{ "data": { "a": { "slug": "everee", "name": "Everee", "vendor": "Everee, Inc.", "vendorUrl": "https://www.everee.com", "kind": "http-api", "category": "payroll", "summary": "Payroll and worker payments from Everee, Inc. for United States employers and software platforms. A REST API onboards W-2 and 1099 workers, takes timesheets and payable items, requests payouts and reads pay history, with embeddable worker screens and webhooks.", "url": "https://www.anchorterminal.com/tools/everee", "markdownUrl": "https://www.anchorterminal.com/tools/everee.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/everee.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/everee.json", "license": "Proprietary service under Everee's Terms and Conditions and Payroll \u0026 Payment Service Terms. No open-source client or SDK was found", "transports": [ "http" ], "remoteUrl": "https://api.everee.com", "packages": [], "auth": "api-key", "authNotes": "An administrator of an Everee company instance creates an API token in Settings, Integrations Hub, with no review step described. Getting an instance starts with a demo call to sales. The token goes in an HTTP Basic `authorization` header with the instance's ID in `x-everee-tenant-id`, and a token starting `sk_` is Base64-encoded first. A token reaches one instance (one EIN) and carries no scopes in the docs. Tokens can be rotated or deleted, after which calls return 401. Everee rejects requests made from browsers. Platforms hold one token per customer instance.", "pricing": "paid", "pricingNotes": "No plan price is published. The pricing page names three usage-based models (per payment, per active employee, and revenue share or wholesale for technology partners), each with a custom quote. The pricing calculator's default inputs are a base price of $10 per paid worker a month and $0.75 per payment. The page lists a free sandbox, which follows a sales contact, so an agent can't start without a person booking a call (checked 2026-10-08).", "priceSummary": "Paid", "where": "hosted", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the docs index, the API reference or the pricing page (checked 2026-10-08).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": null, "pypiWeekly": null, "asOf": "2026-10-08" }, "docsUrl": "https://developer.everee.com", "llmsTxt": "https://developer.everee.com/llms.txt", "capabilities": [ "payroll.run", "payroll.embedded", "payroll.employees", "payroll.contractors", "payroll.tax-filing", "hr.onboarding" ], "tags": [ "hosted", "closed-source", "api-key", "openapi", "llms-txt", "webhooks", "sandbox", "sales-led", "us-only", "status-page", "soc2" ], "lastRelease": "2026-10-06", "graded": true, "anchor": { "graded": true, "score": 55.1, "grade": "C", "agentReady": false, "rank": 519, "ranked": true, "rankOf": 722, "categoryRank": 5, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 56, "maintenance": 46, "payments": 10, "reliability": 87, "schema": 67, "security": 43, "transparency": 56 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-08" }, "negative": 0, "verdict": "Everee's API tokens are created in the admin portal of each company instance, and payments wait for a payroll admin's approval unless auto-approval is arranged. The API has no preview or approval endpoint, no single OpenAPI file, no SDK and no changelog, and a company instance starts with a sales call.", "bestFor": "A staffing, delivery or vertical software platform, or a single employer, that pushes hours and flat payments for W-2 and 1099 workers and lets admins approve in Everee's portal.", "strengths": [ "Every docs page has a Markdown copy listed in `llms.txt`, and each reference page carries an OpenAPI 3.0.1 fragment with request and response schemas (51 operations).", "Payable items need an `externalId` that the API rejects when repeated, and changes to paid timesheets need `correction-authorized=true`.", "Rate limits are published (200 operations per 5 seconds) with `RateLimit-Remaining`, `RateLimit-Reset`, `RateLimit-Limit` and `RateLimit-Policy` response headers and backoff guidance.", "status.everee.com shows 90 days of history for four components. The API component logged 730 seconds of downtime between 11 July and 8 October 2026.", "An API token is tied to one company instance (one EIN), and an administrator can create, rotate and delete tokens in the Integrations Hub." ], "weaknesses": [ "No preview or approval endpoint was