{
  "data": {
    "a": {
      "slug": "hiatus",
      "name": "Hiatus",
      "vendor": "Hiatus Inc.",
      "vendorUrl": "https://hiatusapp.com",
      "kind": "platform",
      "category": "personal-finance",
      "summary": "Hiatus is a personal finance app for iOS and Android from Hiatus Inc. It finds and cancels subscriptions, negotiates bills through a concierge team, and tracks spending, budgets and net worth.",
      "url": "https://www.anchorterminal.com/tools/hiatus",
      "markdownUrl": "https://www.anchorterminal.com/tools/hiatus.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/hiatus.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/hiatus.json",
      "license": "Closed service under the Hiatus Terms of Use (Hiatus Inc., a Delaware corporation).",
      "transports": [],
      "packages": [],
      "auth": "mixed",
      "authNotes": "A Hiatus account in the app. Account data arrives through an aggregator, with Plaid named in the privacy policy (https://hiatus.delivery/pages/privacy-policy.html). Bill negotiation and cancellation run under a written authorisation in the terms (https://hiatus.delivery/pages/terms-of-use.html). No credential exists for an outside agent.",
      "pricing": "freemium",
      "pricingNotes": "The app is free on the App Store. Hiatus Premium, which the terms say unlocks bill negotiation and cancellation, is sold as in-app purchases of $9.99 (Hiatus Premium), $35.99, $48.00 or $59.99 a year and $13.99 or $20.99 a month (https://apps.apple.com/us/app/id977040079, checked 14 October 2026). No price is published on hiatusapp.com.",
      "priceSummary": "Freemium",
      "where": "local",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 found on hiatusapp.com or the terms, checked 14 October 2026.",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-10-14"
      },
      "capabilities": [
        "finance.subscriptions",
        "finance.cancellation",
        "finance.bills",
        "finance.budgets",
        "finance.transactions"
      ],
      "tags": [
        "hosted",
        "official",
        "closed-source",
        "freemium",
        "ios",
        "android",
        "not-for-agents"
      ],
      "lastRelease": "2026-10-06",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 14.3,
        "grade": "F",
        "agentReady": false,
        "rank": 1054,
        "ranked": true,
        "rankOf": 1076,
        "categoryRank": 9,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 0,
          "maintenance": 54,
          "payments": 20,
          "reliability": 15,
          "schema": 0,
          "security": 0,
          "transparency": 47
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-14"
        },
        "negative": 0,
        "verdict": "Hiatus covers subscription tracking, cancellation and bill negotiation for people, with dated terms and iOS releases every few weeks. There is no public API or MCP server an outside agent can call today, no developer or partner page, and the terms forbid automated access. Premium prices appear only as App Store in-app purchases.",
        "bestFor": "People who want subscriptions found and bills negotiated for them.",
        "strengths": [
          "Bill negotiation and cancellation run under a written authorisation in terms dated 27 February 2026.",
          "Seven iOS releases between 21 July and 6 October 2026.",
          "A privacy centre takes access and erasure requests by email verification."
        ],
        "weaknesses": [
          "No public API or MCP server an outside agent can call.",
          "The terms forbid any robot, spider or other automatic means of access.",
          "No price on hiatusapp.com. Premium appears only as App Store in-app purchases from $9.99 to $59.99.",
          "Linked-account transactions are shared with unnamed third-party AI providers for the assistant.",
          "No status page, security.txt or security contact found."
        ],
        "agentNotes": [
          "Don't plan to call Hiatus from another agent. There is no public API, so hand subscription and bill tasks to the person in the Hiatus app.",
          "Tell the person bill negotiation and cancellation need Hiatus Premium, bought in the app."
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "F",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 14.3
          }
        ],
        "editorialScores": {
          "ergonomics": 0,
          "maintenance": 54,
          "payments": 20,
          "reliability": 15,
          "schema": 0,
          "security": 0,
          "transparency": 34
        },
        "provenanceScore": 59
      },
      "letme": {
        "capability": "https://letme.dev/finance.subscriptions",
        "tool": "https://letme.dev/hiatus"
      },
      "area": "domain-data",
      "provenance": {
        "legalEntity": "Hiatus Inc.",
        "domain": "hiatusapp.com",
        "domainRegistered": "2015-03-22",
        "endpointOnVendorDomain": null,
        "terms": "https://hiatus.delivery/pages/terms-of-use.html",
        "privacy": "https://hiatus.delivery/pages/privacy-policy.html",
        "statusPage": "",
        "changelog": "",
        "securityTxt": "none",
        "checked": "2026-10-14",
        "notes": [
          "The terms and privacy policy are both dated 27 February 2026 and hosted on hiatus.delivery, a separate domain.",
          "hiatusapp.com/.well-known/security.txt returns 404. status.hiatusapp.com has no DNS record.",
          "RDAP gives a registration date of 2015-03-22 for hiatusapp.com."
