus vs Quicken Simplifi",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-quicken-simplifi"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-scribeup.json",
        "title": "Hiatus vs ScribeUp",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-scribeup"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-snoop.json",
        "title": "Hiatus vs Snoop",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-snoop"
      },
      {
        "json": "https://www.anchorterminal.com/compare/quicken-simplifi-vs-rocket-money.json",
        "title": "Quicken Simplifi vs Rocket Money",
        "url": "https://www.anchorterminal.com/compare/quicken-simplifi-vs-rocket-money"
      },
      {
        "json": "https://www.anchorterminal.com/compare/rocket-money-vs-scribeup.json",
        "title": "Rocket Money vs ScribeUp",
        "url": "https://www.anchorterminal.com/compare/rocket-money-vs-scribeup"
      },
      {
        "json": "https://www.anchorterminal.com/compare/rocket-money-vs-snoop.json",
        "title": "Rocket Money vs Snoop",
        "url": "https://www.anchorterminal.com/compare/rocket-money-vs-snoop"
      },
      {
        "json": "https://www.anchorterminal.com/compare/copilot-money-vs-hiatus.json",
        "title": "Copilot Money vs Hiatus",
        "url": "https://www.anchorterminal.com/compare/copilot-money-vs-hiatus"
      },
      {
        "json": "https://www.anchorterminal.com/compare/copilot-money-vs-rocket-money.json",
        "title": "Copilot Money vs Rocket Money",
        "url": "https://www.anchorterminal.com/compare/copilot-money-vs-rocket-money"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-ynab.json",
        "title": "Hiatus vs YNAB",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-ynab"
      },
      {
        "json": "https://www.anchorterminal.com/compare/pocketguard-vs-rocket-money.json",
        "title": "PocketGuard vs Rocket Money",
        "url": "https://www.anchorterminal.com/compare/pocketguard-vs-rocket-money"
      },
      {
        "json": "https://www.anchorterminal.com/compare/rocket-money-vs-ynab.json",
        "title": "Rocket Money vs YNAB",
        "url": "https://www.anchorterminal.com/compare/rocket-money-vs-ynab"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-plum.json",
        "title": "Hiatus vs Plum",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-plum"
      },
      {
        "json": "https://www.anchorterminal.com/compare/plum-vs-rocket-money.json",
        "title": "Plum vs Rocket Money",
        "url": "https://www.anchorterminal.com/compare/plum-vs-rocket-money"
      }
    ],
    "scores": [
      {
        "by": 0,
        "edge": "",
        "hiatus": 15,
        "key": "reliability",
        "name": "Reliability",
        "rocket-money": 15,
        "weight": 16
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "by": 10,
        "edge": "rocket-money",
        "hiatus": 0,
        "key": "schema",
        "name": "Schema \u0026 documentation",
        "rocket-money": 10,
        "weight": 13
      },
      {
        "by": 0,
        "edge": "",
        "hiatus": 0,
        "key": "ergonomics",
        "name": "Agent ergonomics",
        "rocket-money": 0,
        "weight": 13
      },
      {
        "by": 0,
        "edge": "",
        "hiatus": 0,
        "key": "security",
        "name": "Security \u0026 auth",
        "rocket-money": 0,
        "weight": 14
      },
      {
        "by": 10,
        "edge": "rocket-money",
        "hiatus": 20,
        "key": "payments",
        "name": "Payments \u0026 pricing",
        "rocket-money": 30,
        "weight": 10
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "by": 2,
        "edge": "rocket-money",
        "hiatus": 54,
        "key": "maintenance",
        "name": "Maintenance \u0026 community",
        "rocket-money": 56,
        "weight": 7
      },
      {
        "by": 4,
        "edge": "hiatus",
        "hiatus": 47,
        "key": "transparency",
        "name": "Transparency \u0026 trust",
        "rocket-money": 43,
        "weight": 7
      }
    ],
    "summary": "Rocket Money scores 17 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 3 of 7 scored categories. Both do subscription tracking.",
    "verdicts": {
      "hiatus": "Hiatus covers subscription tracking, cancellation and bill negotiation for people, with dated terms and iOS releases every few weeks. There is no public API or MCP server an outside agent can call today, no developer or partner page, and the terms forbid automated access. Premium prices appear only as App Store in-app purchases.",
      "rocket-money": "Rocket Money combines budgeting, subscription cancellation and bill negotiation for people in its app and through Rowan, a text-message assistant, with weekly iOS releases. There is no public API or MCP server an outside agent can call today, the terms forbid automated access without written consent, and no status page or security contact was found."