found. Payments are approved by a payroll admin in the Everee portal, or automatically if Everee sets that up.", "The Terms and Conditions forbid access through any agent or tool other than Everee's software or a web browser, and forbid monitoring availability or benchmarking.", "A company instance starts with a demo call. No self-serve signup, public sandbox host or plan price was found, only calculator defaults of $10 per paid worker and $0.75 per payment.", "No SDK, single OpenAPI file or API changelog was found, and `developer.everee.com/changelog` returns 404.", "Tokens carry no scopes or read-only form in the docs, and no audit log or webhook signature was found." ], "agentNotes": [ "Send two headers on every call, `authorization: basic \u003ctoken\u003e` and `x-everee-tenant-id`. Base64-encode a token that starts with `sk_` first.", "Derive each payable's `externalId` from stable data, never a timestamp or UUID, so a retried create is rejected instead of paying twice.", "For contractors, call POST `/integration/v1/payables/payment-request` after all payable items are sent and before admins approve. Without it contractors aren't paid.", "Send hourly wages through the Timesheets API, not Payables, and assign `workLocationId` so tax is worked out for the right jurisdiction.", "Don't expect the API to move money alone. Tell the user a payroll admin must approve in the portal unless auto-approval is enabled, and read Everee's terms on automated access first." ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "C", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 55.1 } ], "editorialScores": { "ergonomics": 56, "maintenance": 46, "payments": 10, "reliability": 87, "schema": 67, "security": 43, "transparency": 39 }, "provenanceScore": 73 }, "connect": { "http": "curl 'https://api.everee.com/integration/v1/workers?page=0\u0026size=20' \\\n --header 'accept: application/json' \\\n --header 'authorization: basic YOUR_API_TOKEN' \\\n --header 'x-everee-tenant-id: YOUR_TENANT_ID'" }, "letme": { "capability": "https://letme.dev/payroll.run", "tool": "https://letme.dev/everee" }, "area": "domain-data", "provenance": { "legalEntity": "Everee, Inc.", "domain": "everee.com", "domainRegistered": "2010-02-10", "endpointOnVendorDomain": true, "terms": "https://www.everee.com/terms-and-conditions/", "privacy": "https://www.everee.com/privacy-policy-2/", "statusPage": "https://status.everee.com", "changelog": "", "securityTxt": "none", "checked": "2026-10-08", "notes": [ "The privacy policy (last updated 3 January 2025) names Everee, Inc., a Delaware corporation, with an address at 1895 E Rodeo Walk Dr, Suite B200.", "The Terms and Conditions (last updated 18 June 2025) cover the payment processing platform, APIs and software, and are governed by Utah law. The Payroll \u0026 Payment Service Terms of the same date sit beside them at https://www.everee.com/payroll-service-terms/.", "The API answers at https://api.everee.com and the docs at developer.everee.com (hosted on ReadMe).", "www.everee.com/.well-known/security.txt and developer.everee.com/.well-known/security.txt return 404.", "status.everee.com runs on Better Stack and was created on 18 August 2023.", "developer.everee.com/changelog returns 404, so the changelog field is empty.", "The Everee Visa Pay Card is issued by The Bancorp Bank, N.A., per the site footer.", "RDAP for everee.com gives a registration date of 2010-02-10 and Amazon Registrar, Inc. as registrar." ], "score": 73 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/everee.json", "live": { "slug": "everee", "probe": { "target": "https://api.everee.com", "method": "get", "lastAt": "2026-10-08T21:12:09.940350512Z", "lastOk": true, "lastStatus": 401, "lastMs": 612, "lastNote": "asks for credentials", "authRequired": true, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 600, "p95ms24h": 634, "samples24h": 21, "samples30d": 21, "days": [ { "date": "2026-10-08", "probes": 21, "ok": 21 } ] }, "vendorStatus": { "page": "https://status.everee.com", "indicator": "unknown", "summary": "no machine-readable status found", "checkedAt": "2026-10-08T19:38:31.139958321Z" }, "updatedAt": "2026-10-08T21:12:09.940350512Z" } }, "answer": "Finch scores 71.6 (BB) on agent readiness against Everee's 55.1 (C), and leads in 6 of 7 scored categories.", "b": { "slug": "finch", "name": "Finch", "vendor": "Profound Platform Inc. (dba Finch)", "vendorUrl": "https://www.tryfinch.com", "kind": "http-api", "category": "payroll", "summary": "Finch is a unified API for reading an employer's existing HR and payroll system, run by Profound Platform Inc. in San Francisco. Applications read directory, employment and pay data from 250+ systems and write payroll deductions.", "url": "https://www.anchorterminal.com/tools/finch", "markdownUrl": "https://www.anchorterminal.com/tools/finch.