{
  "data": {
    "a": {
      "slug": "folk-nozomio",
      "name": "folk",
      "vendor": "Nozomio, Inc.",
      "vendorUrl": "https://www.folk.com",
      "kind": "platform",
      "category": "personal-assistants",
      "summary": "folk is an AI assistant that texts its owner over iMessage, Telegram and WhatsApp to keep habits, workouts, study and money goals on track. Each user gets a cloud computer, persistent memory and connected apps.",
      "url": "https://www.anchorterminal.com/tools/folk-nozomio",
      "markdownUrl": "https://www.anchorterminal.com/tools/folk-nozomio.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/folk-nozomio.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/folk-nozomio.json",
      "license": "Closed service under folk's terms (Nozomio, Inc., last updated 8 September 2026).",
      "transports": [],
      "packages": [],
      "auth": "mixed",
      "authNotes": "Sign-up at folk.com, then folk is a contact in iMessage, Telegram or WhatsApp (https://www.folk.com/llms.txt). Google apps can be connected with read-only access, so folk can see but never send, edit or delete, and banks connect read-only through Plaid (https://www.folk.com/privacy and https://www.folk.com/llms.txt). Owners can bring their own Anthropic, OpenAI or OpenRouter keys (https://www.folk.com/pricing.md).",
      "pricing": "freemium",
      "pricingNotes": "Free at $0 \"forever. No card\", with unlimited messages under fair use, 3 background jobs and 10 minutes of calls a week. Pro is $9.99 a month or $99.99 a year, $5 a month in many countries, with unlimited background jobs and 120 minutes of calls a month (https://www.folk.com/pricing.md, checked 14 October 2026). The terms list folk max at $99.99 a month or $799.99 a year on the US App Store (https://www.folk.com/terms). llms.txt gives the free tier as 20 messages a day and Max as $100 a month.",
      "priceSummary": "$9.99 / mo",
      "where": "local",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 found on folk.com, llms.txt, pricing.md or the terms, checked 14 October 2026.",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-10-14"
      },
      "docsUrl": "https://www.folk.com/docs",
      "llmsTxt": "https://www.folk.com/llms.txt",
      "capabilities": [
        "assistant.proactive",
        "assistant.messaging",
        "assistant.accounts",
        "assistant.memory",
        "messaging.rcs",
        "messaging.whatsapp",
        "messaging.inbound",
        "mailbox.read",
        "mailbox.send",
        "calendar.write",
        "browser.hosted",
        "voice.calls",
        "memory.user",
        "tasks.create",
        "agent.mcp-client"
      ],
      "tags": [
        "hosted",
        "official",
        "closed-source",
        "freemium",
        "free-tier",
        "no-card",
        "security-txt",
        "llms-txt",
        "ios"
      ],
      "lastRelease": "2026-10-12",
      "graded": true,
      "disclosure": "folk competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.",
      "competesWith": "localghost",
      "anchor": {
        "graded": true,
        "score": 19.8,
        "grade": "F",
        "agentReady": false,
        "rank": 993,
        "ranked": true,
        "rankOf": 1010,
        "categoryRank": 30,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 0,
          "maintenance": 35,
          "payments": 30,
          "reliability": 25,
          "schema": 10,
          "security": 3,
          "transparency": 67
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-14"
        },
        "negative": 0,
        "verdict": "folk is a texting accountability assistant with its own cloud computer, a free tier with no card and a privacy policy that rules out training on user data. No outside agent can call it, no status page or changelog was found, and its llms.txt and pricing file disagree on free limits and Max's price.",
        "bestFor": "People who want a texting companion for habits, workouts, study and money goals, with a free tier.",
        "disclosure": "folk competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.",
        "strengths": [
          "Free forever with no card, per pricing.md.",
          "The privacy policy says data is never sold or used to train AI models.",
          "The subprocessor page names each provider with its region.",
          "Google apps can connect read-only, and folk says it never moves money on its own.",
          "security.txt is published and valid to 13 April 2027."
        ],
        "weaknesses": [
          "No API, MCP server or A2A endpoint for an outside agent.",
          "llms.txt gives 20 messages a day and Max at $100, while pricing.md says unlimited messages and the terms say $99.99.",
          "llms.txt says there's no App Store app, while the App Store lists folk's iOS app since 7 October 2026.",
          "No status page or changelog found.",
          "security.txt names only a general support address."
        ],
        "agentNotes": [
          "Don't plan to call folk from another agent. It answers only the owner's iMessage, Telegram or WhatsApp thread and iPhone app.",
          "Quote limits and prices from pricing.md and the terms, and note that llms.txt gives different free-tier limits."
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "F",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 19.8
          }
        ],
        "editorialScores": {
          "ergonomics": 0,
          "maintenance": 35,
          "payments": 30,
          "reliability": 25,
          "schema": 10,
          "security": 3,
          "transparency": 57
        },
        "provenanceScore": 76
      },
      "letme": {
        "capability": "https://letme.dev/assistant.proactive",
        "tool": "https://letme.dev/folk-nozomio"
      },
      "area": "frameworks",
      "unitPrices": [
        {
          "item": "folk Pro",
          "unit": "month",
          "usd": 9.99,
          "note": "Or $99.99 a year. $5 a month in many countries. Checked 14 October 2026."
        },
        {
          "item": "folk Max (US App Store)",
          "unit": "month",
          "usd": 99.99,
          "note": "Or $799.99 a year, per the terms."