    }
  },
  "kind": "anchor.page",
  "links": {
    "api": "https://www.anchorterminal.com/api/v1/index.json",
    "html": "https://www.anchorterminal.com/compare/hiatus-vs-rocket-money",
    "json": "https://www.anchorterminal.com/compare/hiatus-vs-rocket-money.json",
    "llms": "https://www.anchorterminal.com/llms.txt",
    "markdown": "https://www.anchorterminal.com/compare/hiatus-vs-rocket-money.md",
    "slim": "https://www.anchorterminal.com/compare/hiatus-vs-rocket-money.min.md"
  },
  "markdown": "Rocket Money scores 17 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 3 of 7 scored categories. Both do subscription tracking.\n\n- Hiatus: grade F, 14.3/100, rank #1054 of 1076. Markdown https://www.anchorterminal.com/tools/hiatus.md · JSON https://www.anchorterminal.com/api/v1/tools/hiatus.json\n- Rocket Money: grade F, 17/100, rank #1046 of 1076. Markdown https://www.anchorterminal.com/tools/rocket-money.md · JSON https://www.anchorterminal.com/api/v1/tools/rocket-money.json\n- Best subscription, bill and budgeting tools for AI agents: https://www.anchorterminal.com/best/personal-finance/index.md\n- All 43 personal finance comparisons: https://www.anchorterminal.com/compare/personal-finance/index.md\n\n## Which one, for what\n\n### Hiatus (F)\n\nGood for: People who want subscriptions found and bills negotiated for them.\n\nWatch for: No public API or MCP server an outside agent can call.\n\n### Rocket Money (F)\n\nGood for: People in the US who want subscription cancellation and bill negotiation done for them.\n\nAhead on:\n- Schema \u0026 documentation, 10 against 0\n- Payments \u0026 pricing, 30 against 20\n\nWatch for: No public API or MCP server an outside agent can call.\n\n\n## Score by category\n\n| Category | Weight | Hiatus | Rocket Money | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 15 | 15 | even |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 0 | 10 | Rocket Money +10 |\n| Agent ergonomics | 13% (16.2 this run) | 0 | 0 | even |\n| Security \u0026 auth | 14% (17.5 this run) | 0 | 0 | even |\n| Payments \u0026 pricing | 10% (12.5 this run) | 20 | 30 | Rocket Money +10 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 54 | 56 | Rocket Money +2 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 47 | 43 | Hiatus +4 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **14.3 · F** | **17 · F** | |\n\n## Facts side by side\n\n| Fact | Hiatus | Rocket Money |\n| --- | --- | --- |\n| Kind | Platform | Platform |\n| Vendor | Hiatus Inc. | Rocket Money, Inc. |\n| Hosted endpoint | no (local only) | no (local only) |\n| Transports |  |  |\n| Auth | OAuth or key | OAuth or key |\n| Pricing | Freemium | Freemium |\n| x402 | no | no |\n| Licence | Closed service under the Hiatus Terms of Use (Hiatus Inc., a Delaware corporation). | Closed service under the Rocket Money Terms of Service (Rocket Money, Inc., formerly Truebill, Inc.). |\n| Read-only variant documented | no | no |\n| llms.txt | no | yes |\n| Last release | 2026-10-06 | 2026-10-13 |\n| Terms last updated | 2026-02-27 | 2023-12-01 |\n| Privacy policy last updated | 2026-02-27 | couldn't be read |\n| Customer content may train models | not found in the text | not found in the text |\n| Terms restrict automated access | yes | yes |\n| Terms restrict benchmarking | not found in the text | not found in the text |\n| Terms or service can change without notice | yes | yes |\n| Arbitration or class-action waiver | yes | yes |\n\n## Verdicts\n\n**Hiatus.** Hiatus covers subscription tracking, cancellation and bill negotiation for people, with dated terms and iOS releases every few weeks. There is no public API or MCP server an outside agent can call today, no developer or partner page, and the terms forbid automated access. Premium prices appear only as App Store in-app purchases.