{ "data": { "a": { "slug": "entrust-identity-verification", "name": "Entrust Identity Verification (formerly Onfido)", "vendor": "Onfido Ltd (Entrust)", "vendorUrl": "https://www.entrust.com/products/identity-verification", "kind": "http-api", "category": "identity-verification", "summary": "Entrust Identity Verification, formerly Onfido, checks identity documents, selfies and liveness, runs watchlist and database checks and orchestrates them in Workflow Studio. Agents use the Onfido Public API v3.6 in EU, US and CA regions.", "url": "https://www.anchorterminal.com/tools/entrust-identity-verification", "markdownUrl": "https://www.anchorterminal.com/tools/entrust-identity-verification.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/entrust-identity-verification.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/entrust-identity-verification.json", "repo": "https://github.com/onfido/onfido-openapi-spec", "license": "Proprietary service under Entrust's terms. The OpenAPI spec and the server libraries (onfido-java, onfido-node, onfido-php, onfido-python, onfido-ruby) are MIT", "transports": [ "http" ], "packages": [ { "registry": "npm", "name": "@onfido/api" }, { "registry": "pypi", "name": "onfido-python" } ], "auth": "mixed", "authNotes": "API tokens per region and environment (`api_live.`, `api_sandbox.`, with `_us` and `_ca` variants) sent as `Authorization: Token token=\u003ctoken\u003e`, generated in the Dashboard under Developers, API authentication. From v3.6, OAuth client credentials issue 60-minute access tokens, with scopes and a per-application IP allowlist set in the Dashboard. Tokens remain valid until revoked. SDK tokens are separate and scoped to one workflow run. Live checks need billing details on the account (checked 2026-10-14).", "pricing": "paid", "pricingNotes": "No price list was readable. Entrust's pricing page answered 403. The UK G-Cloud 14 listing by Onfido Ltd gives £0.43 to £2.12 a transaction and says a free trial with sandbox access is available. Sandbox requests aren't charged (checked 2026-10-14).", "priceSummary": "Paid", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the docs index, the API v3.6 reference or the OpenAPI spec (checked 2026-10-14).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": 59334, "pypiWeekly": 26714, "asOf": "2026-10-14" }, "docsUrl": "https://documentation.identity.entrust.com/", "llmsTxt": "https://documentation.identity.entrust.com/llms.txt", "openapi": "https://github.com/onfido/onfido-openapi-spec/blob/master/openapi.yaml", "capabilities": [ "kyc.identity", "kyc.documents", "kyc.screening" ], "tags": [ "hosted", "api-key", "oauth", "openapi", "llms-txt", "webhooks", "sandbox", "status-page", "python", "typescript", "java", "ruby", "php", "soc2", "iso27001" ], "lastRelease": "2026-08-31", "graded": true, "anchor": { "graded": true, "score": 62.1, "grade": "B", "agentReady": false, "rank": 472, "ranked": true, "rankOf": 1076, "categoryRank": 8, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 65, "maintenance": 58, "payments": 20, "reliability": 70, "schema": 84, "security": 58, "transparency": 70 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-14" }, "negative": 0, "verdict": "The v3.6 API has a public MIT OpenAPI file, server libraries in five languages, OAuth client credentials with scopes and an 18-month deprecation notice. Entrust's own site answered 403, so terms, privacy notice, pricing and security.txt weren't read. There is no idempotency key, and live tokens need a Dashboard account with billing details.", "bestFor": "A company already contracted with Entrust that wants an agent to create applicants, start workflow runs and read reports through typed libraries and a public spec.", "strengths": [ "Public OpenAPI 3.0 file for v3.6 (85 operations, MIT) with official libraries in Java, Node.js, PHP, Python and Ruby", "OAuth client credentials with scopes and a per-application IP allowlist, alongside region-specific API tokens", "Rate limits stated, 400 requests a minute live and 120 in sandbox, with a free sandbox that returns predetermined results", "Written versioning policy with at least 18 months' notice before a version is deprecated", "Webhooks signed with HMAC-SHA256, retried five times over 10 hours and resendable for 30 days" ], "weaknesses": [ "entrust.com answered 403 to every request, so the terms, privacy notice, pricing page and security.txt weren't read", "No idempotency