        }
      ],
      "provenance": {
        "legalEntity": "Nozomio, Inc.",
        "domain": "folk.com",
        "domainRegistered": "1995-07-30",
        "endpointOnVendorDomain": null,
        "terms": "https://www.folk.com/terms",
        "privacy": "https://www.folk.com/privacy",
        "statusPage": "",
        "changelog": "",
        "securityTxt": "valid",
        "checked": "2026-10-14",
        "notes": [
          "The terms name Nozomio, Inc. and were last updated on 8 September 2026, governed by Delaware law. llms.txt calls the maker Nozomio Labs.",
          "security.txt is valid until 13 April 2027.",
          "No status page or changelog was found.",
          "The folk CRM at folk.app is a different company and product (data/tools/folk.json).",
          "RDAP gives a registration date of 1995-07-30 for folk.com, which predates the company."
        ],
        "score": 76
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/folk-nozomio.json"
    },
    "answer": "Zo Computer scores 43.1 (E) on agent readiness against folk's 19.8 (F), and leads in 5 of 7 scored categories. folk leads on reliability and transparency \u0026 trust.",
    "b": {
      "slug": "zo-computer",
      "name": "Zo Computer",
      "vendor": "Zo Computer Company",
      "vendorUrl": "https://www.zo.computer",
      "kind": "http-api",
      "category": "personal-assistants",
      "summary": "Hosted personal assistant from Zo Computer Company that runs on a cloud Linux computer assigned to each user. It answers by web chat, SMS, email, Slack, Discord and Telegram, runs scheduled automations, and has an HTTP API and MCP endpoint.",
      "url": "https://www.anchorterminal.com/tools/zo-computer",
      "markdownUrl": "https://www.anchorterminal.com/tools/zo-computer.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/zo-computer.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/zo-computer.json",
      "license": "Proprietary service under Zo Computer Company's terms of service",
      "transports": [
        "http"
      ],
      "remoteUrl": "https://api.zo.computer/mcp",
      "packages": [],
      "auth": "api-key",
      "authNotes": "A bearer access token with the prefix `zo_sk_`, created by the owner under Settings \u003e Advanced and shown once. The same token is used for the HTTP API and the MCP endpoint, and both guides say it grants full access to the workspace. No scoped, read-only or expiring token and no OAuth flow for outside clients were found in the docs. Whether a token can be revoked individually is not stated on the pages read. `GET /models/catalog` needs no authentication. Sign-up is in a browser behind Cloudflare Turnstile.",
      "pricing": "freemium",
      "pricingNotes": "Free Trial is $0 for 14 days with no card, then ordinary computer access ends. Basic is $18 a month with $10 of AI credit, Pro $64 with $40 and Ultra $200 with $100. API and MCP access are included on all plans. Chat is billed at per-token rates on the models pages, which we did not read, and media at fixed per-request prices from $0.035. A user's own model API key can replace Zo-billed usage (checked 2026-10-12).",
      "priceSummary": "$18 / mo",
      "where": "hosted",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in the API guide, the OpenAPI file, the billing guide or the pricing page, checked 12 October 2026. Billing is a Stripe subscription with prepaid credits.",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-10-12"
      },
      "docsUrl": "https://www.zo.computer/guide",
      "llmsTxt": "https://www.zo.computer/llms.txt",
      "openapi": "https://www.zo.computer/docs-assets/openapi.json",
      "capabilities": [
        "assistant.proactive",
        "assistant.messaging",
        "assistant.accounts",
        "assistant.memory",
        "agent.mcp-client"
      ],
      "tags": [
        "official",
        "hosted",
        "closed-source",
        "assistant",
        "mcp",
        "openapi",
        "llms-txt",
        "free-trial"
      ],
      "lastRelease": "2026-09-14",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 43.1,
        "grade": "E",
        "agentReady": false,
        "rank": 915,
        "ranked": true,
        "rankOf": 1010,
        "categoryRank": 15,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 34,
          "maintenance": 68,
          "payments": 40,
          "reliability": 15,
          "schema": 73,
          "security": 37,
          "transparency": 60
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-12"
        },
        "negative": 0,
        "verdict": "Zo publishes an OpenAPI file, Markdown docs, plan prices and a named list of the providers that receive user content. One access token grants full access to the workspace, no approval step before sending or buying was found in the reviewed docs, and no status page, rate limit or SLA is published.",
        "bestFor": "One person who wants a hosted assistant with its own Linux machine, reachable by text message and chat apps, and who accepts that the assistant acts on connected accounts without a documented approval step.",
        "strengths": [
          "OpenAPI 3.1 file, llms.txt and a Markdown copy of every guide and reference page are public",
          "Persona permissions remove tools from a conversation, with 19 named scopes and a Read only preset",
          "The security page names each infrastructure, inference and tool provider and states which can see user content",
          "Plan prices, included AI credit and per-request media prices are public, with a 14-day trial that needs no card",
          "Dated weekly changelog, with nine weekly entries between 20 July and 14 September 2026"
        ],
        "weaknesses": [
          "The access token for the API and MCP endpoint grants full access to the workspace, with no scoped or read-only token documented",
          "No approval step before sending mail, posting or buying was found. The browser guide says Zo can buy and send on signed-in sites",
          "No status page, incident history, rate limit figures or SLA were found on the pages read",
          "The privacy policy lists only email address, trackers, usage data and SMS data, and does not describe workspace files, memory or connected accounts",
          "Memory storage and deletion are not documented beyond a design aim and whole-account deletion or factory reset"
        ],
        "agentNotes": [
          "Send `POST https://api.zo.computer/zo/ask` with `Authorization: Bearer zo_sk_...` and an `input` string. The owner creates the token under Settings \u003e Advanced",
          "Pass `persona_id` for a persona with a narrow tool set. The token itself carries every permission the owner has",
          "Set `memory_mode` to `off` to keep workspace memory out of a request. The field is in the OpenAPI file and absent from the API guide",
          "Do not retry `/zo/ask` blindly after a timeout. No idempotency key is documented and the request may already have sent a message",
          "Append `.md` to any guide or reference URL for Markdown"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "E",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 43.1
          }
        ],
        "editorialScores": {
          "ergonomics": 34,
          "maintenance": 68,
          "payments": 40,
          "reliability": 15,
          "schema": 73,
          "security": 37,
          "transparency": 46
        },
        "provenanceScore": 73
      },
      "connect": {
        "http": "curl -X POST https://api.zo.computer/zo/ask \\\n  -H \"Authorization: Bearer zo_sk_your_key_here\" \\\n  -H \"Content-Type: application/json\" \\\n  -d '{\"input\": \"Hello, Zo!\"}'",
        "claudeCode": "claude mcp add --transport http zo https://api.zo.computer/mcp --header \"Authorization: Bearer zo_sk_your_key_here\"",
        "config": {
          "mcpServers": {
            "zo": {
              "headers": {
                "Authorization": "Bearer zo_sk_your_key_here"
              },
              "type": "http",
              "url": "https://api.zo.computer/mcp"
            }
          }
        }
      },
      "letme": {
        "capability": "https://letme.dev/assistant.proactive",
        "tool": "https://letme.dev/zo-computer"
      },
      "area": "frameworks",
      "unitPrices": [
        {
          "item": "Basic plan",
          "unit": "month",
          "usd": 18,
          "note": "Includes $10 of AI credit a month."