        ],
        "score": 59
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/hiatus.json"
    },
    "answer": "Plum scores 27.4 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 5 of 7 scored categories.",
    "b": {
      "slug": "plum",
      "name": "Plum",
      "vendor": "Plum Fintech Limited",
      "vendorUrl": "https://withplum.com",
      "kind": "platform",
      "category": "personal-finance",
      "summary": "Plum is a saving and investing app for the UK and parts of Europe. It analyses spending from connected bank accounts, moves money aside automatically, and holds savings accounts, ISAs, a pension, investments and an AI financial plan.",
      "url": "https://www.anchorterminal.com/tools/plum",
      "markdownUrl": "https://www.anchorterminal.com/tools/plum.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/plum.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/plum.json",
      "license": "Closed service under Plum's terms (Plum Fintech Limited and Saveable Limited)",
      "transports": [],
      "packages": [],
      "auth": "mixed",
      "authNotes": "A Plum account in the iOS or Android app, with identity checks. Bank accounts connect read-only through TrueLayer (https://withplum.com/legal/privacy, https://withplum.com/legal/terms).",
      "pricing": "freemium",
      "pricingNotes": "Basic is free. Plus £3.99, Boost £7.99 and Max £14.99 a month, with the first month of a paid tier free; investment fees and interest rates vary by tier (https://withplum.com/subscriptions). Other fees are on the fees page (https://withplum.com/legal/fees).",
      "priceSummary": "Freemium",
      "where": "local",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 on withplum.com, its llms.txt, subscriptions page or terms (checked 2026-10-14).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-10-14"
      },
      "llmsTxt": "https://withplum.com/llms.txt",
      "capabilities": [
        "finance.transactions"
      ],
      "tags": [
        "not-for-agents",
        "hosted",
        "official",
        "closed-source",
        "freemium",
        "free-tier",
        "ios",
        "android",
        "uk",
        "eu",
        "status-page",
        "llms-txt"
      ],
      "lastRelease": "2026-10-12",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 27.4,
        "grade": "F",
        "agentReady": false,
        "rank": 1026,
        "ranked": true,
        "rankOf": 1076,
        "categoryRank": 2,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 0,
          "maintenance": 56,
          "payments": 30,
          "reliability": 60,
          "schema": 10,
          "security": 0,
          "transparency": 58
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-14"
        },
        "negative": 0,
        "verdict": "Plum automates saving and investing for UK and European users from their bank data, with a free tier, public prices, a status page and weekly iOS releases. There is no public API or MCP server an outside agent can call, and its AI tools run only inside the app. No security contact was found.",
        "bestFor": "UK and European users who want saving and investing automated from their spending.",
        "strengths": [
          "Free Basic tier, with paid tiers priced publicly and free for the first month.",
          "16 iOS releases between 16 July and 12 October 2026.",
          "Status page with one no-impact incident in the last 90 days."
        ],
        "weaknesses": [
          "No public API or MCP server an outside agent can call.",
          "No security.txt, disclosure policy or certification found.",
          "Anonymised transaction data may be shared for commercial purposes, per the privacy policy.",
          "Terms and privacy policy carry no dates."
        ],
        "agentNotes": [
          "Don't plan to call Plum from another agent. Hand the task to the person in the Plum app.",
          "Plum moves real money between accounts and investments, so leave any change to automations or withdrawals to the person."
