# folk vs Lindy (slim)

> Lindy scores 32.3 (F) to folk's 19.8 (F) for proactive personal assistants. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/folk-nozomio-vs-lindy.md (~3,350 tokens) · this version ~630 tokens · JSON https://www.anchorterminal.com/compare/folk-nozomio-vs-lindy.json · canonical https://www.anchorterminal.com/compare/folk-nozomio-vs-lindy
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-13

Lindy scores 32.3 (F) on agent readiness against folk's 19.8 (F), and leads in 4 of 7 scored categories. folk leads on maintenance & community and transparency & trust. Both do proactive personal assistants.

- folk: F 19.8, rank #993 of 1010 · https://www.anchorterminal.com/tools/folk-nozomio.min.md
- Lindy: F 32.3, rank #974 of 1010 · https://www.anchorterminal.com/tools/lindy.min.md
- folk, good for People who want a texting companion for habits, workouts, study and money goals, with a free tier. Ahead on Maintenance & community, 35 against 9; Transparency & trust, 67 against 52. Also No incidents deducted, where Lindy loses 3 points for them.
- Lindy, good for Lindy suits a person or small team that lives in Slack and Google or Microsoft mail and wants briefs, drafts, scheduling and meeting notes done on a schedule. Ahead on Schema & documentation, 32 against 10; Agent ergonomics, 43 against 0; Security & auth, 49 against 3; Payments & pricing, 35 against 30.

| Category | folk | Lindy |
| --- | --- | --- |
| Reliability (16%) | 25 | 24 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 10 | 32 |
| Agent ergonomics (13%) | 0 | 43 |
| Security & auth (14%) | 3 | 49 |
| Payments & pricing (10%) | 30 | 35 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 35 | 9 |
| Transparency & trust (7%) | 67 | 52 |

| Fact (where they differ) | folk | Lindy |
| --- | --- | --- |
| Vendor | Nozomio, Inc. | Crivello Corp (doing business as Lindy) |
| Auth | OAuth or key | OAuth |
| Pricing | Freemium | Paid |
| Licence | Closed service under folk's terms (Nozomio, Inc., last updated 8 September 2026). | Proprietary service under Lindy's Terms of Service. No source is published |
| Read-only variant documented | yes | no |
| Last release | 2026-10-12 | 2025-10-21 |
| Terms last updated |  | 2026-09-24 |
| Privacy policy last updated |  | 2026-09-28 |
| Customer content may train models |  | not found in the text |
| Terms restrict automated access |  | yes |
| Terms restrict benchmarking |  | yes |
| Terms or service can change without notice |  | yes |
| Arbitration or class-action waiver |  | yes |