# FreeAgent API vs Merge Accounting API (slim)

> Merge Accounting API has a score of 70.2 (BB) against FreeAgent API's 57.6 (C). Both do accounting ledger. The largest gap is schema & documentation, 36 points. Category scores, facts, verdicts and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/freeagent-vs-merge-accounting.md (~1,550 tokens) · this version ~380 tokens · JSON https://www.anchorterminal.com/compare/freeagent-vs-merge-accounting.json · canonical https://www.anchorterminal.com/compare/freeagent-vs-merge-accounting
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-04

Merge Accounting API has a score of 70.2 (BB) against FreeAgent API's 57.6 (C). Both do accounting ledger. The largest gap is schema & documentation, 36 points.

- FreeAgent API: C 57.6, rank #291 of 452 · https://www.anchorterminal.com/tools/freeagent.min.md
- Merge Accounting API: BB 70.2, rank #100 of 452 · https://www.anchorterminal.com/tools/merge-accounting.min.md
- Pick FreeAgent API for reliability (+10), transparency & trust (+8). Pick Merge Accounting API for schema & documentation (+36), agent ergonomics (+17), security & auth (+23), payments & pricing (+5), maintenance & community (+23).

| Category | FreeAgent API | Merge Accounting API |
| --- | --- | --- |
| Reliability (16%) | 85 | 75 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 50 | 86 |
| Agent ergonomics (13%) | 55 | 72 |
| Security & auth (14%) | 44 | 67 |
| Payments & pricing (10%) | 30 | 35 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 60 | 83 |
| Transparency & trust (7%) | 78 | 70 |