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "F",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 27.4
          }
        ],
        "editorialScores": {
          "ergonomics": 0,
          "maintenance": 56,
          "payments": 30,
          "reliability": 60,
          "schema": 10,
          "security": 0,
          "transparency": 43
        },
        "provenanceScore": 72
      },
      "letme": {
        "capability": "https://letme.dev/finance.transactions",
        "tool": "https://letme.dev/plum"
      },
      "area": "domain-data",
      "provenance": {
        "legalEntity": "Plum Fintech Limited",
        "domain": "withplum.com",
        "domainRegistered": "2016-03-15",
        "endpointOnVendorDomain": null,
        "terms": "https://withplum.com/legal/terms",
        "privacy": "https://withplum.com/legal/privacy",
        "statusPage": "https://status.withplum.com",
        "changelog": "",
        "securityTxt": "none",
        "checked": "2026-10-14",
        "notes": [
          "The terms are with Plum Fintech Limited and Saveable Limited acting together. The privacy policy names both as data controllers, with a DPO at dpo@withplum.com. No date was found on either.",
          "withplum.com/.well-known/security.txt returns 404, and no security or disclosure page was found.",
          "The status page at status.withplum.com is a Statuspage site.",
          "RDAP gives a registration date of 2016-03-15 for withplum.com."
        ],
        "score": 72
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/plum.json",
      "live": {
        "slug": "plum",
        "vendorStatus": {
          "page": "https://status.withplum.com",
          "indicator": "none",
          "summary": "All Systems Operational",
          "checkedAt": "2026-10-14T09:39:37.163047282Z"
        },
        "updatedAt": "2026-10-14T09:39:37.163047282Z"
      }
    },
    "facts": [
      {
        "a": "Platform",
        "b": "Platform",
        "name": "Kind"
      },
      {
        "a": "Hiatus Inc.",
        "b": "Plum Fintech Limited",
        "name": "Vendor"
      },
      {
        "a": "no (local only)",
        "b": "no (local only)",
        "name": "Hosted endpoint"
      },
      {
        "a": "",
        "b": "",
        "name": "Transports"
      },
      {
        "a": "OAuth or key",
        "b": "OAuth or key",
        "name": "Auth"
      },
      {
        "a": "Freemium",
        "b": "Freemium",
        "name": "Pricing"
      },
      {
        "a": "no",
        "b": "no",
        "name": "x402"
      },
      {
        "a": "Closed service under the Hiatus Terms of Use (Hiatus Inc., a Delaware corporation).",
        "b": "Closed service under Plum's terms (Plum Fintech Limited and Saveable Limited)",
        "name": "Licence"
      },
      {
        "a": "no",
        "b": "no",
        "name": "Read-only variant documented"
      },
      {
        "a": "no",
        "b": "yes",
        "name": "llms.txt"
      },
      {
        "a": "2026-10-06",
        "b": "2026-10-12",
        "name": "Last release"
      },
      {
        "a": "2026-02-27",
        "b": "2026-07-15",
        "name": "Terms last updated"
      },
      {
        "a": "2026-02-27",
        "b": "no date given",
        "name": "Privacy policy last updated"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Customer content may train models"
      },
      {
        "a": "yes",
        "b": "not found in the text",
        "name": "Terms restrict automated access"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "yes",
        "b": "not found in the text",
        "name": "Arbitration or class-action waiver"
      }
    ],
    "faq": [
      {
        "answer": "Plum scores 27.4 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 5 of 7 scored categories.",
        "question": "Which is better for AI agents, Hiatus or Plum?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": null,
        "also": null,
        "goodFor": "People who want subscriptions found and bills negotiated for them.",
        "slug": "hiatus",
        "watchFor": "No public API or MCP server an outside agent can call."
      },
      {
        "aheadOn": [
          "Reliability, 60 against 15",
          "Schema \u0026 documentation, 10 against 0",
          "Payments \u0026 pricing, 30 against 20",
          "Transparency \u0026 trust, 58 against 47"
        ],
        "also": null,
        "goodFor": "UK and European users who want saving and investing automated from their spending.",
        "slug": "plum",
        "watchFor": "No public API or MCP server an outside agent can call."
