# Financial Modeling Prep vs TickerLayer (slim)

> TickerLayer scores 71.5 (BB) to Financial Modeling Prep's 48.7 (D) for market fundamentals. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/financial-modeling-prep-vs-tickerlayer.md (~5,300 tokens) · this version ~1,230 tokens · JSON https://www.anchorterminal.com/compare/financial-modeling-prep-vs-tickerlayer.json · canonical https://www.anchorterminal.com/compare/financial-modeling-prep-vs-tickerlayer
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · MCP: https://www.anchorterminal.com/mcp · Updated: 2026-11-11
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)

TickerLayer scores 71.5 (BB) on agent readiness against Financial Modeling Prep's 48.7 (D), and leads in 6 of 7 scored categories. Financial Modeling Prep leads on transparency & trust. Both do market fundamentals. TickerLayer accepts x402. Financial Modeling Prep doesn't.

- Financial Modeling Prep: D 48.7, rank #1124 of 1520 · https://www.anchorterminal.com/tools/financial-modeling-prep.min.md
- TickerLayer: BB 71.5, rank #160 of 1520 · https://www.anchorterminal.com/tools/tickerlayer.min.md
- Financial Modeling Prep, good for Agents doing company research on statements, ratios, DCF, filings, transcripts and calendars with one key, and US coverage on cheap plans. Ahead on Transparency & trust, 57 against 38.
- TickerLayer, good for An agent that needs latest prices, bars and market hours across stocks, forex, crypto, indices, ETFs, commodities, bond yields and perpetual futures from one schema, and wants to pay per call without an account. Ahead on Reliability, 70 against 50; Schema & documentation, 88 against 61; Agent ergonomics, 79 against 59; Security & auth, 49 against 30; Payments & pricing, 92 against 30; Maintenance & community, 79 against 60. Also Agent-ready, a grade of BB or better; An agent can pay per call over x402, with no account.

| Category | Financial Modeling Prep | TickerLayer |
| --- | --- | --- |
| Reliability (16%) | 50 | 70 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 61 | 88 |
| Agent ergonomics (13%) | 59 | 79 |
| Security & auth (14%) | 30 | 49 |
| Payments & pricing (10%) | 30 | 92 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 60 | 79 |
| Transparency & trust (7%) | 57 | 38 |

| Fact (where they differ) | Financial Modeling Prep | TickerLayer |
| --- | --- | --- |
| Vendor | Financial Modeling Prep | TickerLayer |
| Hosted endpoint | `https://financialmodelingprep.com/stable` | `https://mcp.tickerlayer.com/mcp` |
| Transports | HTTP, Streamable HTTP | HTTP, Streamable HTTP, websocket |
| Auth | API key | OAuth or key |
| x402 | no | yes, from $0.01/call |
| Licence | none | Proprietary hosted service under the TickerLayer terms of use, user agreement and market data disclaimer (all effective 3 November 2026), which name no legal entity or governing law. Free and Individual plans are for internal use, Business adds use inside the customer's own product, and redistribution needs a written Enterprise agreement. The agent plugin (github.com/tickerlayer/agent-plugin) and the npm client are MIT |
| Tools exposed | none | 12 |
| MCP registry | not listed | `com.tickerlayer/market-data` |
| Last release | 2026-11-02 | 2026-11-06 |
| Terms last updated | couldn't be read | not read yet |
| Privacy policy last updated | couldn't be read | not read yet |
| Customer content may train models | couldn't be read | not read yet |
| Terms restrict automated access | couldn't be read | not read yet |
| Terms restrict benchmarking | couldn't be read | not read yet |
| Terms or service can change without notice | couldn't be read | not read yet |
| Arbitration or class-action waiver | couldn't be read | not read yet |

Why the edge:
- Payments & pricing, TickerLayer +62: Financial Modeling Prep 30 (No x402, MPP or L402 (0).); TickerLayer 92 (x402 on the vendor's own gateway, x402.tickerlayer.com, for 41 GET routes.)
- Schema & documentation, TickerLayer +27: Financial Modeling Prep 61 (No OpenAPI document was found.); TickerLayer 88 (OpenAPI 3.1 at tickerlayer.com/openapi.json (TickerLayer Market Data API 1.0.0, about 386,000 characters), read in its first 100,000 and last 96,000 characters…)
- Reliability, TickerLayer +20: Financial Modeling Prep 50 (Read with the hosted lines.); TickerLayer 70 (Read with the hosted lines, on the REST API.)
- Agent ergonomics, TickerLayer +20: Financial Modeling Prep 59 (The REST API is the surface graded.); TickerLayer 79 (Read on the REST API, with the MCP server where a line covers it.)
- Security & auth, TickerLayer +19: Financial Modeling Prep 30 (One key per account with no scopes, accepted as a header or as `?apikey=`, and the documented MCP address carries it in the URL (20 less 10 for the query string…); TickerLayer 49 (A plain account key with no scopes, shown once and replaced by regenerating it in the dashboard (20).)
- Maintenance & community, TickerLayer +19: Financial Modeling Prep 60 (Read as a closed service.); TickerLayer 79 (Read as a closed service.)