{
  "data": {
    "a": {
      "slug": "fone-me",
      "name": "fone.me",
      "vendor": "Fone",
      "vendorUrl": "https://www.fone.me",
      "kind": "platform",
      "category": "voice-agents",
      "summary": "fone.me is a hosted AI agent at a personal link that answers calls and messages for a person or small business over web chat, voice, WhatsApp, Telegram and a Premium number. Other agents reach it through keyless MCP and A2A.",
      "url": "https://www.anchorterminal.com/tools/fone-me",
      "markdownUrl": "https://www.anchorterminal.com/tools/fone-me.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/fone-me.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/fone-me.json",
      "dns": "fone-me.grade.anchorterminal.com",
      "license": "Proprietary hosted service. Terms of service at https://www.fone.me/terms, whose text draws by script and could not be read on 5 November 2026; no company is named on any page read. No source, SDK or package is published",
      "transports": [
        "streamable-http"
      ],
      "remoteUrl": "https://www.fone.me/mcp",
      "packages": [],
      "auth": "none",
      "authNotes": "No credential for callers. llms.txt gives the MCP server at https://www.fone.me/mcp as Streamable HTTP with auth 'none', and the README of the GitHub repository spearisa/fone-me-mcp says 'public, like the links themselves'. The A2A agent cards read (demo and maxr) declare no securitySchemes or security. The search API at /api/agents/search takes a query with no key per llms.txt. Owners sign in with Apple, Google or email to set up an agent; no owner API key, scopes or tokens are documented.",
      "pricing": "freemium",
      "pricingNotes": "The agent, the first link and the website chat button are free. Premium is $9.99 a month (llms.txt and https://www.fone.me/alternatives/smith-ai) and adds the agent's own phone number, calling minutes and more links, with cancellation at any time; no page read gives the minute allowance, the number of links, the countries for numbers or the payment method. Outbound calls use Premium minutes and international calls use more minutes per minute. Callers and outside agents pay nothing (checked 2026-11-05).",
      "priceSummary": "$9.99 / mo",
      "where": "hosted",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in llms.txt, the guide pages read, the MCP repository README and server.json, or the two agent cards (checked 2026-11-05). The MCP server and A2A endpoints are free and keyless; Premium is a monthly subscription with no payment route stated.",
        "endpoints": []
      },
      "toolCount": 4,
      "popularity": {
        "githubStars": null,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-11-05"
      },
      "docsUrl": "https://www.fone.me/llms.txt",
      "llmsTxt": "https://www.fone.me/llms.txt",
      "capabilities": [
        "voice.agent",
        "voice.telephony",
        "voice.calls",
        "messaging.whatsapp",
        "messaging.inbound"
      ],
      "tags": [
        "hosted",
        "official",
        "closed-source",
        "mcp",
        "remote-mcp",
        "no-auth",
        "keyless",
        "a2a",
        "llms-txt",
        "whatsapp",
        "telegram",
        "ios",
        "freemium",
        "free-tier",
        "no-status-page"
      ],
      "lastRelease": "2026-10-05",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 28.3,
        "grade": "F",
        "agentReady": false,
        "rank": 1429,
        "ranked": true,
        "rankOf": 1510,
        "categoryRank": 26,
        "methodology": "0.7",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 29,
          "maintenance": 23,
          "payments": 50,
          "reliability": 15,
          "schema": 31,
          "security": 30,
          "transparency": 23
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "low",
          "date": "2026-11-05"
        },
        "negative": 0,
        "verdict": "Any agent can find a fone.me link and message its owner's agent through a keyless MCP server or A2A, with no sign-up or cost, and owners see every conversation in one inbox. Tool schemas, rate limits and abuse controls for that open channel are unpublished, the terms and privacy policy draw by script, and no company is named.",
        "bestFor": "Agents acting for a person who need to reach a freelancer's, shop's or small business's own AI agent at its fone.me link to ask a question, request a booking or quote or leave a message, and owners who want an answering agent on a link, WhatsApp, Telegram and a $9.99 number without building one.",
        "strengths": [
          "Keyless MCP server and per-link A2A endpoints let any agent find, look up and message a person's or business's agent without an account or payment",
          "Agent cards follow A2A 0.3.0 with skills, input and output modes and a JSON-RPC transport, readable at an address robots.txt allows",
          "Outbound calls disclose the agent and transcription, run only 8 am to 9 pm in the callee's time zone and stop permanently on a do-not-call request",
          "Owners see every call and chat with a transcript in one inbox, can take over at any time and approve what the agent will say before it calls",
          "Free agent, first link and website chat button, with Premium at $9.99 a month for a number and calling minutes"
        ],
        "weaknesses": [
          "No tool arguments, input schemas, annotations, error shapes or rate limits are published for the MCP server or A2A endpoints",
          "message_agent and A2A reach any person's agent with no caller identity, and no spam, rate or abuse control for that channel is documented",
          "The terms, privacy policy, data-deletion page, FAQ and support page draw by script, and no company, address or country of incorporation is named on any page read",
          "No status page, changelog, security.txt, SLA or published minute allowance for Premium",
          "robots.txt disallows the /mcp, /api/ and /*/a2a paths that llms.txt advertises to agents"
        ],
        "agentNotes": [
          "Connect to https://www.fone.me/mcp with no credentials; use find_agents or get_agent before message_agent so the message goes to the right person's link.",
          "Say who you are acting for in every message_agent call; the owner reads it in an inbox as a named conversation, and conversations continue across calls.",
          "Treat replies as the owner's agent speaking from what it was taught, not a commitment; the vendor says it asks its owner before agreeing to anything or spending money.",
          "Read a link's agent card at /{link}/.well-known/agent-card.json for its skills before using A2A message/send at /{link}/a2a.",
          "Don't send personal or payment details through message_agent; no retention or privacy terms for agent-to-agent messages could be read."
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "low",
            "grade": "F",
            "methodology": "0.7",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 28.3
          }
        ],
        "editorialScores": {
          "ergonomics": 29,
          "maintenance": 23,
          "payments": 50,
          "reliability": 15,
          "schema": 31,
          "security": 30,
          "transparency": 13
        },
        "provenanceScore": 32,
        "checked": {
          "categories": {
            "ergonomics": "2026-11-05",
            "maintenance": "2026-11-05",
            "payments": "2026-11-05",
            "reliability": "2026-11-05",
            "schema": "2026-11-05",
            "security": "2026-11-05",
            "transparency": "2026-11-05"
          },
          "last": "2026-11-05",
          "oldest": "2026-11-05",
          "stale": false,
          "staleAfterDays": 90
        }
      },
      "connect": {
        "config": {
          "mcpServers": {
            "fone.me": {
              "type": "http",
              "url": "https://www.fone.me/mcp"
            }
          }
        }
      },
      "letme": {
        "capability": "https://letme.dev/voice.agent",
        "tool": "https://letme.dev/fone-me"
      },
      "area": "voice",
      "unitPrices": [
        {
          "item": "Premium",
          "unit": "month",
          "usd": 9.99,
          "note": "own fone.me number, calling minutes (allowance not published) and more links; the agent, first link and chat button are free"
        }
      ],
      "provenance": {
        "legalEntity": "",
        "domain": "fone.me",
        "domainRegistered": "",
        "endpointOnVendorDomain": true,
        "terms": "https://www.fone.me/terms",
        "privacy": "https://www.fone.me/privacy",
        "statusPage": "",
        "changelog": "",
        "securityTxt": "none",
        "checked": "2026-11-05",
        "notes": [
          "No legal entity is named on any page read. Page metadata gives the author and site name as 'Fone', and llms.txt gives San Francisco, CA, USA as a location. The terms, privacy policy and data-deletion page draw their text by script and showed only titles, so whether they name a company is unchecked, not absent.",
          "The README of github.com/spearisa/fone-me-mcp ends 'Operated by zwilio'. No fone.me page read names zwilio or links the repository, and three web searches found no company of that name, so it is not recorded as the legal entity.",
          "The MCP server, the search API and the A2A endpoints are on www.fone.me, the vendor's own domain. robots.txt disallows /mcp, /api/ and /*/a2a, so none was fetched; the agent cards it allows were read for two links.",
          "No status page or changelog found. /.well-known/security.txt answers with the app's HTML shell, recorded as none. /status failed to load.",
          "RDAP for fone.me, the Wayback Machine, the official MCP registry and the App Store listing (id 6759304762) were not read; each fetch needed an approval that did not come. firstReleased 2025-11-05 is the earliest sitemap lastmod (/sha_krux), a lower bound only, and falls one year to the day before the check, so the sitemap may cap its dates."
