# FluxA AI Wallet vs Kite Agent Passport (slim)

> Kite Agent Passport scores 53 (D) to FluxA AI Wallet's 47 (D) for x402 payments. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/fluxa-ai-wallet-vs-kite-agent-passport.md (~6,050 tokens) · this version ~1,330 tokens · JSON https://www.anchorterminal.com/compare/fluxa-ai-wallet-vs-kite-agent-passport.json · canonical https://www.anchorterminal.com/compare/fluxa-ai-wallet-vs-kite-agent-passport
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · MCP: https://www.anchorterminal.com/mcp · Updated: 2026-11-07
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)

Kite Agent Passport scores 53 (D) on agent readiness against FluxA AI Wallet's 47 (D), and leads in 6 of 7 scored categories. FluxA AI Wallet leads on payments & pricing. Both do x402 payments.

- FluxA AI Wallet: D 47, rank #1164 of 1513 · https://www.anchorterminal.com/tools/fluxa-ai-wallet.min.md
- Kite Agent Passport: D 53, rank #969 of 1513 · https://www.anchorterminal.com/tools/kite-agent-passport.min.md
- FluxA AI Wallet, good for An agent in a CLI-capable client that needs to pay x402 APIs, send USDC on Base or receive payments through links, inside budgets a person signs. Ahead on Payments & pricing, 45 against 35. Also A hosted endpoint, with nothing to install; Runs on your own machine; Open source; No incidents deducted, where Kite Agent Passport loses 6 points for them.
- Kite Agent Passport, good for Coding agents such as Claude Code or Codex that need to pay x402 or MPP services within budgets a person approves by passkey. Ahead on Reliability, 45 against 20; Agent ergonomics, 68 against 60; Security & auth, 75 against 52; Maintenance & community, 71 against 66; Transparency & trust, 55 against 32.

| Category | FluxA AI Wallet | Kite Agent Passport |
| --- | --- | --- |
| Reliability (16%) | 20 | 45 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 61 | 64 |
| Agent ergonomics (13%) | 60 | 68 |
| Security & auth (14%) | 52 | 75 |
| Payments & pricing (10%) | 45 | 35 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 66 | 71 |
| Transparency & trust (7%) | 32 | 55 |

| Fact (where they differ) | FluxA AI Wallet | Kite Agent Passport |
| --- | --- | --- |
| Kind | HTTP API | Platform |
| Vendor | FluxA Technology Pte. Ltd. | Kite AI |
| Hosted endpoint | `https://walletapi.fluxapay.xyz` | no (local only) |
| Transports | HTTP, stdio | HTTP |
| Licence | The CLI and MCP server source is Apache-2.0 (LICENSE file and both package.json files), though the README's last section says MIT. The hosted wallet service is closed, and no terms covering the wallet were found | Closed service under terms from Datalego Inc. dated 29 April 2026. The Passport Skills repository is MIT. The kpass CLI is distributed as binaries and its source repository is private. |
| Tools exposed | 15 | none |
| llms.txt | no | yes |
| Last release | 2026-11-06 | 2026-10-30 |
| Terms last updated | no document linked | 2026-04-29 |
| Privacy policy last updated | no document linked | 2026-04-29 |
| Customer content may train models | not read yet | not found in the text |
| Terms restrict automated access | not read yet | not found in the text |
| Terms restrict benchmarking | not read yet | not found in the text |
| Terms or service can change without notice | not read yet | not found in the text |
| Arbitration or class-action waiver | not read yet | not found in the text |

Why the edge:
- Reliability, Kite Agent Passport +25: FluxA AI Wallet 20 (Graded with the hosted lines, because signing, mandates and approvals all run on FluxA's wallet API and the CLI and MCP server only wrap it, as kite-agent-passp…); Kite Agent Passport 45 (Graded as a hosted service, the Passport backend behind the kpass CLI, skills and dashboard.)
- Security & auth, Kite Agent Passport +23: FluxA AI Wallet 52 (The agent holds an Agent ID, a token whose validity the owner picks from 1 hour to 1 year at browser approval, and a short-lived RS256 JWT refreshed from the to…); Kite Agent Passport 75 (A person logs in with an emailed code and approves with a device passkey.)
- Transparency & trust, Kite Agent Passport +23: FluxA AI Wallet 32 (The CLI and MCP server source is Apache-2.0 per the LICENSE file and both package.json files, while the README's last section says MIT.); Kite Agent Passport 55 (A closed service under terms from Datalego Inc.)
- Payments & pricing, FluxA AI Wallet +10: FluxA AI Wallet 45 (Payment platforms and wallets take the highest step that applies on the 40-point protocol line.); Kite Agent Passport 35 (Payment platforms and wallets take the highest step that applies on the 40-point protocol line.)
- Agent ergonomics, Kite Agent Passport +8: FluxA AI Wallet 60 (The MCP server has 15 tools with about 4,700 characters of descriptions, the 11 to 30 band (15).); Kite Agent Passport 68 (The CLI returns JSON with `--output json`, and the skills load one per task, but the 26 skill files total about 6,900 lines and the router skill's description i…)
- Maintenance & community, Kite Agent Passport +5: FluxA AI Wallet 66 (`@fluxa-pay/fluxa-wallet` 0.6.0 was published on 6 November 2026, one day before this check (30).); Kite Agent Passport 71 (The docs changelog dates Kite Passport CLI 6.8.2 with Skills 3.5.5 and Skills 3.5.7 on 13 October 2026, 22 days before this check, and Passport Skills was tagge…)