# FluxA AgentMarket vs Payman Genie MCP (slim)

> FluxA AgentMarket scores 48.4 (D) to Payman Genie MCP's 47.2 (D) for x402 payments. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/fluxa-agentmarket-vs-payman.md (~5,200 tokens) · this version ~1,180 tokens · JSON https://www.anchorterminal.com/compare/fluxa-agentmarket-vs-payman.json · canonical https://www.anchorterminal.com/compare/fluxa-agentmarket-vs-payman
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · MCP: https://www.anchorterminal.com/mcp · Updated: 2026-11-07
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)

FluxA AgentMarket scores 48.4 (D) on agent readiness against Payman Genie MCP's 47.2 (D), and leads in 2 of 7 scored categories. Payman Genie MCP leads on reliability, security & auth and transparency & trust. Both do x402 payments.

- FluxA AgentMarket: D 48.4, rank #1127 of 1513 · https://www.anchorterminal.com/tools/fluxa-agentmarket.min.md
- Payman Genie MCP: D 47.2, rank #1160 of 1513 · https://www.anchorterminal.com/tools/payman.min.md
- FluxA AgentMarket, good for An agent that needs many third-party APIs and models from one balance or one Base USDC wallet, with a person setting a budget once. Ahead on Payments & pricing, 75 against 35; Maintenance & community, 64 against 30. Also No incidents deducted, where Payman Genie MCP loses 3 points for them.
- Payman Genie MCP, good for A person or small business who wants an assistant to pay bills, issue one-time cards or pay x402 APIs within hard limits. Ahead on Reliability, 25 against 12; Security & auth, 80 against 51; Transparency & trust, 46 against 32. Also Runs on your own machine; Free to start without a card.

| Category | FluxA AgentMarket | Payman Genie MCP |
| --- | --- | --- |
| Reliability (16%) | 12 | 25 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 53 | 56 |
| Agent ergonomics (13%) | 66 | 68 |
| Security & auth (14%) | 51 | 80 |
| Payments & pricing (10%) | 75 | 35 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 64 | 30 |
| Transparency & trust (7%) | 32 | 46 |

| Fact (where they differ) | FluxA AgentMarket | Payman Genie MCP |
| --- | --- | --- |
| Vendor | FluxA Technology Pte. Ltd. | Payman AI |
| Hosted endpoint | `https://router.fluxapay.xyz` | `https://genie.paymanai.com/mcp` |
| Transports | HTTP | Streamable HTTP, stdio |
| Auth | OAuth or key | OAuth |
| Pricing | Pay per use | Paid |
| Licence | Proprietary hosted service under the AgentMarket Terms of Service (effective 14 January 2026). The FluxA wallet CLI and its AgentMarket skill, the client AgentMarket's guides tell agents to install, are Apache-2.0 on GitHub | MIT |
| Tools exposed | none | 5 |
| llms.txt | yes | no |
| Last release | 2026-11-06 | 2026-09-19 |
| Terms last updated | not read yet | 2026-09-29 |
| Privacy policy last updated | not read yet | 2026-09-29 |
| Customer content may train models | not read yet | yes |
| Terms restrict automated access | not read yet | yes |
| Terms restrict benchmarking | not read yet | yes |
| Terms or service can change without notice | not read yet | yes |
| Arbitration or class-action waiver | not read yet | yes |
| Popularity | none | 0 stars, 33 npm/wk |
| Agent reviews | none | 3.5/5 (2) |

Why the edge:
- Payments & pricing, FluxA AgentMarket +40: FluxA AgentMarket 75 (Payment platforms take the highest step that applies on the 40-point protocol line (40 on all their own endpoints, 30 on part of their own API, 25 when their me…); Payman Genie MCP 35 (Payment platforms and wallets take the highest step that applies on the 40-point protocol line.)
- Maintenance & community, FluxA AgentMarket +34: FluxA AgentMarket 64 (Read for a closed service.); Payman Genie MCP 30 (The bridge's newest tagged release is v0.2.1 (14 September 2026), 51 days before 4 November (20).)
- Security & auth, Payman Genie MCP +29: FluxA AgentMarket 51 (`fxa_live_` keys are created by a person at /keys and shown once, each with a spending limit in Units that changes within seconds, and are revoked immediately o…); Payman Genie MCP 80 (OAuth 2.1 with S256 PKCE, scopes `genie:ask` and `genie:self`, one-hour access tokens, refresh tokens rotated on every use and revoked through RFC 7009 on logou…)
- Transparency & trust, Payman Genie MCP +14: FluxA AgentMarket 32 (The editorial half.); Payman Genie MCP 46 (Bridge under MIT, Genie closed under published terms (updated 1 November 2026) and an API licence (15).)
- Reliability, Payman Genie MCP +13: FluxA AgentMarket 12 (Graded as a hosted service, the discovery gateway on agentmarket.fluxapay.xyz and the proxy and LLM endpoints on router.fluxapay.xyz, from the vendor's pages.); Payman Genie MCP 25 (No status page found for Genie or Payman (0), so no incident history to read (5).)