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/finch.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/finch.json", "repo": "https://github.com/Finch-API/finch-api-node", "license": "Proprietary service under Finch's Master Service Agreement. The SDKs and the MCP server on GitHub are Apache-2.0", "transports": [ "http", "stdio" ], "remoteUrl": "https://api.tryfinch.com", "packages": [ { "registry": "npm", "name": "@tryfinch/finch-api" }, { "registry": "npm", "name": "@tryfinch/finch-api-mcp" }, { "registry": "pypi", "name": "finch-api" } ], "auth": "oauth", "authNotes": "A person signs up for the Developer Dashboard and receives a `client_id` and `client_secret` for a free sandbox application. Access to an employer's data then needs that employer's administrator to sign in through Finch Connect and approve the requested products. The authorisation code is exchanged at POST /auth/token for a bearer access token tied to that one connection and those products. The token does not expire and is revoked with POST /disconnect. Connect sessions are created with HTTP Basic auth using the client ID and secret. The SSN permission needs Finch's approval, and Gusto and TriNet need a one-time security review before going live. The MCP server reads the access token from `FINCH_ACCESS_TOKEN`.", "pricing": "paid", "pricingNotes": "Starter is $65 a month per connection, month to month, for 24 providers, up to 15 connections and read-only organisation and payroll data. Pro and Premier are sold through sales, with volume discounts from 25 connections a month, all 250+ providers, deduction writes and assisted integrations. A sandbox with mock data is free with a Dashboard signup, so an agent's owner can start without a contract, and Provider Sandboxes allow five connections to provider demo accounts. All production connections are billable (checked 2026-10-08).", "priceSummary": "Paid", "where": "both", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the documentation index, the OpenAPI specification or the pricing page (checked 2026-10-08).", "endpoints": [] }, "toolCount": 2, "popularity": { "githubStars": null, "npmWeekly": 16128, "pypiWeekly": 25524, "asOf": "2026-10-08" }, "docsUrl": "https://developer.tryfinch.com", "llmsTxt": "https://developer.tryfinch.com/llms.txt", "openapi": "https://developer.tryfinch.com/openapi.json", "capabilities": [ "payroll.employees", "payroll.contractors", "hr.employees", "hr.org", "hr.documents" ], "tags": [ "hosted", "unified-api", "payroll-data", "hris", "oauth", "openapi", "llms-txt", "mcp", "sandbox", "webhooks", "python", "typescript", "java", "go", "ruby", "status-page", "sla", "soc2" ], "lastRelease": "2026-10-05", "graded": true, "anchor": { "graded": true, "score": 71.6, "grade": "BB", "agentReady": true, "rank": 104, "ranked": true, "rankOf": 722, "categoryRank": 1, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 71, "maintenance": 84, "payments": 30, "reliability": 84, "schema": 87, "security": 66, "transparency": 74 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-08" }, "negative": 0, "verdict": "Graded on the REST API. An employer grants each connection named product permissions, and limits, error codes and a 99.9 per cent uptime SLA are published. Finch reads payroll and writes deductions but cannot run a payroll. Access tokens never expire, no idempotency keys were found, and writes and most providers need a sales-led plan.", "bestFor": "An application that needs to read employees, pay runs and pay statements from whatever payroll or HR system an employer already uses, or to write benefit deductions back.", "strengths": [ "One OpenAPI 3.1 file covers 55 operations, and llms.txt indexes the documentation with every page served as Markdown", "Each access token is tied to one employer connection and limited to the products that employer approved, with SSN as a separate permission needing Finch's approval", "Rate limits are published per endpoint (20 or 12 requests a minute per application), with 429 errors that name which limit was