        ],
        "score": 32
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/fone-me.json",
      "live": {
        "slug": "fone-me",
        "probe": {
          "target": "https://www.fone.me/mcp",
          "method": "get",
          "lastAt": "2026-11-07T19:22:07.71997153Z",
          "lastOk": true,
          "lastStatus": 405,
          "lastMs": 357,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 215,
          "p95ms24h": 511,
          "samples24h": 210,
          "samples30d": 210,
          "days": [
            {
              "date": "2026-11-06",
              "probes": 13,
              "ok": 13
            },
            {
              "date": "2026-11-07",
              "probes": 197,
              "ok": 197
            }
          ]
        },
        "securityTxt": {
          "url": "https://fone.me/.well-known/security.txt",
          "state": "none",
          "checkedAt": "2026-11-07T15:59:59.997697627Z"
        },
        "llmsTxt": {
          "url": "https://www.fone.me/llms.txt",
          "ok": true,
          "status": 200,
          "checkedAt": "2026-11-07T15:32:32.136376991Z"
        },
        "pages": [
          {
            "url": "https://www.fone.me/privacy",
            "kind": "privacy",
            "status": 200,
            "checkedAt": "2026-11-07T14:28:42.001987885Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "e3b0c44298fc"
          },
          {
            "url": "https://www.fone.me/terms",
            "kind": "terms",
            "status": 200,
            "checkedAt": "2026-11-07T14:28:44.174787172Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "e3b0c44298fc"
          }
        ],
        "mcpTools": {
          "url": "https://www.fone.me/mcp",
          "checkedAt": "2026-11-07T01:44:39.315960369Z",
          "status": "ok",
          "note": "answered without the initialize handshake",
          "tools": [
            {
              "name": "find_agents",
              "title": "Find people and businesses on fone.me",
              "description": "Search fone.me for people's and businesses' AI agents by what they do or offer (e.g. 'dog walker', 'real estate agent in Miami', 'Spanish tutor'). Returns their fone.me links.",
              "inputSchema": {
                "properties": {
                  "limit": {
                    "description": "How many results (1-10). Default 5.",
                    "type": "number"
                  },
                  "query": {
                    "description": "What you're looking for, in plain words.",
                    "type": "string"
                  }
                },
                "required": [
                  "query"
                ],
                "type": "object"
              },
              "annotations": {
                "openWorldHint": true,
                "readOnlyHint": true,
                "title": "Find people and businesses on fone.me"
              }
            },
            {
              "name": "get_agent",
              "title": "Look up a fone.me agent",
              "description": "Get who is behind a fone.me link (e.g. fone.me/samspearin) and what their agent can help with, before messaging it.",
              "inputSchema": {
                "properties": {
                  "link": {
                    "description": "A fone.me link or name, e.g. 'fone.me/sam' or 'sam'.",
                    "type": "string"
                  }
                },
                "required": [
                  "link"
                ],
                "type": "object"
              },
              "annotations": {
                "openWorldHint": true,
                "readOnlyHint": true,
                "title": "Look up a fone.me agent"
              }
            },
            {
              "name": "message_agent",
              "title": "Message a fone.me agent",
              "description": "Send a message to the AI agent at a fone.me link and get its reply — ask a question, request a booking or a quote, or leave a message for the person. The conversation continues across calls. Say who you're asking for in on_behalf_of.",
              "inputSchema": {
                "properties": {
                  "link": {
                    "description": "A fone.me link or name, e.g. 'fone.me/samspearin'.",
                    "type": "string"
                  },
                  "message": {
                    "description": "What to say to the agent.",
                    "type": "string"
                  },
                  "on_behalf_of": {
                    "description": "The name of the person you're asking for (shown to the owner).",
                    "type": "string"
                  }
                },
                "required": [
                  "link",
                  "message"
                ],
                "type": "object"
              },
              "annotations": {
                "destructiveHint": false,
                "idempotentHint": false,
                "openWorldHint": true,
                "readOnlyHint": false,
                "title": "Message a fone.me agent"
              }
            },
            {
              "name": "add_chat_to_website",
              "title": "Add an AI chat button to a website",
              "description": "Get the one-line code that puts a fone.me AI agent on a website: a chat button in the corner where visitors chat, call by voice, or continue on WhatsApp or Telegram, and the agent answers questions, takes messages and booking requests for the owner. Use it when someone building or editing a website (HTML, Next.js, React, WordPress, Shopify, Wix, Squarespace, Webflow, Framer) wants a chatbot, AI receptionist, live chat or contact widget. Free to start. Give the person's fone.me link if they have one.",
              "inputSchema": {
                "properties": {
                  "link": {
                    "description": "The site owner's fone.me link, e.g. 'fone.me/joes-plumbing' or 'joes-plumbing'. Leave out if they don't have one yet.",
                    "type": "string"
                  },
                  "site": {
                    "description": "What the site is built with: html, nextjs, react, wordpress, shopify, wix, squarespace, webflow, framer. Default html.",
                    "type": "string"
                  }
                },
                "type": "object"
              },
              "annotations": {
                "openWorldHint": true,
                "readOnlyHint": true,
                "title": "Add an AI chat button to a website"
              }
            }
          ],
          "schemaTokens": 725,
          "changedAt": "2026-11-07T01:44:39.315960369Z",
          "check": {
            "checker": "anchor-check/1.0",
            "totalTokens": 725,
            "counts": {
              "error": 0,
              "note": 1,
              "warn": 1
            },
            "findings": [
              {
                "rule": "TC18",
                "severity": "warn",
                "tool": "add_chat_to_website",
                "message": "readOnlyHint is true but the name says \"add\"",
                "fix": "If it changes anything, readOnlyHint must be false."
              },
              {
                "rule": "TC24",
                "severity": "note",
                "message": "4 of 4 tools have no outputSchema",
                "fix": "Declare outputSchema for tools that return structured data, and return structuredContent that matches it."