        },
        {
          "item": "Pro plan",
          "unit": "month",
          "usd": 64,
          "note": "Includes $40 of AI credit a month."
        },
        {
          "item": "Ultra plan",
          "unit": "month",
          "usd": 200,
          "note": "Includes $100 of AI credit a month."
        }
      ],
      "provenance": {
        "legalEntity": "Zo Computer Company",
        "domain": "zo.computer",
        "domainRegistered": "",
        "endpointOnVendorDomain": true,
        "terms": "https://www.zo.computer/reference/information/terms",
        "privacy": "https://www.zo.computer/reference/information/privacy-policy",
        "statusPage": "",
        "changelog": "https://www.zo.computer/updates",
        "securityTxt": "valid",
        "checked": "2026-10-12",
        "notes": [
          "The terms of service name Zo Computer Company at 13 Grattan St Unit 102, Brooklyn, NY 11206, under New York law. They were last updated on 8 August 2025.",
          "The terms refer to an Acceptable Use Policy that we did not find linked from the pages read.",
          "security.txt at www.zo.computer/.well-known/security.txt gives a contact, a policy link and an expiry of 8 April 2027.",
          "No status page is linked from the home page, the docs index, the security page or the help centre home page.",
          "The API and MCP endpoint are on api.zo.computer. The domain's registration date was not looked up.",
          "The X handle is the one the home page footer links."
        ],
        "score": 73
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/zo-computer.json",
      "live": {
        "slug": "zo-computer",
        "probe": {
          "target": "https://api.zo.computer/mcp",
          "method": "get",
          "lastAt": "2026-10-14T01:37:02.066997121Z",
          "lastOk": true,
          "lastStatus": 405,
          "lastMs": 1257,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 313,
          "p95ms24h": 499,
          "samples24h": 248,
          "samples30d": 334,
          "days": [
            {
              "date": "2026-10-12",
              "probes": 69,
              "ok": 69
            },
            {
              "date": "2026-10-13",
              "probes": 248,
              "ok": 248
            },
            {
              "date": "2026-10-14",
              "probes": 17,
              "ok": 17
            }
          ]
        },
        "securityTxt": {
          "url": "https://zo.computer/.well-known/security.txt",
          "state": "valid",
          "expires": "2027-04-08T04:00:00.000Z",
          "checkedAt": "2026-10-13T15:45:52.824535271Z"
        },
        "llmsTxt": {
          "url": "https://www.zo.computer/llms.txt",
          "ok": true,
          "status": 200,
          "checkedAt": "2026-10-13T14:12:51.199923439Z"
        },
        "pages": [
          {
            "url": "https://www.zo.computer/updates",
            "kind": "changelog",
            "status": 200,
            "checkedAt": "2026-10-13T20:34:02.415780552Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "04440a695785"
          },
          {
            "url": "https://www.zo.computer/reference/information/privacy-policy",
            "kind": "privacy",
            "status": 200,
            "checkedAt": "2026-10-13T20:33:57.908949715Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "5e7e66449a58"
          },
          {
            "url": "https://www.zo.computer/reference/information/terms",
            "kind": "terms",
            "status": 200,
            "checkedAt": "2026-10-13T20:34:00.601792351Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "a89281dc6805"
          }
        ],
        "updatedAt": "2026-10-14T01:37:02.066997121Z"
      }
    },
    "facts": [
      {
        "a": "Platform",
        "b": "HTTP API",
        "name": "Kind"
      },
      {
        "a": "Nozomio, Inc.",
        "b": "Zo Computer Company",
        "name": "Vendor"
      },
      {
        "a": "no (local only)",
        "b": "https://api.zo.computer/mcp",
        "name": "Hosted endpoint"
      },
      {
        "a": "",
        "b": "HTTP",
        "name": "Transports"
      },
      {
        "a": "OAuth or key",
        "b": "API key",
        "name": "Auth"
      },
      {
        "a": "Freemium",
        "b": "Freemium",
        "name": "Pricing"
      },
      {
        "a": "no",
        "b": "no",
        "name": "x402"
      },
      {
        "a": "Closed service under folk's terms (Nozomio, Inc., last updated 8 September 2026).",
        "b": "Proprietary service under Zo Computer Company's terms of service",
        "name": "Licence"
      },
      {
        "a": "yes",
        "b": "no",
        "name": "Read-only variant documented"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "llms.txt"
      },
      {
        "a": "2026-10-12",
        "b": "2026-09-14",
        "name": "Last release"
      },
      {
        "a": "",
        "b": "2025-08-08",
        "name": "Terms last updated"
      },
      {
        "a": "",
        "b": "2026-05-20",
        "name": "Privacy policy last updated"
      },
      {
        "a": "",
        "b": "not found in the text",
        "name": "Customer content may train models"
      },
      {
        "a": "",
        "b": "not found in the text",
        "name": "Terms restrict automated access"
      },
      {
        "a": "",
        "b": "not found in the text",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "",
        "b": "not found in the text",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "",
        "b": "not found in the text",
        "name": "Arbitration or class-action waiver"
      }
    ],
    "faq": [
      {
        "answer": "Zo Computer scores 43.1 (E) on agent readiness against folk's 19.8 (F), and leads in 5 of 7 scored categories. folk leads on reliability and transparency \u0026 trust.",
        "question": "Which is better for AI agents, folk or Zo Computer?"
