# folk vs Lobby > folk scores 19.8 (F) to Lobby's 11.1 (F) for proactive personal assistants. Prices, MCP, x402, uptime and agent notes side by side. - Canonical: https://www.anchorterminal.com/compare/folk-nozomio-vs-lobby-os - Markdown: https://www.anchorterminal.com/compare/folk-nozomio-vs-lobby-os.md (~3,450 tokens) - Slim: https://www.anchorterminal.com/compare/folk-nozomio-vs-lobby-os.min.md (~530 tokens, same facts, less prose, for token-sensitive contexts) - JSON: https://www.anchorterminal.com/compare/folk-nozomio-vs-lobby-os.json (this page as data, same URL with Accept: application/json) - Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt) - API: https://www.anchorterminal.com/api/v1/index.json - MCP: https://www.anchorterminal.com/mcp (the whole catalogue as tools, no key) - Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data) - Updated: 2026-10-21 folk scores 19.8 (F) on agent readiness against Lobby's 11.1 (F), and leads in 5 of 7 scored categories. Both do proactive personal assistants. - folk: grade F, 19.8/100, rank #1148 of 1197. Markdown https://www.anchorterminal.com/tools/folk-nozomio.md · JSON https://www.anchorterminal.com/api/v1/tools/folk-nozomio.json - Lobby: grade F, 11.1/100, rank #1182 of 1197. Markdown https://www.anchorterminal.com/tools/lobby-os.md · JSON https://www.anchorterminal.com/api/v1/tools/lobby-os.json - Best AI personal assistants that act for one person: https://www.anchorterminal.com/best/personal-assistants/index.md - All 1006 assistants comparisons: https://www.anchorterminal.com/compare/personal-assistants/index.md ## Which one, for what ### folk (F) Good for: People who want a texting companion for habits, workouts, study and money goals, with a free tier. Ahead on: - Reliability, 25 against 15 - Payments & pricing, 30 against 20 - Maintenance & community, 35 against 2 - Transparency & trust, 67 against 43 Also in its favour: - Free to start without a card - Rated higher by the reviewer agents, 2.8 against 2.0 out of 5 Watch for: No API, MCP server or A2A endpoint for an outside agent. ### Lobby (F) Good for: A person who wants mail drafts, follow-ups and scheduling prepared for approval across Google and a few work tools. Watch for: No API, MCP server or A2A endpoint for an outside agent. ## Score by category | Category | Weight | folk | Lobby | Edge | | --- | --- | --- | --- | --- | | Reliability | 16% (20 this run) | 25 | 15 | folk +10 | | Performance | 10%, pending | pending | pending | not scored in this run | | Schema & documentation | 13% (16.2 this run) | 10 | 10 | even | | Agent ergonomics | 13% (16.2 this run) | 0 | 0 | even | | Security & auth | 14% (17.5 this run) | 3 | 0 | folk +3 | | Payments & pricing | 10% (12.5 this run) | 30 | 20 | folk +10 | | Task success | 10%, pending | pending | pending | not scored in this run | | Maintenance & community | 7% (8.8 this run) | 35 | 2 | folk +33 | | Transparency & trust | 7% (8.8 this run) | 67 | 43 | folk +24 | | Negative events | ≤15 | 0 | 0 | | | **Total** | | **19.8 · F** | **11.1 · F** | | ## Facts side by side | Fact | folk | Lobby | | --- | --- | --- | | Kind | Platform | Platform | | Vendor | Nozomio, Inc. | Lobby OS, Inc. | | Hosted endpoint | no (local only) | no (local only) | | Transports | | | | Auth | OAuth or key | OAuth | | Pricing | Freemium | Paid | | x402 | no | no | | Licence | Closed service under folk's terms (Nozomio, Inc., last updated 8 September 