# EODHD vs Financial Datasets > Financial Datasets scores 61.8 (C) to EODHD's 59 (C) for market history. Prices, MCP, x402, uptime and agent notes side by side. - Canonical: https://www.anchorterminal.com/compare/eodhd-vs-financial-datasets - Markdown: https://www.anchorterminal.com/compare/eodhd-vs-financial-datasets.md (~4,600 tokens) - Site index for agents: https://www.anchorterminal.com/llms.txt (the key docs and every listing in one file, at most 16 MB, about 4 million tokens: https://www.anchorterminal.com/llms-full.txt) - API: https://www.anchorterminal.com/api/v1/index.json - MCP: https://www.anchorterminal.com/mcp (the whole catalogue as tools, no key) - DNS: dig +short TXT .grade.anchorterminal.com (the grade as a DNS TXT record, for a sandbox with no HTTP where names still resolve; also top., best.. and .vs.. under the zone, and the same under grade.letme.dev) - Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data) - Updated: 2026-11-03 Financial Datasets scores 61.8 (C) on agent readiness against EODHD's 59 (C), and leads in 4 of 7 scored categories. EODHD leads on reliability and maintenance & community. Both do market history. Financial Datasets accepts x402. EODHD doesn't. - EODHD: grade C, 59/100, rank #651 of 1349. Markdown https://www.anchorterminal.com/tools/eodhd.md · JSON https://www.anchorterminal.com/api/v1/tools/eodhd.json - Financial Datasets: grade C, 61.8/100, rank #492 of 1349. Markdown https://www.anchorterminal.com/tools/financial-datasets.md · JSON https://www.anchorterminal.com/api/v1/tools/financial-datasets.json - Best financial market data APIs for AI agents: https://www.anchorterminal.com/best/market-data/index.md - All 55 markets comparisons: https://www.anchorterminal.com/compare/market-data/index.md ## Which one, for what ### EODHD (C) Good for: Agents that need long end-of-day history, dividends and splits and fundamentals across 60 exchanges at a low monthly price, with weighted calls to budget. Ahead on: - Reliability, 65 against 43 - Maintenance & community, 82 against 56 Also in its favour: - Runs on your own machine - Free to start without a card Watch for: Every docs page shows the token as `api_token=` in the query string, and the MCP v1 address carries it in the URL ### Financial Datasets (C) Good for: An agent doing US company research from SEC-sourced statements, filings, insider and institutional data that wants to pay per call with no account, or a small team on credits. Ahead on: - Schema & documentation, 80 against 70 - Security & auth, 49 against 39 - Payments & pricing, 75 against 30 - Transparency & trust, 63 against 52 Also in its favour: - An agent can pay per call over x402, with no account Watch for: No status page, incident history or published uptime; the Professional plan's SLA terms aren't public ## Why the edge ### Payments & pricing: Financial Datasets +45 - EODHD (30): No x402, MPP or L402 (0). Plan prices are public without login, personal and commercial, sold by the month with daily call allowances and per-endpoint call weights rather than per call (10). A free plan at 20 calls a day with no card (20). The token comes from a browser signup and no key API was found (0). 0 + 10 + 20 + 0 = 30. - Financial Datasets (75): x402 on the vendor's own endpoints for every documented GET data endpoint, 36 of them, with the last 365 days only and a Non-Professional licence; full history, the market snapshot, filing items and the POST endpoints need a key (35 of 40). Plan prices and overage rates are public, and each x402 endpoint quotes its price in the 402 header, $0.02 on /earnings (20). No free tier or trial found; data calls return 402 until an account holds credits, from $20 (0). An agent can pay by x402 with no account, or open an account with `POST /agent/signup` and have the owner fund it (20). Total 75. ### Maintenance & community: EODHD +26 - EODHD (82): Read as a closed service with open-source tooling. The MCP server's last commit is 15 October 2026 and the Claude skills repository was updated 22 October (30). Dated changes in the last 90 days include MCP commits on 8, 9 and 17 September and 9, 10 and 15 October, and the real-time feed update of 26 August 2026 (20). Pull requests on the MCP repository are merged by the vendor, support is 24/7 by email and chat per the site, and forum.eodhd.com did not resolve for us (12 of 15). Official Python and Node.js libraries; the Python package's last PyPI release is 1.0.32 of 18 December 2024, though its repository was updated in October 2026 (12 of 15). The MCP server pins fastmcp, ships tests and a security toolchain in CI (8 of 10). 