      },
      {
        "answer": "No hosted endpoint is listed for folk. Zo Computer has a hosted endpoint at https://api.zo.computer/mcp.",
        "question": "Can an agent call folk and Zo Computer without installing anything?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": [
          "Reliability, 25 against 15",
          "Transparency \u0026 trust, 67 against 60"
        ],
        "also": [
          "Free to start without a card"
        ],
        "goodFor": "People who want a texting companion for habits, workouts, study and money goals, with a free tier.",
        "slug": "folk-nozomio",
        "watchFor": "No API, MCP server or A2A endpoint for an outside agent."
      },
      {
        "aheadOn": [
          "Schema \u0026 documentation, 73 against 10",
          "Agent ergonomics, 34 against 0",
          "Security \u0026 auth, 37 against 3",
          "Payments \u0026 pricing, 40 against 30",
          "Maintenance \u0026 community, 68 against 35"
        ],
        "also": [
          "A hosted endpoint, with nothing to install"
        ],
        "goodFor": "One person who wants a hosted assistant with its own Linux machine, reachable by text message and chat apps, and who accepts that the assistant acts on connected accounts without a documented approval step.",
        "slug": "zo-computer",
        "watchFor": "The access token for the API and MCP endpoint grants full access to the workspace, with no scoped or read-only token documented"
      }
    ],
    "job": {
      "capability": "assistant.proactive",
      "name": "Proactive personal assistants"
    },
    "others": [
      {
        "json": "https://www.anchorterminal.com/compare/asaply-vs-folk-nozomio.json",
        "title": "asaply vs folk",
        "url": "https://www.anchorterminal.com/compare/asaply-vs-folk-nozomio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/asaply-vs-zo-computer.json",
        "title": "asaply vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/asaply-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/asmi-vs-folk-nozomio.json",
        "title": "Asmi vs folk",
        "url": "https://www.anchorterminal.com/compare/asmi-vs-folk-nozomio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/asmi-vs-zo-computer.json",
        "title": "Asmi vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/asmi-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/boba-vs-folk-nozomio.json",
        "title": "Boba vs folk",
        "url": "https://www.anchorterminal.com/compare/boba-vs-folk-nozomio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/boba-vs-zo-computer.json",
        "title": "Boba vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/boba-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/brea-vs-folk-nozomio.json",
        "title": "Brea vs folk",
        "url": "https://www.anchorterminal.com/compare/brea-vs-folk-nozomio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/brea-vs-zo-computer.json",
        "title": "Brea vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/brea-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/del-vs-folk-nozomio.json",
        "title": "Del vs folk",
        "url": "https://www.anchorterminal.com/compare/del-vs-folk-nozomio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/del-vs-zo-computer.json",
        "title": "Del vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/del-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-hirealpha.json",
        "title": "folk vs HireAlpha",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-hirealpha"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-openinstinct.json",
        "title": "folk vs OpenInstinct",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-openinstinct"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-orbits.json",
        "title": "folk vs Orbits",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-orbits"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-orchid-ai.json",
        "title": "folk vs Orchid",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-orchid-ai"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-szn.json",
        "title": "folk vs szn",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-szn"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-tab-bot.json",
        "title": "folk vs Tab",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-tab-bot"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-zapia.json",
        "title": "folk vs Zapia",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-zapia"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hirealpha-vs-zo-computer.json",
        "title": "HireAlpha vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/hirealpha-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/openinstinct-vs-zo-computer.json",
        "title": "OpenInstinct vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/openinstinct-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/orbits-vs-zo-computer.json",
        "title": "Orbits vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/orbits-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/orchid-ai-vs-zo-computer.json",
        "title": "Orchid vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/orchid-ai-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/szn-vs-zo-computer.json",
        "title": "szn vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/szn-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/tab-bot-vs-zo-computer.json",
        "title": "Tab vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/tab-bot-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/zapia-vs-zo-computer.json",
        "title": "Zapia vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/zapia-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/astrbot-vs-folk-nozomio.json",
        "title": "AstrBot vs folk",
        "url": "https://www.anchorterminal.com/compare/astrbot-vs-folk-nozomio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/astrbot-vs-zo-computer.json",
        "title": "AstrBot vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/astrbot-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/boski-vs-folk-nozomio.json",
        "title": "Boski vs folk",
        "url": "https://www.anchorterminal.com/compare/boski-vs-folk-nozomio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/boski-vs-zo-computer.json",
        "title": "Boski vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/boski-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio.json",
        "title": "Caddy vs folk",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/caddy-app-vs-zo-computer.json",
        "title": "Caddy vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/caddy-app-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/cowagent-vs-folk-nozomio.json",
        "title": "CowAgent vs folk",
        "url": "https://www.anchorterminal.com/compare/cowagent-vs-folk-nozomio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/cowagent-vs-zo-computer.json",
        "title": "CowAgent vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/cowagent-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-gaia.json",
        "title": "folk vs GAIA",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-gaia"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-gemini-spark.json",
        "title": "folk vs Gemini Spark",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-gemini-spark"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-grok-bot.json",
        "title": "folk vs Grok Bot",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-grok-bot"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-haven.json",
        "title": "folk vs Haven",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-haven"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-hermes-agent.json",
        "title": "folk vs Hermes Agent",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-hermes-agent"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-instinct.json",
        "title": "folk vs Instinct",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-instinct"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-ironclaw.json",
        "title": "folk vs IronClaw",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-ironclaw"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-leon.json",
        "title": "folk vs Leon",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-leon"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-lindy.json",
        "title": "folk vs Lindy",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-lindy"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-nanobot.json",
