# folk vs Tomo (slim)

> folk scores 19.8 (F) to Tomo's 13.1 (F) for assistants that act in your accounts. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/folk-nozomio-vs-tomo.md (~3,200 tokens) · this version ~530 tokens · JSON https://www.anchorterminal.com/compare/folk-nozomio-vs-tomo.json · canonical https://www.anchorterminal.com/compare/folk-nozomio-vs-tomo
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-13

folk scores 19.8 (F) on agent readiness against Tomo's 13.1 (F), and leads in 5 of 7 scored categories. Tomo leads on maintenance & community. Both do assistants that act in your accounts.

- folk: F 19.8, rank #993 of 1010 · https://www.anchorterminal.com/tools/folk-nozomio.min.md
- Tomo: F 13.1, rank #1000 of 1010 · https://www.anchorterminal.com/tools/tomo.min.md
- folk, good for People who want a texting companion for habits, workouts, study and money goals, with a free tier. Ahead on Reliability, 25 against 15; Schema & documentation, 10 against 0; Payments & pricing, 30 against 10; Transparency & trust, 67 against 47. Also Free to start without a card.
- Tomo, good for People who want accountability, check-ins and reminders by text, including in group chats. Ahead on Maintenance & community, 54 against 35.

| Category | folk | Tomo |
| --- | --- | --- |
| Reliability (16%) | 25 | 15 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 10 | 0 |
| Agent ergonomics (13%) | 0 | 0 |
| Security & auth (14%) | 3 | 0 |
| Payments & pricing (10%) | 30 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 35 | 54 |
| Transparency & trust (7%) | 67 | 47 |

| Fact (where they differ) | folk | Tomo |
| --- | --- | --- |
| Vendor | Nozomio, Inc. | Mapo Labs, Inc. |
| Pricing | Freemium | Paid |
| Licence | Closed service under folk's terms (Nozomio, Inc., last updated 8 September 2026). | Closed service under Tomo's Terms of Service (Mapo Labs, Inc., last updated 24 September 2026). |
| Read-only variant documented | yes | no |
| llms.txt | yes | no |
| Last release | 2026-10-12 | 2026-09-29 |