key on POST and no Retry-After header on 429", "The API release notes page has no entry after 27 February 2023", "A faulty deployment rejected valid tokens on the CA Public API for an hour on 7 September 2026", "Pricing is known only as a range of £0.43 to £2.12 a transaction from a 2024 UK G-Cloud listing" ], "agentNotes": [ "Use the regional host for the account (api.eu, api.us or api.ca.onfido.com/v3.6). v3.6 has no default region", "Prefer an OAuth client with only the scopes the task needs over a live API token, and refresh the 60-minute access token", "Stay under 400 requests a minute live and 120 in sandbox, and back off on a 429 `rate_limit` error", "Check before retrying a POST. There is no idempotency key, so a retry can create a second applicant or check", "Treat webhook events as duplicates or out of order, and verify `X-SHA2-Signature` over the raw body" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "B", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 62.1 } ], "editorialScores": { "ergonomics": 65, "maintenance": 58, "payments": 20, "reliability": 70, "schema": 84, "security": 58, "transparency": 52 }, "provenanceScore": 87 }, "connect": { "install": "pip install onfido-python" }, "letme": { "capability": "https://letme.dev/kyc.identity", "tool": "https://letme.dev/entrust-identity-verification" }, "area": "domain-data", "provenance": { "legalEntity": "Onfido Ltd", "domain": "onfido.com", "domainRegistered": "2013-02-22", "endpointOnVendorDomain": true, "terms": "https://www.entrust.com/terms-and-conditions", "privacy": "https://www.entrust.com/sites/default/files/documentation/licensingandagreements/product-privacy-notice-identity-verification-services.pdf", "statusPage": "https://status.onfido.com", "changelog": "https://documentation.identity.entrust.com/api/release-notes", "securityTxt": "unknown", "checked": "2026-10-14", "notes": [ "The UK G-Cloud 14 listing names ONFIDO LTD as supplier. The docs say Onfido is now part of Entrust.", "onfido.com/terms-and-conditions and onfido.com/privacy redirect to the entrust.com URLs above, which answered 403, so neither was read.", "onfido.com/.well-known/security.txt redirects to entrust.com, which answered 403.", "The API answers on api.{eu,us,ca}.onfido.com, an onfido.com subdomain. The docs moved to documentation.identity.entrust.com.", "RDAP for onfido.com gives a registration date of 2013-02-22." ], "score": 87 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/entrust-identity-verification.json", "live": { "slug": "entrust-identity-verification", "vendorStatus": { "page": "https://status.onfido.com", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-14T09:52:25.788754617Z" }, "updatedAt": "2026-10-14T09:52:25.788754617Z" } }, "answer": "Stripe Identity scores 77.7 (BB) on agent readiness against Entrust Identity Verification (formerly Onfido)'s 62.1 (B), and leads in 6 of 7 scored categories. Entrust Identity Verification (formerly Onfido) leads on reliability.", "b": { "slug": "stripe-identity", "name": "Stripe Identity", "vendor": "Stripe, LLC", "vendorUrl": "https://stripe.com/identity", "kind": "http-api", "category": "identity-verification", "summary": "Stripe Identity verifies government-issued photo IDs from more than 120 countries, matches them to selfies and validates US Social Security numbers. Sessions are created and read through the Stripe API, and the end user completes the check in Stripe's flow.", "url": "https://www.anchorterminal.com/tools/stripe-identity", "markdownUrl": "https://www.anchorterminal.com/tools/stripe-identity.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/stripe-identity.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/stripe-identity.json", "repo": "https://github.com/stripe/openapi", "license": "Proprietary service under the Stripe Services Agreement and Stripe Identity Terms. The OpenAPI spec and official SDKs are MIT", "transports": [ "http" ], "packages": [ { "registry": "npm", "name": "stripe" }, { "registry": "pypi", "name": "stripe" } ], "auth": "api-key", "authNotes": "Stripe secret key, restricted key or IP-restricted key, sent as HTTP basic auth or a Bearer token to https://api.stripe.com. Results such as status, name and address need only a secret key. Date of birth, ID number and document images need a restricted key with Identity permissions, which can read them for verifications in the last 48 hours, or for all verifications once the key is IP-restricted. Identity is activated through an application in the Dashboard (checked 2026-10-14).", "pricing": "usage", "pricingNotes": "£1.25 per completed document and selfie verification and 35p per ID number lookup (US SSNs only), charged when the user completes verification, on the United Kingdom page our network was served. The first 50 verifications are free. Custom pricing is offered above 2,000 verifications a month (https://stripe.com/identity, checked 2026-10-14).", "priceSummary": "Pay per use", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 on the Identity endpoints, the Identity docs or the product page (checked 2026-10-14).