# Gusto vs Worklio (slim)

> Gusto scores 63.3 (B) on agent readiness against Worklio's 38.6 (E), and leads in 6 of 7 scored categories. Worklio leads on payments & pricing. Both do payroll run. Category scores, facts, verdicts and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/gusto-vs-worklio.md (~2,200 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/gusto-vs-worklio.json · canonical https://www.anchorterminal.com/compare/gusto-vs-worklio
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Gusto scores 63.3 (B) on agent readiness against Worklio's 38.6 (E), and leads in 6 of 7 scored categories. Worklio leads on payments & pricing. Both do payroll run.

- Gusto: B 63.3, rank #362 of 842 · https://www.anchorterminal.com/tools/gusto.min.md
- Worklio: E 38.6, rank #812 of 842 · https://www.anchorterminal.com/tools/worklio.min.md
- Gusto, good for A software platform that wants to run US payroll for its own customers and can pass Gusto's partner reviews. Ahead on Reliability, 58 against 25; Schema & documentation, 86 against 71; Agent ergonomics, 82 against 44; Security & auth, 60 against 48; Maintenance & community, 76 against 25; Transparency & trust, 61 against 48. Also No incidents deducted, where Worklio loses 3 points for them.
- Worklio, good for A software platform, PEO or payroll bureau that wants to sell US payroll under its own brand and can sign a partner agreement, with Worklio handling tax filing and money movement. Ahead on Payments & pricing, 25 against 15. Also A hosted endpoint, with nothing to install.

| Category | Gusto | Worklio |
| --- | --- | --- |
| Reliability (16%) | 58 | 25 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 86 | 71 |
| Agent ergonomics (13%) | 82 | 44 |
| Security & auth (14%) | 60 | 48 |
| Payments & pricing (10%) | 15 | 25 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 76 | 25 |
| Transparency & trust (7%) | 61 | 48 |

| Fact (where they differ) | Gusto | Worklio |
| --- | --- | --- |
| Vendor | Gusto, Inc. | Worklio, Inc. |
| Hosted endpoint | no (local only) | `https://api.worklio.com` |
| Licence | Proprietary service under Gusto's API Policy and Developer Terms of Service. The API clients on GitHub are MIT, and the React SDK and the Gusto CLI are Apache-2.0 | Proprietary service. The public Terms of Use date from 2014 and the partner agreement isn't public. The front-end library sits in a private repository |
| Last release | 2026-10-01 | 2026-06-30 |
| Terms last updated | couldn't be read | no document linked |
| Privacy policy last updated | no document linked | couldn't be read |
| Customer content may train models | couldn't be read |  |
| Terms restrict automated access | couldn't be read |  |
| Terms restrict benchmarking | couldn't be read |  |
| Terms or service can change without notice | couldn't be read |  |
| Arbitration or class-action waiver | couldn't be read |  |
| Popularity | 2 stars, 25k npm/wk | none |