# Financial Cents MCP vs Roma (slim)

> Roma scores 51.1 (D) to Financial Cents MCP's 39.7 (E) for issues and tasks. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/financial-cents-mcp-vs-roma.md (~2,750 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/financial-cents-mcp-vs-roma.json · canonical https://www.anchorterminal.com/compare/financial-cents-mcp-vs-roma
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · MCP: https://www.anchorterminal.com/mcp · Updated: 2026-10-27
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)

Roma scores 51.1 (D) on agent readiness against Financial Cents MCP's 39.7 (E), and leads in 5 of 7 scored categories. Financial Cents MCP leads on security & auth and payments & pricing. Both do issues and tasks.

- Financial Cents MCP: E 39.7, rank #1093 of 1212 · https://www.anchorterminal.com/tools/financial-cents-mcp.min.md
- Roma: D 51.1, rank #891 of 1212 · https://www.anchorterminal.com/tools/roma.min.md
- Financial Cents MCP, good for Accounting, bookkeeping and tax firms on Financial Cents Scale who want an assistant to answer workload, billing and client questions and log time or create tasks. Ahead on Security & auth, 61 against 44; Payments & pricing, 25 against 20. Also Free to start without a card.
- Roma, good for One person who wants an AI chat to read and write their own task list, notes and typed lists, with a single orientation call. Ahead on Reliability, 38 against 23; Schema & documentation, 83 against 40; Agent ergonomics, 60 against 48; Maintenance & community, 57 against 50; Transparency & trust, 58 against 53.

| Category | Financial Cents MCP | Roma |
| --- | --- | --- |
| Reliability (16%) | 23 | 38 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 40 | 83 |
| Agent ergonomics (13%) | 48 | 60 |
| Security & auth (14%) | 61 | 44 |
| Payments & pricing (10%) | 25 | 20 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 50 | 57 |
| Transparency & trust (7%) | 53 | 58 |

| Fact (where they differ) | Financial Cents MCP | Roma |
| --- | --- | --- |
| Vendor | Financial Cents LLC | Milo Mode Inc. |
| Hosted endpoint | `https://app.financial-cents.com/mcp` | `https://api.roma.app/mcp` |
| Transports | Streamable HTTP | Streamable HTTP, HTTP |
| Auth | OAuth | OAuth or key |
| Pricing | Paid | Free |
| Licence | Proprietary hosted service under Financial Cents' terms of use, which are hosted on iubenda and weren't read because iubenda's robots.txt disallows them. No source is public | Proprietary service under Roma's terms of service. No public source repository found |
| Tools exposed | 40 | 31 |
| llms.txt | no | yes |
| Last release | 2026-10-05 | 2026-10-02 |
| Terms last updated |  | 2026-09-18 |
| Privacy policy last updated |  | 2026-10-06 |
| Customer content may train models |  | not found in the text |
| Terms restrict automated access |  | not found in the text |
| Terms restrict benchmarking |  | not found in the text |
| Terms or service can change without notice |  | not found in the text |
| Arbitration or class-action waiver |  | not found in the text |