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": 24154234, "pypiWeekly": 11360574, "asOf": "2026-10-14" }, "docsUrl": "https://docs.stripe.com/identity", "llmsTxt": "https://docs.stripe.com/llms.txt", "openapi": "https://raw.githubusercontent.com/stripe/openapi/master/openapi/spec3.json", "capabilities": [ "kyc.identity", "kyc.documents" ], "tags": [ "hosted", "api-key", "openapi", "llms-txt", "webhooks", "sandbox", "free-tier", "status-page", "python", "typescript", "go", "java", "ruby", "php", "bug-bounty", "soc2" ], "lastRelease": "2026-10-01", "graded": true, "anchor": { "graded": true, "score": 77.7, "grade": "BB", "agentReady": true, "rank": 21, "ranked": true, "rankOf": 1076, "categoryRank": 1, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 93, "maintenance": 85, "payments": 40, "reliability": 62, "schema": 94, "security": 86, "transparency": 85 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-14" }, "negative": 0, "verdict": "Stripe Identity runs on the Stripe API, with a public OpenAPI spec, idempotency keys, restricted keys for sensitive fields and a redact endpoint. The product page lists £1.25 per document and selfie check, and the first 50 are free. It has no watchlist or business screening, and outside GB, JP and the US it is in public beta.", "bestFor": "A business already on Stripe that needs document and selfie checks or US SSN validation with published prices.", "strengths": [ "Six typed Identity operations in Stripe's public OpenAPI spec, with Markdown docs and llms.txt", "Date of birth and ID number need a restricted key, and IP-restricted keys for reads after 48 hours", "Idempotency keys on every POST and cursor pagination with status and date filters", "Published prices of £1.25 per verification and 35p per US SSN lookup, with the first 50 verifications free", "`redact` removes personal data from the session, reports, events and request logs, confirmed by a webhook" ], "weaknesses": [ "Document, selfie and US SSN checks only. No sanctions or watchlist screening and no business verification", "Generally available only for businesses in GB, JP and the US, and a public beta in 30 other countries", "Use for credit, housing, employment or insurance decisions, and resale of results, are forbidden by the terms", "status.stripe.com renders only in JavaScript, so the incident history couldn't be read", "Stripe keeps a copy of verification data after redaction until the end user asks Stripe support to delete it" ], "agentNotes": [ "Send an Idempotency-Key based on your user reference when creating a VerificationSession, so a retry doesn't make a second session", "Send the end user the session URL or client secret. The person completes the check, the agent can't. Links expire after 48 hours", "Use a restricted key for `verified_outputs.dob` and `id_number`. Without an IP restriction it reads them only for 48 hours", "Wait for `identity.verification_session.verified` or `requires_input` webhooks instead of polling", "Treat `redact` as irreversible, and don't put personal data in metadata" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "BB", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 77.7 } ], "editorialScores": { "ergonomics": 93, "maintenance": 85, "payments": 40, "reliability": 62, "schema": 94, "security": 86, "transparency": 72 }, "provenanceScore": 98 }, "connect": { "http": "curl https://api.stripe.com/v1/identity/verification_sessions \\\n -u \"\u003c\u003cYOUR_SECRET_KEY\u003e\u003e:\" \\\n -d type=document" }, "letme": { "capability": "https://letme.dev/kyc.identity", "tool": "https://letme.dev/stripe-identity" }, "sameCompany": [ "stripe-mcp" ], "area": "domain-data", "provenance": { "legalEntity": "Stripe, LLC", "domain": "stripe.com", "domainRegistered": "1995-09-12", "endpointOnVendorDomain": true, "terms": "https://stripe.com/identity/legal", "privacy": "https://stripe.com/privacy", "statusPage": "https://status.stripe.com", "changelog": "https://docs.stripe.com/changelog", "securityTxt": "valid", "checked": "2026-10-14", "notes": [ "stripe.com/identity/legal redirects to the Stripe Services Agreement service terms, last updated 2 October 2026, which hold the Stripe Identity Terms.", "Our network was redirected to the /gb/ copies of the terms, privacy policy and service provider list.", "stripe.com/.well-known/security.txt points to HackerOne and expires 2026-12-31.", "stripe.com was registered in 1995, before Stripe bought it." ], "score": 98 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/stripe-identity.json", "live": { "slug": "stripe-identity", "vendorStatus": { "page": "https://status.stripe.com", "indicator": "unknown", "summary": "no machine-readable status found", "checkedAt": "2026-10-14T08:53:58.613651718Z" }, "updatedAt": "2026-10-14T08:53:58.613651718Z" } }, "facts": [ { "a": "HTTP API", "b": "HTTP API", "name": "Kind" }, { "a": "Onfido Ltd (Entrust)", "b": "Stripe, LLC", "name": "Vendor" }, { "a": "no (local only)", "b": "no (local only)", "name": "Hosted endpoint" }, { "a": "HTTP", "b": "HTTP", "name": "Transports" }, { "a": "OAuth or key", "b": "API key", "name": "Auth" }, { "a": "Paid", "b": "Pay per use", "name": "Pricing" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "Proprietary service under Entrust's terms. The OpenAPI spec and the server libraries (onfido-java, onfido-node, onfido-php, onfido-python, onfido-ruby) are MIT", "b": "Proprietary service under the Stripe Services Agreement and Stripe Identity Terms. The OpenAPI spec and official SDKs are MIT", "name": "Licence" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "yes", "name": "llms.txt" }, { "a": "2026-08-31", "b": "2026-10-01", "name": "Last release" }, { "a": "couldn't be read", "b": "2026-09-28", "name": "Terms last updated" }, { "a": "", "b": "2026-04-28", "name": "Privacy policy last updated" }, { "a": "couldn't be read", "b": "yes", "name": "Customer content may train models" }, { "a": "couldn't be read", "b": "not found in the text", "name": "Terms restrict automated access" }, { "a": "couldn't be read", "b": "not found in the text", "name": "Terms restrict benchmarking" }, { "a": "couldn't be read", "b": "not found in the text", "name": "Terms or service can change without notice" }, { "a": "couldn't be read", "b": "not found in the text", "name": "Arbitration or class-action waiver" }, { "a": "59k npm/wk, 27k PyPI/wk", "b": "24.2M npm/wk, 11.4M PyPI/wk", "name": "Popularity" } ], "faq": [ { "answer": "Stripe Identity scores 77.7 (BB) on agent readiness against Entrust Identity Verification (formerly Onfido)'s 62.1 (B), and leads in 6 of 7 scored categories. Entrust Identity Verification (formerly Onfido) leads on reliability.", "question": "Which is better for AI agents, Entrust Identity Verification (formerly Onfido) or Stripe Identity?" }, { "answer": "Entrust Identity Verification (formerly Onfido) takes an API key or an OAuth sign-in. Stripe Identity needs an API key.", "question": "Do Entrust Identity Verification (formerly Onfido) and Stripe Identity need an API key?" }, { "answer": "No hosted endpoint is listed for Entrust Identity Verification (formerly Onfido). No hosted endpoint is listed for Stripe Identity.", "question": "Can an agent call Entrust Identity Verification (formerly Onfido) and Stripe Identity without installing anything?" } ], "goodFor": [ { "aheadOn": [ "Reliability, 70 against 62" ], "also": null, "goodFor": "A company already contracted with Entrust that wants an agent to create applicants, start workflow runs and read reports through typed libraries and a public spec.", "slug": "entrust-identity-verification", "watchFor": "entrust.com answered 403 to every request, so the terms, privacy notice, pricing page and security.txt weren't read" }, { "aheadOn": [ "Schema \u0026 documentation, 94 against 84", "Agent ergonomics, 93 against 65", "Security \u0026 auth, 86 against 58", "Payments \u0026 pricing, 40 against 20", "Maintenance \u0026 community, 85 against 58", "Transparency \u0026 trust, 85 against 70" ], "also": [ "Agent-ready, a grade of BB or better" ], "goodFor": "A business already on Stripe that needs document and selfie checks or US SSN validation with published prices.", "slug": "stripe-identity", "watchFor": "Document, selfie