{
  "data": {
    "a": {
      "slug": "hiatus",
      "name": "Hiatus",
      "vendor": "Hiatus Inc.",
      "vendorUrl": "https://hiatusapp.com",
      "kind": "platform",
      "category": "personal-finance",
      "summary": "Hiatus is a personal finance app for iOS and Android from Hiatus Inc. It finds and cancels subscriptions, negotiates bills through a concierge team, and tracks spending, budgets and net worth.",
      "url": "https://www.anchorterminal.com/tools/hiatus",
      "markdownUrl": "https://www.anchorterminal.com/tools/hiatus.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/hiatus.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/hiatus.json",
      "license": "Closed service under the Hiatus Terms of Use (Hiatus Inc., a Delaware corporation).",
      "transports": [],
      "packages": [],
      "auth": "mixed",
      "authNotes": "A Hiatus account in the app. Account data arrives through an aggregator, with Plaid named in the privacy policy (https://hiatus.delivery/pages/privacy-policy.html). Bill negotiation and cancellation run under a written authorisation in the terms (https://hiatus.delivery/pages/terms-of-use.html). No credential exists for an outside agent.",
      "pricing": "freemium",
      "pricingNotes": "The app is free on the App Store. Hiatus Premium, which the terms say unlocks bill negotiation and cancellation, is sold as in-app purchases of $9.99 (Hiatus Premium), $35.99, $48.00 or $59.99 a year and $13.99 or $20.99 a month (https://apps.apple.com/us/app/id977040079, checked 14 October 2026). No price is published on hiatusapp.com.",
      "priceSummary": "Freemium",
      "where": "local",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 found on hiatusapp.com or the terms, checked 14 October 2026.",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-10-14"
      },
      "capabilities": [
        "finance.subscriptions",
        "finance.cancellation",
        "finance.bills",
        "finance.budgets",
        "finance.transactions"
      ],
      "tags": [
        "hosted",
        "official",
        "closed-source",
        "freemium",
        "ios",
        "android",
        "not-for-agents"
      ],
      "lastRelease": "2026-10-06",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 14.3,
        "grade": "F",
        "agentReady": false,
        "rank": 1054,
        "ranked": true,
        "rankOf": 1076,
        "categoryRank": 9,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 0,
          "maintenance": 54,
          "payments": 20,
          "reliability": 15,
          "schema": 0,
          "security": 0,
          "transparency": 47
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-14"
        },
        "negative": 0,
        "verdict": "Hiatus covers subscription tracking, cancellation and bill negotiation for people, with dated terms and iOS releases every few weeks. There is no public API or MCP server an outside agent can call today, no developer or partner page, and the terms forbid automated access. Premium prices appear only as App Store in-app purchases.",
        "bestFor": "People who want subscriptions found and bills negotiated for them.",
        "strengths": [
          "Bill negotiation and cancellation run under a written authorisation in terms dated 27 February 2026.",
          "Seven iOS releases between 21 July and 6 October 2026.",
          "A privacy centre takes access and erasure requests by email verification."
        ],
        "weaknesses": [
          "No public API or MCP server an outside agent can call.",
          "The terms forbid any robot, spider or other automatic means of access.",
          "No price on hiatusapp.com. Premium appears only as App Store in-app purchases from $9.99 to $59.99.",
          "Linked-account transactions are shared with unnamed third-party AI providers for the assistant.",
          "No status page, security.txt or security contact found."
        ],
        "agentNotes": [
          "Don't plan to call Hiatus from another agent. There is no public API, so hand subscription and bill tasks to the person in the Hiatus app.",
          "Tell the person bill negotiation and cancellation need Hiatus Premium, bought in the app."