        "title": "folk vs nanobot",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-nanobot"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-nanoclaw.json",
        "title": "folk vs NanoClaw",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-nanoclaw"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-openai-dots.json",
        "title": "folk vs Dots",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-openai-dots"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-openclaw.json",
        "title": "folk vs OpenClaw",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-openclaw"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-picoclaw.json",
        "title": "folk vs PicoClaw",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-picoclaw"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-poke.json",
        "title": "folk vs Poke",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-poke"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-qwenpaw.json",
        "title": "folk vs QwenPaw",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-qwenpaw"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-town.json",
        "title": "folk vs Town",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-town"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-zeroclaw.json",
        "title": "folk vs ZeroClaw",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-zeroclaw"
      },
      {
        "json": "https://www.anchorterminal.com/compare/gaia-vs-zo-computer.json",
        "title": "GAIA vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/gaia-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/gemini-spark-vs-zo-computer.json",
        "title": "Gemini Spark vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/gemini-spark-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/grok-bot-vs-zo-computer.json",
        "title": "Grok Bot vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/grok-bot-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/haven-vs-zo-computer.json",
        "title": "Haven vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/haven-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hermes-agent-vs-zo-computer.json",
        "title": "Hermes Agent vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/hermes-agent-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/instinct-vs-zo-computer.json",
        "title": "Instinct vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/instinct-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/ironclaw-vs-zo-computer.json",
        "title": "IronClaw vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/ironclaw-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/leon-vs-zo-computer.json",
        "title": "Leon vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/leon-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/lindy-vs-zo-computer.json",
        "title": "Lindy vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/lindy-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/nanobot-vs-zo-computer.json",
        "title": "nanobot vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/nanobot-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/nanoclaw-vs-zo-computer.json",
        "title": "NanoClaw vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/nanoclaw-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/openai-dots-vs-zo-computer.json",
        "title": "Dots vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/openai-dots-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/openclaw-vs-zo-computer.json",
        "title": "OpenClaw vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/openclaw-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/picoclaw-vs-zo-computer.json",
        "title": "PicoClaw vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/picoclaw-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/poke-vs-zo-computer.json",
        "title": "Poke vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/poke-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/qwenpaw-vs-zo-computer.json",
        "title": "QwenPaw vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/qwenpaw-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/town-vs-zo-computer.json",
        "title": "Town vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/town-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/zeroclaw-vs-zo-computer.json",
        "title": "ZeroClaw vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/zeroclaw-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-natura.json",
        "title": "folk vs Natura tinyNature",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-natura"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-pally.json",
        "title": "folk vs Pally",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-pally"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-tomo.json",
        "title": "folk vs Tomo",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-tomo"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-wajo.json",
        "title": "folk vs Wajo (Fo)",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-wajo"
      },
      {
        "json": "https://www.anchorterminal.com/compare/natura-vs-zo-computer.json",
        "title": "Natura tinyNature vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/natura-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/pally-vs-zo-computer.json",
        "title": "Pally vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/pally-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/tomo-vs-zo-computer.json",
        "title": "Tomo vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/tomo-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/wajo-vs-zo-computer.json",
        "title": "Wajo (Fo) vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/wajo-vs-zo-computer"
      },
      {
        "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-talorys.json",
        "title": "folk vs Talorys",
        "url": "https://www.anchorterminal.com/compare/folk-nozomio-vs-talorys"
      },
      {
        "json": "https://www.anchorterminal.com/compare/talorys-vs-zo-computer.json",
        "title": "Talorys vs Zo Computer",
        "url": "https://www.anchorterminal.com/compare/talorys-vs-zo-computer"
      }
    ],
    "scores": [
      {
        "by": 10,
        "edge": "folk-nozomio",
        "folk-nozomio": 25,
        "key": "reliability",
        "name": "Reliability",
        "weight": 16,
        "zo-computer": 15
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "by": 63,
        "edge": "zo-computer",
        "folk-nozomio": 10,
        "key": "schema",
        "name": "Schema \u0026 documentation",
        "weight": 13,
        "zo-computer": 73
      },
      {
        "by": 34,
        "edge": "zo-computer",
        "folk-nozomio": 0,
        "key": "ergonomics",
        "name": "Agent ergonomics",
        "weight": 13,
        "zo-computer": 34
      },
      {
        "by": 34,
        "edge": "zo-computer",
        "folk-nozomio": 3,
        "key": "security",
        "name": "Security \u0026 auth",
        "weight": 14,
        "zo-computer": 37
      },
      {
        "by": 10,
        "edge": "zo-computer",
        "folk-nozomio": 30,
        "key": "payments",
        "name": "Payments \u0026 pricing",
        "weight": 10,
        "zo-computer": 40
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "by": 33,
        "edge": "zo-computer",
        "folk-nozomio": 35,
        "key": "maintenance",
        "name": "Maintenance \u0026 community",
        "weight": 7,
        "zo-computer": 68
      },
      {
        "by": 7,
        "edge": "folk-nozomio",
        "folk-nozomio": 67,
        "key": "transparency",
        "name": "Transparency \u0026 trust",
        "weight": 7,
        "zo-computer": 60
      }
    ],
    "summary": "Zo Computer scores 43.1 (E) on agent readiness against folk's 19.8 (F), and leads in 5 of 7 scored categories. folk leads on reliability and transparency \u0026 trust. Both do proactive personal assistants.",
    "verdicts": {
      "folk-nozomio": "folk is a texting accountability assistant with its own cloud computer, a free tier with no card and a privacy policy that rules out training on user data. No outside agent can call it, no status page or changelog was found, and its llms.txt and pricing file disagree on free limits and Max's price.",
      "zo-computer": "Zo publishes an OpenAPI file, Markdown docs, plan prices and a named list of the providers that receive user content. One access token grants full access to the workspace, no approval step before sending or buying was found in the reviewed docs, and no status page, rate limit or SLA is published."