and US SSN checks only. No sanctions or watchlist screening and no business verification" } ], "job": { "capability": "kyc.identity", "name": "Identity verification" }, "others": [ { "json": "https://www.anchorterminal.com/compare/alloy-vs-entrust-identity-verification.json", "title": "Alloy vs Entrust Identity Verification (formerly Onfido)", "url": "https://www.anchorterminal.com/compare/alloy-vs-entrust-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-stripe-identity.json", "title": "Alloy vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/alloy-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/complycube-vs-entrust-identity-verification.json", "title": "ComplyCube vs Entrust Identity Verification (formerly Onfido)", "url": "https://www.anchorterminal.com/compare/complycube-vs-entrust-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/complycube-vs-stripe-identity.json", "title": "ComplyCube vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/complycube-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-entrust-identity-verification.json", "title": "Didit vs Entrust Identity Verification (formerly Onfido)", "url": "https://www.anchorterminal.com/compare/didit-vs-entrust-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-stripe-identity.json", "title": "Didit vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/didit-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-jumio.json", "title": "Entrust Identity Verification (formerly Onfido) vs Jumio", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-jumio" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-middesk.json", "title": "Entrust Identity Verification (formerly Onfido) vs Middesk", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-middesk" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-persona.json", "title": "Entrust Identity Verification (formerly Onfido) vs Persona", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-persona" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-plaid-identity-verification.json", "title": "Entrust Identity Verification (formerly Onfido) vs Plaid Identity Verification", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-plaid-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-shufti.json", "title": "Entrust Identity Verification (formerly Onfido) vs Shufti", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-shufti" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-socure-riskos.json", "title": "Entrust Identity Verification (formerly Onfido) vs Socure RiskOS", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-socure-riskos" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-sumsub.json", "title": "Entrust Identity Verification (formerly Onfido) vs Sumsub", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-trulioo.json", "title": "Entrust Identity Verification (formerly Onfido) vs Trulioo", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-trulioo" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-veriff.json", "title": "Entrust Identity Verification (formerly Onfido) vs Veriff", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-veriff" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched.json", "title": "Entrust Identity Verification (formerly Onfido) vs Vouched", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-stripe-identity.json", "title": "Jumio vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/jumio-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/middesk-vs-stripe-identity.json", "title": "Middesk vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/middesk-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/persona-vs-stripe-identity.json", "title": "Persona vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/persona-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-stripe-identity.json", "title": "Plaid Identity Verification vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/shufti-vs-stripe-identity.json", "title": "Shufti vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/shufti-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/socure-riskos-vs-stripe-identity.json", "title": "Socure RiskOS vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/socure-riskos-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-sumsub.json", "title": "Stripe Identity vs Sumsub", "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-trulioo.json", "title": "Stripe