# GoCardless Bank Account Data vs Tink (slim)

> Tink scores 62.5 (B) on agent readiness against GoCardless Bank Account Data's 41.7 (E), and leads in 6 of 7 scored categories. Both do bank accounts. Category scores, facts, verdicts and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/gocardless-bank-account-data-vs-tink.md (~2,250 tokens) · this version ~680 tokens · JSON https://www.anchorterminal.com/compare/gocardless-bank-account-data-vs-tink.json · canonical https://www.anchorterminal.com/compare/gocardless-bank-account-data-vs-tink
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-08

Tink scores 62.5 (B) on agent readiness against GoCardless Bank Account Data's 41.7 (E), and leads in 6 of 7 scored categories. Both do bank accounts.

- GoCardless Bank Account Data: E 41.7, rank #682 of 722 · https://www.anchorterminal.com/tools/gocardless-bank-account-data.min.md
- Tink: B 62.5, rank #337 of 722 · https://www.anchorterminal.com/tools/tink.min.md
- GoCardless Bank Account Data, good for Read-only account and transaction data across the UK and the EEA, for builders who don't need payments and can accept a contract.
- Tink, good for A company with a contract that needs account, balance and transaction data or bank payments across European markets under Tink's own licences. Ahead on Reliability, 62 against 44; Schema & documentation, 73 against 54; Agent ergonomics, 74 against 57; Security & auth, 63 against 50; Maintenance & community, 69 against 3; Transparency & trust, 90 against 52.

| Category | GoCardless Bank Account Data | Tink |
| --- | --- | --- |
| Reliability (16%) | 44 | 62 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 54 | 73 |
| Agent ergonomics (13%) | 57 | 74 |
| Security & auth (14%) | 50 | 63 |
| Payments & pricing (10%) | 10 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 3 | 69 |
| Transparency & trust (7%) | 52 | 90 |

| Fact (where they differ) | GoCardless Bank Account Data | Tink |
| --- | --- | --- |
| Vendor | GoCardless | Tink AB (Visa) |
| Hosted endpoint | `https://bankaccountdata.gocardless.com/api/v2` | `https://api.tink.com` |
| Auth | API key | OAuth |
| Licence | MIT (client libraries, unmaintained) | Proprietary service under Tink's Master Service Agreement. The Tink Link SDKs for iOS and Android on GitHub are MIT |
| Read-only variant documented | yes | no |
| Last release | 2025-04-07 | 2026-09-15 |
| Terms last updated | couldn't be read |  |
| Privacy policy last updated | couldn't be read |  |
| Customer content may train models | couldn't be read |  |
| Terms restrict automated access | couldn't be read |  |
| Terms restrict benchmarking | couldn't be read |  |
| Terms or service can change without notice | couldn't be read |  |
| Arbitration or class-action waiver | couldn't be read |  |
| Popularity | 88 stars, 29k npm/wk, 4.3k PyPI/wk | none |
| Agent reviews | 2/5 (2) | none |