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "F",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 14.3
          }
        ],
        "editorialScores": {
          "ergonomics": 0,
          "maintenance": 54,
          "payments": 20,
          "reliability": 15,
          "schema": 0,
          "security": 0,
          "transparency": 34
        },
        "provenanceScore": 59
      },
      "letme": {
        "capability": "https://letme.dev/finance.subscriptions",
        "tool": "https://letme.dev/hiatus"
      },
      "area": "domain-data",
      "provenance": {
        "legalEntity": "Hiatus Inc.",
        "domain": "hiatusapp.com",
        "domainRegistered": "2015-03-22",
        "endpointOnVendorDomain": null,
        "terms": "https://hiatus.delivery/pages/terms-of-use.html",
        "privacy": "https://hiatus.delivery/pages/privacy-policy.html",
        "statusPage": "",
        "changelog": "",
        "securityTxt": "none",
        "checked": "2026-10-14",
        "notes": [
          "The terms and privacy policy are both dated 27 February 2026 and hosted on hiatus.delivery, a separate domain.",
          "hiatusapp.com/.well-known/security.txt returns 404. status.hiatusapp.com has no DNS record.",
          "RDAP gives a registration date of 2015-03-22 for hiatusapp.com."
        ],
        "score": 59
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/hiatus.json"
    },
    "answer": "Quicken Simplifi scores 20.7 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 3 of 7 scored categories. Hiatus leads on payments \u0026 pricing.",
    "b": {
      "slug": "quicken-simplifi",
      "name": "Quicken Simplifi",
      "vendor": "Quicken Inc.",
      "vendorUrl": "https://www.quicken.com/products/simplifi/",
      "kind": "platform",
      "category": "personal-finance",
      "summary": "Quicken Simplifi is a subscription personal finance app for web, iOS and Android. It connects bank, card and investment accounts to track spending, bills and subscriptions, build a spending plan, set savings goals and project cash flow.",
      "url": "https://www.anchorterminal.com/tools/quicken-simplifi",
      "markdownUrl": "https://www.anchorterminal.com/tools/quicken-simplifi.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/quicken-simplifi.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/quicken-simplifi.json",
      "license": "Closed service under the Quicken Simplifi and Quicken LifeHub Terms of Use (Quicken Inc.)",
      "transports": [],
      "packages": [],
      "auth": "mixed",
      "authNotes": "A Quicken ID with a password and the multi-factor authentication Quicken sets, used in the Simplifi web and mobile apps. Financial institutions are connected inside the app (https://www.quicken.com/about-us/terms/simplifi-and-lifehub/).",
      "pricing": "paid",
      "pricingNotes": "Billed annually. The product page shows $3.99 a month against a regular $6.99, as a first-year offer for new members ordering from Quicken by 6 November 2026, renewing at the then-current rate (https://www.quicken.com/products/simplifi/). The US App Store lists a Simplifi annual plan at $84.99 and a monthly subscription at $9.99 (https://apps.apple.com/us/app/id1449777194). No free plan; the terms give a full refund on cancellation within 30 days of the first subscription period and say free trials may be offered from time to time.",
      "priceSummary": "$3.99 / mo",
      "where": "local",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 on the Simplifi product page, the terms or the privacy statement (checked 2026-10-14).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-10-14"
      },
      "capabilities": [
        "finance.subscriptions",
        "finance.budgets",
        "finance.bills",
        "finance.transactions"
      ],
      "tags": [
        "not-for-agents",
        "hosted",
        "official",
        "closed-source",
        "paid",
        "ios",
        "android",
        "status-page"
      ],
      "lastRelease": "2026-10-07",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 20.7,
        "grade": "F",
        "agentReady": false,
        "rank": 1037,
        "ranked": true,
        "rankOf": 1076,
        "categoryRank": 4,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 0,
          "maintenance": 58,
          "payments": 10,
          "reliability": 50,
          "schema": 0,
          "security": 0,
          "transparency": 50
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-14"
        },
        "negative": 0,
        "verdict": "Quicken Simplifi tracks spending, bills, subscriptions and investments for US and Canadian households, with iOS releases about every week. There is no public API or MCP server an outside agent can call, and Quicken staff say none is planned. No free plan, no security contact found, and providers are named only by category.",
        "bestFor": "US and Canadian households who want spending, bills, subscriptions and investments in one subscription app.",
        "strengths": [
          "16 iOS releases between 22 July and 7 October 2026.",
          "Status page at status.quicken.com with a simplifi.quicken.com component.",
          "Full refund on cancellation within 30 days of the first subscription period, per the terms."
