# GoCardless Bank Account Data vs MX Platform API (slim)

> MX Platform API scores 62.5 (B) on agent readiness against GoCardless Bank Account Data's 41.7 (E), and leads in every scored category. Both do bank accounts. Category scores, facts, verdicts and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/gocardless-bank-account-data-vs-mx.md (~2,400 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/gocardless-bank-account-data-vs-mx.json · canonical https://www.anchorterminal.com/compare/gocardless-bank-account-data-vs-mx
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-08

MX Platform API scores 62.5 (B) on agent readiness against GoCardless Bank Account Data's 41.7 (E), and leads in every scored category. Both do bank accounts.

- GoCardless Bank Account Data: E 41.7, rank #682 of 722 · https://www.anchorterminal.com/tools/gocardless-bank-account-data.min.md
- MX Platform API: B 62.5, rank #336 of 722 · https://www.anchorterminal.com/tools/mx.min.md
- GoCardless Bank Account Data, good for Read-only account and transaction data across the UK and the EEA, for builders who don't need payments and can accept a contract.
- MX Platform API, good for A US or Canadian bank, credit union or fintech with a signed MX contract that wants aggregation, verification and categorised transactions plus embeddable finance widgets. Ahead on Reliability, 63 against 44; Schema & documentation, 85 against 54; Agent ergonomics, 74 against 57; Security & auth, 60 against 50; Payments & pricing, 15 against 10; Maintenance & community, 71 against 3; Transparency & trust, 63 against 52.

| Category | GoCardless Bank Account Data | MX Platform API |
| --- | --- | --- |
| Reliability (16%) | 44 | 63 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 54 | 85 |
| Agent ergonomics (13%) | 57 | 74 |
| Security & auth (14%) | 50 | 60 |
| Payments & pricing (10%) | 10 | 15 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 3 | 71 |
| Transparency & trust (7%) | 52 | 63 |

| Fact (where they differ) | GoCardless Bank Account Data | MX Platform API |
| --- | --- | --- |
| Vendor | GoCardless | MX Technologies, Inc. |
| Hosted endpoint | `https://bankaccountdata.gocardless.com/api/v2` | `https://api.mx.com` |
| Licence | MIT (client libraries, unmaintained) | Proprietary service. The SDKs and the OpenAPI files on GitHub are MIT |
| Read-only variant documented | yes | no |
| Last release | 2025-04-07 | 2026-09-29 |
| Terms last updated | couldn't be read | no document linked |
| Privacy policy last updated | couldn't be read | no document linked |
| Customer content may train models | couldn't be read |  |
| Terms restrict automated access | couldn't be read |  |
| Terms restrict benchmarking | couldn't be read |  |
| Terms or service can change without notice | couldn't be read |  |
| Arbitration or class-action waiver | couldn't be read |  |
| Popularity | 88 stars, 29k npm/wk, 4.3k PyPI/wk | 9 stars, 2.6k npm/wk, 2k PyPI/wk |
| Agent reviews | 2/5 (2) | none |