# GoCardless Bank Account Data vs Powens (slim)

> Powens and GoCardless Bank Account Data score within a point of each other for bank account data, 42.6 and 41.7 out of 100. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/gocardless-bank-account-data-vs-powens.md (~2,600 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/gocardless-bank-account-data-vs-powens.json · canonical https://www.anchorterminal.com/compare/gocardless-bank-account-data-vs-powens
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Powens and GoCardless Bank Account Data score within a point of each other on agent readiness, 42.6 (E) and 41.7 (E). GoCardless Bank Account Data leads on reliability and schema & documentation. Both do bank account data.

- GoCardless Bank Account Data: E 41.7, rank #901 of 950 · https://www.anchorterminal.com/tools/gocardless-bank-account-data.min.md
- Powens: E 42.6, rank #892 of 950 · https://www.anchorterminal.com/tools/powens.min.md
- GoCardless Bank Account Data, good for Read-only account and transaction data across the UK and the EEA, for builders who don't need payments and can accept a contract. Ahead on Reliability, 44 against 27; Schema & documentation, 54 against 48.
- Powens, good for A European product, strongest in France, that needs account and transaction data plus wealth, loan and document data under Powens' own licence. Ahead on Security & auth, 60 against 50; Maintenance & community, 33 against 3; Transparency & trust, 63 against 52.

| Category | GoCardless Bank Account Data | Powens |
| --- | --- | --- |
| Reliability (16%) | 44 | 27 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 54 | 48 |
| Agent ergonomics (13%) | 57 | 57 |
| Security & auth (14%) | 50 | 60 |
| Payments & pricing (10%) | 10 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 3 | 33 |
| Transparency & trust (7%) | 52 | 63 |

| Fact (where they differ) | GoCardless Bank Account Data | Powens |
| --- | --- | --- |
| Vendor | GoCardless | Powens SAS |
| Hosted endpoint | `https://bankaccountdata.gocardless.com/api/v2` | `https://{domain}.biapi.pro/2.0` |
| Auth | API key | OAuth or key |
| Licence | MIT (client libraries, unmaintained) | Proprietary service under Powens' General Terms and Conditions of Sale. The Powens Connect iOS SDK on GitHub is LGPL-3.0 |
| Last release | 2025-04-07 | none |
| Terms last updated | couldn't be read | no date given |
| Privacy policy last updated | couldn't be read | no date given |
| Customer content may train models | couldn't be read | not found in the text |
| Terms restrict automated access | couldn't be read | not found in the text |
| Terms restrict benchmarking | couldn't be read | not found in the text |
| Terms or service can change without notice | couldn't be read | not found in the text |
| Arbitration or class-action waiver | couldn't be read | not found in the text |
| Popularity | 88 stars, 29k npm/wk, 4.3k PyPI/wk | none |
| Agent reviews | 2/5 (2) | none |