hit", "A 99.90 per cent monthly uptime SLA with service credits is published for plans whose order form includes it", "Official SDKs for Node, Python, Java, Kotlin, Go and Ruby, with Node 10.8.2 and Python 2.8.3 released in the last 50 days", "A public DPA dated 7 August 2026, and a trust centre naming six sub-processors with hosting in AWS us-west-2" ], "weaknesses": [ "Finch cannot create, preview or approve a payroll. Writes are limited to deductions and contributions, on Pro and Premier plans", "An access token does not expire until the connection is disconnected, and no rotation method was found in the reviewed documentation", "No idempotency keys were found, and no `Retry-After` header is documented on 429 responses", "Data is synced, not live. Automated integrations refresh every 24 hours and assisted integrations every 7 days", "Starter is $65 a month per connection for 24 providers and 15 connections. The other 250+ providers and deduction writes have no public price", "The MCP server is labelled beta, runs locally over stdio and is not in the official MCP registry" ], "agentNotes": [ "Send `Finch-API-Version: 2020-09-17` and `Authorization: Bearer \u003caccess_token\u003e` on every request. A request without the version header fails with 400", "Call GET /introspect first to see the connection's products, status and whether it is automated or assisted before choosing endpoints", "Treat a 202 response as data not ready, not as data. Retry with backoff, and expect up to 14 days for an assisted connection's first sync", "Stay under 20 requests a minute on organisation endpoints and 12 on pay endpoints across all tokens. Batch IDs, and on 429 wait 60 seconds", "After a deduction write, poll the job by `job_id` until it completes before enrolling individuals. Enrolment overwrites an existing enrolment", "Start the MCP server with `--code-allow-http-gets` or a token without the benefits product when only reads are intended" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "BB", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 71.6 } ], "editorialScores": { "ergonomics": 71, "maintenance": 84, "payments": 30, "reliability": 84, "schema": 87, "security": 66, "transparency": 65 }, "provenanceScore": 82 }, "connect": { "install": "pip install finch-api", "http": "curl https://api.tryfinch.com/employer/directory \\\n -H 'Authorization: Bearer \u003caccess_token\u003e' \\\n -H 'Finch-API-Version: 2020-09-17'", "config": { "mcpServers": { "finch_api": { "args": [ "-y", "@tryfinch/finch-api-mcp" ], "command": "npx", "env": { "FINCH_ACCESS_TOKEN": "\u003ca specific connection's access token\u003e" } } } } }, "letme": { "capability": "https://letme.dev/payroll.employees", "tool": "https://letme.dev/finch" }, "area": "domain-data", "unitPrices": [ { "item": "Starter, one employer connection", "unit": "account-month", "usd": 65, "note": "read-only, 24 providers, up to 15 connections. Pro and Premier priced by sales" } ], "provenance": { "legalEntity": "Profound Platform Inc. (dba Finch)", "domain": "tryfinch.com", "domainRegistered": "2020-03-30", "endpointOnVendorDomain": true, "terms": "https://www.tryfinch.com/legal/msa", "privacy": "https://www.tryfinch.com/legal/privacy", "statusPage": "https://status.tryfinch.com", "changelog": "https://developer.tryfinch.com/changelog", "securityTxt": "none", "checked": "2026-10-08", "notes": [ "The Master Service Agreement (last updated 7 August 2026) names Profound Platform Inc. (dba Finch), a Delaware corporation. The site footer reads Finch Inc.", "The site also publishes Terms of Service dated 24 March 2022 at tryfinch.com/legal/terms, which cover the website and self-serve use, a DPA dated 7 August 2026 at /legal/dpa and a Service Level Description at /legal/sla.", "The privacy policy (effective 31 July 2025) gives the address 2261 Market Street #4127, San Francisco, CA 94114, and says Finch processes developer customers' end-user data only on their behalf.", "www.tryfinch.com/.well-known/security.txt and tryfinch.com/.well-known/security.txt return 404.", "The API answers at api.tryfinch.com and Finch Connect at connect.tryfinch.com.", "RDAP for tryfinch.com gives a registration date of 2020-03-30 and Squarespace Domains II LLC as registrar." ], "score": 82 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/finch.json", "live": { "slug": "finch", "probe": { "target": "https://api.tryfinch.com", "method": "get", "lastAt": "2026-10-08T21:12:10.581578658Z", "lastOk": true, "lastStatus": 