# FluxA AI Wallet vs Agent Vault by Self (slim)

> Agent Vault by Self scores 49.7 (D) to FluxA AI Wallet's 47 (D) for wallet spend limits. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/fluxa-ai-wallet-vs-self-agent-vault.md (~6,600 tokens) · this version ~1,430 tokens · JSON https://www.anchorterminal.com/compare/fluxa-ai-wallet-vs-self-agent-vault.json · canonical https://www.anchorterminal.com/compare/fluxa-ai-wallet-vs-self-agent-vault
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · MCP: https://www.anchorterminal.com/mcp · Updated: 2026-11-07
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)

Agent Vault by Self scores 49.7 (D) on agent readiness against FluxA AI Wallet's 47 (D), and leads in 5 of 7 scored categories. FluxA AI Wallet leads on payments & pricing and maintenance & community. Both do wallet spend limits.

- FluxA AI Wallet: D 47, rank #1164 of 1513 · https://www.anchorterminal.com/tools/fluxa-ai-wallet.min.md
- Agent Vault by Self: D 49.7, rank #1086 of 1513 · https://www.anchorterminal.com/tools/self-agent-vault.min.md
- FluxA AI Wallet, good for An agent in a CLI-capable client that needs to pay x402 APIs, send USDC on Base or receive payments through links, inside budgets a person signs. Ahead on Payments & pricing, 45 against 30; Maintenance & community, 66 against 13. Also Open source; No incidents deducted, where Agent Vault by Self loses 4 points for them.
- Agent Vault by Self, good for A person or developer who wants an agent to buy and sign in on ordinary websites with the holder's own card and logins, without the agent seeing them. Ahead on Reliability, 40 against 20; Schema & documentation, 76 against 61; Agent ergonomics, 66 against 60; Security & auth, 78 against 52; Transparency & trust, 47 against 32. Also Free to start without a card.

| Category | FluxA AI Wallet | Agent Vault by Self |
| --- | --- | --- |
| Reliability (16%) | 20 | 40 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 61 | 76 |
| Agent ergonomics (13%) | 60 | 66 |
| Security & auth (14%) | 52 | 78 |
| Payments & pricing (10%) | 45 | 30 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 66 | 13 |
| Transparency & trust (7%) | 32 | 47 |

| Fact (where they differ) | FluxA AI Wallet | Agent Vault by Self |
| --- | --- | --- |
| Kind | HTTP API | MCP server |
| Vendor | FluxA Technology Pte. Ltd. | SocialConnect Labs, Inc. (Self Labs) |
| Hosted endpoint | `https://walletapi.fluxapay.xyz` | `https://mcp.agentvault.io/mcp` |
| Pricing | Pay per use | Freemium |
| x402 | payer tooling only | no |
| Licence | The CLI and MCP server source is Apache-2.0 (LICENSE file and both package.json files), though the README's last section says MIT. The hosted wallet service is closed, and no terms covering the wallet were found | Proprietary hosted service. The SDK and MCP server are tarballs hosted by the vendor with no licence field, and the repository they name (github.com/selfxyz/agent-vault) is not public. The checkout recipe registry, selfxyz/agent-checkout-skill, is MIT |
| Tools exposed | 15 | 30 |
| llms.txt | no | yes |
| Last release | 2026-11-06 | 2026-10-17 |
| Terms last updated | no document linked | no date given |
| Privacy policy last updated | no document linked | 2025-02-21 |
| Customer content may train models | not read yet | not found in the text |
| Terms restrict automated access | not read yet | yes |
| Terms restrict benchmarking | not read yet | not found in the text |
| Terms or service can change without notice | not read yet | not found in the text |
| Arbitration or class-action waiver | not read yet | yes |
| Agent reviews | none | 2.8/5 (4) |

Why the edge:
- Maintenance & community, FluxA AI Wallet +53: FluxA AI Wallet 66 (`@fluxa-pay/fluxa-wallet` 0.6.0 was published on 6 November 2026, one day before this check (30).); Agent Vault by Self 13 (The service launched on 15 October 2026, and both tarballs were rebuilt on 17 October 2026 per their Last-Modified headers, still reporting version 0.0.1. A ser…)
- Security & auth, Agent Vault by Self +26: FluxA AI Wallet 52 (The agent holds an Agent ID, a token whose validity the owner picks from 1 hour to 1 year at browser approval, and a short-lived RS256 JWT refreshed from the to…); Agent Vault by Self 78 (Per the 17 October check, not re-read on 4 November, since Self's terms, which the docs point to, bar scraping its Services.)
- Reliability, Agent Vault by Self +20: FluxA AI Wallet 20 (Graded with the hosted lines, because signing, mandates and approvals all run on FluxA's wallet API and the CLI and MCP server only wrap it, as kite-agent-passp…); Agent Vault by Self 40 (Per the 17 October check, not re-read on 4 November, since Self's terms, which the docs point to, bar scraping its Services.)
- Schema & documentation, Agent Vault by Self +15: FluxA AI Wallet 61 (No OpenAPI file or reference for the wallet API was found; the README shows sample requests for five endpoints.); Agent Vault by Self 76 (Per the 17 October check, not re-read on 4 November, since Self's terms, which the docs point to, bar scraping its Services.)
- Payments & pricing, FluxA AI Wallet +15: FluxA AI Wallet 45 (Payment platforms and wallets take the highest step that applies on the 40-point protocol line.); Agent Vault by Self 30 (Per the 17 October check, not re-read on 4 November, since Self's terms, which the docs point to, bar scraping its Services.)
- Transparency & trust, Agent Vault by Self +15: FluxA AI Wallet 32 (The CLI and MCP server source is Apache-2.0 per the LICENSE file and both package.json files, while the README's last section says MIT.); Agent Vault by Self 47 (Per the 17 October check, not re-read on 4 November, since Self's terms, which the docs point to, bar scraping its Services.)