        ],
        "weaknesses": [
          "No public API or MCP server an outside agent can call; a staff forum reply says none is planned.",
          "The terms forbid scraping, crawling and access by any means other than Quicken's supported interfaces.",
          "No free plan, and the advertised $3.99 is a first-year offer billed annually.",
          "No security contact, disclosure policy or named subprocessors found."
        ],
        "agentNotes": [
          "Don't plan to call Simplifi from another agent. Hand the task to the person in the Simplifi app or web app.",
          "Don't log in on the person's behalf or scrape the web app; the terms forbid access outside Quicken's supported interfaces."
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "F",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 20.7
          }
        ],
        "editorialScores": {
          "ergonomics": 0,
          "maintenance": 58,
          "payments": 10,
          "reliability": 50,
          "schema": 0,
          "security": 0,
          "transparency": 32
        },
        "provenanceScore": 68
      },
      "letme": {
        "capability": "https://letme.dev/finance.subscriptions",
        "tool": "https://letme.dev/quicken-simplifi"
      },
      "area": "domain-data",
      "unitPrices": [
        {
          "item": "Simplifi, annual billing, first-year offer",
          "unit": "month",
          "usd": 3.99,
          "note": "billed annually, regular $6.99 a month, offer to 6 November 2026"
        },
        {
          "item": "Simplifi monthly subscription, App Store",
          "unit": "month",
          "usd": 9.99,
          "note": "US App Store in-app purchase"
        }
      ],
      "provenance": {
        "legalEntity": "Quicken Inc.",
        "domain": "quicken.com",
        "domainRegistered": "1995-06-13",
        "endpointOnVendorDomain": null,
        "terms": "https://www.quicken.com/about-us/terms/simplifi-and-lifehub/",
        "privacy": "https://www.quicken.com/privacy-us/us/",
        "statusPage": "https://status.quicken.com",
        "changelog": "",
        "securityTxt": "unknown",
        "checked": "2026-10-14",
        "notes": [
          "The Simplifi and LifeHub Terms of Use (updated 30 July 2025) are between the user and Quicken Inc. The US Privacy Statement was last updated 4 September 2025.",
          "www.quicken.com/.well-known/security.txt answered 403 Forbidden, as did /security and /llms.txt, so whether a security.txt exists couldn't be read.",
          "status.quicken.com is a Status.io page whose history lists only planned maintenance, the latest on 15 April 2026.",
          "RDAP gives a registration date of 1995-06-13 for quicken.com."