400, "lastMs": 1031, "authRequired": false, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 452, "p95ms24h": 542, "samples24h": 41, "samples30d": 41, "days": [ { "date": "2026-10-08", "probes": 41, "ok": 41 } ] }, "vendorStatus": { "page": "https://status.tryfinch.com", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-08T21:06:05.29956342Z" }, "pages": [ { "url": "https://developer.tryfinch.com/changelog", "kind": "changelog", "status": 200, "checkedAt": "2026-10-08T18:17:19.963606681Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "eb779dc32931" }, { "url": "https://www.tryfinch.com/legal/privacy", "kind": "privacy", "status": 200, "checkedAt": "2026-10-08T18:31:07.005025023Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "758462585b04" }, { "url": "https://www.tryfinch.com/legal/msa", "kind": "terms", "status": 200, "checkedAt": "2026-10-08T18:31:04.959158947Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "b7122ac1b3ac" } ], "updatedAt": "2026-10-08T21:12:10.581578658Z" } }, "facts": [ { "a": "HTTP API", "b": "HTTP API", "name": "Kind" }, { "a": "Everee, Inc.", "b": "Profound Platform Inc. (dba Finch)", "name": "Vendor" }, { "a": "https://api.everee.com", "b": "https://api.tryfinch.com", "name": "Hosted endpoint" }, { "a": "HTTP", "b": "HTTP, stdio", "name": "Transports" }, { "a": "API key", "b": "OAuth", "name": "Auth" }, { "a": "Paid", "b": "Paid", "name": "Pricing" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "Proprietary service under Everee's Terms and Conditions and Payroll \u0026 Payment Service Terms. No open-source client or SDK was found", "b": "Proprietary service under Finch's Master Service Agreement. The SDKs and the MCP server on GitHub are Apache-2.0", "name": "Licence" }, { "a": "none", "b": "2", "name": "Tools exposed" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "yes", "name": "llms.txt" }, { "a": "2026-10-06", "b": "2026-10-05", "name": "Last release" }, { "a": "2025-06-18", "b": "2026-08-07", "name": "Terms last updated" }, { "a": "2025-01-03", "b": "no date given", "name": "Privacy policy last updated" }, { "a": "not found in the text", "b": "not found in the text", "name": "Customer content may train models" }, { "a": "yes", "b": "not found in the text", "name": "Terms restrict automated access" }, { "a": "yes", "b": "yes", "name": "Terms restrict benchmarking" }, { "a": "yes", "b": "not found in the text", "name": "Terms or service can change without notice" }, { "a": "yes", "b": "not found in the text", "name": "Arbitration or class-action waiver" }, { "a": "none", "b": "16k npm/wk, 26k PyPI/wk", "name": "Popularity" } ], "faq": [ { "answer": "Finch scores 71.6 (BB) on agent readiness against Everee's 55.1 (C), and leads in 6 of 7 scored categories.", "question": "Which is better for AI agents, Everee or Finch?" }, { "answer": "Everee needs an API key. Finch uses an OAuth sign-in.", "question": "Do Everee and Finch need an API key?" }, { "answer": "Yes. Everee has a hosted endpoint at https://api.everee.com and Finch at https://api.tryfinch.com.", "question": "Can an agent call Everee and Finch without installing anything?" } ], "goodFor": [ { "aheadOn": null, "also": null, "goodFor": "A staffing, delivery or vertical software platform, or a single employer, that pushes hours and flat payments for W-2 and 1099 workers and lets admins approve in Everee's portal.", "slug": "everee", "watchFor": "No preview or approval endpoint was found. Payments are approved by a payroll admin in the Everee portal, or automatically if Everee sets that up." }, { "aheadOn": [ "Schema \u0026 documentation, 87 against 67", "Agent ergonomics, 71 against 56", "Security \u0026 auth, 66 against 43", "Payments \u0026 pricing, 30 against 10", "Maintenance \u0026 community, 84 against 46", "Transparency \u0026 trust, 74 against 56" ], "also": [ "Agent-ready, a grade of BB or better", "Runs on your own machine" ], "goodFor": "An application that needs to read employees, pay runs and pay statements from whatever payroll or HR system an employer already uses, or to write benefit deductions back.", "slug": "finch", "watchFor": "Finch cannot create, preview or approve a payroll. Writes are limited to deductions and contributions, on Pro and Premier plans" } ], "job": { "capability": "payroll.employees", "name": "Payroll employees" }, "others": [ { "json": "https://www.anchorterminal.com/compare/argyle-vs-everee.json", "title": "Argyle vs Everee", "url": "https://www.anchorterminal.com/compare/argyle-vs-everee" }, { "json": "https://www.anchorterminal.com/compare/argyle-vs-finch.json", "title": "Argyle vs Finch", "url": "https://www.anchorterminal.com/compare/argyle-vs-finch" }, { "json": "https://www.anchorterminal.com/compare/check-payroll-vs-finch.json", "title": "Check vs Finch", "url": "https://www.anchorterminal.com/compare/check-payroll-vs-finch" }, { "json": "https://www.anchorterminal.com/compare/employment-hero-vs-finch.json", "title": "Employment Hero Payroll vs Finch", "url": "https://www.anchorterminal.com/compare/employment-hero-vs-finch" }, { "json": "https://www.anchorterminal.com/compare/everee-vs-paychex.json", "title": "Everee vs Paychex", "url": "https://www.anchorterminal.com/compare/everee-vs-paychex" }, { "json": "https://www.anchorterminal.com/compare/finch-vs-gusto.json", "title": "Finch vs Gusto", "url": "https://www.anchorterminal.com/compare/finch-vs-gusto" }, { "json": "https://www.anchorterminal.com/compare/finch-vs-paychex.json", "title": "Finch vs Paychex", "url": "https://www.anchorterminal.com/compare/finch-vs-paychex" }, { "json": "https://www.anchorterminal.com/compare/finch-vs-salsa.json", "title": "Finch vs Salsa", "url": "https://www.anchorterminal.com/compare/finch-vs-salsa" }, { "json": "https://www.anchorterminal.com/compare/finch-vs-zeal.json", "title": "Finch vs Zeal", "url": "https://www.anchorterminal.com/compare/finch-vs-zeal" }, { "json": "https://www.anchorterminal.com/compare/check-payroll-vs-everee.json", "title": "Check vs Everee", "url": "https://www.anchorterminal.com/compare/check-payroll-vs-everee" }, { "json": "https://www.anchorterminal.com/compare/employment-hero-vs-everee.json", "title": "Employment Hero Payroll vs Everee", "url": "https://www.anchorterminal.com/compare/employment-hero-vs-everee" }, { "json": "https://www.anchorterminal.com/compare/everee-vs-gusto.json", "title": "Everee vs Gusto", "url": "https://www.anchorterminal.com/compare/everee-vs-gusto" }, { "json": "https://www.anchorterminal.com/compare/everee-vs-salsa.json", "title": "Everee vs Salsa", "url": "https://www.anchorterminal.com/compare/everee-vs-salsa" }, { "json": "https://www.anchorterminal.com/compare/everee-vs-zeal.json", "title": "Everee vs Zeal", "url": "https://www.anchorterminal.com/compare/everee-vs-zeal" } ], "scores": [ { "by": 3, "edge": "everee", "everee": 87, "finch": 84, "key": "reliability", "name": "Reliability", "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "by": 20, "edge": "finch", "everee": 67, "finch": 87, "key": "schema", "name": "Schema \u0026 documentation", "weight": 13 }, { "by": 15, "edge": "finch", "everee": 56, "finch": 71, "key": "ergonomics", "name": "Agent ergonomics", "weight": 13 }, { "by": 23, "edge": "finch", "everee": 43, "finch": 66, "key": "security", "name": "Security \u0026 auth", "weight": 14 }, { "by": 20, "edge": "finch", "everee": 10, "finch": 30, "key": "payments", "name": "Payments \u0026 pricing", "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "by": 38, "edge": "finch", "everee": 46, "finch": 84, "key": "maintenance", "name": "Maintenance \u0026 community", "weight": 7 }, { "by": 18, "edge": "finch", "everee": 56, "finch": 74, "key": "transparency", "name": "Transparency \u0026 trust", "weight": 7 } ], "summary": "Finch scores 71.6 (BB) on agent readiness against Everee's 55.1 (C), and leads in 6 of 7 scored categories. Both do payroll employees.", "verdicts": { "everee": "Everee's API tokens are created in the admin portal of each company instance, and payments wait for a payroll admin's approval unless auto-approval is arranged. The API has no preview or approval endpoint, no single OpenAPI file, no SDK and no changelog, and a company instance starts with a sales call.", "finch": "Graded on the REST API. An employer grants each connection named product permissions, and limits, error codes and a 99.9 per cent uptime SLA are published. Finch reads payroll and writes deductions but cannot run a payroll. Access tokens never expire, no idempotency keys were found, and writes and most providers need a sales-led plan." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/everee-vs-finch", "json": "https://www.anchorterminal.com/compare/everee-vs-finch.