      }
    ],
    "job": {
      "capability": "finance.transactions",
      "name": "Personal transactions"
    },
    "others": [
      {
        "json": "https://www.anchorterminal.com/compare/emma-vs-hiatus.json",
        "title": "Emma vs Hiatus",
        "url": "https://www.anchorterminal.com/compare/emma-vs-hiatus"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-pocketguard.json",
        "title": "Hiatus vs PocketGuard",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-pocketguard"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-quicken-simplifi.json",
        "title": "Hiatus vs Quicken Simplifi",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-quicken-simplifi"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-rocket-money.json",
        "title": "Hiatus vs Rocket Money",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-rocket-money"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-scribeup.json",
        "title": "Hiatus vs ScribeUp",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-scribeup"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-snoop.json",
        "title": "Hiatus vs Snoop",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-snoop"
      },
      {
        "json": "https://www.anchorterminal.com/compare/copilot-money-vs-hiatus.json",
        "title": "Copilot Money vs Hiatus",
        "url": "https://www.anchorterminal.com/compare/copilot-money-vs-hiatus"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-ynab.json",
        "title": "Hiatus vs YNAB",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-ynab"
      },
      {
        "json": "https://www.anchorterminal.com/compare/copilot-money-vs-plum.json",
        "title": "Copilot Money vs Plum",
        "url": "https://www.anchorterminal.com/compare/copilot-money-vs-plum"
      },
      {
        "json": "https://www.anchorterminal.com/compare/emma-vs-plum.json",
        "title": "Emma vs Plum",
        "url": "https://www.anchorterminal.com/compare/emma-vs-plum"
      },
      {
        "json": "https://www.anchorterminal.com/compare/plum-vs-pocketguard.json",
        "title": "Plum vs PocketGuard",
        "url": "https://www.anchorterminal.com/compare/plum-vs-pocketguard"
      },
      {
        "json": "https://www.anchorterminal.com/compare/plum-vs-quicken-simplifi.json",
        "title": "Plum vs Quicken Simplifi",
        "url": "https://www.anchorterminal.com/compare/plum-vs-quicken-simplifi"
      },
      {
        "json": "https://www.anchorterminal.com/compare/plum-vs-rocket-money.json",
        "title": "Plum vs Rocket Money",
        "url": "https://www.anchorterminal.com/compare/plum-vs-rocket-money"
      },
      {
        "json": "https://www.anchorterminal.com/compare/plum-vs-snoop.json",
        "title": "Plum vs Snoop",
        "url": "https://www.anchorterminal.com/compare/plum-vs-snoop"
      },
      {
        "json": "https://www.anchorterminal.com/compare/plum-vs-ynab.json",
        "title": "Plum vs YNAB",
        "url": "https://www.anchorterminal.com/compare/plum-vs-ynab"
      }
    ],
    "scores": [
      {
        "by": 45,
        "edge": "plum",
        "hiatus": 15,
        "key": "reliability",
        "name": "Reliability",
        "plum": 60,
        "weight": 16
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "by": 10,
        "edge": "plum",
        "hiatus": 0,
        "key": "schema",
        "name": "Schema \u0026 documentation",
        "plum": 10,
        "weight": 13
      },
      {
        "by": 0,
        "edge": "",
        "hiatus": 0,
        "key": "ergonomics",
        "name": "Agent ergonomics",
        "plum": 0,
        "weight": 13
      },
      {
        "by": 0,
        "edge": "",
        "hiatus": 0,
        "key": "security",
        "name": "Security \u0026 auth",
        "plum": 0,
        "weight": 14
      },
      {
        "by": 10,
        "edge": "plum",
        "hiatus": 20,
        "key": "payments",
        "name": "Payments \u0026 pricing",
        "plum": 30,
        "weight": 10
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "by": 2,
        "edge": "plum",
        "hiatus": 54,
        "key": "maintenance",
        "name": "Maintenance \u0026 community",
        "plum": 56,
        "weight": 7
      },
      {
        "by": 11,
        "edge": "plum",
        "hiatus": 47,
        "key": "transparency",
        "name": "Transparency \u0026 trust",
        "plum": 58,
        "weight": 7
      }
    ],
    "summary": "Plum scores 27.4 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 5 of 7 scored categories. Both do personal transactions.",
    "verdicts": {
      "hiatus": "Hiatus covers subscription tracking, cancellation and bill negotiation for people, with dated terms and iOS releases every few weeks. There is no public API or MCP server an outside agent can call today, no developer or partner page, and the terms forbid automated access. Premium prices appear only as App Store in-app purchases.",
      "plum": "Plum automates saving and investing for UK and European users from their bank data, with a free tier, public prices, a status page and weekly iOS releases. There is no public API or MCP server an outside agent can call, and its AI tools run only inside the app. No security contact was found."
