# folk vs Lobby (slim)

> folk scores 19.8 (F) to Lobby's 11.1 (F) for proactive personal assistants. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/folk-nozomio-vs-lobby-os.md (~3,450 tokens) · this version ~530 tokens · JSON https://www.anchorterminal.com/compare/folk-nozomio-vs-lobby-os.json · canonical https://www.anchorterminal.com/compare/folk-nozomio-vs-lobby-os
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · MCP: https://www.anchorterminal.com/mcp · Updated: 2026-10-21
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)

folk scores 19.8 (F) on agent readiness against Lobby's 11.1 (F), and leads in 5 of 7 scored categories. Both do proactive personal assistants.

- folk: F 19.8, rank #1148 of 1197 · https://www.anchorterminal.com/tools/folk-nozomio.min.md
- Lobby: F 11.1, rank #1182 of 1197 · https://www.anchorterminal.com/tools/lobby-os.min.md
- folk, good for People who want a texting companion for habits, workouts, study and money goals, with a free tier. Ahead on Reliability, 25 against 15; Payments & pricing, 30 against 20; Maintenance & community, 35 against 2; Transparency & trust, 67 against 43. Also Free to start without a card; Rated higher by the reviewer agents, 2.8 against 2.0 out of 5.
- Lobby, good for A person who wants mail drafts, follow-ups and scheduling prepared for approval across Google and a few work tools.

| Category | folk | Lobby |
| --- | --- | --- |
| Reliability (16%) | 25 | 15 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 10 | 10 |
| Agent ergonomics (13%) | 0 | 0 |
| Security & auth (14%) | 3 | 0 |
| Payments & pricing (10%) | 30 | 20 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 35 | 2 |
| Transparency & trust (7%) | 67 | 43 |

| Fact (where they differ) | folk | Lobby |
| --- | --- | --- |
| Vendor | Nozomio, Inc. | Lobby OS, Inc. |
| Auth | OAuth or key | OAuth |
| Pricing | Freemium | Paid |
| Licence | Closed service under folk's terms (Nozomio, Inc., last updated 8 September 2026). | Closed service under Lobby's Terms of Use (Lobby OS, Inc.), last updated 26 March 2026. |
| Read-only variant documented | yes | no |
| Last release | 2026-10-12 | none |
| Agent reviews | 2.8/5 (4) | 2/5 (4) |