Identity vs Trulioo", "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-trulioo" }, { "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-veriff.json", "title": "Stripe Identity vs Veriff", "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-veriff" }, { "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.json", "title": "Stripe Identity vs Vouched", "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-entrust-identity-verification.json", "title": "ComplyAdvantage vs Entrust Identity Verification (formerly Onfido)", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-entrust-identity-verification" } ], "scores": [ { "by": 8, "edge": "entrust-identity-verification", "entrust-identity-verification": 70, "key": "reliability", "name": "Reliability", "stripe-identity": 62, "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "by": 10, "edge": "stripe-identity", "entrust-identity-verification": 84, "key": "schema", "name": "Schema \u0026 documentation", "stripe-identity": 94, "weight": 13 }, { "by": 28, "edge": "stripe-identity", "entrust-identity-verification": 65, "key": "ergonomics", "name": "Agent ergonomics", "stripe-identity": 93, "weight": 13 }, { "by": 28, "edge": "stripe-identity", "entrust-identity-verification": 58, "key": "security", "name": "Security \u0026 auth", "stripe-identity": 86, "weight": 14 }, { "by": 20, "edge": "stripe-identity", "entrust-identity-verification": 20, "key": "payments", "name": "Payments \u0026 pricing", "stripe-identity": 40, "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "by": 27, "edge": "stripe-identity", "entrust-identity-verification": 58, "key": "maintenance", "name": "Maintenance \u0026 community", "stripe-identity": 85, "weight": 7 }, { "by": 15, "edge": "stripe-identity", "entrust-identity-verification": 70, "key": "transparency", "name": "Transparency \u0026 trust", "stripe-identity": 85, "weight": 7 } ], "summary": "Stripe Identity scores 77.7 (BB) on agent readiness against Entrust Identity Verification (formerly Onfido)'s 62.1 (B), and leads in 6 of 7 scored categories. Entrust Identity Verification (formerly Onfido) leads on reliability. Both do identity verification.", "verdicts": { "entrust-identity-verification": "The v3.6 API has a public MIT OpenAPI file, server libraries in five languages, OAuth client credentials with scopes and an 18-month deprecation notice. Entrust's own site answered 403, so terms, privacy notice, pricing and security.txt weren't read. There is no idempotency key, and live tokens need a Dashboard account with billing details.", "stripe-identity": "Stripe Identity runs on the Stripe API, with a public OpenAPI spec, idempotency keys, restricted keys for sensitive fields and a redact endpoint. The product page lists £1.25 per document and selfie check, and the first 50 are free. It has no watchlist or business screening, and outside GB, JP and the US it is in public beta." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-stripe-identity", "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-stripe-identity.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-stripe-identity.md", "slim": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-stripe-identity.min.md" }, "markdown": "Stripe Identity scores 77.7 (BB) on agent readiness against Entrust Identity Verification (formerly Onfido)'s 62.1 (B), and leads in 6 of 7 scored categories. Entrust Identity Verification (formerly Onfido) leads on reliability. Both do identity verification.\n\n- Entrust Identity Verification (formerly Onfido): grade B, 62.1/100, rank #472 of 1076. Markdown https://www.anchorterminal.com/tools/entrust-identity-verification.md · JSON https://www.anchorterminal.com/api/v1/tools/entrust-identity-verification.json\n- Stripe Identity: grade BB, 77.7/100, rank #21 of 1076. Markdown https://www.anchorterminal.com/tools/stripe-identity.md · JSON https://www.anchorterminal.com/api/v1/tools/stripe-identity.json\n- Best identity and business verification APIs for AI agents: https://www.anchorterminal.com/best/identity-verification/index.md\n- All 119 verification comparisons: https://www.anchorterminal.com/compare/identity-verification/index.md\n\n## Which one, for what\n\n### Entrust Identity Verification (formerly Onfido) (B)\n\nGood for: A company already contracted with Entrust that wants an agent to create applicants, start workflow runs and read reports through typed libraries and a public spec.