# folk vs Tomo > folk scores 19.8 (F) to Tomo's 13.1 (F) for assistants that act in your accounts. Prices, MCP, x402, uptime and agent notes side by side. - Canonical: https://www.anchorterminal.com/compare/folk-nozomio-vs-tomo - Markdown: https://www.anchorterminal.com/compare/folk-nozomio-vs-tomo.md (~3,200 tokens) - Slim: https://www.anchorterminal.com/compare/folk-nozomio-vs-tomo.min.md (~530 tokens, same facts, less prose, for token-sensitive contexts) - JSON: https://www.anchorterminal.com/compare/folk-nozomio-vs-tomo.json (this page as data, same URL with Accept: application/json) - Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt) - API: https://www.anchorterminal.com/api/v1/index.json - Updated: 2026-10-13 folk scores 19.8 (F) on agent readiness against Tomo's 13.1 (F), and leads in 5 of 7 scored categories. Tomo leads on maintenance & community. Both do assistants that act in your accounts. - folk: grade F, 19.8/100, rank #993 of 1010. Markdown https://www.anchorterminal.com/tools/folk-nozomio.md · JSON https://www.anchorterminal.com/api/v1/tools/folk-nozomio.json - Tomo: grade F, 13.1/100, rank #1000 of 1010. Markdown https://www.anchorterminal.com/tools/tomo.md · JSON https://www.anchorterminal.com/api/v1/tools/tomo.json - Best AI personal assistants that act for one person: https://www.anchorterminal.com/best/personal-assistants/index.md - All 834 assistants comparisons: https://www.anchorterminal.com/compare/personal-assistants/index.md ## Which one, for what ### folk (F) Good for: People who want a texting companion for habits, workouts, study and money goals, with a free tier. Ahead on: - Reliability, 25 against 15 - Schema & documentation, 10 against 0 - Payments & pricing, 30 against 10 - Transparency & trust, 67 against 47 Also in its favour: - Free to start without a card Watch for: No API, MCP server or A2A endpoint for an outside agent. ### Tomo (F) Good for: People who want accountability, check-ins and reminders by text, including in group chats. Ahead on: - Maintenance & community, 54 against 35 Watch for: No API, MCP server or A2A endpoint for an outside agent. ## Score by category | Category | Weight | folk | Tomo | Edge | | --- | --- | --- | --- | --- | | Reliability | 16% (20 this run) | 25 | 15 | folk +10 | | Performance | 10%, pending | pending | pending | not scored in this run | | Schema & documentation | 13% (16.2 this run) | 10 | 0 | folk +10 | | Agent ergonomics | 13% (16.2 this run) | 0 | 0 | even | | Security & auth | 14% (17.5 this run) | 3 | 0 | folk +3 | | Payments & pricing | 10% (12.5 this run) | 30 | 10 | folk +20 | | Task success | 10%, pending | pending | pending | not scored in this run | | Maintenance & community | 7% (8.8 this run) | 35 | 54 | Tomo +19 | | Transparency & trust | 7% (8.8 this run) | 67 | 47 | folk +20 | | Negative events | ≤15 | 0 | 0 | | | **Total** | | **19.8 · F** | **13.1 · F** | | ## Facts side by side | Fact | folk | Tomo | | --- | --- | --- | | Kind | Platform | Platform | | Vendor | Nozomio, Inc. | Mapo Labs, Inc. | | Hosted endpoint | no (local only) | no (local only) | | Transports | | | | Auth | OAuth or key | OAuth or key | | Pricing | Freemium | Paid | | x402 | no | no | | Licence | Closed service under folk's terms (Nozomio, Inc., last updated 8 September 2026). | Closed service under Tomo's Terms of Service (Mapo Labs, Inc., last updated 24 September 2026). | | Read-only variant documented | yes | no | | llms.txt | yes | no | | Last release | 2026-10-12 | 2026-09-29 | | Terms last updated | | | | Privacy policy last updated | | | | Customer content may train models | | | | Terms restrict automated access | | | | Terms restrict benchmarking | | | | Terms or service can change without notice | | | | Arbitration or class-action waiver | | | ## Verdicts **folk.** folk is a texting accountability assistant with its own cloud computer, a free tier with no card and a privacy policy that rules out training on user data. No outside agent can call it, no status page or changelog was found, and its llms.txt and pricing file disagree on free limits and Max's price. **Tomo.