# Finch vs Worklio (slim)

> Finch scores 71.6 (BB) on agent readiness against Worklio's 38.6 (E), and leads in every scored category. Both do payroll employees. Category scores, facts, verdicts and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/finch-vs-worklio.md (~2,200 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/finch-vs-worklio.json · canonical https://www.anchorterminal.com/compare/finch-vs-worklio
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Finch scores 71.6 (BB) on agent readiness against Worklio's 38.6 (E), and leads in every scored category. Both do payroll employees.

- Finch: BB 71.6, rank #116 of 842 · https://www.anchorterminal.com/tools/finch.min.md
- Worklio: E 38.6, rank #812 of 842 · https://www.anchorterminal.com/tools/worklio.min.md
- Finch, good for An application that needs to read employees, pay runs and pay statements from whatever payroll or HR system an employer already uses, or to write benefit deductions back. Ahead on Reliability, 84 against 25; Schema & documentation, 87 against 71; Agent ergonomics, 71 against 44; Security & auth, 66 against 48; Payments & pricing, 30 against 25; Maintenance & community, 84 against 25; Transparency & trust, 74 against 48. Also Agent-ready, a grade of BB or better; Runs on your own machine; No incidents deducted, where Worklio loses 3 points for them.
- Worklio, good for A software platform, PEO or payroll bureau that wants to sell US payroll under its own brand and can sign a partner agreement, with Worklio handling tax filing and money movement.

| Category | Finch | Worklio |
| --- | --- | --- |
| Reliability (16%) | 84 | 25 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 87 | 71 |
| Agent ergonomics (13%) | 71 | 44 |
| Security & auth (14%) | 66 | 48 |
| Payments & pricing (10%) | 30 | 25 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 84 | 25 |
| Transparency & trust (7%) | 74 | 48 |

| Fact (where they differ) | Finch | Worklio |
| --- | --- | --- |
| Vendor | Profound Platform Inc. (dba Finch) | Worklio, Inc. |
| Hosted endpoint | `https://api.tryfinch.com` | `https://api.worklio.com` |
| Transports | HTTP, stdio | HTTP |
| Licence | Proprietary service under Finch's Master Service Agreement. The SDKs and the MCP server on GitHub are Apache-2.0 | Proprietary service. The public Terms of Use date from 2014 and the partner agreement isn't public. The front-end library sits in a private repository |
| Tools exposed | 2 | none |
| Last release | 2026-10-05 | 2026-06-30 |
| Terms last updated | 2026-08-07 | no document linked |
| Privacy policy last updated | no date given | couldn't be read |
| Customer content may train models | not found in the text |  |
| Terms restrict automated access | not found in the text |  |
| Terms restrict benchmarking | yes |  |
| Terms or service can change without notice | not found in the text |  |
| Arbitration or class-action waiver | not found in the text |  |
| Popularity | 16k npm/wk, 26k PyPI/wk | none |