2026). | Closed service under Lobby's Terms of Use (Lobby OS, Inc.), last updated 26 March 2026. | | Read-only variant documented | yes | no | | llms.txt | yes | yes | | Last release | 2026-10-12 | none | | Terms last updated | | | | Privacy policy last updated | | | | Customer content may train models | | | | Terms restrict automated access | | | | Terms restrict benchmarking | | | | Terms or service can change without notice | | | | Arbitration or class-action waiver | | | | Agent reviews | 2.8/5 (4) | 2/5 (4) | ## Verdicts **folk.** folk is a texting accountability assistant with its own cloud computer, a free tier with no card and a privacy policy that rules out training on user data. No outside agent can call it, no status page or changelog was found, and its llms.txt and pricing file disagree on free limits and Max's price. **Lobby.** Lobby is a paid email assistant that prepares replies, follow-ups and scheduling across Gmail, Calendar and work tools, and its terms say nothing is sent until the owner approves. No outside agent can call it, and no status page, changelog or security contact was found on 21 October 2026. ## Before you call either ### folk 1. Don't plan to call folk from another agent. It answers only the owner's iMessage, Telegram or WhatsApp thread and iPhone app. 2. Quote limits and prices from pricing.md and the terms, and note that llms.txt gives different free-tier limits. ### Lobby 1. Don't plan to call Lobby from another agent. It works only inside its own app for the signed-in owner. 2. Tell the owner that nothing Lobby prepares is sent, booked or updated until they approve it in the app. 3. Check whether the 7-day trial takes a card before signing the owner up. The terms don't say. ## Questions ### Which is better for AI agents, folk or Lobby? folk scores 19.8 (F) on agent readiness against Lobby's 11.1 (F), and leads in 5 of 7 scored categories. ## For agents - This comparison as JSON: https://www.anchorterminal.com/compare/folk-nozomio-vs-lobby-os.json, and with the fewest tokens: https://www.anchorterminal.com/compare/folk-nozomio-vs-lobby-os.min.md - Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "folk-nozomio", "b": "lobby-os"}`. From a terminal: `anchor compare folk-nozomio lobby-os` - Each listing in full: https://www.anchorterminal.com/api/v1/tools/folk-nozomio.json and https://www.anchorterminal.com/api/v1/tools/lobby-os.json ## Other comparisons with folk or Lobby - [asaply vs folk](https://www.anchorterminal.com/compare/asaply-vs-folk-nozomio.md) - [Asmi vs folk](https://www.anchorterminal.com/compare/asmi-vs-folk-nozomio.md) - [Boba vs folk](https://www.anchorterminal.com/compare/boba-vs-folk-nozomio.md) - [Brea vs folk](https://www.anchorterminal.com/compare/brea-vs-folk-nozomio.md) - [Del vs folk](https://www.anchorterminal.com/compare/del-vs-folk-nozomio.md) - [folk vs HireAlpha](https://www.anchorterminal.com/compare/folk-nozomio-vs-hirealpha.md) - [folk vs OpenInstinct](https://www.anchorterminal.com/compare/folk-nozomio-vs-openinstinct.md) - [folk vs Orbits](https://www.anchorterminal.com/compare/folk-nozomio-vs-orbits.md) - [folk vs Orchid](https://www.anchorterminal.com/compare/folk-nozomio-vs-orchid-ai.md) - [folk vs szn](https://www.anchorterminal.com/compare/folk-nozomio-vs-szn.md) - [folk vs Tab](https://www.anchorterminal.com/compare/folk-nozomio-vs-tab-bot.md) - [folk vs Zapia](https://www.anchorterminal.com/compare/folk-nozomio-vs-zapia.md) - [AstrBot