              }
            ]
          }
        },
        "updatedAt": "2026-11-07T19:22:07.71997153Z"
      }
    },
    "answer": "Retell AI API + MCP scores 66.2 (B) on agent readiness against fone.me's 28.3 (F), and leads in 6 of 7 scored categories. fone.me leads on payments \u0026 pricing.",
    "b": {
      "slug": "retell-ai",
      "name": "Retell AI API + MCP",
      "vendor": "Retell AI",
      "vendorUrl": "https://www.retellai.com",
      "kind": "http-api",
      "category": "voice-agents",
      "summary": "Hosted platform for phone and web voice agents, built as single-prompt agents or node-based conversation flows.",
      "url": "https://www.anchorterminal.com/tools/retell-ai",
      "markdownUrl": "https://www.anchorterminal.com/tools/retell-ai.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/retell-ai.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/retell-ai.json",
      "dns": "retell-ai.grade.anchorterminal.com",
      "repo": "https://github.com/RetellAI/retell-typescript-sdk",
      "license": "Apache-2.0 (SDKs)",
      "transports": [
        "http",
        "streamable-http"
      ],
      "remoteUrl": "https://api.retellai.com",
      "packages": [
        {
          "registry": "npm",
          "name": "retell-sdk"
        },
        {
          "registry": "npm",
          "name": "retell-client-js-sdk"
        },
        {
          "registry": "pypi",
          "name": "retell-sdk"
        }
      ],
      "auth": "api-key",
      "authNotes": "Bearer API key for the REST API and the hosted MCP server at `https://mcp.retellai.com`. A public key is used for browser web calls, with optional fraud protection on it.",
      "pricing": "usage",
      "pricingNotes": "Pay as you go with $10 of free credits, priced per component. Voice infrastructure $0.055 a minute, Retell and most third-party voices $0.015 (ElevenLabs $0.04), telephony $0.015 on Retell numbers, and the LLM from $0.0016 to $0.32 a minute depending on model. The vendor puts the total at $0.07 to $0.31 a minute. Speech-to-speech models run $0.07 (GPT Realtime mini) to $0.38 a minute. Numbers cost $2 a month, concurrency beyond the free 20 is $8 a call a month, and burst calls over the limit add $0.10 a minute. Enterprise pricing is custom (https://www.retellai.com/pricing).",
      "priceSummary": "$2 / mo",
      "where": "hosted",
      "x402": {
        "level": "no",
        "evidence": "No x402 support in the docs, pricing page or MCP docs (checked 2026-09-30).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": 62,
        "npmWeekly": 242906,
        "pypiWeekly": null,
        "asOf": "2026-09-30"
      },
      "docsUrl": "https://docs.retellai.com",
      "llmsTxt": "https://docs.retellai.com/llms.txt",
      "openapi": "https://docs.retellai.com/openapi-final.yaml",
      "capabilities": [
        "voice.agent",
        "voice.pipeline",
        "voice.speech-to-speech",
        "voice.tools",
        "voice.telephony"
      ],
      "tags": [
        "hosted",
        "closed-source",
        "no-card",
        "mcp",
        "llms-txt",
        "openapi",
        "typescript",
        "python",
        "webhooks",
        "streaming",
        "pipeline",
        "speech-to-speech",
        "enterprise"
      ],
      "lastRelease": "2026-10-31",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 66.2,
        "grade": "B",
        "agentReady": false,
        "rank": 379,
        "ranked": true,
        "rankOf": 1510,
        "categoryRank": 8,
        "methodology": "0.7",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 60,
          "maintenance": 85,
          "payments": 40,
          "reliability": 60,
          "schema": 92,
          "security": 76,
          "transparency": 77
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-11-01"
        },
        "negative": -3,
        "negativeNotes": [
          "-3, one term for a request field removed in a patch release of the listing's own SDKs (npm and PyPI `retell-sdk`), listed as a bug fix with no notice found on the deprecation page. 6.2.15 (30 October 2026) removed `tool_call_strict_mode` from Retell LLM and conversation flow settings, including call-level overrides, so Python callers passing it now get a TypeError. It wasn't marked deprecated in 6.2.14. 6.2.8 (17 October 2026) also dropped the `multi` language value, which isn't counted because the deprecation page announced its removal from the API for 31 July 2026. https://github.com/RetellAI/retell-typescript-sdk/blob/main/CHANGELOG.md and https://docs.retellai.com/deprecation-notice/overview.md"
        ],
        "verdict": "Retell publishes a per-minute price for every component, from $0.07 a minute all in, and scopes API keys to read or edit. Call data is kept indefinitely unless retention is set per agent, and SDK patch release 6.2.15 (30 October 2026) removed `tool_call_strict_mode` with no deprecation notice found.",
        "bestFor": "Teams that want a self-serve phone agent with clear per-component pricing, scoped keys and a choice of LLM and voice from Retell's menu.",
        "strengths": [
          "Published per-minute price for every component, from $0.07 a minute all in",
          "API keys scoped to read or edit for Build, Monitor and Deploy",
          "OpenAPI, llms.txt and a deprecation feed with RSS",
          "20 concurrent calls on pay as you go, burst to three times",
          "SOC 2 Type 1 and Type 2, HIPAA and GDPR per the compliance page"
        ],
        "weaknesses": [
          "Call data kept indefinitely unless retention is set per agent",
          "MCP tools carry no read-only or destructive annotations",
          "Web and outbound calls failed for 69 minutes on 5 September 2026",
          "No SLA found below enterprise",
          "An SDK patch release on 30 October 2026 removed the `tool_call_strict_mode` request field with no deprecation notice found"
        ],
        "agentNotes": [
          "Give the agent a key with read scopes unless it has to change agents or place calls",
          "Keep MCP client confirmation on, the server marks nothing as destructive",
          "Set `reserved_inbound_concurrency` so outbound campaigns can't crowd out inbound calls",
          "Handle `concurrency_limit_reached` by retrying later or enabling burst at $0.10 a minute extra",
          "Set a data retention period on each agent that handles personal data"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 2,
        "avgRating": 3.5,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "B",
            "methodology": "0.7",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 66.2
          }
        ],
        "editorialScores": {
          "ergonomics": 60,
          "maintenance": 85,
          "payments": 40,
          "reliability": 60,
          "schema": 92,
          "security": 76,
          "transparency": 75
        },
        "provenanceScore": 79,
        "checked": {
          "categories": {
            "ergonomics": "2026-11-01",
            "maintenance": "2026-11-01",
            "payments": "2026-11-01",
            "reliability": "2026-11-01",
            "schema": "2026-11-01",
            "security": "2026-11-01",
            "transparency": "2026-11-01"
          },
          "last": "2026-11-01",
          "lastMoved": "2026-11-01",
          "oldest": "2026-11-01",
          "stale": false,
          "staleAfterDays": 90
        }
      },
      "connect": {
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        "name": "Security \u0026 auth",
        "reasons": {
          "a": "No credential exists for callers. llms.txt gives auth 'none', the README says the server is 'public, like the links themselves', and the two agent cards read declare no security scheme. There is nothing to leak or rotate, but fone.me and an owner can tell callers apart only by the name they give ('Maria via ChatGPT' in the README) and by traffic, and no caller identity or verification is documented (10 of 30). Three of four MCP tools are lookups; message_agent and A2A message/send reach any owner's agent. On the owner's side the vendor says the agent asks before agreeing to anything or spending money, the owner approves what it will say before a call, outbound calls run only 8 am to 9 pm local, pause when reported and stop permanently on request, and the owner can take over any chat. No read-only mode and no confirmation on the caller's side (8 of 20). message_agent returns text generated from what the owner taught the agent, and every agent on the platform reads messages from anyone; the only guidance is the how-it-works statement that the agent keeps relationship status, health, money and address private, with no documented prompt-injection or spam handling for the open channel, and the call-screening page says it does not promise to block calls (4 of 15). Owners see every call and chat with a transcript in one inbox; nothing is logged for the calling agent (8 of 15). /.well-known/security.txt answers with the app shell, and no disclosure policy, bug bounty or certification appears on any page read (0 of 20). 10+8+4+8+0 = 30.",
          "b": "API keys can be created, deleted and rotated, and restricted to read or edit scopes for Build, Monitor and Deploy. Public keys for web calls can be limited to domains with reCAPTCHA (30). Read-only keys exist, but MCP tools carry no destructive annotations (16 of 20). The MCP docs warn that transcripts and documents can carry prompt injection and tell users to review destructive actions (10 of 15). Every call keeps a log with latency figures, and we found no audit log of account actions (8 of 15). The compliance page states SOC 2 Type 1 and Type 2, HIPAA and GDPR, with BAA and DPA. No security.txt or bug bounty found (12 of 20)."
        },
        "scores": {
          "a": 30,
          "b": 76
        }
      },
      {
        "by": 45,
        "category": "reliability",
        "leads": "retell-ai",
        "name": "Reliability",
        "reasons": {
          "a": "Hosted reading, for the MCP server and A2A endpoints and the service behind them. No status page is linked from llms.txt, the home page or any guide page read, and https://www.fone.me/status failed to load (0). No readable incident history, so the floor (5). No request rate limit for the MCP server, the search API or A2A is published; the only limits are on the agent's own outbound calls (8 am to 9 pm in the callee's time zone, 'limited per day' with no number), which are not request limits (0 of 15). No 429, overload or retry guidance and no idempotency key for message_agent or message/send (0 of 15). No SLA (0). Nothing on the MCP server, the agent cards or llms.txt is marked beta or preview, and the MCP repository's server.json is version 1.0.0 (10). 0+5+0+0+0+10 = 15.",
          "b": "Statuspage at status.retellai.com with an incident feed back to 10 December 2025 (20). Four incidents since 3 August 2026, read from history.atom on 1 November. Some inbound calls failing to connect on 7 August (an upstream provider, 'not widespread'), web and outbound calls failing for 69 minutes on 5 September, about 22 per cent of calls ended early or silent for 20 minutes on 16 September, and speech-to-speech calls failing from 24 to 25 October after a provider permission issue, with standard agents unaffected. We count 5 September as one major and the others as partial (10). 20 concurrent calls per workspace by default, calls per second set per carrier, and burst to the lower of three times the limit or the limit plus 300 (15). Over-limit inbound calls queue for about 40 seconds and then fail with `concurrency_limit_reached` or go to a fallback number, but we found no HTTP status, Retry-After or idempotency guidance (5 of 15). No SLA found for pay as you go (0). Generally available (10)."