    }
  },
  "kind": "anchor.page",
  "links": {
    "api": "https://www.anchorterminal.com/api/v1/index.json",
    "html": "https://www.anchorterminal.com/compare/folk-nozomio-vs-zo-computer",
    "json": "https://www.anchorterminal.com/compare/folk-nozomio-vs-zo-computer.json",
    "llms": "https://www.anchorterminal.com/llms.txt",
    "markdown": "https://www.anchorterminal.com/compare/folk-nozomio-vs-zo-computer.md",
    "slim": "https://www.anchorterminal.com/compare/folk-nozomio-vs-zo-computer.min.md"
  },
  "markdown": "Zo Computer scores 43.1 (E) on agent readiness against folk's 19.8 (F), and leads in 5 of 7 scored categories. folk leads on reliability and transparency \u0026 trust. Both do proactive personal assistants.\n\n- folk: grade F, 19.8/100, rank #993 of 1010. Markdown https://www.anchorterminal.com/tools/folk-nozomio.md · JSON https://www.anchorterminal.com/api/v1/tools/folk-nozomio.json\n- Zo Computer: grade E, 43.1/100, rank #915 of 1010. Markdown https://www.anchorterminal.com/tools/zo-computer.md · JSON https://www.anchorterminal.com/api/v1/tools/zo-computer.json\n- Best AI personal assistants that act for one person: https://www.anchorterminal.com/best/personal-assistants/index.md\n- All 834 assistants comparisons: https://www.anchorterminal.com/compare/personal-assistants/index.md\n\n## Which one, for what\n\n### folk (F)\n\nGood for: People who want a texting companion for habits, workouts, study and money goals, with a free tier.\n\nAhead on:\n- Reliability, 25 against 15\n- Transparency \u0026 trust, 67 against 60\n\nAlso in its favour:\n- Free to start without a card\n\nWatch for: No API, MCP server or A2A endpoint for an outside agent.\n\n### Zo Computer (E)\n\nGood for: One person who wants a hosted assistant with its own Linux machine, reachable by text message and chat apps, and who accepts that the assistant acts on connected accounts without a documented approval step.\n\nAhead on:\n- Schema \u0026 documentation, 73 against 10\n- Agent ergonomics, 34 against 0\n- Security \u0026 auth, 37 against 3\n- Payments \u0026 pricing, 40 against 30\n- Maintenance \u0026 community, 68 against 35\n\nAlso in its favour:\n- A hosted endpoint, with nothing to install\n\nWatch for: The access token for the API and MCP endpoint grants full access to the workspace, with no scoped or read-only token documented\n\n\n## Score by category\n\n| Category | Weight | folk | Zo Computer | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 25 | 15 | folk +10 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 10 | 73 | Zo Computer +63 |\n| Agent ergonomics | 13% (16.2 this run) | 0 | 34 | Zo Computer +34 |\n| Security \u0026 auth | 14% (17.5 this run) | 3 | 37 | Zo Computer +34 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 30 | 40 | Zo Computer +10 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 35 | 68 | Zo Computer +33 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 67 | 60 | folk +7 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **19.8 · F** | **43.1 · E** | |\n\n## Facts side by side\n\n| Fact | folk | Zo Computer |\n| --- | --- | --- |\n| Kind | Platform | HTTP API |\n| Vendor | Nozomio, Inc. | Zo Computer Company |\n| Hosted endpoint | no (local only) | `https://api.zo.computer/mcp` |\n| Transports |  | HTTP |\n| Auth | OAuth or key | API key |\n| Pricing | Freemium | Freemium |\n| x402 | no | no |\n| Licence | Closed service under folk's terms (Nozomio, Inc., last updated 8 September 2026). | Proprietary service under Zo Computer Company's terms of service |\n| Read-only variant documented | yes | no |\n| llms.txt | yes | yes |\n| Last release | 2026-10-12 | 2026-09-14 |\n| Terms last updated |  | 2025-08-08 |\n| Privacy policy last updated |  | 2026-05-20 |\n| Customer content may train models |  | not found in the text |\n| Terms restrict automated access |  | not found in the text |\n| Terms restrict benchmarking |  | not found in the text |\n| Terms or service can change without notice |  | not found in the text |\n| Arbitration or class-action waiver |  | not found in the text |\n\n## Verdicts\n\n**folk.** folk is a texting accountability assistant with its own cloud computer, a free tier with no card and a privacy policy that rules out training on user data. No outside agent can call it, no status page or changelog was found, and its llms.txt and pricing file disagree on free limits and Max's price.\n\n**Zo Computer.** Zo publishes an OpenAPI file, Markdown docs, plan prices and a named list of the providers that receive user content. One access token grants full access to the workspace, no approval step before sending or buying was found in the reviewed docs, and no status page, rate limit or SLA is published.