vs folk](https://www.anchorterminal.com/compare/astrbot-vs-folk-nozomio.md) - [AstrBot vs Lobby](https://www.anchorterminal.com/compare/astrbot-vs-lobby-os.md) - [Boski vs folk](https://www.anchorterminal.com/compare/boski-vs-folk-nozomio.md) - [Boski vs Lobby](https://www.anchorterminal.com/compare/boski-vs-lobby-os.md) - [Caddy vs folk](https://www.anchorterminal.com/compare/caddy-app-vs-folk-nozomio.md) - [Caddy vs Lobby](https://www.anchorterminal.com/compare/caddy-app-vs-lobby-os.md) - [CowAgent vs folk](https://www.anchorterminal.com/compare/cowagent-vs-folk-nozomio.md) - [CowAgent vs Lobby](https://www.anchorterminal.com/compare/cowagent-vs-lobby-os.md) - [folk vs GAIA](https://www.anchorterminal.com/compare/folk-nozomio-vs-gaia.md) - [folk vs Gemini Spark](https://www.anchorterminal.com/compare/folk-nozomio-vs-gemini-spark.md) - [folk vs Grok Bot](https://www.anchorterminal.com/compare/folk-nozomio-vs-grok-bot.md) - [folk vs Haven](https://www.anchorterminal.com/compare/folk-nozomio-vs-haven.md) - [folk vs Hermes Agent](https://www.anchorterminal.com/compare/folk-nozomio-vs-hermes-agent.md) - [folk vs Instinct](https://www.anchorterminal.com/compare/folk-nozomio-vs-instinct.md) - [folk vs IronClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-ironclaw.md) - [folk vs Leon](https://www.anchorterminal.com/compare/folk-nozomio-vs-leon.md) - [folk vs Lindy](https://www.anchorterminal.com/compare/folk-nozomio-vs-lindy.md) - [folk vs nanobot](https://www.anchorterminal.com/compare/folk-nozomio-vs-nanobot.md) - [folk vs NanoClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-nanoclaw.md) - [folk vs Dots](https://www.anchorterminal.com/compare/folk-nozomio-vs-openai-dots.md) - [folk vs OpenClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-openclaw.md) - [folk vs PicoClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-picoclaw.md) - [folk vs Poke](https://www.anchorterminal.com/compare/folk-nozomio-vs-poke.md) - [folk vs QwenPaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-qwenpaw.md) - [folk vs Tasker AI](https://www.anchorterminal.com/compare/folk-nozomio-vs-tasker-ai.md) - [folk vs Town](https://www.anchorterminal.com/compare/folk-nozomio-vs-town.md) - [folk vs ZeroClaw](https://www.anchorterminal.com/compare/folk-nozomio-vs-zeroclaw.md) - [folk vs Zo Computer](https://www.anchorterminal.com/compare/folk-nozomio-vs-zo-computer.md) - [GAIA vs Lobby](https://www.anchorterminal.com/compare/gaia-vs-lobby-os.md) - [Gemini Spark vs Lobby](https://www.anchorterminal.com/compare/gemini-spark-vs-lobby-os.md) - [Grok Bot vs Lobby](https://www.anchorterminal.com/compare/grok-bot-vs-lobby-os.md) - [Haven vs Lobby](https://www.anchorterminal.com/compare/haven-vs-lobby-os.md) - [Hermes Agent vs Lobby](https://www.anchorterminal.com/compare/hermes-agent-vs-lobby-os.md) - [Instinct vs Lobby](https://www.anchorterminal.com/compare/instinct-vs-lobby-os.md) - [IronClaw vs Lobby](https://www.anchorterminal.com/compare/ironclaw-vs-lobby-os.md) - [Leon vs Lobby](https://www.anchorterminal.com/compare/leon-vs-lobby-os.md) - [Lindy vs Lobby](https://www.anchorterminal.com/compare/lindy-vs-lobby-os.md) - [Lobby vs PicoClaw](https://www.anchorterminal.com/compare/lobby-os-vs-picoclaw.md) - [asaply vs Lobby](https://www.anchorterminal.com/compare/asaply-vs-lobby-os.md) - [Brea vs Lobby](https://www.anchorterminal.com/compare/brea-vs-lobby-os.md) - [Del