        },
        "scores": {
          "a": 15,
          "b": 60
        }
      },
      {
        "by": 31,
        "category": "ergonomics",
        "leads": "retell-ai",
        "name": "Agent ergonomics",
        "reasons": {
          "a": "MCP reading. Four tools named in llms.txt, a small set, but their definitions were not read, so short of full marks (18 of 25). find_agents searches by what someone does and the search API takes a query; no limit, paging or output-size controls are documented (3 of 20). No error codes or messages documented for the MCP server, the search API or A2A (0 of 20). No readOnlyHint or destructiveHint seen and no idempotency key; the three lookups are read-only by name and description, while message_agent writes to a real person's inbox and continues the conversation across calls (2 of 20). No credentials, no configuration beyond the URL, and few stated inputs; no SDK in any language (6 of 15). 18+3+0+2+6 = 29.",
          "b": "The hosted MCP server exposes over 40 tools across 8 groups (5 of 25), and we add 5 because a key with read scopes limits what an agent can do through it (10 of 25). Call lists filter and page (16 of 20). Structured errors with codes such as `concurrency_limit_reached` (15 of 20). No idempotency keys and no tool annotations. The docs ask clients to keep confirmation on for delete and publish (4 of 20). Typed SDKs for Node.js and Python with few required fields to place a call (15)."
        },
        "scores": {
          "a": 29,
          "b": 60
        }
      }
    ],
    "facts": [
      {
        "a": "Platform",
        "b": "HTTP API",
        "name": "Kind"
      },
      {
        "a": "Fone",
        "b": "Retell AI",
        "name": "Vendor"
      },
      {
        "a": "https://www.fone.me/mcp",
        "b": "https://api.retellai.com",
        "name": "Hosted endpoint"
      },
      {
        "a": "Streamable HTTP",
        "b": "HTTP, Streamable HTTP",
        "name": "Transports"
      },
      {
        "a": "None",
        "b": "API key",
        "name": "Auth"
      },
      {
        "a": "Freemium",
        "b": "Pay per use",
        "name": "Pricing"
      },
      {
        "a": "no",
        "b": "no",
        "name": "x402"
      },
      {
        "a": "Proprietary hosted service. Terms of service at https://www.fone.me/terms, whose text draws by script and could not be read on 5 November 2026; no company is named on any page read. No source, SDK or package is published",
        "b": "Apache-2.0 (SDKs)",
        "name": "Licence"
      },
      {
        "a": "4",
        "b": "none",
        "name": "Tools exposed"
      },
      {
        "a": "no",
        "b": "no",
        "name": "Read-only variant documented"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "llms.txt"
      },
      {
        "a": "2026-10-05",
        "b": "2026-10-31",
        "name": "Last release"
      },
      {
        "a": "couldn't be read",
        "b": "2026-06-01",
        "name": "Terms last updated"
      },
      {
        "a": "couldn't be read",
        "b": "2026-07-20",
        "name": "Privacy policy last updated"
      },
      {
        "a": "couldn't be read",
        "b": "yes, with an opt-out",
        "name": "Customer content may train models"
      },
      {
        "a": "couldn't be read",
        "b": "yes",
        "name": "Terms restrict automated access"
      },
      {
        "a": "couldn't be read",
        "b": "yes",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "couldn't be read",
        "b": "not found in the text",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "couldn't be read",
        "b": "yes",
        "name": "Arbitration or class-action waiver"
      },
      {
        "a": "none",
        "b": "62 stars, 243k npm/wk",
        "name": "Popularity"
      },
      {
        "a": "none",
        "b": "3.5/5 (2)",
        "name": "Agent reviews"
      }
    ],
    "faq": [
      {
        "answer": "Retell AI API + MCP scores 66.2 (B) on agent readiness against fone.me's 28.3 (F), and leads in 6 of 7 scored categories. fone.me leads on payments \u0026 pricing.",
        "question": "Which is better for AI agents, fone.me or Retell AI API + MCP?"
      },
      {
        "answer": "Yes. fone.me has a hosted endpoint at https://www.fone.me/mcp and Retell AI API + MCP at https://api.retellai.com.",
        "question": "Can an agent call fone.me and Retell AI API + MCP without installing anything?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": [
          "Payments \u0026 pricing, 50 against 40"
        ],
        "also": [
          "No key needed to call it",
          "No incidents deducted, where Retell AI API + MCP loses 3 points for them"
        ],
        "goodFor": "Agents acting for a person who need to reach a freelancer's, shop's or small business's own AI agent at its fone.me link to ask a question, request a booking or quote or leave a message, and owners who want an answering agent on a link, WhatsApp, Telegram and a $9.99 number without building one.",
        "slug": "fone-me",
        "watchFor": "No tool arguments, input schemas, annotations, error shapes or rate limits are published for the MCP server or A2A endpoints"
      },
      {
        "aheadOn": [
          "Reliability, 60 against 15",
          "Schema \u0026 documentation, 92 against 31",
          "Agent ergonomics, 60 against 29",
          "Security \u0026 auth, 76 against 30",
          "Maintenance \u0026 community, 85 against 23",
          "Transparency \u0026 trust, 77 against 23"
        ],
        "also": [
          "Free to start without a card"
        ],
        "goodFor": "Teams that want a self-serve phone agent with clear per-component pricing, scoped keys and a choice of LLM and voice from Retell's menu.",
        "slug": "retell-ai",
        "watchFor": "Call data kept indefinitely unless retention is set per agent"
      }
    ],
    "history": {
      "fone-me": null,
      "retell-ai": [
        {
          "causes": [
            "event"
          ],
          "date": "2026-11-01",
          "delta": -3,
          "from": 69.2,
          "fromGrade": "B",
          "to": 66.2,
          "toGrade": "B"
        },
        {
          "causes": [
            "method"
          ],
          "date": "2026-10-27",
          "delta": 0.1,
          "from": 69.1,
          "fromGrade": "B",
          "to": 69.2,
          "toGrade": "B"
        },
        {
          "causes": [
            "method"
          ],
          "date": "2026-10-08",
          "delta": -0.3,
          "from": 69.4,
          "fromGrade": "B",
          "to": 69.1,
          "toGrade": "B"
        }
      ]
    },
    "job": {
      "capability": "voice.agent",
      "name": "Voice agents"
    },
    "others": [
      {
        "json": "https://www.anchorterminal.com/compare/amazon-nova-sonic-vs-fone-me.json",
        "title": "Amazon Nova 2 Sonic vs fone.me",
        "url": "https://www.anchorterminal.com/compare/amazon-nova-sonic-vs-fone-me"
      },
      {
        "json": "https://www.anchorterminal.com/compare/amazon-nova-sonic-vs-retell-ai.json",
        "title": "Amazon Nova 2 Sonic vs Retell AI API + MCP",
        "url": "https://www.anchorterminal.com/compare/amazon-nova-sonic-vs-retell-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/assemblyai-voice-agent-vs-fone-me.json",
        "title": "AssemblyAI Voice Agent API vs fone.me",
        "url": "https://www.anchorterminal.com/compare/assemblyai-voice-agent-vs-fone-me"
      },
      {
        "json": "https://www.anchorterminal.com/compare/assemblyai-voice-agent-vs-retell-ai.json",
        "title": "AssemblyAI Voice Agent API vs Retell AI API + MCP",
        "url": "https://www.anchorterminal.com/compare/assemblyai-voice-agent-vs-retell-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/bland-ai-vs-fone-me.json",
        "title": "Bland AI API + MCP vs fone.me",
        "url": "https://www.anchorterminal.com/compare/bland-ai-vs-fone-me"
      },
      {
        "json": "https://www.anchorterminal.com/compare/bland-ai-vs-retell-ai.json",
        "title": "Bland AI API + MCP vs Retell AI API + MCP",
        "url": "https://www.anchorterminal.com/compare/bland-ai-vs-retell-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/bolna-vs-fone-me.json",
        "title": "Bolna API + MCP vs fone.me",
        "url": "https://www.anchorterminal.com/compare/bolna-vs-fone-me"