    }
  },
  "kind": "anchor.page",
  "links": {
    "api": "https://www.anchorterminal.com/api/v1/index.json",
    "html": "https://www.anchorterminal.com/compare/hiatus-vs-plum",
    "json": "https://www.anchorterminal.com/compare/hiatus-vs-plum.json",
    "llms": "https://www.anchorterminal.com/llms.txt",
    "markdown": "https://www.anchorterminal.com/compare/hiatus-vs-plum.md",
    "slim": "https://www.anchorterminal.com/compare/hiatus-vs-plum.min.md"
  },
  "markdown": "Plum scores 27.4 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 5 of 7 scored categories. Both do personal transactions.\n\n- Hiatus: grade F, 14.3/100, rank #1054 of 1076. Markdown https://www.anchorterminal.com/tools/hiatus.md · JSON https://www.anchorterminal.com/api/v1/tools/hiatus.json\n- Plum: grade F, 27.4/100, rank #1026 of 1076. Markdown https://www.anchorterminal.com/tools/plum.md · JSON https://www.anchorterminal.com/api/v1/tools/plum.json\n- Best subscription, bill and budgeting tools for AI agents: https://www.anchorterminal.com/best/personal-finance/index.md\n- All 43 personal finance comparisons: https://www.anchorterminal.com/compare/personal-finance/index.md\n\n## Which one, for what\n\n### Hiatus (F)\n\nGood for: People who want subscriptions found and bills negotiated for them.\n\nWatch for: No public API or MCP server an outside agent can call.\n\n### Plum (F)\n\nGood for: UK and European users who want saving and investing automated from their spending.\n\nAhead on:\n- Reliability, 60 against 15\n- Schema \u0026 documentation, 10 against 0\n- Payments \u0026 pricing, 30 against 20\n- Transparency \u0026 trust, 58 against 47\n\nWatch for: No public API or MCP server an outside agent can call.\n\n\n## Score by category\n\n| Category | Weight | Hiatus | Plum | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 15 | 60 | Plum +45 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 0 | 10 | Plum +10 |\n| Agent ergonomics | 13% (16.2 this run) | 0 | 0 | even |\n| Security \u0026 auth | 14% (17.5 this run) | 0 | 0 | even |\n| Payments \u0026 pricing | 10% (12.5 this run) | 20 | 30 | Plum +10 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 54 | 56 | Plum +2 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 47 | 58 | Plum +11 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **14.3 · F** | **27.4 · F** | |\n\n## Facts side by side\n\n| Fact | Hiatus | Plum |\n| --- | --- | --- |\n| Kind | Platform | Platform |\n| Vendor | Hiatus Inc. | Plum Fintech Limited |\n| Hosted endpoint | no (local only) | no (local only) |\n| Transports |  |  |\n| Auth | OAuth or key | OAuth or key |\n| Pricing | Freemium | Freemium |\n| x402 | no | no |\n| Licence | Closed service under the Hiatus Terms of Use (Hiatus Inc., a Delaware corporation). | Closed service under Plum's terms (Plum Fintech Limited and Saveable Limited) |\n| Read-only variant documented | no | no |\n| llms.txt | no | yes |\n| Last release | 2026-10-06 | 2026-10-12 |\n| Terms last updated | 2026-02-27 | 2026-07-15 |\n| Privacy policy last updated | 2026-02-27 | no date given |\n| Customer content may train models | not found in the text | not found in the text |\n| Terms restrict automated access | yes | not found in the text |\n| Terms restrict benchmarking | not found in the text | not found in the text |\n| Terms or service can change without notice | yes | yes |\n| Arbitration or class-action waiver | yes | not found in the text |\n\n## Verdicts\n\n**Hiatus.** Hiatus covers subscription tracking, cancellation and bill negotiation for people, with dated terms and iOS releases every few weeks. There is no public API or MCP server an outside agent can call today, no developer or partner page, and the terms forbid automated access. Premium prices appear only as App Store in-app purchases.\n\n**Plum.** Plum automates saving and investing for UK and European users from their bank data, with a free tier, public prices, a status page and weekly iOS releases. There is no public API or MCP server an outside agent can call, and its AI tools run only inside the app. No security contact was found.