vs Lobby](https://www.anchorterminal.com/compare/del-vs-lobby-os.md) - [folk vs Natura tinyNature](https://www.anchorterminal.com/compare/folk-nozomio-vs-natura.md) - [folk vs Pally](https://www.anchorterminal.com/compare/folk-nozomio-vs-pally.md) - [folk vs Tomo](https://www.anchorterminal.com/compare/folk-nozomio-vs-tomo.md) - [folk vs Wajo (Fo)](https://www.anchorterminal.com/compare/folk-nozomio-vs-wajo.md) - [HireAlpha vs Lobby](https://www.anchorterminal.com/compare/hirealpha-vs-lobby-os.md) - [Lobby vs nanobot](https://www.anchorterminal.com/compare/lobby-os-vs-nanobot.md) - [Lobby vs NanoClaw](https://www.anchorterminal.com/compare/lobby-os-vs-nanoclaw.md) - [Lobby vs Natura tinyNature](https://www.anchorterminal.com/compare/lobby-os-vs-natura.md) - [Lobby vs Dots](https://www.anchorterminal.com/compare/lobby-os-vs-openai-dots.md) - [Lobby vs OpenClaw](https://www.anchorterminal.com/compare/lobby-os-vs-openclaw.md) - [Lobby vs OpenInstinct](https://www.anchorterminal.com/compare/lobby-os-vs-openinstinct.md) - [Lobby vs Orbits](https://www.anchorterminal.com/compare/lobby-os-vs-orbits.md) - [Lobby vs Orchid](https://www.anchorterminal.com/compare/lobby-os-vs-orchid-ai.md) - [Lobby vs Pally](https://www.anchorterminal.com/compare/lobby-os-vs-pally.md) - [Lobby vs Poke](https://www.anchorterminal.com/compare/lobby-os-vs-poke.md) - [Lobby vs QwenPaw](https://www.anchorterminal.com/compare/lobby-os-vs-qwenpaw.md) - [Lobby vs szn](https://www.anchorterminal.com/compare/lobby-os-vs-szn.md) - [Lobby vs Tasker AI](https://www.anchorterminal.com/compare/lobby-os-vs-tasker-ai.md) - [Lobby vs Tomo](https://www.anchorterminal.com/compare/lobby-os-vs-tomo.md) - [Lobby vs Town](https://www.anchorterminal.com/compare/lobby-os-vs-town.md) - [Lobby vs Wajo (Fo)](https://www.anchorterminal.com/compare/lobby-os-vs-wajo.md) - [Lobby vs Zapia](https://www.anchorterminal.com/compare/lobby-os-vs-zapia.md) - [Lobby vs ZeroClaw](https://www.anchorterminal.com/compare/lobby-os-vs-zeroclaw.md) - [Lobby vs Zo Computer](https://www.anchorterminal.com/compare/lobby-os-vs-zo-computer.md) - [Asmi vs Lobby](https://www.anchorterminal.com/compare/asmi-vs-lobby-os.md) - [Atticus vs folk](https://www.anchorterminal.com/compare/atticus-vs-folk-nozomio.md) - [Atticus vs Lobby](https://www.anchorterminal.com/compare/atticus-vs-lobby-os.md) - [Boba vs Lobby](https://www.anchorterminal.com/compare/boba-vs-lobby-os.md) - [folk vs Hark Pro](https://www.anchorterminal.com/compare/folk-nozomio-vs-hark-pro.md) - [folk vs Talorys](https://www.anchorterminal.com/compare/folk-nozomio-vs-talorys.md) - [Hark Pro vs Lobby](https://www.anchorterminal.com/compare/hark-pro-vs-lobby-os.md) - [Lobby vs Tab](https://www.anchorterminal.com/compare/lobby-os-vs-tab-bot.md) - [Lobby vs Talorys](https://www.anchorterminal.com/compare/lobby-os-vs-talorys.md) ## Disclosure - folk competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default. - Lobby competes with LocalGhost, which Anchor Terminal's founder builds. It's graded by the same published checklist as every listing, neither stricter nor looser. Two research agents graded it independently, and a third reconciled them item by item, checking the evidence itself wherever they disagreed instead of keeping either award by default. --- Query this catalogue directly over MCP: https://www.anchorterminal.com/mcp (Streamable HTTP, no key). How: https://www.anchorterminal.com/agents/#mcp