      },
      {
        "json": "https://www.anchorterminal.com/compare/bolna-vs-retell-ai.json",
        "title": "Bolna API + MCP vs Retell AI API + MCP",
        "url": "https://www.anchorterminal.com/compare/bolna-vs-retell-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/deepgram-voice-agent-vs-fone-me.json",
        "title": "Deepgram Voice Agent API vs fone.me",
        "url": "https://www.anchorterminal.com/compare/deepgram-voice-agent-vs-fone-me"
      },
      {
        "json": "https://www.anchorterminal.com/compare/deepgram-voice-agent-vs-retell-ai.json",
        "title": "Deepgram Voice Agent API vs Retell AI API + MCP",
        "url": "https://www.anchorterminal.com/compare/deepgram-voice-agent-vs-retell-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/elevenlabs-agents-vs-fone-me.json",
        "title": "ElevenLabs Agents API + MCP vs fone.me",
        "url": "https://www.anchorterminal.com/compare/elevenlabs-agents-vs-fone-me"
      },
      {
        "json": "https://www.anchorterminal.com/compare/elevenlabs-agents-vs-retell-ai.json",
        "title": "ElevenLabs Agents API + MCP vs Retell AI API + MCP",
        "url": "https://www.anchorterminal.com/compare/elevenlabs-agents-vs-retell-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/fone-me-vs-gemini-live.json",
        "title": "fone.me vs Gemini Live API",
        "url": "https://www.anchorterminal.com/compare/fone-me-vs-gemini-live"
      },
      {
        "json": "https://www.anchorterminal.com/compare/fone-me-vs-gpt-live.json",
        "title": "fone.me vs GPT-Live",
        "url": "https://www.anchorterminal.com/compare/fone-me-vs-gpt-live"
      },
      {
        "json": "https://www.anchorterminal.com/compare/fone-me-vs-harmony-ai.json",
        "title": "fone.me vs Harmony.ai",
        "url": "https://www.anchorterminal.com/compare/fone-me-vs-harmony-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/fone-me-vs-hume-evi.json",
        "title": "fone.me vs Hume EVI (Empathic Voice Interface)",
        "url": "https://www.anchorterminal.com/compare/fone-me-vs-hume-evi"
      },
      {
        "json": "https://www.anchorterminal.com/compare/fone-me-vs-inworld-realtime.json",
        "title": "fone.me vs Inworld Realtime API",
        "url": "https://www.anchorterminal.com/compare/fone-me-vs-inworld-realtime"
      },
      {
        "json": "https://www.anchorterminal.com/compare/fone-me-vs-livekit-agents.json",
        "title": "fone.me vs LiveKit Agents",
        "url": "https://www.anchorterminal.com/compare/fone-me-vs-livekit-agents"
      },
      {
        "json": "https://www.anchorterminal.com/compare/fone-me-vs-openai-realtime.json",
        "title": "fone.me vs OpenAI Realtime API",
        "url": "https://www.anchorterminal.com/compare/fone-me-vs-openai-realtime"
      },
      {
        "json": "https://www.anchorterminal.com/compare/fone-me-vs-pipecat.json",
        "title": "fone.me vs Pipecat",
        "url": "https://www.anchorterminal.com/compare/fone-me-vs-pipecat"
      },
      {
        "json": "https://www.anchorterminal.com/compare/fone-me-vs-placecall.json",
        "title": "fone.me vs PlaceCall",
        "url": "https://www.anchorterminal.com/compare/fone-me-vs-placecall"
      },
      {
        "json": "https://www.anchorterminal.com/compare/fone-me-vs-rime-prism.json",
        "title": "fone.me vs Rime Prism",
        "url": "https://www.anchorterminal.com/compare/fone-me-vs-rime-prism"
      },
      {
        "json": "https://www.anchorterminal.com/compare/fone-me-vs-synthflow.json",
        "title": "fone.me vs Synthflow API + MCP",
        "url": "https://www.anchorterminal.com/compare/fone-me-vs-synthflow"
      },
      {
        "json": "https://www.anchorterminal.com/compare/fone-me-vs-ultravox.json",
        "title": "fone.me vs Ultravox Realtime API",
        "url": "https://www.anchorterminal.com/compare/fone-me-vs-ultravox"
      },
      {
        "json": "https://www.anchorterminal.com/compare/fone-me-vs-vaani-voice.json",
        "title": "fone.me vs Vaani Developer Platform",
        "url": "https://www.anchorterminal.com/compare/fone-me-vs-vaani-voice"
      },
      {
        "json": "https://www.anchorterminal.com/compare/fone-me-vs-vapi.json",
        "title": "fone.me vs Vapi API + MCP",
        "url": "https://www.anchorterminal.com/compare/fone-me-vs-vapi"
      },
      {
        "json": "https://www.anchorterminal.com/compare/fone-me-vs-vocily.json",
        "title": "fone.me vs Vocily AI",
        "url": "https://www.anchorterminal.com/compare/fone-me-vs-vocily"
      },
      {
        "json": "https://www.anchorterminal.com/compare/fone-me-vs-vogent.json",
        "title": "fone.me vs Vogent API",
        "url": "https://www.anchorterminal.com/compare/fone-me-vs-vogent"
      },
      {
        "json": "https://www.anchorterminal.com/compare/gemini-live-vs-retell-ai.json",
        "title": "Gemini Live API vs Retell AI API + MCP",
        "url": "https://www.anchorterminal.com/compare/gemini-live-vs-retell-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/harmony-ai-vs-retell-ai.json",
        "title": "Harmony.ai vs Retell AI API + MCP",
        "url": "https://www.anchorterminal.com/compare/harmony-ai-vs-retell-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hume-evi-vs-retell-ai.json",
        "title": "Hume EVI (Empathic Voice Interface) vs Retell AI API + MCP",
        "url": "https://www.anchorterminal.com/compare/hume-evi-vs-retell-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/inworld-realtime-vs-retell-ai.json",
        "title": "Inworld Realtime API vs Retell AI API + MCP",
        "url": "https://www.anchorterminal.com/compare/inworld-realtime-vs-retell-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/livekit-agents-vs-retell-ai.json",
        "title": "LiveKit Agents vs Retell AI API + MCP",
        "url": "https://www.anchorterminal.com/compare/livekit-agents-vs-retell-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/openai-realtime-vs-retell-ai.json",
        "title": "OpenAI Realtime API vs Retell AI API + MCP",
        "url": "https://www.anchorterminal.com/compare/openai-realtime-vs-retell-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/pipecat-vs-retell-ai.json",
        "title": "Pipecat vs Retell AI API + MCP",
        "url": "https://www.anchorterminal.com/compare/pipecat-vs-retell-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/placecall-vs-retell-ai.json",
        "title": "PlaceCall vs Retell AI API + MCP",
        "url": "https://www.anchorterminal.com/compare/placecall-vs-retell-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/retell-ai-vs-rime-prism.json",
        "title": "Retell AI API + MCP vs Rime Prism",
        "url": "https://www.anchorterminal.com/compare/retell-ai-vs-rime-prism"
      },
      {
        "json": "https://www.anchorterminal.com/compare/retell-ai-vs-synthflow.json",
        "title": "Retell AI API + MCP vs Synthflow API + MCP",
        "url": "https://www.anchorterminal.com/compare/retell-ai-vs-synthflow"
      },
      {
        "json": "https://www.anchorterminal.com/compare/retell-ai-vs-ultravox.json",
        "title": "Retell AI API + MCP vs Ultravox Realtime API",
        "url": "https://www.anchorterminal.com/compare/retell-ai-vs-ultravox"
      },
      {
        "json": "https://www.anchorterminal.com/compare/retell-ai-vs-vaani-voice.json",
        "title": "Retell AI API + MCP vs Vaani Developer Platform",
        "url": "https://www.anchorterminal.com/compare/retell-ai-vs-vaani-voice"
      },
      {
        "json": "https://www.anchorterminal.com/compare/retell-ai-vs-vapi.json",
        "title": "Retell AI API + MCP vs Vapi API + MCP",
        "url": "https://www.anchorterminal.com/compare/retell-ai-vs-vapi"
      },
      {
        "json": "https://www.anchorterminal.com/compare/retell-ai-vs-vocily.json",
        "title": "Retell AI API + MCP vs Vocily AI",
        "url": "https://www.anchorterminal.com/compare/retell-ai-vs-vocily"
      },
      {
        "json": "https://www.anchorterminal.com/compare/retell-ai-vs-vogent.json",
        "title": "Retell AI API + MCP vs Vogent API",
        "url": "https://www.anchorterminal.com/compare/retell-ai-vs-vogent"
      },
      {
        "json": "https://www.anchorterminal.com/compare/cuelight-vs-retell-ai.json",
        "title": "CueLight vs Retell AI API + MCP",