\n\n## Before you call either\n\n### Hiatus\n\n1. Don't plan to call Hiatus from another agent. There is no public API, so hand subscription and bill tasks to the person in the Hiatus app.\n2. Tell the person bill negotiation and cancellation need Hiatus Premium, bought in the app.\n\n### Plum\n\n1. Don't plan to call Plum from another agent. Hand the task to the person in the Plum app.\n2. Plum moves real money between accounts and investments, so leave any change to automations or withdrawals to the person.\n\n## Questions\n\n### Which is better for AI agents, Hiatus or Plum?\n\nPlum scores 27.4 (F) on agent readiness against Hiatus's 14.3 (F), and leads in 5 of 7 scored categories.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/hiatus-vs-plum.json, and with the fewest tokens: https://www.anchorterminal.com/compare/hiatus-vs-plum.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"hiatus\", \"b\": \"plum\"}`. From a terminal: `anchor compare hiatus plum`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/hiatus.json and https://www.anchorterminal.com/api/v1/tools/plum.json\n\n## Other comparisons with Hiatus or Plum\n\n- [Emma vs Hiatus](https://www.anchorterminal.com/compare/emma-vs-hiatus.md)\n- [Hiatus vs PocketGuard](https://www.anchorterminal.com/compare/hiatus-vs-pocketguard.md)\n- [Hiatus vs Quicken Simplifi](https://www.anchorterminal.com/compare/hiatus-vs-quicken-simplifi.md)\n- [Hiatus vs Rocket Money](https://www.anchorterminal.com/compare/hiatus-vs-rocket-money.md)\n- [Hiatus vs ScribeUp](https://www.anchorterminal.com/compare/hiatus-vs-scribeup.md)\n- [Hiatus vs Snoop](https://www.anchorterminal.com/compare/hiatus-vs-snoop.md)\n- [Copilot Money vs Hiatus](https://www.anchorterminal.com/compare/copilot-money-vs-hiatus.md)\n- [Hiatus vs YNAB](https://www.anchorterminal.com/compare/hiatus-vs-ynab.md)\n- [Copilot Money vs Plum](https://www.anchorterminal.com/compare/copilot-money-vs-plum.md)\n- [Emma vs Plum](https://www.anchorterminal.com/compare/emma-vs-plum.md)\n- [Plum vs PocketGuard](https://www.anchorterminal.com/compare/plum-vs-pocketguard.md)\n- [Plum vs Quicken Simplifi](https://www.anchorterminal.com/compare/plum-vs-quicken-simplifi.md)\n- [Plum vs Rocket Money](https://www.anchorterminal.com/compare/plum-vs-rocket-money.md)\n- [Plum vs Snoop](https://www.anchorterminal.com/compare/plum-vs-snoop.md)\n- [Plum vs YNAB](https://www.anchorterminal.com/compare/plum-vs-ynab.md)\n",
  "meta": {
    "attribution": "Anchor Terminal (https://www.anchorterminal.com)",
    "docs": "https://www.anchorterminal.com/docs/",
    "generatedAt": "2026-10-14",
    "license": "CC-BY-4.0",
    "method": "https://www.anchorterminal.com/benchmark/",
    "methodology": "0.4",
    "openapi": "https://www.anchorterminal.com/openapi.json",
    "preview": false,
    "run": "2026-10-01",
    "runLabel": "October 2026 research run"
  },
  "page": {
    "breadcrumbs": [
      {
        "name": "Home",
        "url": "https://www.anchorterminal.com/"
      },
      {
        "name": "Compare",
        "url": "https://www.anchorterminal.com/compare/"
      },
      {
        "name": "Hiatus vs Plum",
        "url": ""
      }
    ],
    "description": "Plum scores 27.4 (F) to Hiatus's 14.3 (F) for personal transactions. Prices, MCP, x402, uptime and agent notes side by side.",
    "facts": [
      "Hiatus F 14.3",
      "Plum F 27.4",
      "scores"
    ],
    "h1": "Hiatus vs Plum",
    "image": "https://www.anchorterminal.com/assets/og/compare-hiatus-vs-plum.png",
    "path": "/compare/hiatus-vs-plum",
    "published": "2026-10-01",
    "section": "tools",
    "title": "Hiatus vs Plum for AI agents in 2026: scores and prices",
    "toc": null,
    "updated": "2026-10-14",
    "url": "https://www.anchorterminal.com/compare/hiatus-vs-plum"
  },
  "tokens": {
    "markdown": 1750,
    "slim": 530
  },
  "version": 1
}