\n\n## Before you call either\n\n### folk\n\n1. Don't plan to call folk from another agent. It answers only the owner's iMessage, Telegram or WhatsApp thread and iPhone app.\n2. Quote limits and prices from pricing.md and the terms, and note that llms.txt gives different free-tier limits.\n\n### Zo Computer\n\n1. Send `POST https://api.zo.computer/zo/ask` with `Authorization: Bearer zo_sk_...` and an `input` string. The owner creates the token under Settings \u003e Advanced\n2. Pass `persona_id` for a persona with a narrow tool set. The token itself carries every permission the owner has\n3. Set `memory_mode` to `off` to keep workspace memory out of a request. The field is in the OpenAPI file and absent from the API guide\n4. Do not retry `/zo/ask` blindly after a timeout. No idempotency key is documented and the request may already have sent a message\n5. Append `.md` to any guide or reference URL for Markdown\n\n## Questions\n\n### Which is better for AI agents, folk or Zo Computer?\n\nZo Computer scores 43.1 (E) on agent readiness against folk's 19.8 (F), and leads in 5 of 7 scored categories. folk leads on reliability and transparency \u0026 trust.\n\n### Can an agent call folk and Zo Computer without installing anything?\n\nNo hosted endpoint is listed for folk. Zo Computer has a hosted endpoint at https://api.zo.computer/mcp.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/folk-nozomio-vs-zo-computer.json, and with the fewest tokens: https://www.anchorterminal.com/compare/folk-nozomio-vs-zo-computer.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"folk-nozomio\", \"b\": \"zo-computer\"}`. From a terminal: `anchor compare folk-nozomio zo-computer`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/folk-nozomio.json and https://www.anchorterminal.com/api/v1/tools/zo-computer.json\n\n## Other comparisons with folk or Zo Computer\n\n- [asaply vs folk](https://www.anchorterminal.com/compare/asaply-vs-folk-nozomio.md)\n- [asaply vs Zo Computer](https://www.anchorterminal.com/compare/asaply-vs-zo-computer.md)\n- [Asmi vs folk](https://www.anchorterminal.com/compare/asmi-vs-folk-nozomio.md)\n- [Asmi vs Zo Computer](https://www.anchorterminal.com/compare/asmi-vs-zo-computer.md)\n- [Boba vs folk](https://www.anchorterminal.com/compare/boba-vs-folk-nozomio.md)\n- [Boba vs Zo Computer](https://www.anchorterminal.com/compare/boba-vs-zo-computer.md)\n- [Brea vs folk](https://www.anchorterminal.com/compare/brea-vs-folk-nozomio.md)\n- [Brea vs Zo Computer](https://www.anchorterminal.com/compare/brea-vs-zo-computer.md)\n- [Del vs folk](https://www.anchorterminal.com/compare/del-vs-folk-nozomio.md)\n- [Del vs Zo Computer](https://www.anchorterminal.com/compare/del-vs-zo-computer.md)\n- [folk vs HireAlpha](https://www.anchorterminal.com/compare/folk-nozomio-vs-hirealpha.md)\n- [folk vs OpenInstinct](https://www.anchorterminal.com/compare/folk-nozomio-vs-openinstinct.md)\n- [folk vs Orbits](https://www.anchorterminal.com/compare/folk-nozomio-vs-orbits.md)\n- [folk vs Orchid](https://www.anchorterminal.com/compare/folk-nozomio-vs-orchid-ai.md)\n- [folk vs szn](https://www.anchorterminal.com/compare/folk-nozomio-vs-szn.md)\n- [folk vs Tab](https://www.anchorterminal.com/compare/folk-nozomio-vs-tab-bot.md)\n- [folk vs Zapia](https://www.anchorterminal.com/compare/folk-nozomio-vs-zapia.md)\n- [HireAlpha vs Zo Computer](https://www.anchorterminal.com/compare/hirealpha-vs-zo-computer.md)\n- [OpenInstinct vs Zo Computer](https://www.anchorterminal.com/compare/openinstinct-vs-zo-computer.md)\n- [Orbits vs Zo Computer](https://www.anchorterminal.com/compare/orbits-vs-zo-computer.md)\n- [Orchid vs Zo Computer](https://www.anchorterminal.com/compare/orchid-ai-vs-zo-computer.md)\n- [szn vs Zo Computer](https://www.anchorterminal.com/compare/szn-vs-zo-computer.md)\n- [Tab vs Zo Computer](https://www.anchorterminal.com/compare/tab-bot-vs-zo-computer.md)\n- [Zapia vs Zo Computer](https://www.anchorterminal.com/compare/zapia-vs-zo-computer.md)\n- [AstrBot vs folk](https://www.anchorterminal.com/compare/astrbot-vs-folk-nozomio.md)\n- [AstrBot vs Zo Computer](https://www.anchorterminal.com/compare/astrbot-vs-zo-computer.md)\n- [Boski vs folk](https://www.anchorterminal.com/compare/boski-vs-folk-nozomio.md)\n- [Boski vs Zo Computer](https://www.anchorterminal.com/compare/boski-vs-zo-computer.md)\n- [Caddy vs folk](https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio.md)\n- [Caddy vs Zo Computer](https://www.anchorterminal.com/compare/caddy-app-vs-zo-computer.md)\n- [CowAgent vs