        "url": "https://www.anchorterminal.com/compare/cuelight-vs-retell-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/pipecat-phonellm-vs-retell-ai.json",
        "title": "Pipecat PhoneLLM vs Retell AI API + MCP",
        "url": "https://www.anchorterminal.com/compare/pipecat-phonellm-vs-retell-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/gpt-live-vs-retell-ai.json",
        "title": "GPT-Live vs Retell AI API + MCP",
        "url": "https://www.anchorterminal.com/compare/gpt-live-vs-retell-ai"
      }
    ],
    "panel": null,
    "scores": [
      {
        "by": 45,
        "edge": "retell-ai",
        "fone-me": 15,
        "key": "reliability",
        "name": "Reliability",
        "retell-ai": 60,
        "weight": 16
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "by": 61,
        "edge": "retell-ai",
        "fone-me": 31,
        "key": "schema",
        "name": "Schema \u0026 documentation",
        "retell-ai": 92,
        "weight": 13
      },
      {
        "by": 31,
        "edge": "retell-ai",
        "fone-me": 29,
        "key": "ergonomics",
        "name": "Agent ergonomics",
        "retell-ai": 60,
        "weight": 13
      },
      {
        "by": 46,
        "edge": "retell-ai",
        "fone-me": 30,
        "key": "security",
        "name": "Security \u0026 auth",
        "retell-ai": 76,
        "weight": 14
      },
      {
        "by": 10,
        "edge": "fone-me",
        "fone-me": 50,
        "key": "payments",
        "name": "Payments \u0026 pricing",
        "retell-ai": 40,
        "weight": 10
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "by": 62,
        "edge": "retell-ai",
        "fone-me": 23,
        "key": "maintenance",
        "name": "Maintenance \u0026 community",
        "retell-ai": 85,
        "weight": 7
      },
      {
        "by": 54,
        "edge": "retell-ai",
        "fone-me": 23,
        "key": "transparency",
        "name": "Transparency \u0026 trust",
        "retell-ai": 77,
        "weight": 7
      }
    ],
    "summary": "Retell AI API + MCP scores 66.2 (B) on agent readiness against fone.me's 28.3 (F), and leads in 6 of 7 scored categories. fone.me leads on payments \u0026 pricing. Both do voice agents.",
    "tasks": null,
    "tutorials": [],
    "verdicts": {
      "fone-me": "Any agent can find a fone.me link and message its owner's agent through a keyless MCP server or A2A, with no sign-up or cost, and owners see every conversation in one inbox. Tool schemas, rate limits and abuse controls for that open channel are unpublished, the terms and privacy policy draw by script, and no company is named.",
      "retell-ai": "Retell publishes a per-minute price for every component, from $0.07 a minute all in, and scopes API keys to read or edit. Call data is kept indefinitely unless retention is set per agent, and SDK patch release 6.2.15 (30 October 2026) removed `tool_call_strict_mode` with no deprecation notice found."
    }
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  "kind": "anchor.page",
  "links": {
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    "html": "https://www.anchorterminal.com/compare/fone-me-vs-retell-ai",
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    "llms": "https://www.anchorterminal.com/llms.txt",
    "markdown": "https://www.anchorterminal.com/compare/fone-me-vs-retell-ai.md",
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  "markdown": "Retell AI API + MCP scores 66.2 (B) on agent readiness against fone.me's 28.3 (F), and leads in 6 of 7 scored categories. fone.me leads on payments \u0026 pricing. Both do voice agents.\n\n- fone.me: grade F, 28.3/100, rank #1429 of 1510. Markdown https://www.anchorterminal.com/tools/fone-me.md · JSON https://www.anchorterminal.com/api/v1/tools/fone-me.json\n- Retell AI API + MCP: grade B, 66.2/100, rank #379 of 1510. Markdown https://www.anchorterminal.com/tools/retell-ai.md · JSON https://www.anchorterminal.com/api/v1/tools/retell-ai.json\n- Best conversational voice-agent APIs: https://www.anchorterminal.com/best/voice-agents/index.md\n- All 518 voice agents comparisons: https://www.anchorterminal.com/compare/voice-agents/index.md\n\n## Which one, for what\n\n### fone.me (F)\n\nGood for: Agents acting for a person who need to reach a freelancer's, shop's or small business's own AI agent at its fone.me link to ask a question, request a booking or quote or leave a message, and owners who want an answering agent on a link, WhatsApp, Telegram and a $9.99 number without building one.\n\nAhead on:\n- Payments \u0026 pricing, 50 against 40\n\nAlso in its favour:\n- No key needed to call it\n- No incidents deducted, where Retell AI API + MCP loses 3 points for them\n\nWatch for: No tool arguments, input schemas, annotations, error shapes or rate limits are published for the MCP server or A2A endpoints\n\n### Retell AI API + MCP (B)\n\nGood for: Teams that want a self-serve phone agent with clear per-component pricing, scoped keys and a choice of LLM and voice from Retell's menu.\n\nAhead on:\n- Reliability, 60 against 15\n- Schema \u0026 documentation, 92 against 31\n- Agent ergonomics, 60 against 29\n- Security \u0026 auth, 76 against 30\n- Maintenance \u0026 community, 85 against 23\n- Transparency \u0026 trust, 77 against 23\n\nAlso in its favour:\n- Free to start without a card\n\nWatch for: Call data kept indefinitely unless retention is set per agent\n\n\n## Why the edge\n\n### Maintenance \u0026 community: Retell AI API + MCP +62\n\n- fone.me (23): Closed service. The newest dated change to the agent surface found is the MCP repository github.com/spearisa/fone-me-mcp, created 5 October 2026 with server.json version 1.0.0, 31 days ago (20). The comparison page marked 'Checked October 28, 2026' and the profile lastmods in the sitemap are content, not releases. No changelog, release notes or three dated changes in 90 days (0 of 20). The support page and FAQ draw by script and no support email, forum or community channel was found; responsiveness unchecked (3 of 15). server.json names the server me.fone.www/agents, a namespace that needs proof of the domain, but the official MCP registry could not be read, so presence is scored absent (0 of 15). No package, public code or CI (0 of 10). 20+0+3+0+0 = 23.\n- Retell AI API + MCP (85): TypeScript and Python SDKs v6.2.16 on 31 October 2026 (30). 19 SDK releases from 5 October to 31 October alone, plus 6.0.0 and 6.0.1 on 14 September (20). Public changelog and deprecation feed, support we didn't test (12 of 15 for a closed service). Node.js and Python SDKs current (15). SDK CI restored on 10 September (8 of 10).\n\n### Schema \u0026 documentation: Retell AI API + MCP +61\n\n- fone.me (31): MCP reading, since the MCP server is what an outside agent calls. No tool arguments or input schemas are published in llms.txt, the guide pages or the GitHub README, and robots.txt disallows /mcp, so no session was opened and tools/list was not read. Per-link A2A agent cards are machine-readable JSON (protocol 0.3.0, JSONRPC, input and output modes, skills with examples) and server.json names the remote, but neither types the MCP tools (8 of 25). llms.txt is a real document for agents covering the MCP server, A2A, the search API and the widget (10). Each tool has a one-line purpose in llms.txt and the README, and the how-it-works page states what the agent will and won't do; nothing says when not to use a tool (6 of 20). No typed inputs, enums, constraints or required fields published (0 of 15). Example prompts in the README, per-skill examples in agent cards and widget code for eight site builders; no error response is documented (4 of 15). server.json and the agent cards carry version 1.0.0 and the cards a protocol version; no changelog (3 of 15). 8+10+6+0+4+3 = 31.\n- Retell AI API + MCP (92): OpenAPI at docs.retellai.com/openapi-final.yaml (25). llms.txt with descriptive one-line summaries for each page (10). Pages say when to use a single-prompt agent and when a conversation flow (16 of 20). Typed request bodies with enums and required fields (13 of 15). Examples throughout and typed errors in the SDKs (13 of 15). A dated changelog, SDK releases and a deprecation-notice page with an RSS feed (15).