# Flinks vs Tink (slim)

> Tink scores 62.5 (B) on agent readiness against Flinks's 52.7 (D), and leads in 5 of 7 scored categories. Flinks leads on schema & documentation and payments & pricing. Both do bank accounts. Category scores, facts, verdicts and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/flinks-vs-tink.md (~2,250 tokens) · this version ~680 tokens · JSON https://www.anchorterminal.com/compare/flinks-vs-tink.json · canonical https://www.anchorterminal.com/compare/flinks-vs-tink
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-08

Tink scores 62.5 (B) on agent readiness against Flinks's 52.7 (D), and leads in 5 of 7 scored categories. Flinks leads on schema & documentation and payments & pricing. Both do bank accounts.

- Flinks: D 52.7, rank #559 of 722 · https://www.anchorterminal.com/tools/flinks.min.md
- Tink: B 62.5, rank #337 of 722 · https://www.anchorterminal.com/tools/tink.min.md
- Flinks, good for A lender or fintech with steady volume that needs Canadian bank data, income and lending attributes, PDF statements or Canadian bank payments. Ahead on Schema & documentation, 83 against 73; Payments & pricing, 25 against 10.
- Tink, good for A company with a contract that needs account, balance and transaction data or bank payments across European markets under Tink's own licences. Ahead on Reliability, 62 against 53; Agent ergonomics, 74 against 54; Security & auth, 63 against 50; Maintenance & community, 69 against 31; Transparency & trust, 90 against 60. Also A hosted endpoint, with nothing to install.

| Category | Flinks | Tink |
| --- | --- | --- |
| Reliability (16%) | 53 | 62 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 83 | 73 |
| Agent ergonomics (13%) | 54 | 74 |
| Security & auth (14%) | 50 | 63 |
| Payments & pricing (10%) | 25 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 31 | 69 |
| Transparency & trust (7%) | 60 | 90 |

| Fact (where they differ) | Flinks | Tink |
| --- | --- | --- |
| Vendor | Flinks Technology Inc. (National Bank of Canada) | Tink AB (Visa) |
| Hosted endpoint | no (local only) | `https://api.tink.com` |
| Auth | API key | OAuth |
| Licence | Proprietary service under Flinks' Master Terms and Conditions. No open-source SDK or repository was found | Proprietary service under Tink's Master Service Agreement. The Tink Link SDKs for iOS and Android on GitHub are MIT |
| Read-only variant documented | yes | no |
| Last release | 2026-09-01 | 2026-09-15 |
| Terms last updated | 2023-08-03 |  |
| Privacy policy last updated | 2022-09-22 |  |
| Customer content may train models | not found in the text |  |
| Terms restrict automated access | not found in the text |  |
| Terms restrict benchmarking | not found in the text |  |
| Terms or service can change without notice | yes |  |
| Arbitration or class-action waiver | not found in the text |  |