** Tomo is a hosted personal AI over iMessage and an iOS app, centred on goals, check-ins and reminders, with regular iOS releases since April 2026. No outside agent can call it, there's no free plan, and no status page, security contact or subprocessor list was found. ## Before you call either ### folk 1. Don't plan to call folk from another agent. It answers only the owner's iMessage, Telegram or WhatsApp thread and iPhone app. 2. Quote limits and prices from pricing.md and the terms, and note that llms.txt gives different free-tier limits. ### Tomo 1. Don't plan to call Tomo from another agent. It answers only the owner's iMessage, group chats it's added to and the iOS app. 2. Tell the owner that adding Tomo to a group chat applies its terms to every participant. ## Questions ### Which is better for AI agents, folk or Tomo? folk scores 19.8 (F) on agent readiness against Tomo's 13.1 (F), and leads in 5 of 7 scored categories. Tomo leads on maintenance & community. ## For agents - This comparison as JSON: https://www.anchorterminal.com/compare/folk-nozomio-vs-tomo.json, and with the fewest tokens: https://www.anchorterminal.com/compare/folk-nozomio-vs-tomo.min.md - Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "folk-nozomio", "b": "tomo"}`. From a terminal: `anchor compare folk-nozomio tomo` - Each listing in full: https://www.anchorterminal.com/api/v1/tools/folk-nozomio.json and https://www.anchorterminal.com/api/v1/tools/tomo.json ## Other comparisons with folk or Tomo - [asaply vs folk](https://www.anchorterminal.com/compare/asaply-vs-folk-nozomio.md) - [asaply vs Tomo](https://www.anchorterminal.com/compare/asaply-vs-tomo.md) - [Asmi vs folk](https://www.anchorterminal.com/compare/asmi-vs-folk-nozomio.md) - [Asmi vs Tomo](https://www.anchorterminal.com/compare/asmi-vs-tomo.md) - [AstrBot vs Tomo](https://www.anchorterminal.com/compare/astrbot-vs-tomo.md) - [Boba vs folk](https://www.anchorterminal.com/compare/boba-vs-folk-nozomio.md) - [Boba vs Tomo](https://www.anchorterminal.com/compare/boba-vs-tomo.md) - [Boski vs Tomo](https://www.anchorterminal.com/compare/boski-vs-tomo.md) - [Brea vs folk](https://www.anchorterminal.com/compare/brea-vs-folk-nozomio.md) - [Brea vs Tomo](https://www.anchorterminal.com/compare/brea-vs-tomo.md) - [Del vs folk](https://www.anchorterminal.com/compare/del-vs-folk-nozomio.md) - [Del vs Tomo](https://www.anchorterminal.com/compare/del-vs-tomo.md) - [folk vs HireAlpha](https://www.anchorterminal.com/compare/folk-nozomio-vs-hirealpha.md) - [folk vs OpenInstinct](https://www.anchorterminal.com/compare/folk-nozomio-vs-openinstinct.md) - [folk vs Orbits](https://www.anchorterminal.com/compare/folk-nozomio-vs-orbits.md) - [folk vs Orchid](https://www.anchorterminal.com/compare/folk-nozomio-vs-orchid-ai.md) - [folk vs szn](https://www.anchorterminal.com/compare/folk-nozomio-vs-szn.md) - [folk vs Tab](https://www.anchorterminal.com/compare/folk-nozomio-vs-tab-bot.md) - [folk vs Zapia](https://www.anchorterminal.com/compare/folk-nozomio-vs-zapia.md) - [HireAlpha vs Tomo](https://www.anchorterminal.com/compare/hirealpha-vs-tomo.md) - [OpenInstinct vs Tomo](https://www.anchorterminal.com/compare/openinstinct-vs-tomo.md) - [Orbits vs Tomo](https://www.anchorterminal.com/compare/orbits-vs-tomo.md) - [Orchid vs Tomo](https://www.anchorterminal.com/compare/orchid-ai-vs-tomo.md) - [PicoClaw vs Tomo](https://www.anchorterminal.com/compare/picoclaw-vs-tomo.md) - [szn vs Tomo](https://www.anchorterminal.com/compare/szn-vs-tomo.md) - [Tab vs Tomo](https://www.anchorterminal.com/compare/tab-bot-vs-tomo.md) - [AstrBot vs folk](https://www.anchorterminal.com/compare/astrbot-vs-folk-nozomio.md) - [Boski vs folk](https://www.anchorterminal.com/compare/boski-vs-folk-nozomio.md) - [Caddy vs folk](https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio.md) - [CowAgent vs folk](https://www.anchorterminal.com/compare/cowagent-vs-folk-nozomio.md) - [folk vs GAIA](https://www.anchorterminal.com/compare/folk-nozomio-vs-gaia.md) - [folk