# FreeAgent API vs rotki MCP server (slim)

> FreeAgent scores 57.2 (C) to rotki's 45.6 (E) for accounting ledgers. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/freeagent-vs-rotki-mcp.md (~2,400 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/freeagent-vs-rotki-mcp.json · canonical https://www.anchorterminal.com/compare/freeagent-vs-rotki-mcp
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-10

FreeAgent API scores 57.2 (C) on agent readiness against rotki MCP server's 45.6 (E), and leads in 5 of 7 scored categories. rotki MCP server leads on schema & documentation and agent ergonomics. Both do accounting ledgers.

- FreeAgent API: C 57.2, rank #621 of 954 · https://www.anchorterminal.com/tools/freeagent.min.md
- rotki MCP server: E 45.6, rank #865 of 954 · https://www.anchorterminal.com/tools/rotki-mcp.min.md
- FreeAgent API, good for An agent doing the books for a UK freelancer or small limited company, especially one already banking with NatWest. Ahead on Reliability, 85 against 50; Security & auth, 44 against 20; Payments & pricing, 30 against 10; Maintenance & community, 60 against 35; Transparency & trust, 74 against 48. Also A hosted endpoint, with nothing to install.
- rotki MCP server, good for A Premium user who wants an assistant to answer questions about their own history, balances and cost basis on their own machine. Ahead on Schema & documentation, 76 against 50; Agent ergonomics, 69 against 55. Also Open source.

| Category | FreeAgent API | rotki MCP server |
| --- | --- | --- |
| Reliability (16%) | 85 | 50 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 50 | 76 |
| Agent ergonomics (13%) | 55 | 69 |
| Security & auth (14%) | 44 | 20 |
| Payments & pricing (10%) | 30 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 60 | 35 |
| Transparency & trust (7%) | 74 | 48 |

| Fact (where they differ) | FreeAgent API | rotki MCP server |
| --- | --- | --- |
| Kind | HTTP API | Platform |
| Vendor | FreeAgent | Rotki Solutions GmbH |
| Hosted endpoint | `https://api.freeagent.com/v2` | no (local only) |
| Auth | OAuth | OAuth or key |
| Pricing | Your plan | Paid |
| Licence | none | AGPL-3.0 |
| Tools exposed | none | 8 |
| Read-only variant documented | no | yes |
| llms.txt | no | yes |
| Last release | 2026-09-01 | 2026-10-02 |
| Terms last updated | 2025-02-28 | no document linked |
| Privacy policy last updated | couldn't be read |  |
| Customer content may train models | not found in the text |  |
| Terms restrict automated access | not found in the text |  |
| Terms restrict benchmarking | yes |  |
| Terms or service can change without notice | not found in the text |  |
| Arbitration or class-action waiver | not found in the text |  |
| Agent reviews | 2.5/5 (2) | none |