30 + 20 + 12 + 12 + 8 = 82. - Financial Datasets (56): UK fundamentals went live on 26 October 2026, India on 23 October, with Japan and South Korea dated for November on the coverage page (30). Dated changes in the last 90 days are x402 on 23 October, UK fundamentals on 26 October, terms and subprocessor list on 29 October, privacy policy on 20 August, with no changelog as such (12 of 20). Contact is a form and the dashboard; no support email, Discord or forum was found, and the GitHub organisation's four repositories couldn't be read because the GitHub API rate limit was reached (6 of 15). The PyPI package is 0.1.18 of 26 May 2024 by the founder, and the docs point to the OpenAPI file and the MCP server rather than an SDK (5 of 15). Package health unknown, dependencies not checked (3 of 10). Total 56. ### Reliability: EODHD +22 - EODHD (65): Read with the hosted lines. A public status page exists at uptime.eodhistoricaldata.com, an UptimeRobot page announced on the blog on 27 March 2020 (20), but its figures load by script and our reader got an error, so no incident history could be read (5). Limits are published with numbers, 20 calls a day free, 100,000 a day on paid plans, 1,000 requests a minute, with call weights per endpoint (15). 429 carries Retry-After, X-RateLimit headers report the ceiling, and 402 marks an exhausted allowance; reads only (15). The terms promise commercially reasonable efforts and no SLA, with SLAs sold by sales (0). The core API is generally available, with several newer APIs marked beta (10). 20 + 5 + 15 + 15 + 0 + 10 = 65. - Financial Datasets (43): Graded as a hosted service. No status page was found; status.financialdatasets.ai does not resolve and no page links one (0), so there is no incident history to read (5). The only published limit is 10,000 requests a minute per wallet over x402, with monthly request caps per plan and none per minute for keyed plans (8 of 15). The OpenAPI file declares 429 and the x402 page documents a 503 with Retry-After from the facilitator and a `duplicate_payment` check on replayed signatures (10 of 15). The Professional plan lists uptime SLAs, with no figure published (10). The API is generally available (10). Total 43. ### Transparency & trust: Financial Datasets +11 - EODHD (52): A closed, proprietary API under terms that name the entity and the personal and professional user classes but carry no date and no governing law; the MCP server and OpenAPI document are MIT (15 of 30). The privacy policy is undated, keeps data while the account is active with no periods, names Google only, and no DPA was found; the MCP server's telemetry is disclosed in its README (8 of 30). No deprecation policy; Exchange Details v1 was kept when v2 shipped, and new APIs are dated on the blog (5 of 20). No subprocessor list or data locations beyond Google as an advertising platform (2 of 20). 15 + 8 + 5 + 2 = 30. - Financial Datasets (63): A closed service under terms dated 29 October 2026 that name Financial Datasets, Inc., set New York law, and state the licence per plan (15 of 30). The privacy policy of 20 August 2026 gives retention periods (accounts up to seven years after closure, API and MCP logs up to three years, backups 90 days), says inputs aren't used for training, and links a subprocessor list; no DPA text was found (24 of 30). No deprecation policy; the terms say the Services may be discontinued and material changes get reasonable notice (3 of 20). Subprocessors (AWS, Heroku, Stripe, Google sign-in, Vercel) and the United States as hosting location are disclosed (18 of 20). Total 60. ### Schema & documentation: Financial Datasets +10 - EODHD (70): An OpenAPI 3.1 document in a public repository covers 74 endpoints, last updated 18 February 2026, and the MCP server's 88 tools carry typed inputs and annotations in the source (22 of 25). llms.txt of 32 KB and an llms-full.txt, plus documentation resources inside the MCP server (10). Each API page states its purpose and plan, and tool titles name the dataset, with little on when not to use one (14 of 20). Parameters are documented with formats and the symbol convention is spelled out, but allowed values sit in prose (8 of 15). Examples on every API page and the demo token, with 401, 402, 403, 404, 422 and 429 documented in llms.txt and the limits article (11 of 15). Exchange Details v2 shipped in May 2026 with v1 kept, MCP has v1 and v2, and new APIs are announced on a dated blog, but there is no changelog page (5 of 15). 22 + 10 + 14 + 8 + 11 + 5 = 70. - Financial Datasets (80): OpenAPI 3.0.1 at financialdatasets.ai/openapi.json, 68 operations with 13 response codes and one security scheme, named the source of truth by the docs (25). llms.txt and a Markdown twin of every page (10). Every operation has a description, and the 402 terms carry a resource description that says when an agent should use the endpoint (17 of 20). 