\n\nAhead on:\n- Reliability, 70 against 62\n\nWatch for: entrust.com answered 403 to every request, so the terms, privacy notice, pricing page and security.txt weren't read\n\n### Stripe Identity (BB)\n\nGood for: A business already on Stripe that needs document and selfie checks or US SSN validation with published prices.\n\nAhead on:\n- Schema \u0026 documentation, 94 against 84\n- Agent ergonomics, 93 against 65\n- Security \u0026 auth, 86 against 58\n- Payments \u0026 pricing, 40 against 20\n- Maintenance \u0026 community, 85 against 58\n- Transparency \u0026 trust, 85 against 70\n\nAlso in its favour:\n- Agent-ready, a grade of BB or better\n\nWatch for: Document, selfie and US SSN checks only. No sanctions or watchlist screening and no business verification\n\n\n## Score by category\n\n| Category | Weight | Entrust Identity Verification (formerly Onfido) | Stripe Identity | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 70 | 62 | Entrust Identity Verification (formerly Onfido) +8 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 84 | 94 | Stripe Identity +10 |\n| Agent ergonomics | 13% (16.2 this run) | 65 | 93 | Stripe Identity +28 |\n| Security \u0026 auth | 14% (17.5 this run) | 58 | 86 | Stripe Identity +28 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 20 | 40 | Stripe Identity +20 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 58 | 85 | Stripe Identity +27 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 70 | 85 | Stripe Identity +15 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **62.1 · B** | **77.7 · BB** | |\n\n## Facts side by side\n\n| Fact | Entrust Identity Verification (formerly Onfido) | Stripe Identity |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Onfido Ltd (Entrust) | Stripe, LLC |\n| Hosted endpoint | no (local only) | no (local only) |\n| Transports | HTTP | HTTP |\n| Auth | OAuth or key | API key |\n| Pricing | Paid | Pay per use |\n| x402 | no | no |\n| Licence | Proprietary service under Entrust's terms. The OpenAPI spec and the server libraries (onfido-java, onfido-node, onfido-php, onfido-python, onfido-ruby) are MIT | Proprietary service under the Stripe Services Agreement and Stripe Identity Terms. The OpenAPI spec and official SDKs are MIT |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-08-31 | 2026-10-01 |\n| Terms last updated | couldn't be read | 2026-09-28 |\n| Privacy policy last updated | | 2026-04-28 |\n| Customer content may train models | couldn't be read | yes |\n| Terms restrict automated access | couldn't be read | not found in the text |\n| Terms restrict benchmarking | couldn't be read | not found in the text |\n| Terms or service can change without notice | couldn't be read | not found in the text |\n| Arbitration or class-action waiver | couldn't be read | not found in the text |\n| Popularity | 59k npm/wk, 27k PyPI/wk | 24.2M npm/wk, 11.4M PyPI/wk |\n\n## Verdicts\n\n**Entrust Identity Verification (formerly Onfido).** The v3.6 API has a public MIT OpenAPI file, server libraries in five languages, OAuth client credentials with scopes and an 18-month deprecation notice. Entrust's own site answered 403, so terms, privacy notice, pricing and security.txt weren't read. There is no idempotency key, and live tokens need a Dashboard account with billing details.\n\n**Stripe Identity.** Stripe Identity runs on the Stripe API, with a public OpenAPI spec, idempotency keys, restricted keys for sensitive fields and a redact endpoint. The product page lists £1.25 per document and selfie check, and the first 50 are free. It has no watchlist or business screening, and outside GB, JP and the US it is in public beta.\n\n## Before you call either\n\n### Entrust Identity Verification (formerly Onfido)\n\n1. Use the regional host for the account (api.eu, api.us or api.ca.onfido.com/v3.6). v3.6 has no default region\n2. Prefer an OAuth client with only the scopes the task needs over a live API token, and refresh the 60-minute access token\n3. Stay under 400 requests a minute live and 120 in sandbox, and back off on a 429 `rate_limit` error\n4. Check before retrying a POST. There is no idempotency key, so a retry can create a second applicant or check\n5. Treat webhook events as duplicates or out of order, and verify `X-SHA2-Signature` over the raw body\n\n### Stripe Identity\n\n1. Send an Idempotency-Key based on your user reference when creating a VerificationSession, so a retry doesn't make a second session\n2. Send the end user the session URL or client secret. The person completes the check, the agent can't. Links expire after 48 hours\n3. Use a restricted key for `verified_outputs.dob` and `id_number`. Without an IP restriction it reads them only for 48 hours\n4. Wait for `identity.verification_session.verified` or `requires_input` webhooks instead of polling\n5. Treat `redact` as irreversible, and don't put personal data in metadata\n\n## Questions\n\n### Which is better for AI agents, Entrust Identity Verification (formerly Onfido) or Stripe Identity?