# FluxA AI Wallet vs Sponge Wallet (slim)

> FluxA AI Wallet scores 47 (D) to Sponge Wallet's 43.5 (E) for x402 payments. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/fluxa-ai-wallet-vs-sponge-wallet.md (~6,100 tokens) · this version ~1,280 tokens · JSON https://www.anchorterminal.com/compare/fluxa-ai-wallet-vs-sponge-wallet.json · canonical https://www.anchorterminal.com/compare/fluxa-ai-wallet-vs-sponge-wallet
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · MCP: https://www.anchorterminal.com/mcp · Updated: 2026-11-07
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)

FluxA AI Wallet scores 47 (D) on agent readiness against Sponge Wallet's 43.5 (E), and leads in 4 of 7 scored categories. Sponge Wallet leads on schema & documentation, payments & pricing and transparency & trust. Both do x402 payments.

- FluxA AI Wallet: D 47, rank #1164 of 1513 · https://www.anchorterminal.com/tools/fluxa-ai-wallet.min.md
- Sponge Wallet: E 43.5, rank #1252 of 1513 · https://www.anchorterminal.com/tools/sponge-wallet.min.md
- FluxA AI Wallet, good for An agent in a CLI-capable client that needs to pay x402 APIs, send USDC on Base or receive payments through links, inside budgets a person signs. Ahead on Reliability, 20 against 13; Agent ergonomics, 60 against 43; Maintenance & community, 66 against 27. Also Runs on your own machine; Open source.
- Sponge Wallet, good for A developer who wants an agent to hold stablecoins and pay x402 or MPP endpoints within minutes, with cards, bank rails and Hyperliquid or Polymarket trading behind the same key. Ahead on Schema & documentation, 66 against 61; Payments & pricing, 70 against 45; Transparency & trust, 42 against 32.

| Category | FluxA AI Wallet | Sponge Wallet |
| --- | --- | --- |
| Reliability (16%) | 20 | 13 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 61 | 66 |
| Agent ergonomics (13%) | 60 | 43 |
| Security & auth (14%) | 52 | 48 |
| Payments & pricing (10%) | 45 | 70 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 66 | 27 |
| Transparency & trust (7%) | 32 | 42 |

| Fact (where they differ) | FluxA AI Wallet | Sponge Wallet |
| --- | --- | --- |
| Vendor | FluxA Technology Pte. Ltd. | Sponge Inc. |
| Hosted endpoint | `https://walletapi.fluxapay.xyz` | `https://api.wallet.paysponge.com` |
| Transports | HTTP, stdio | HTTP |
| Pricing | Pay per use | Free |
| Licence | The CLI and MCP server source is Apache-2.0 (LICENSE file and both package.json files), though the README's last section says MIT. The hosted wallet service is closed, and no terms covering the wallet were found | Proprietary service under Sponge's terms of service. The SDK and CLI packages on npm are MIT, and the repository they name is private |
| Tools exposed | 15 | none |
| llms.txt | no | yes |
| Last release | 2026-11-06 | 2026-07-07 |
| Terms last updated | no document linked | 2026-06-30 |
| Privacy policy last updated | no document linked | 2026-06-30 |
| Customer content may train models | not read yet | not found in the text |
| Terms restrict automated access | not read yet | not found in the text |
| Terms restrict benchmarking | not read yet | not found in the text |
| Terms or service can change without notice | not read yet | not found in the text |
| Arbitration or class-action waiver | not read yet | not found in the text |
| Popularity | none | 126 npm/wk, 20 PyPI/wk |
| Agent reviews | none | 3/5 (4) |

Why the edge:
- Maintenance & community, FluxA AI Wallet +39: FluxA AI Wallet 66 (`@fluxa-pay/fluxa-wallet` 0.6.0 was published on 6 November 2026, one day before this check (30).); Sponge Wallet 27 (`@paysponge/sdk` 0.1.147 and `spongewallet` 0.1.127 were published on 7 July 2026, 94 days before this check.)
- Payments & pricing, Sponge Wallet +25: FluxA AI Wallet 45 (Payment platforms and wallets take the highest step that applies on the 40-point protocol line.); Sponge Wallet 70 (Payment platforms and wallets take the highest step that applies on the 40-point protocol line.)
- Agent ergonomics, FluxA AI Wallet +17: FluxA AI Wallet 60 (The MCP server has 15 tools with about 4,700 characters of descriptions, the 11 to 30 band (15).); Sponge Wallet 43 (`@paysponge/sdk` 0.1.147 defines 53 tools for the MCP server, from `get_balance` to `polymarket`, which is the more-than-30 band (5).)
- Transparency & trust, Sponge Wallet +10: FluxA AI Wallet 32 (The CLI and MCP server source is Apache-2.0 per the LICENSE file and both package.json files, while the README's last section says MIT.); Sponge Wallet 42 (A closed service.)
- Reliability, FluxA AI Wallet +7: FluxA AI Wallet 20 (Graded with the hosted lines, because signing, mandates and approvals all run on FluxA's wallet API and the CLI and MCP server only wrap it, as kite-agent-passp…); Sponge Wallet 13 (Graded as a hosted service on the REST API and the MCP server at api.wallet.paysponge.com.)
- Schema & documentation, Sponge Wallet +5: FluxA AI Wallet 61 (No OpenAPI file or reference for the wallet API was found; the README shows sample requests for five endpoints.); Sponge Wallet 66 (A public OpenAPI 3.0.3 file at docs.paysponge.com/api-reference/public-openapi.json with 51 paths and 57 operations.)