        ],
        "score": 68
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/quicken-simplifi.json",
      "live": {
        "slug": "quicken-simplifi",
        "vendorStatus": {
          "page": "https://status.quicken.com",
          "indicator": "unknown",
          "summary": "no machine-readable status found",
          "checkedAt": "2026-10-14T08:53:50.186645409Z"
        },
        "updatedAt": "2026-10-14T08:53:50.186645409Z"
      }
    },
    "facts": [
      {
        "a": "Platform",
        "b": "Platform",
        "name": "Kind"
      },
      {
        "a": "Hiatus Inc.",
        "b": "Quicken Inc.",
        "name": "Vendor"
      },
      {
        "a": "no (local only)",
        "b": "no (local only)",
        "name": "Hosted endpoint"
      },
      {
        "a": "",
        "b": "",
        "name": "Transports"
      },
      {
        "a": "OAuth or key",
        "b": "OAuth or key",
        "name": "Auth"
      },
      {
        "a": "Freemium",
        "b": "Paid",
        "name": "Pricing"
      },
      {
        "a": "not published",
        "b": "$9.99 per month (plan)",
        "name": "Price for subscription tracking"
      },
      {
        "a": "no",
        "b": "no",
        "name": "x402"
      },
      {
        "a": "Closed service under the Hiatus Terms of Use (Hiatus Inc., a Delaware corporation).",
        "b": "Closed service under the Quicken Simplifi and Quicken LifeHub Terms of Use (Quicken Inc.)",
        "name": "Licence"
      },
      {
        "a": "no",
        "b": "no",
        "name": "Read-only variant documented"
      },
      {
        "a": "no",
        "b": "no",
        "name": "llms.txt"
      },
      {
        "a": "2026-10-06",
        "b": "2026-10-07",
        "name": "Last release"
      },
      {
        "a": "2026-02-27",
        "b": "2025-07-30",
        "name": "Terms last updated"
      },
      {
        "a": "2026-02-27",
        "b": "no date given",
        "name": "Privacy policy last updated"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Customer content may train models"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "Terms restrict automated access"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "Arbitration or class-action waiver"
      }
    ],
    "faq": [
      {
        "answer": "Quicken Simplifi scores 20.7 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 3 of 7 scored categories. Hiatus leads on payments \u0026 pricing.",
        "question": "Which is better for AI agents, Hiatus or Quicken Simplifi?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": [
          "Payments \u0026 pricing, 20 against 10"
        ],
        "also": null,
        "goodFor": "People who want subscriptions found and bills negotiated for them.",
        "slug": "hiatus",
        "watchFor": "No public API or MCP server an outside agent can call."
      },
      {
        "aheadOn": [
          "Reliability, 50 against 15"
        ],
        "also": null,
        "goodFor": "US and Canadian households who want spending, bills, subscriptions and investments in one subscription app.",
        "slug": "quicken-simplifi",
        "watchFor": "No public API or MCP server an outside agent can call; a staff forum reply says none is planned."
      }
    ],
    "job": {
      "capability": "finance.subscriptions",
      "name": "Subscription tracking"
    },
    "others": [
      {
        "json": "https://www.anchorterminal.com/compare/emma-vs-hiatus.json",
        "title": "Emma vs Hiatus",
        "url": "https://www.anchorterminal.com/compare/emma-vs-hiatus"
      },
      {
        "json": "https://www.anchorterminal.com/compare/emma-vs-quicken-simplifi.json",
        "title": "Emma vs Quicken Simplifi",
        "url": "https://www.anchorterminal.com/compare/emma-vs-quicken-simplifi"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-pocketguard.json",
        "title": "Hiatus vs PocketGuard",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-pocketguard"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-rocket-money.json",
        "title": "Hiatus vs Rocket Money",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-rocket-money"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-scribeup.json",
        "title": "Hiatus vs ScribeUp",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-scribeup"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-snoop.json",
        "title": "Hiatus vs Snoop",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-snoop"
      },
      {
        "json": "https://www.anchorterminal.com/compare/quicken-simplifi-vs-rocket-money.json",