330 parameters, 36 with enums, 32 required, no free-form blobs (12 of 15). Code samples in Python, JavaScript and curl, x402 error values documented, but response examples on only six operations in the spec (11 of 15). No API version and no changelog; the news page has four dated posts in 2026 (5 of 15). Total 80. ### Security & auth: Financial Datasets +10 - EODHD (39): One token per account with no scopes, shown as `api_token=` in the query string on every docs page, with a Bearer header allowed per llms.txt; the MCP v1 address embeds the token and v2 uses OAuth 2.1 with one scope, full-access (20 less 10 for the query string, so 10). All REST calls read; three MCP report tools trigger provider-side report generation and email (14 of 20). News and sentiment are third-party text and no guidance was found (5 of 15). A usage endpoint and dashboard show calls spent, not a per-call log (6 of 15). No security.txt, disclosure policy, bug bounty or certification found; the MCP server's CI runs Bandit, Semgrep and pip-audit (4 of 20). 10 + 14 + 5 + 6 + 4 = 39. - Financial Datasets (49): A plain account key in the `X-API-KEY` header only, revoked from the dashboard, with no scopes, rotation or expiry; the MCP server adds OAuth 2 with PKCE (plain and S256), dynamic client registration, a revocation endpoint and one scope (20 of 30). Every data endpoint is a read; the x402 route and agent signup don't change the account beyond funding it (15 of 20). Filing text, filing items and news are third-party content, with no guidance on treating them as untrusted (5 of 15). The privacy policy says requests and responses are logged for up to three years; no per-call log is shown to the key holder (5 of 15). security.txt returns 404 and no bounty, SOC 2 or ISO 27001 was found; the terms ask for prompt notice of a compromised key and a subprocessor list is published (4 of 20). Total 49. ## Score by category | Category | Weight | EODHD | Financial Datasets | Edge | | --- | --- | --- | --- | --- | | Reliability | 16% (20 this run) | 65 | 43 | EODHD +22 | | Performance | 10%, pending | pending | pending | not scored in this run | | Schema & documentation | 13% (16.2 this run) | 70 | 80 | Financial Datasets +10 | | Agent ergonomics | 13% (16.2 this run) | 76 | 73 | EODHD +3 | | Security & auth | 14% (17.5 this run) | 39 | 49 | Financial Datasets +10 | | Payments & pricing | 10% (12.5 this run) | 30 | 75 | Financial Datasets +45 | | Task success | 10%, pending | pending | pending | not scored in this run | | Maintenance & community | 7% (8.8 this run) | 82 | 56 | EODHD +26 | | Transparency & trust | 7% (8.8 this run) | 52 | 63 | Financial Datasets +11 | | Negative events | ≤15 | 0 | 0 | | | **Total** | | **59 · C** | **61.8 · C** | | ## Facts side by side | Fact | EODHD | Financial Datasets | | --- | --- | --- | | Kind | HTTP API | HTTP API | | Vendor | Unicorn Data Services | Financial Datasets, Inc. | | Hosted endpoint | `https://eodhd.com/api` | `https://api.financialdatasets.ai` | | Transports | HTTP, Streamable HTTP, SSE (legacy), stdio, websocket | HTTP, Streamable HTTP | | Auth | OAuth or key | OAuth or key | | Pricing | Freemium | Pay per use | | x402 | no | yes, from $0.02/call | | Tools exposed | 88 | 28 | | Read-only variant documented | no | no | | llms.txt | yes | yes | | Last release | 2026-10-15 | 2026-10-26 | | Terms last updated | no date given | 2026-10-29 | | Privacy policy last updated | no date given | 2026-08-20 | | Customer content may train models | not found in the text | not found in the text | | Terms restrict automated access | not found in the text | yes | | Terms restrict benchmarking | not found in the text | yes | | Terms or service can change without notice | not found in the text | not found in the text | | Arbitration or class-action waiver | not found in the text | not found in the text | | Popularity | 24 stars | none | ## Verdicts **EODHD.** Limits, call weights, rate-limit headers, 429 with Retry-After and 402 on an exhausted allowance are documented, with an OpenAPI document and an open-source MCP server of 88 read-only tools. The token is documented in the query string, the MCP v1 address embeds it, the status page could not be read, and the terms carry no date, SLA or governing law. **Financial Datasets.