folk](https://www.anchorterminal.com/compare/cowagent-vs-folk-nozomio.md)\n- [CowAgent vs Zo Computer](https://www.anchorterminal.com/compare/cowagent-vs-zo-computer.md)\n- [folk vs GAIA](https://www.anchorterminal.com/compare/folk-nozomio-vs-gaia.md)\n- [folk vs Gemini Spark](https://www.anchorterminal.com/compare/folk-nozomio-vs-gemini-spark.md)\n- [folk vs Grok Bot](https://www.anchorterminal.com/compare/folk-nozomio-vs-grok-bot.md)\n- [folk vs Haven](https://www.anchorterminal.com/compare/folk-nozomio-vs-haven.md)\n- [folk vs Hermes Agent](https://www.anchorterminal.com/compare/folk-nozomio-vs-hermes-agent.md)\n- [folk vs Instinct](https://www.anchorterminal.com/compare/folk-nozomio-vs-instinct.md)\n- [folk vs IronClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-ironclaw.md)\n- [folk vs Leon](https://www.anchorterminal.com/compare/folk-nozomio-vs-leon.md)\n- [folk vs Lindy](https://www.anchorterminal.com/compare/folk-nozomio-vs-lindy.md)\n- [folk vs nanobot](https://www.anchorterminal.com/compare/folk-nozomio-vs-nanobot.md)\n- [folk vs NanoClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-nanoclaw.md)\n- [folk vs Dots](https://www.anchorterminal.com/compare/folk-nozomio-vs-openai-dots.md)\n- [folk vs OpenClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-openclaw.md)\n- [folk vs PicoClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-picoclaw.md)\n- [folk vs Poke](https://www.anchorterminal.com/compare/folk-nozomio-vs-poke.md)\n- [folk vs QwenPaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-qwenpaw.md)\n- [folk vs Town](https://www.anchorterminal.com/compare/folk-nozomio-vs-town.md)\n- [folk vs ZeroClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-zeroclaw.md)\n- [GAIA vs Zo Computer](https://www.anchorterminal.com/compare/gaia-vs-zo-computer.md)\n- [Gemini Spark vs Zo Computer](https://www.anchorterminal.com/compare/gemini-spark-vs-zo-computer.md)\n- [Grok Bot vs Zo Computer](https://www.anchorterminal.com/compare/grok-bot-vs-zo-computer.md)\n- [Haven vs Zo Computer](https://www.anchorterminal.com/compare/haven-vs-zo-computer.md)\n- [Hermes Agent vs Zo Computer](https://www.anchorterminal.com/compare/hermes-agent-vs-zo-computer.md)\n- [Instinct vs Zo Computer](https://www.anchorterminal.com/compare/instinct-vs-zo-computer.md)\n- [IronClaw vs Zo Computer](https://www.anchorterminal.com/compare/ironclaw-vs-zo-computer.md)\n- [Leon vs Zo Computer](https://www.anchorterminal.com/compare/leon-vs-zo-computer.md)\n- [Lindy vs Zo Computer](https://www.anchorterminal.com/compare/lindy-vs-zo-computer.md)\n- [nanobot vs Zo Computer](https://www.anchorterminal.com/compare/nanobot-vs-zo-computer.md)\n- [NanoClaw vs Zo Computer](https://www.anchorterminal.com/compare/nanoclaw-vs-zo-computer.md)\n- [Dots vs Zo Computer](https://www.anchorterminal.com/compare/openai-dots-vs-zo-computer.md)\n- [OpenClaw vs Zo Computer](https://www.anchorterminal.com/compare/openclaw-vs-zo-computer.md)\n- [PicoClaw vs Zo Computer](https://www.anchorterminal.com/compare/picoclaw-vs-zo-computer.md)\n- [Poke vs Zo Computer](https://www.anchorterminal.com/compare/poke-vs-zo-computer.md)\n- [QwenPaw vs Zo Computer](https://www.anchorterminal.com/compare/qwenpaw-vs-zo-computer.md)\n- [Town vs Zo Computer](https://www.anchorterminal.com/compare/town-vs-zo-computer.md)\n- [ZeroClaw vs Zo Computer](https://www.anchorterminal.com/compare/zeroclaw-vs-zo-computer.md)\n- [folk vs Natura tinyNature](https://www.anchorterminal.com/compare/folk-nozomio-vs-natura.md)\n- [folk vs Pally](https://www.anchorterminal.com/compare/folk-nozomio-vs-pally.md)\n- [folk vs Tomo](https://www.anchorterminal.com/compare/folk-nozomio-vs-tomo.md)\n- [folk vs Wajo (Fo)](https://www.anchorterminal.com/compare/folk-nozomio-vs-wajo.md)\n- [Natura tinyNature vs Zo Computer](https://www.anchorterminal.com/compare/natura-vs-zo-computer.md)\n- [Pally vs Zo Computer](https://www.anchorterminal.com/compare/pally-vs-zo-computer.md)\n- [Tomo vs Zo Computer](https://www.anchorterminal.com/compare/tomo-vs-zo-computer.md)\n- [Wajo (Fo) vs Zo Computer](https://www.anchorterminal.com/compare/wajo-vs-zo-computer.md)\n- [folk vs Talorys](https://www.anchorterminal.com/compare/folk-nozomio-vs-talorys.md)\n- [Talorys vs Zo Computer](https://www.anchorterminal.com/compare/talorys-vs-zo-computer.md)\n\n## Disclosure\n\n- folk competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.\n",
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    "description": "Zo Computer scores 43.1 (E) to folk's 19.8 (F) for proactive personal assistants. Prices, MCP, x402, uptime and agent notes side by side.",
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