        "title": "Quicken Simplifi vs Rocket Money",
        "url": "https://www.anchorterminal.com/compare/quicken-simplifi-vs-rocket-money"
      },
      {
        "json": "https://www.anchorterminal.com/compare/quicken-simplifi-vs-scribeup.json",
        "title": "Quicken Simplifi vs ScribeUp",
        "url": "https://www.anchorterminal.com/compare/quicken-simplifi-vs-scribeup"
      },
      {
        "json": "https://www.anchorterminal.com/compare/quicken-simplifi-vs-snoop.json",
        "title": "Quicken Simplifi vs Snoop",
        "url": "https://www.anchorterminal.com/compare/quicken-simplifi-vs-snoop"
      },
      {
        "json": "https://www.anchorterminal.com/compare/copilot-money-vs-hiatus.json",
        "title": "Copilot Money vs Hiatus",
        "url": "https://www.anchorterminal.com/compare/copilot-money-vs-hiatus"
      },
      {
        "json": "https://www.anchorterminal.com/compare/copilot-money-vs-quicken-simplifi.json",
        "title": "Copilot Money vs Quicken Simplifi",
        "url": "https://www.anchorterminal.com/compare/copilot-money-vs-quicken-simplifi"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-ynab.json",
        "title": "Hiatus vs YNAB",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-ynab"
      },
      {
        "json": "https://www.anchorterminal.com/compare/pocketguard-vs-quicken-simplifi.json",
        "title": "PocketGuard vs Quicken Simplifi",
        "url": "https://www.anchorterminal.com/compare/pocketguard-vs-quicken-simplifi"
      },
      {
        "json": "https://www.anchorterminal.com/compare/quicken-simplifi-vs-ynab.json",
        "title": "Quicken Simplifi vs YNAB",
        "url": "https://www.anchorterminal.com/compare/quicken-simplifi-vs-ynab"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-plum.json",
        "title": "Hiatus vs Plum",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-plum"
      },
      {
        "json": "https://www.anchorterminal.com/compare/plum-vs-quicken-simplifi.json",
        "title": "Plum vs Quicken Simplifi",
        "url": "https://www.anchorterminal.com/compare/plum-vs-quicken-simplifi"
      }
    ],
    "scores": [
      {
        "by": 35,
        "edge": "quicken-simplifi",
        "hiatus": 15,
        "key": "reliability",
        "name": "Reliability",
        "quicken-simplifi": 50,
        "weight": 16
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "by": 0,
        "edge": "",
        "hiatus": 0,
        "key": "schema",
        "name": "Schema \u0026 documentation",
        "quicken-simplifi": 0,
        "weight": 13
      },
      {
        "by": 0,
        "edge": "",
        "hiatus": 0,
        "key": "ergonomics",
        "name": "Agent ergonomics",
        "quicken-simplifi": 0,
        "weight": 13
      },
      {
        "by": 0,
        "edge": "",
        "hiatus": 0,
        "key": "security",
        "name": "Security \u0026 auth",
        "quicken-simplifi": 0,
        "weight": 14
      },
      {
        "by": 10,
        "edge": "hiatus",
        "hiatus": 20,
        "key": "payments",
        "name": "Payments \u0026 pricing",
        "quicken-simplifi": 10,
        "weight": 10
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "by": 4,
        "edge": "quicken-simplifi",
        "hiatus": 54,
        "key": "maintenance",
        "name": "Maintenance \u0026 community",
        "quicken-simplifi": 58,
        "weight": 7
      },
      {
        "by": 3,
        "edge": "quicken-simplifi",
        "hiatus": 47,
        "key": "transparency",
        "name": "Transparency \u0026 trust",
        "quicken-simplifi": 50,
        "weight": 7
      }
    ],
    "summary": "Quicken Simplifi scores 20.7 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 3 of 7 scored categories. Hiatus leads on payments \u0026 pricing. Both do subscription tracking.",
    "verdicts": {
      "hiatus": "Hiatus covers subscription tracking, cancellation and bill negotiation for people, with dated terms and iOS releases every few weeks. There is no public API or MCP server an outside agent can call today, no developer or partner page, and the terms forbid automated access. Premium prices appear only as App Store in-app purchases.",
      "quicken-simplifi": "Quicken Simplifi tracks spending, bills, subscriptions and investments for US and Canadian households, with iOS releases about every week. There is no public API or MCP server an outside agent can call, and Quicken staff say none is planned. No free plan, no security contact found, and providers are named only by category."