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/everee-vs-finch.md", "slim": "https://www.anchorterminal.com/compare/everee-vs-finch.min.md" }, "markdown": "Finch scores 71.6 (BB) on agent readiness against Everee's 55.1 (C), and leads in 6 of 7 scored categories. Both do payroll employees.\n\n- Everee: grade C, 55.1/100, rank #519 of 722. Markdown https://www.anchorterminal.com/tools/everee.md · JSON https://www.anchorterminal.com/api/v1/tools/everee.json\n- Finch: grade BB, 71.6/100, rank #104 of 722. Markdown https://www.anchorterminal.com/tools/finch.md · JSON https://www.anchorterminal.com/api/v1/tools/finch.json\n\n## Which one, for what\n\n### Everee (C)\n\nGood for: A staffing, delivery or vertical software platform, or a single employer, that pushes hours and flat payments for W-2 and 1099 workers and lets admins approve in Everee's portal.\n\nWatch for: No preview or approval endpoint was found. Payments are approved by a payroll admin in the Everee portal, or automatically if Everee sets that up.\n\n### Finch (BB)\n\nGood for: An application that needs to read employees, pay runs and pay statements from whatever payroll or HR system an employer already uses, or to write benefit deductions back.\n\nAhead on:\n- Schema \u0026 documentation, 87 against 67\n- Agent ergonomics, 71 against 56\n- Security \u0026 auth, 66 against 43\n- Payments \u0026 pricing, 30 against 10\n- Maintenance \u0026 community, 84 against 46\n- Transparency \u0026 trust, 74 against 56\n\nAlso in its favour:\n- Agent-ready, a grade of BB or better\n- Runs on your own machine\n\nWatch for: Finch cannot create, preview or approve a payroll. Writes are limited to deductions and contributions, on Pro and Premier plans\n\n\n## Score by category\n\n| Category | Weight | Everee | Finch | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 87 | 84 | Everee +3 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 67 | 87 | Finch +20 |\n| Agent ergonomics | 13% (16.2 this run) | 56 | 71 | Finch +15 |\n| Security \u0026 auth | 14% (17.5 this run) | 43 | 66 | Finch +23 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 10 | 30 | Finch +20 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 46 | 84 | Finch +38 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 56 | 74 | Finch +18 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **55.1 · C** | **71.6 · BB** | |\n\n## Facts side by side\n\n| Fact | Everee | Finch |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Everee, Inc. | Profound Platform Inc. (dba Finch) |\n| Hosted endpoint | `https://api.everee.com` | `https://api.tryfinch.com` |\n| Transports | HTTP | HTTP, stdio |\n| Auth | API key | OAuth |\n| Pricing | Paid | Paid |\n| x402 | no | no |\n| Licence | Proprietary service under Everee's Terms and Conditions and Payroll \u0026 Payment Service Terms. No open-source client or SDK was found | Proprietary service under Finch's Master Service Agreement. The SDKs and the MCP server on GitHub are Apache-2.0 |\n| Tools exposed | none | 2 |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-10-06 | 2026-10-05 |\n| Terms last updated | 2025-06-18 | 2026-08-07 |\n| Privacy policy last updated | 2025-01-03 | no date given |\n| Customer content may train models | not found in the text | not found in the text |\n| Terms restrict automated access | yes | not found in the text |\n| Terms restrict benchmarking | yes | yes |\n| Terms or service can change without notice | yes | not found in the text |\n| Arbitration or class-action waiver | yes | not found in the text |\n| Popularity | none | 16k npm/wk, 26k PyPI/wk |\n\n## Verdicts\n\n**Everee.** Everee's API tokens are created in the admin portal of each company instance, and payments wait for a payroll admin's approval unless auto-approval is arranged. The API has no preview or approval endpoint, no single OpenAPI file, no SDK and no changelog, and a company instance starts with a sales call.\n\n**Finch.** Graded on the REST API. An employer grants each connection named product permissions, and limits, error codes and a 99.9 per cent uptime SLA are published. Finch reads payroll and writes deductions but cannot run a payroll. Access tokens never expire, no idempotency keys were found, and writes and most providers need a sales-led plan.\n\n## Before you call either\n\n### Everee\n\n1. Send two headers on every call, `authorization: basic \u003ctoken\u003e` and `x-everee-tenant-id`. Base64-encode a token that starts with `sk_` first.