# Finnhub vs TickerLayer (slim)

> TickerLayer scores 71.5 (BB) to Finnhub's 45.1 (E) for market prices. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/finnhub-vs-tickerlayer.md (~5,100 tokens) · this version ~1,180 tokens · JSON https://www.anchorterminal.com/compare/finnhub-vs-tickerlayer.json · canonical https://www.anchorterminal.com/compare/finnhub-vs-tickerlayer
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · MCP: https://www.anchorterminal.com/mcp · Updated: 2026-11-11
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)

TickerLayer scores 71.5 (BB) on agent readiness against Finnhub's 45.1 (E), and leads in every scored category. Both do market prices. TickerLayer accepts x402. Finnhub doesn't.

- Finnhub: E 45.1, rank #1217 of 1520 · https://www.anchorterminal.com/tools/finnhub.min.md
- TickerLayer: BB 71.5, rank #160 of 1520 · https://www.anchorterminal.com/tools/tickerlayer.min.md
- Finnhub, good for Agents that need one key across quotes, fundamentals, estimates, filings and transcripts with official libraries, and a free key for prototypes.
- TickerLayer, good for An agent that needs latest prices, bars and market hours across stocks, forex, crypto, indices, ETFs, commodities, bond yields and perpetual futures from one schema, and wants to pay per call without an account. Ahead on Reliability, 70 against 48; Schema & documentation, 88 against 58; Agent ergonomics, 79 against 56; Security & auth, 49 against 32; Payments & pricing, 92 against 30; Maintenance & community, 79 against 60; Transparency & trust, 38 against 27. Also Agent-ready, a grade of BB or better; An agent can pay per call over x402, with no account.

| Category | Finnhub | TickerLayer |
| --- | --- | --- |
| Reliability (16%) | 48 | 70 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 58 | 88 |
| Agent ergonomics (13%) | 56 | 79 |
| Security & auth (14%) | 32 | 49 |
| Payments & pricing (10%) | 30 | 92 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 60 | 79 |
| Transparency & trust (7%) | 27 | 38 |

| Fact (where they differ) | Finnhub | TickerLayer |
| --- | --- | --- |
| Vendor | Finnhub | TickerLayer |
| Hosted endpoint | `https://finnhub.io/api/v1` | `https://mcp.tickerlayer.com/mcp` |
| x402 | no | yes, from $0.01/call |
| Licence | none | Proprietary hosted service under the TickerLayer terms of use, user agreement and market data disclaimer (all effective 3 November 2026), which name no legal entity or governing law. Free and Individual plans are for internal use, Business adds use inside the customer's own product, and redistribution needs a written Enterprise agreement. The agent plugin (github.com/tickerlayer/agent-plugin) and the npm client are MIT |
| Tools exposed | 70 | 12 |
| llms.txt | no | yes |
| MCP registry | not listed | `com.tickerlayer/market-data` |
| Last release | 2026-11-02 | 2026-11-06 |
| Terms last updated | couldn't be read | not read yet |
| Privacy policy last updated | no document linked | not read yet |
| Customer content may train models | couldn't be read | not read yet |
| Terms restrict automated access | couldn't be read | not read yet |
| Terms restrict benchmarking | couldn't be read | not read yet |
| Terms or service can change without notice | couldn't be read | not read yet |
| Arbitration or class-action waiver | couldn't be read | not read yet |
| Popularity | 1.1k stars | none |

Why the edge:
- Payments & pricing, TickerLayer +62: Finnhub 30 (No x402, MPP or L402 (0).); TickerLayer 92 (x402 on the vendor's own gateway, x402.tickerlayer.com, for 41 GET routes.)
- Schema & documentation, TickerLayer +30: Finnhub 58 (A public Swagger 2.0 document covers 116 paths with a description on every operation, declaring the key as a query parameter and a 200 response only; the MCP to…); TickerLayer 88 (OpenAPI 3.1 at tickerlayer.com/openapi.json (TickerLayer Market Data API 1.0.0, about 386,000 characters), read in its first 100,000 and last 96,000 characters…)
- Agent ergonomics, TickerLayer +23: Finnhub 56 (The REST API is the surface graded.); TickerLayer 79 (Read on the REST API, with the MCP server where a line covers it.)
- Reliability, TickerLayer +22: Finnhub 48 (Read with the hosted lines.); TickerLayer 70 (Read with the hosted lines, on the REST API.)
- Maintenance & community, TickerLayer +19: Finnhub 60 (Read as a closed service.); TickerLayer 79 (Read as a closed service.)
- Security & auth, TickerLayer +17: Finnhub 32 (One key per account with no scopes, documented as `token=` in the query string or an `X-Finnhub-Token` header, and the Swagger document declares only the query…); TickerLayer 49 (A plain account key with no scopes, shown once and replaced by regenerating it in the dashboard (20).)