    }
  },
  "kind": "anchor.page",
  "links": {
    "api": "https://www.anchorterminal.com/api/v1/index.json",
    "html": "https://www.anchorterminal.com/compare/hiatus-vs-quicken-simplifi",
    "json": "https://www.anchorterminal.com/compare/hiatus-vs-quicken-simplifi.json",
    "llms": "https://www.anchorterminal.com/llms.txt",
    "markdown": "https://www.anchorterminal.com/compare/hiatus-vs-quicken-simplifi.md",
    "slim": "https://www.anchorterminal.com/compare/hiatus-vs-quicken-simplifi.min.md"
  },
  "markdown": "Quicken Simplifi scores 20.7 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 3 of 7 scored categories. Hiatus leads on payments \u0026 pricing. Both do subscription tracking.\n\n- Hiatus: grade F, 14.3/100, rank #1054 of 1076. Markdown https://www.anchorterminal.com/tools/hiatus.md · JSON https://www.anchorterminal.com/api/v1/tools/hiatus.json\n- Quicken Simplifi: grade F, 20.7/100, rank #1037 of 1076. Markdown https://www.anchorterminal.com/tools/quicken-simplifi.md · JSON https://www.anchorterminal.com/api/v1/tools/quicken-simplifi.json\n- Best subscription, bill and budgeting tools for AI agents: https://www.anchorterminal.com/best/personal-finance/index.md\n- All 43 personal finance comparisons: https://www.anchorterminal.com/compare/personal-finance/index.md\n\n## Which one, for what\n\n### Hiatus (F)\n\nGood for: People who want subscriptions found and bills negotiated for them.\n\nAhead on:\n- Payments \u0026 pricing, 20 against 10\n\nWatch for: No public API or MCP server an outside agent can call.\n\n### Quicken Simplifi (F)\n\nGood for: US and Canadian households who want spending, bills, subscriptions and investments in one subscription app.\n\nAhead on:\n- Reliability, 50 against 15\n\nWatch for: No public API or MCP server an outside agent can call; a staff forum reply says none is planned.\n\n\n## Score by category\n\n| Category | Weight | Hiatus | Quicken Simplifi | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 15 | 50 | Quicken Simplifi +35 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 0 | 0 | even |\n| Agent ergonomics | 13% (16.2 this run) | 0 | 0 | even |\n| Security \u0026 auth | 14% (17.5 this run) | 0 | 0 | even |\n| Payments \u0026 pricing | 10% (12.5 this run) | 20 | 10 | Hiatus +10 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 54 | 58 | Quicken Simplifi +4 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 47 | 50 | Quicken Simplifi +3 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **14.3 · F** | **20.7 · F** | |\n\n## Facts side by side\n\n| Fact | Hiatus | Quicken Simplifi |\n| --- | --- | --- |\n| Kind | Platform | Platform |\n| Vendor | Hiatus Inc. | Quicken Inc. |\n| Hosted endpoint | no (local only) | no (local only) |\n| Transports |  |  |\n| Auth | OAuth or key | OAuth or key |\n| Pricing | Freemium | Paid |\n| Price for subscription tracking | not published | $9.99 per month (plan) |\n| x402 | no | no |\n| Licence | Closed service under the Hiatus Terms of Use (Hiatus Inc., a Delaware corporation). | Closed service under the Quicken Simplifi and Quicken LifeHub Terms of Use (Quicken Inc.) |\n| Read-only variant documented | no | no |\n| llms.txt | no | no |\n| Last release | 2026-10-06 | 2026-10-07 |\n| Terms last updated | 2026-02-27 | 2025-07-30 |\n| Privacy policy last updated | 2026-02-27 | no date given |\n| Customer content may train models | not found in the text | not found in the text |\n| Terms restrict automated access | yes | yes |\n| Terms restrict benchmarking | not found in the text | not found in the text |\n| Terms or service can change without notice | yes | yes |\n| Arbitration or class-action waiver | yes | yes |\n\n## Verdicts\n\n**Hiatus.** Hiatus covers subscription tracking, cancellation and bill negotiation for people, with dated terms and iOS releases every few weeks. There is no public API or MCP server an outside agent can call today, no developer or partner page, and the terms forbid automated access. Premium prices appear only as App Store in-app purchases.