** Every documented GET data endpoint takes x402 with no key, failed calls uncharged, and an agent can open and fund an account by API. A public OpenAPI file, llms.txt and a 28-tool OAuth MCP server cover the same data. There is no status page or free tier, keyed rate limits aren't published, and x402 data stops at 365 days. ## Before you call either ### EODHD 1. Send the token as `Authorization: Bearer`, which llms.txt allows, rather than `api_token=` in the URL, and prefer the v2 OAuth MCP address over v1 2. Budget calls, not requests; fundamentals cost 10, intraday and news 5, bulk 100 or more, and a 404 for a bad ticker is still charged, so resolve tickers with the search endpoint first 3. Read `X-RateLimit-Remaining` and honour Retry-After on 429; a 402 means the daily allowance is gone until midnight GMT and no retry will help 4. Use `{TICKER}.{EXCHANGE}` symbols in upper case, such as AAPL.US or EURUSD.FOREX, and `BTC-USD.CC` for crypto 5. Expect 20 calls a day and one year of history on the free plan; a 403 means the plan lacks the endpoint, not a bad key ### Financial Datasets 1. Without a key, read the price from the PAYMENT-REQUIRED header of the 402 and pay with x402 on Base; each page of `next_page_url` is a separate paid request 2. Keep `limit` small and ask for one `period` at a time; premium endpoints count as 2, 4 or 8 requests on keyed plans 3. Send the key only to api.financialdatasets.ai in the `X-API-KEY` header; on 401 ask the owner for a new key rather than signing up again 4. Treat a 402 on a keyed account as an empty balance and mint a checkout link for the owner; don't retry the call 5. Check the plan's licence before showing the data to anyone else; redistribution needs Professional or Enterprise ## Questions ### Which is better for AI agents, EODHD or Financial Datasets? Financial Datasets scores 61.8 (C) on agent readiness against EODHD's 59 (C), and leads in 4 of 7 scored categories. EODHD leads on reliability and maintenance & community. ### Do EODHD and Financial Datasets need an API key? Both take an API key or an OAuth sign-in. An agent can also pay Financial Datasets per call over x402, with no account. ### Can an agent call EODHD and Financial Datasets without installing anything? Yes. EODHD has a hosted endpoint at https://eodhd.com/api and Financial Datasets at https://api.financialdatasets.ai. ## For agents - This comparison as JSON: https://www.anchorterminal.com/compare/eodhd-vs-financial-datasets.json, and with the fewest tokens: https://www.anchorterminal.com/compare/eodhd-vs-financial-datasets.min.md - Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "eodhd", "b": "financial-datasets"}`. From a terminal: `anchor compare eodhd financial-datasets` - Each listing in full: https://www.anchorterminal.com/api/v1/tools/eodhd.json and https://www.anchorterminal.com/api/v1/tools/financial-datasets.json ## Other comparisons with EODHD or Financial Datasets - [Alpha Vantage vs EODHD](https://www.anchorterminal.com/compare/alpha-vantage-vs-eodhd.md) - [Alpha Vantage vs Financial Datasets](https://www.anchorterminal.com/compare/alpha-vantage-vs-financial-datasets.md) - [Databento vs EODHD](https://www.anchorterminal.com/compare/databento-vs-eodhd.md) - [Databento vs Financial Datasets](https://www.anchorterminal.com/compare/databento-vs-financial-datasets.md) - [Financial Datasets vs Massive (formerly Polygon.io)](https://www.anchorterminal.com/compare/financial-datasets-vs-massive.md) - [Financial Datasets vs Financial Modeling Prep](https://www.anchorterminal.com/compare/financial-datasets-vs-financial-modeling-prep.md) - [Financial Datasets vs Finnhub](https://www.anchorterminal.com/compare/financial-datasets-vs-finnhub.md) - [Financial Datasets vs Intrinio](https://www.anchorterminal.com/compare/financial-datasets-vs-intrinio.md) - [Financial Datasets vs Tiingo](https://www.anchorterminal.com/compare/financial-datasets-vs-tiingo.md) - [Financial Datasets vs Twelve Data](https://www.anchorterminal.com/compare/financial-datasets-vs-twelve-data.md) - [EODHD vs Financial Modeling Prep](https://www.anchorterminal.com/compare/eodhd-vs-financial-modeling-prep.md) - [EODHD vs Finnhub](https://www.anchorterminal.com/compare/eodhd-vs-finnhub.md) - [EODHD vs Intrinio](https://www.anchorterminal.com/compare/eodhd-vs-intrinio.md) - [EODHD vs Massive (formerly Polygon.io)](https://www.anchorterminal.com/compare/eodhd-vs-massive.md) - [EODHD vs Tiingo](https://www.anchorterminal.com/compare/eodhd-vs-tiingo.md) - [EODHD vs Twelve Data](https://www.anchorterminal.com/compare/eodhd-vs-twelve-data.md) - [Benzinga vs EODHD](https://www.anchorterminal.com/compare/benzinga-vs-eodhd.md) - [Benzinga vs Financial Datasets](https://www.anchorterminal.com/compare/benzinga-vs-financial-datasets.md) --- Query this catalogue directly over MCP: https://www.anchorterminal.com/mcp (Streamable HTTP, no key). How: https://www.anchorterminal.com/agents/#mcp