\n\n**Rocket Money.** Rocket Money combines budgeting, subscription cancellation and bill negotiation for people in its app and through Rowan, a text-message assistant, with weekly iOS releases. There is no public API or MCP server an outside agent can call today, the terms forbid automated access without written consent, and no status page or security contact was found.\n\n## Before you call either\n\n### Hiatus\n\n1. Don't plan to call Hiatus from another agent. There is no public API, so hand subscription and bill tasks to the person in the Hiatus app.\n2. Tell the person bill negotiation and cancellation need Hiatus Premium, bought in the app.\n\n### Rocket Money\n\n1. Don't plan to call Rocket Money from another agent. There is no public API or MCP server, so hand subscription and bill tasks to the member in the app or Rowan.\n2. Don't use unofficial clients that take the member's session cookie. The terms forbid automated access without written consent.\n3. Tell the member bill negotiation costs 35 to 60 per cent of first-year savings unless they pay $15 a month for Premium+.\n\n## Questions\n\n### Which is better for AI agents, Hiatus or Rocket Money?\n\nRocket Money scores 17 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 3 of 7 scored categories.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/hiatus-vs-rocket-money.json, and with the fewest tokens: https://www.anchorterminal.com/compare/hiatus-vs-rocket-money.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"hiatus\", \"b\": \"rocket-money\"}`. From a terminal: `anchor compare hiatus rocket-money`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/hiatus.json and https://www.anchorterminal.com/api/v1/tools/rocket-money.json\n\n## Other comparisons with Hiatus or Rocket Money\n\n- [Emma vs Hiatus](https://www.anchorterminal.com/compare/emma-vs-hiatus.md)\n- [Emma vs Rocket Money](https://www.anchorterminal.com/compare/emma-vs-rocket-money.md)\n- [Hiatus vs PocketGuard](https://www.anchorterminal.com/compare/hiatus-vs-pocketguard.md)\n- [Hiatus vs Quicken Simplifi](https://www.anchorterminal.com/compare/hiatus-vs-quicken-simplifi.md)\n- [Hiatus vs ScribeUp](https://www.anchorterminal.com/compare/hiatus-vs-scribeup.md)\n- [Hiatus vs Snoop](https://www.anchorterminal.com/compare/hiatus-vs-snoop.md)\n- [Quicken Simplifi vs Rocket Money](https://www.anchorterminal.com/compare/quicken-simplifi-vs-rocket-money.md)\n- [Rocket Money vs ScribeUp](https://www.anchorterminal.com/compare/rocket-money-vs-scribeup.md)\n- [Rocket Money vs Snoop](https://www.anchorterminal.com/compare/rocket-money-vs-snoop.md)\n- [Copilot Money vs Hiatus](https://www.anchorterminal.com/compare/copilot-money-vs-hiatus.md)\n- [Copilot Money vs Rocket Money](https://www.anchorterminal.com/compare/copilot-money-vs-rocket-money.md)\n- [Hiatus vs YNAB](https://www.anchorterminal.com/compare/hiatus-vs-ynab.md)\n- [PocketGuard vs Rocket Money](https://www.anchorterminal.com/compare/pocketguard-vs-rocket-money.md)\n- [Rocket Money vs YNAB](https://www.anchorterminal.com/compare/rocket-money-vs-ynab.md)\n- [Hiatus vs Plum](https://www.anchorterminal.com/compare/hiatus-vs-plum.md)\n- [Plum vs Rocket Money](https://www.anchorterminal.com/compare/plum-vs-rocket-money.md)\n",
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    "description": "Rocket Money scores 17 (F) to Hiatus's 14.3 (F) for subscription tracking. Prices, MCP, x402, uptime and agent notes side by side.",
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    "title": "Hiatus vs Rocket Money for AI agents in 2026: scores and prices",
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