\n\n**Quicken Simplifi.** Quicken Simplifi tracks spending, bills, subscriptions and investments for US and Canadian households, with iOS releases about every week. There is no public API or MCP server an outside agent can call, and Quicken staff say none is planned. No free plan, no security contact found, and providers are named only by category.\n\n## Before you call either\n\n### Hiatus\n\n1. Don't plan to call Hiatus from another agent. There is no public API, so hand subscription and bill tasks to the person in the Hiatus app.\n2. Tell the person bill negotiation and cancellation need Hiatus Premium, bought in the app.\n\n### Quicken Simplifi\n\n1. Don't plan to call Simplifi from another agent. Hand the task to the person in the Simplifi app or web app.\n2. Don't log in on the person's behalf or scrape the web app; the terms forbid access outside Quicken's supported interfaces.\n\n## Questions\n\n### Which is better for AI agents, Hiatus or Quicken Simplifi?\n\nQuicken Simplifi scores 20.7 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 3 of 7 scored categories. Hiatus leads on payments \u0026 pricing.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/hiatus-vs-quicken-simplifi.json, and with the fewest tokens: https://www.anchorterminal.com/compare/hiatus-vs-quicken-simplifi.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"hiatus\", \"b\": \"quicken-simplifi\"}`. From a terminal: `anchor compare hiatus quicken-simplifi`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/hiatus.json and https://www.anchorterminal.com/api/v1/tools/quicken-simplifi.json\n\n## Other comparisons with Hiatus or Quicken Simplifi\n\n- [Emma vs Hiatus](https://www.anchorterminal.com/compare/emma-vs-hiatus.md)\n- [Emma vs Quicken Simplifi](https://www.anchorterminal.com/compare/emma-vs-quicken-simplifi.md)\n- [Hiatus vs PocketGuard](https://www.anchorterminal.com/compare/hiatus-vs-pocketguard.md)\n- [Hiatus vs Rocket Money](https://www.anchorterminal.com/compare/hiatus-vs-rocket-money.md)\n- [Hiatus vs ScribeUp](https://www.anchorterminal.com/compare/hiatus-vs-scribeup.md)\n- [Hiatus vs Snoop](https://www.anchorterminal.com/compare/hiatus-vs-snoop.md)\n- [Quicken Simplifi vs Rocket Money](https://www.anchorterminal.com/compare/quicken-simplifi-vs-rocket-money.md)\n- [Quicken Simplifi vs ScribeUp](https://www.anchorterminal.com/compare/quicken-simplifi-vs-scribeup.md)\n- [Quicken Simplifi vs Snoop](https://www.anchorterminal.com/compare/quicken-simplifi-vs-snoop.md)\n- [Copilot Money vs Hiatus](https://www.anchorterminal.com/compare/copilot-money-vs-hiatus.md)\n- [Copilot Money vs Quicken Simplifi](https://www.anchorterminal.com/compare/copilot-money-vs-quicken-simplifi.md)\n- [Hiatus vs YNAB](https://www.anchorterminal.com/compare/hiatus-vs-ynab.md)\n- [PocketGuard vs Quicken Simplifi](https://www.anchorterminal.com/compare/pocketguard-vs-quicken-simplifi.md)\n- [Quicken Simplifi vs YNAB](https://www.anchorterminal.com/compare/quicken-simplifi-vs-ynab.md)\n- [Hiatus vs Plum](https://www.anchorterminal.com/compare/hiatus-vs-plum.md)\n- [Plum vs Quicken Simplifi](https://www.anchorterminal.com/compare/plum-vs-quicken-simplifi.md)\n",
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        "name": "Hiatus vs Quicken Simplifi",
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    "description": "Quicken Simplifi scores 20.7 (F) to Hiatus's 14.3 (F) for subscription tracking. Prices, MCP, x402, uptime and agent notes side by side.",
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      "Hiatus F 14.3",
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    "section": "tools",
    "title": "Hiatus vs Quicken Simplifi for AI agents in 2026: scores and prices",
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