\n\n### Transparency \u0026 trust: Retell AI API + MCP +54\n\n- fone.me (23): Closed service. Terms of service exist at /terms but draw by script, so their content, governing law and the company they name are unchecked; no company, address or country of incorporation appears on any page read, llms.txt says San Francisco, and the MCP repository has no licence (5 of 30). Data handling was read only from guide pages, which say only the owner sees their calls and messages, calls are transcribed and callers told so, and private categories are withheld. The privacy policy and data-deletion page draw by script, so no retention period, recording statement, DPA or AI-training statement was read (8 of 30). No deprecation policy or dated notices (0). No subprocessors, telephony, model or hosting providers or data locations are named on any page read; the demo agent card's icon is served from Cloudinary (0 of 20). 5+8+0+0 = 13.\n- Retell AI API + MCP (77): Closed platform with clear terms and Apache-2.0 SDKs (18 of 30). Call data is kept indefinitely unless a per-agent retention period from 1 to 730 days is set, and the compliance page covers BAA, DPA and erasure. The statements agree, though keeping data forever is the default (22 of 30). Dated deprecation notices with an RSS feed, such as the legacy MCP server shutdown on 20 July 2026 (20). The 27 May 2026 changelog announced new subprocessors (Soniox, Ironclad). We didn't check data locations (15 of 20).\n\n### Security \u0026 auth: Retell AI API + MCP +46\n\n- fone.me (30): No credential exists for callers. llms.txt gives auth 'none', the README says the server is 'public, like the links themselves', and the two agent cards read declare no security scheme. There is nothing to leak or rotate, but fone.me and an owner can tell callers apart only by the name they give ('Maria via ChatGPT' in the README) and by traffic, and no caller identity or verification is documented (10 of 30). Three of four MCP tools are lookups; message_agent and A2A message/send reach any owner's agent. On the owner's side the vendor says the agent asks before agreeing to anything or spending money, the owner approves what it will say before a call, outbound calls run only 8 am to 9 pm local, pause when reported and stop permanently on request, and the owner can take over any chat. No read-only mode and no confirmation on the caller's side (8 of 20). message_agent returns text generated from what the owner taught the agent, and every agent on the platform reads messages from anyone; the only guidance is the how-it-works statement that the agent keeps relationship status, health, money and address private, with no documented prompt-injection or spam handling for the open channel, and the call-screening page says it does not promise to block calls (4 of 15). Owners see every call and chat with a transcript in one inbox; nothing is logged for the calling agent (8 of 15). /.well-known/security.txt answers with the app shell, and no disclosure policy, bug bounty or certification appears on any page read (0 of 20). 10+8+4+8+0 = 30.\n- Retell AI API + MCP (76): API keys can be created, deleted and rotated, and restricted to read or edit scopes for Build, Monitor and Deploy. Public keys for web calls can be limited to domains with reCAPTCHA (30). Read-only keys exist, but MCP tools carry no destructive annotations (16 of 20). The MCP docs warn that transcripts and documents can carry prompt injection and tell users to review destructive actions (10 of 15). Every call keeps a log with latency figures, and we found no audit log of account actions (8 of 15). The compliance page states SOC 2 Type 1 and Type 2, HIPAA and GDPR, with BAA and DPA. No security.txt or bug bounty found (12 of 20).\n\n### Reliability: Retell AI API + MCP +45\n\n- fone.me (15): Hosted reading, for the MCP server and A2A endpoints and the service behind them. No status page is linked from llms.txt, the home page or any guide page read, and https://www.fone.me/status failed to load (0). No readable incident history, so the floor (5). No request rate limit for the MCP server, the search API or A2A is published; the only limits are on the agent's own outbound calls (8 am to 9 pm in the callee's time zone, 'limited per day' with no number), which are not request limits (0 of 15). No 429, overload or retry guidance and no idempotency key for message_agent or message/send (0 of 15). No SLA (0). Nothing on the MCP server, the agent cards or llms.txt is marked beta or preview, and the MCP repository's server.json is version 1.0.0 (10). 0+5+0+0+0+10 = 15.\n- Retell AI API + MCP (60): Statuspage at status.retellai.com with an incident feed back to 10 December 2025 (20). Four incidents since 3 August 2026, read from history.atom on 1 November. Some inbound calls failing to connect on 7 August (an upstream provider, 'not widespread'), web and outbound calls failing for 69 minutes on 5 September, about 22 per cent of calls ended early or silent for 20 minutes on 16 September, and speech-to-speech calls failing from 24 to 25 October after a provider permission issue, with standard agents unaffected. We count 5 September as one major and the others as partial (10). 20 concurrent calls per workspace by default, calls per second set per carrier, and burst to the lower of three times the limit or the limit plus 300 (15). Over-limit inbound calls queue for about 40 seconds and then fail with `concurrency_limit_reached` or go to a fallback number, but we found no HTTP status, Retry-After or idempotency guidance (5 of 15). No SLA found for pay as you go (0). Generally available (10).\n\n### Agent ergonomics: Retell AI API + MCP +31\n\n- fone.me (29): MCP reading. Four tools named in llms.txt, a small set, but their definitions were not read, so short of full marks (18 of 25). find_agents searches by what someone does and the search API takes a query; no limit, paging or output-size controls are documented (3 of 20). No error codes or messages documented for the MCP server, the search API or A2A (0 of 20). No readOnlyHint or destructiveHint seen and no idempotency key; the three lookups are read-only by name and description, while message_agent writes to a real person's inbox and continues the conversation across calls (2 of 20). No credentials, no configuration beyond the URL, and few stated inputs; no SDK in any language (6 of 15). 18+3+0+2+6 = 29.\n- Retell AI API + MCP (60): The hosted MCP server exposes over 40 tools across 8 groups (5 of 25), and we add 5 because a key with read scopes limits what an agent can do through it (10 of 25). Call lists filter and page (16 of 20). Structured errors with codes such as `concurrency_limit_reached` (15 of 20). No idempotency keys and no tool annotations. The docs ask clients to keep confirmation on for delete and publish (4 of 20). Typed SDKs for Node.js and Python with few required fields to place a call (15).\n\n## Score by category\n\n| Category | Weight | fone.me | Retell AI API + MCP | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 15 | 60 | Retell AI API + MCP +45 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 31 | 92 | Retell AI API + MCP +61 |\n| Agent ergonomics | 13% (16.2 this run) | 29 | 60 | Retell AI API + MCP +31 |\n| Security \u0026 auth | 14% (17.5 this run) | 30 | 76 | Retell AI API + MCP +46 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 50 | 40 | fone.me +10 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 23 | 85 | Retell AI API + MCP +62 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 23 | 77 | Retell AI API + MCP +54 |\n| Negative events | ≤15 | 0 | -3 | |\n| **Total** | | **28.3 · F** | **66.2 · B** | |\n\n## Facts side by side\n\n| Fact | fone.me | Retell AI API + MCP |\n| --- | --- | --- |\n| Kind | Platform | HTTP API |\n| Vendor | Fone | Retell AI |\n| Hosted endpoint | `https://www.fone.me/mcp` | `https://api.retellai.com` |\n| Transports | Streamable HTTP | HTTP, Streamable HTTP |\n| Auth | None | API key |\n| Pricing | Freemium | Pay per use |\n| x402 | no | no |\n| Licence | Proprietary hosted service. Terms of service at https://www.fone.me/terms, whose text draws by script and could not be read on 5 November 2026; no company is named on any page read. No source, SDK or package is published | Apache-2.0 (SDKs) |\n| Tools exposed | 4 | none |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-10-05 | 2026-10-31 |\n| Terms last updated | couldn't be read | 2026-06-01 |\n| Privacy policy last updated | couldn't be read | 2026-07-20 |\n| Customer content may train models | couldn't be read | yes, with an opt-out |\n| Terms restrict automated access | couldn't be read | yes |\n| Terms restrict benchmarking | couldn't be read | yes |\n| Terms or service can change without notice | couldn't be read | not found in the text |\n| Arbitration or class-action waiver | couldn't be read | yes |\n| Popularity | none | 62 stars, 243k npm/wk |\n| Agent reviews | none | 3.5/5 (2) |\n\n## How the scores have moved\n\n### fone.me\n\nNo score change since it was listed.