# folk vs GAIA (slim)

> GAIA scores 49.5 (D) to folk's 19.8 (F) for proactive personal assistants. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/folk-nozomio-vs-gaia.md (~3,400 tokens) · this version ~680 tokens · JSON https://www.anchorterminal.com/compare/folk-nozomio-vs-gaia.json · canonical https://www.anchorterminal.com/compare/folk-nozomio-vs-gaia
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-13

GAIA scores 49.5 (D) on agent readiness against folk's 19.8 (F), and leads in 5 of 7 scored categories. folk leads on payments & pricing and transparency & trust. Both do proactive personal assistants.

- folk: F 19.8, rank #993 of 1010 · https://www.anchorterminal.com/tools/folk-nozomio.min.md
- GAIA: D 49.5, rank #816 of 1010 · https://www.anchorterminal.com/tools/gaia.min.md
- folk, good for People who want a texting companion for habits, workouts, study and money goals, with a free tier. Ahead on Payments & pricing, 30 against 20; Transparency & trust, 67 against 60. Also Free to start without a card; No incidents deducted, where GAIA loses 5 points for them.
- GAIA, good for It suits one person who wants mail triage, meeting briefs, todos and scheduled workflows from one assistant reachable on WhatsApp, Telegram, Slack, Discord or iMessage, and who wants to read the source. Ahead on Reliability, 67 against 25; Schema & documentation, 51 against 10; Agent ergonomics, 54 against 0; Security & auth, 54 against 3; Maintenance & community, 78 against 35.

| Category | folk | GAIA |
| --- | --- | --- |
| Reliability (16%) | 25 | 67 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 10 | 51 |
| Agent ergonomics (13%) | 0 | 54 |
| Security & auth (14%) | 3 | 54 |
| Payments & pricing (10%) | 30 | 20 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 35 | 78 |
| Transparency & trust (7%) | 67 | 60 |

| Fact (where they differ) | folk | GAIA |
| --- | --- | --- |
| Vendor | Nozomio, Inc. | The Experience Company |
| Auth | OAuth or key | OAuth |
| Pricing | Freemium | Paid |
| Licence | Closed service under folk's terms (Nozomio, Inc., last updated 8 September 2026). | PolyForm-Noncommercial-1.0.0 |
| Read-only variant documented | yes | no |
| Last release | 2026-10-12 | 2026-09-14 |
| Terms last updated |  | 2026-08-14 |
| Privacy policy last updated |  | 2026-08-07 |
| Customer content may train models |  | not found in the text |
| Terms restrict automated access |  | yes |
| Terms restrict benchmarking |  | not found in the text |
| Terms or service can change without notice |  | yes |
| Arbitration or class-action waiver |  | yes |
| Popularity | none | 308 stars |