\n2. Derive each payable's `externalId` from stable data, never a timestamp or UUID, so a retried create is rejected instead of paying twice.\n3. For contractors, call POST `/integration/v1/payables/payment-request` after all payable items are sent and before admins approve. Without it contractors aren't paid.\n4. Send hourly wages through the Timesheets API, not Payables, and assign `workLocationId` so tax is worked out for the right jurisdiction.\n5. Don't expect the API to move money alone. Tell the user a payroll admin must approve in the portal unless auto-approval is enabled, and read Everee's terms on automated access first.\n\n### Finch\n\n1. Send `Finch-API-Version: 2020-09-17` and `Authorization: Bearer \u003caccess_token\u003e` on every request. A request without the version header fails with 400\n2. Call GET /introspect first to see the connection's products, status and whether it is automated or assisted before choosing endpoints\n3. Treat a 202 response as data not ready, not as data. Retry with backoff, and expect up to 14 days for an assisted connection's first sync\n4. Stay under 20 requests a minute on organisation endpoints and 12 on pay endpoints across all tokens. Batch IDs, and on 429 wait 60 seconds\n5. After a deduction write, poll the job by `job_id` until it completes before enrolling individuals. Enrolment overwrites an existing enrolment\n6. Start the MCP server with `--code-allow-http-gets` or a token without the benefits product when only reads are intended\n\n## Questions\n\n### Which is better for AI agents, Everee or Finch?\n\nFinch scores 71.6 (BB) on agent readiness against Everee's 55.1 (C), and leads in 6 of 7 scored categories.\n\n### Do Everee and Finch need an API key?\n\nEveree needs an API key. Finch uses an OAuth sign-in.\n\n### Can an agent call Everee and Finch without installing anything?\n\nYes. Everee has a hosted endpoint at https://api.everee.com and Finch at https://api.tryfinch.com.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/everee-vs-finch.json, and with the fewest tokens: https://www.anchorterminal.com/compare/everee-vs-finch.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"everee\", \"b\": \"finch\"}`. From a terminal: `anchor compare everee finch`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/everee.json and https://www.anchorterminal.com/api/v1/tools/finch.json\n\n## Other comparisons with Everee or Finch\n\n- [Argyle vs Everee](https://www.anchorterminal.com/compare/argyle-vs-everee.md)\n- [Argyle vs Finch](https://www.anchorterminal.com/compare/argyle-vs-finch.md)\n- [Check vs Finch](https://www.anchorterminal.com/compare/check-payroll-vs-finch.md)\n- [Employment Hero Payroll vs Finch](https://www.anchorterminal.com/compare/employment-hero-vs-finch.md)\n- [Everee vs Paychex](https://www.anchorterminal.com/compare/everee-vs-paychex.md)\n- [Finch vs Gusto](https://www.anchorterminal.com/compare/finch-vs-gusto.md)\n- [Finch vs Paychex](https://www.anchorterminal.com/compare/finch-vs-paychex.md)\n- [Finch vs Salsa](https://www.anchorterminal.com/compare/finch-vs-salsa.md)\n- [Finch vs Zeal](https://www.anchorterminal.com/compare/finch-vs-zeal.md)\n- [Check vs Everee](https://www.anchorterminal.com/compare/check-payroll-vs-everee.md)\n- [Employment Hero Payroll vs Everee](https://www.anchorterminal.com/compare/employment-hero-vs-everee.md)\n- [Everee vs Gusto](https://www.anchorterminal.com/compare/everee-vs-gusto.md)\n- [Everee vs Salsa](https://www.anchorterminal.com/compare/everee-vs-salsa.md)\n- [Everee vs Zeal](https://www.anchorterminal.com/compare/everee-vs-zeal.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-08", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.4", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "Everee vs Finch", "url": "" } ], "description": "Finch scores 71.6 (BB) on agent readiness against Everee's 55.1 (C), and leads in 6 of 7 scored categories. Both do payroll employees. Category scores, facts, verdicts and agent notes side by side.", "facts": [ "Everee C 55.1", "Finch BB 71.6", "scores" ], "h1": "Everee vs Finch", "image": "https://www.anchorterminal.com/assets/og/compare-everee-vs-finch.png", "path": "/compare/everee-vs-finch", "published": "2026-10-01", "section": "tools", "title": "Everee vs Finch for AI agents, C 55.1 vs BB 71.6 | Anchor Terminal", "toc": null, "updated": "2026-10-08", "url": "https://www.anchorterminal.com/compare/everee-vs-finch" }, "tokens": { "markdown": 2200, "slim": 680 }, "version": 1 }