vs Gemini Spark](https://www.anchorterminal.com/compare/folk-nozomio-vs-gemini-spark.md) - [folk vs Grok Bot](https://www.anchorterminal.com/compare/folk-nozomio-vs-grok-bot.md) - [folk vs Haven](https://www.anchorterminal.com/compare/folk-nozomio-vs-haven.md) - [folk vs Hermes Agent](https://www.anchorterminal.com/compare/folk-nozomio-vs-hermes-agent.md) - [folk vs Instinct](https://www.anchorterminal.com/compare/folk-nozomio-vs-instinct.md) - [folk vs IronClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-ironclaw.md) - [folk vs Leon](https://www.anchorterminal.com/compare/folk-nozomio-vs-leon.md) - [folk vs Lindy](https://www.anchorterminal.com/compare/folk-nozomio-vs-lindy.md) - [folk vs nanobot](https://www.anchorterminal.com/compare/folk-nozomio-vs-nanobot.md) - [folk vs NanoClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-nanoclaw.md) - [folk vs Dots](https://www.anchorterminal.com/compare/folk-nozomio-vs-openai-dots.md) - [folk vs OpenClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-openclaw.md) - [folk vs PicoClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-picoclaw.md) - [folk vs Poke](https://www.anchorterminal.com/compare/folk-nozomio-vs-poke.md) - [folk vs QwenPaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-qwenpaw.md) - [folk vs Town](https://www.anchorterminal.com/compare/folk-nozomio-vs-town.md) - [folk vs ZeroClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-zeroclaw.md) - [folk vs Zo Computer](https://www.anchorterminal.com/compare/folk-nozomio-vs-zo-computer.md) - [Caddy vs Tomo](https://www.anchorterminal.com/compare/caddy-app-vs-tomo.md) - [CowAgent vs Tomo](https://www.anchorterminal.com/compare/cowagent-vs-tomo.md) - [folk vs Natura tinyNature](https://www.anchorterminal.com/compare/folk-nozomio-vs-natura.md) - [folk vs Pally](https://www.anchorterminal.com/compare/folk-nozomio-vs-pally.md) - [folk vs Wajo (Fo)](https://www.anchorterminal.com/compare/folk-nozomio-vs-wajo.md) - [GAIA vs Tomo](https://www.anchorterminal.com/compare/gaia-vs-tomo.md) - [Gemini Spark vs Tomo](https://www.anchorterminal.com/compare/gemini-spark-vs-tomo.md) - [Grok Bot vs Tomo](https://www.anchorterminal.com/compare/grok-bot-vs-tomo.md) - [Haven vs Tomo](https://www.anchorterminal.com/compare/haven-vs-tomo.md) - [Hermes Agent vs Tomo](https://www.anchorterminal.com/compare/hermes-agent-vs-tomo.md) - [Instinct vs Tomo](https://www.anchorterminal.com/compare/instinct-vs-tomo.md) - [IronClaw vs Tomo](https://www.anchorterminal.com/compare/ironclaw-vs-tomo.md) - [Leon vs Tomo](https://www.anchorterminal.com/compare/leon-vs-tomo.md) - [Lindy vs Tomo](https://www.anchorterminal.com/compare/lindy-vs-tomo.md) - [nanobot vs Tomo](https://www.anchorterminal.com/compare/nanobot-vs-tomo.md) - [NanoClaw vs Tomo](https://www.anchorterminal.com/compare/nanoclaw-vs-tomo.md) - [Natura tinyNature vs Tomo](https://www.anchorterminal.com/compare/natura-vs-tomo.md) - [Dots vs Tomo](https://www.anchorterminal.com/compare/openai-dots-vs-tomo.md) - [OpenClaw vs Tomo](https://www.anchorterminal.com/compare/openclaw-vs-tomo.md) - [Pally vs Tomo](https://www.anchorterminal.com/compare/pally-vs-tomo.md) - [Poke vs Tomo](https://www.anchorterminal.com/compare/poke-vs-tomo.md) - [QwenPaw vs Tomo](https://www.anchorterminal.com/compare/qwenpaw-vs-tomo.md) - [Tomo vs Town](https://www.anchorterminal.com/compare/tomo-vs-town.md) - [Tomo vs Wajo (Fo)](https://www.anchorterminal.com/compare/tomo-vs-wajo.md) - [Tomo vs Zapia](https://www.anchorterminal.com/compare/tomo-vs-zapia.md) - [Tomo vs ZeroClaw](https://www.anchorterminal.com/compare/tomo-vs-zeroclaw.md) - [Tomo vs Zo Computer](https://www.anchorterminal.com/compare/tomo-vs-zo-computer.md) - [folk vs Talorys](https://www.anchorterminal.com/compare/folk-nozomio-vs-talorys.md) - [Talorys vs Tomo](https://www.anchorterminal.com/compare/talorys-vs-tomo.md) ## Disclosure - folk competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default. - Tomo competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default.