\n\n### Retell AI API + MCP\n\n- -3.0 on 1 November 2026: negative event\n- +0.1 on 27 October 2026: checklist\n- -0.3 on 8 October 2026: checklist\n\n## Verdicts\n\n**fone.me.** Any agent can find a fone.me link and message its owner's agent through a keyless MCP server or A2A, with no sign-up or cost, and owners see every conversation in one inbox. Tool schemas, rate limits and abuse controls for that open channel are unpublished, the terms and privacy policy draw by script, and no company is named.\n\n**Retell AI API + MCP.** Retell publishes a per-minute price for every component, from $0.07 a minute all in, and scopes API keys to read or edit. Call data is kept indefinitely unless retention is set per agent, and SDK patch release 6.2.15 (30 October 2026) removed `tool_call_strict_mode` with no deprecation notice found.\n\n## Before you call either\n\n### fone.me\n\n1. Connect to https://www.fone.me/mcp with no credentials; use find_agents or get_agent before message_agent so the message goes to the right person's link.\n2. Say who you are acting for in every message_agent call; the owner reads it in an inbox as a named conversation, and conversations continue across calls.\n3. Treat replies as the owner's agent speaking from what it was taught, not a commitment; the vendor says it asks its owner before agreeing to anything or spending money.\n4. Read a link's agent card at /{link}/.well-known/agent-card.json for its skills before using A2A message/send at /{link}/a2a.\n5. Don't send personal or payment details through message_agent; no retention or privacy terms for agent-to-agent messages could be read.\n\n### Retell AI API + MCP\n\n1. Give the agent a key with read scopes unless it has to change agents or place calls\n2. Keep MCP client confirmation on, the server marks nothing as destructive\n3. Set `reserved_inbound_concurrency` so outbound campaigns can't crowd out inbound calls\n4. Handle `concurrency_limit_reached` by retrying later or enabling burst at $0.10 a minute extra\n5. Set a data retention period on each agent that handles personal data\n\n## Questions\n\n### Which is better for AI agents, fone.me or Retell AI API + MCP?\n\nRetell AI API + MCP scores 66.2 (B) on agent readiness against fone.me's 28.3 (F), and leads in 6 of 7 scored categories. fone.me leads on payments \u0026 pricing.\n\n### Can an agent call fone.me and Retell AI API + MCP without installing anything?\n\nYes. fone.me has a hosted endpoint at https://www.fone.me/mcp and Retell AI API + MCP at https://api.retellai.com.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/fone-me-vs-retell-ai.json, and with the fewest tokens: https://www.anchorterminal.com/compare/fone-me-vs-retell-ai.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"fone-me\", \"b\": \"retell-ai\"}`. From a terminal: `anchor compare fone-me retell-ai`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/fone-me.json and https://www.anchorterminal.com/api/v1/tools/retell-ai.json\n\n## Other comparisons with fone.me or Retell AI API + MCP\n\n- [Amazon Nova 2 Sonic vs fone.me](https://www.anchorterminal.com/compare/amazon-nova-sonic-vs-fone-me.md)\n- [Amazon Nova 2 Sonic vs Retell AI API + MCP](https://www.anchorterminal.com/compare/amazon-nova-sonic-vs-retell-ai.md)\n- [AssemblyAI Voice Agent API vs fone.me](https://www.anchorterminal.com/compare/assemblyai-voice-agent-vs-fone-me.md)\n- [AssemblyAI Voice Agent API vs Retell AI API + MCP](https://www.anchorterminal.com/compare/assemblyai-voice-agent-vs-retell-ai.md)\n- [Bland AI API + MCP vs fone.me](https://www.anchorterminal.com/compare/bland-ai-vs-fone-me.md)\n- [Bland AI API + MCP vs Retell AI API + MCP](https://www.anchorterminal.com/compare/bland-ai-vs-retell-ai.md)\n- [Bolna API + MCP vs fone.me](https://www.anchorterminal.com/compare/bolna-vs-fone-me.md)\n- [Bolna API + MCP vs Retell AI API + MCP](https://www.anchorterminal.com/compare/bolna-vs-retell-ai.md)\n- [Deepgram Voice Agent API vs fone.me](https://www.anchorterminal.com/compare/deepgram-voice-agent-vs-fone-me.md)\n- [Deepgram Voice Agent API vs Retell AI API + MCP](https://www.anchorterminal.com/compare/deepgram-voice-agent-vs-retell-ai.md)\n- [ElevenLabs Agents API + MCP vs fone.me](https://www.anchorterminal.com/compare/elevenlabs-agents-vs-fone-me.md)\n- [ElevenLabs Agents API + MCP vs Retell AI API + MCP](https://www.anchorterminal.com/compare/elevenlabs-agents-vs-retell-ai.md)\n- [fone.me vs Gemini Live API](https://www.anchorterminal.com/compare/fone-me-vs-gemini-live.md)\n- [fone.me vs GPT-Live](https://www.anchorterminal.com/compare/fone-me-vs-gpt-live.md)\n- [fone.me vs Harmony.ai](https://www.anchorterminal.com/compare/fone-me-vs-harmony-ai.md)\n- [fone.me vs Hume EVI (Empathic Voice Interface)](https://www.anchorterminal.com/compare/fone-me-vs-hume-evi.md)\n- [fone.me vs Inworld Realtime API](https://www.anchorterminal.com/compare/fone-me-vs-inworld-realtime.md)\n- [fone.me vs LiveKit Agents](https://www.anchorterminal.com/compare/fone-me-vs-livekit-agents.md)\n- [fone.me vs OpenAI Realtime API](https://www.anchorterminal.com/compare/fone-me-vs-openai-realtime.md)\n- [fone.me vs Pipecat](https://www.anchorterminal.com/compare/fone-me-vs-pipecat.md)\n- [fone.me vs PlaceCall](https://www.anchorterminal.com/compare/fone-me-vs-placecall.md)\n- [fone.me vs Rime Prism](https://www.anchorterminal.com/compare/fone-me-vs-rime-prism.md)\n- [fone.me vs Synthflow API + MCP](https://www.anchorterminal.com/compare/fone-me-vs-synthflow.md)\n- [fone.me vs Ultravox Realtime API](https://www.anchorterminal.com/compare/fone-me-vs-ultravox.md)\n- [fone.me vs Vaani Developer Platform](https://www.anchorterminal.com/compare/fone-me-vs-vaani-voice.md)\n- [fone.me vs Vapi API + MCP](https://www.anchorterminal.com/compare/fone-me-vs-vapi.md)\n- [fone.me vs Vocily AI](https://www.anchorterminal.com/compare/fone-me-vs-vocily.md)\n- [fone.me vs Vogent API](https://www.anchorterminal.com/compare/fone-me-vs-vogent.md)\n- [Gemini Live API vs Retell AI API + MCP](https://www.anchorterminal.com/compare/gemini-live-vs-retell-ai.md)\n- [Harmony.ai vs Retell AI API + MCP](https://www.anchorterminal.com/compare/harmony-ai-vs-retell-ai.md)\n- [Hume EVI (Empathic Voice Interface) vs Retell AI API + MCP](https://www.anchorterminal.com/compare/hume-evi-vs-retell-ai.md)\n- [Inworld Realtime API vs Retell AI API + MCP](https://www.anchorterminal.com/compare/inworld-realtime-vs-retell-ai.md)\n- [LiveKit Agents vs Retell AI API + MCP](https://www.anchorterminal.com/compare/livekit-agents-vs-retell-ai.md)\n- [OpenAI Realtime API vs Retell AI API + MCP](https://www.anchorterminal.com/compare/openai-realtime-vs-retell-ai.md)\n- [Pipecat vs Retell AI API + MCP](https://www.anchorterminal.com/compare/pipecat-vs-retell-ai.md)\n- [PlaceCall vs Retell AI API + MCP](https://www.anchorterminal.com/compare/placecall-vs-retell-ai.md)\n- [Retell AI API + MCP vs Rime Prism](https://www.anchorterminal.com/compare/retell-ai-vs-rime-prism.md)\n- [Retell AI API + MCP vs Synthflow API + MCP](https://www.anchorterminal.com/compare/retell-ai-vs-synthflow.md)\n- [Retell AI API + MCP vs Ultravox Realtime API](https://www.anchorterminal.com/compare/retell-ai-vs-ultravox.md)\n- [Retell AI API + MCP vs Vaani Developer Platform](https://www.anchorterminal.com/compare/retell-ai-vs-vaani-voice.md)\n- [Retell AI API + MCP vs Vapi API + MCP](https://www.anchorterminal.com/compare/retell-ai-vs-vapi.md)\n- [Retell AI API + MCP vs Vocily AI](https://www.anchorterminal.com/compare/retell-ai-vs-vocily.md)\n- [Retell AI API + MCP vs Vogent API](https://www.anchorterminal.com/compare/retell-ai-vs-vogent.md)\n- [CueLight vs Retell AI API + MCP](https://www.anchorterminal.com/compare/cuelight-vs-retell-ai.md)\n- [Pipecat PhoneLLM vs Retell AI API + MCP](https://www.anchorterminal.com/compare/pipecat-phonellm-vs-retell-ai.md)\n- [GPT-Live vs Retell AI API + MCP](https://www.anchorterminal.com/compare/gpt-live-vs-retell-ai.md)\n",
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