\n\nStripe Identity scores 77.7 (BB) on agent readiness against Entrust Identity Verification (formerly Onfido)'s 62.1 (B), and leads in 6 of 7 scored categories. Entrust Identity Verification (formerly Onfido) leads on reliability.\n\n### Do Entrust Identity Verification (formerly Onfido) and Stripe Identity need an API key?\n\nEntrust Identity Verification (formerly Onfido) takes an API key or an OAuth sign-in. Stripe Identity needs an API key.\n\n### Can an agent call Entrust Identity Verification (formerly Onfido) and Stripe Identity without installing anything?\n\nNo hosted endpoint is listed for Entrust Identity Verification (formerly Onfido). No hosted endpoint is listed for Stripe Identity.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/entrust-identity-verification-vs-stripe-identity.json, and with the fewest tokens: https://www.anchorterminal.com/compare/entrust-identity-verification-vs-stripe-identity.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"entrust-identity-verification\", \"b\": \"stripe-identity\"}`. From a terminal: `anchor compare entrust-identity-verification stripe-identity`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/entrust-identity-verification.json and https://www.anchorterminal.com/api/v1/tools/stripe-identity.json\n\n## Other comparisons with Entrust Identity Verification (formerly Onfido) or Stripe Identity\n\n- [Alloy vs Entrust Identity Verification (formerly Onfido)](https://www.anchorterminal.com/compare/alloy-vs-entrust-identity-verification.md)\n- [Alloy vs Stripe Identity](https://www.anchorterminal.com/compare/alloy-vs-stripe-identity.md)\n- [ComplyCube vs Entrust Identity Verification (formerly Onfido)](https://www.anchorterminal.com/compare/complycube-vs-entrust-identity-verification.md)\n- [ComplyCube vs Stripe Identity](https://www.anchorterminal.com/compare/complycube-vs-stripe-identity.md)\n- [Didit vs Entrust Identity Verification (formerly Onfido)](https://www.anchorterminal.com/compare/didit-vs-entrust-identity-verification.md)\n- [Didit vs Stripe Identity](https://www.anchorterminal.com/compare/didit-vs-stripe-identity.md)\n- [Entrust Identity Verification (formerly Onfido) vs Jumio](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-jumio.md)\n- [Entrust Identity Verification (formerly Onfido) vs Middesk](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-middesk.md)\n- [Entrust Identity Verification (formerly Onfido) vs Persona](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-persona.md)\n- [Entrust Identity Verification (formerly Onfido) vs Plaid Identity Verification](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-plaid-identity-verification.md)\n- [Entrust Identity Verification (formerly Onfido) vs Shufti](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-shufti.md)\n- [Entrust Identity Verification (formerly Onfido) vs Socure RiskOS](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-socure-riskos.md)\n- [Entrust Identity Verification (formerly Onfido) vs Sumsub](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-sumsub.md)\n- [Entrust Identity Verification (formerly Onfido) vs Trulioo](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-trulioo.md)\n- [Entrust Identity Verification (formerly Onfido) vs Veriff](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-veriff.md)\n- [Entrust Identity Verification (formerly Onfido) vs Vouched](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched.md)\n- [Jumio vs Stripe Identity](https://www.anchorterminal.com/compare/jumio-vs-stripe-identity.md)\n- [Middesk vs Stripe Identity](https://www.anchorterminal.com/compare/middesk-vs-stripe-identity.md)\n- [Persona vs Stripe Identity](https://www.anchorterminal.com/compare/persona-vs-stripe-identity.md)\n- [Plaid Identity Verification vs Stripe Identity](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-stripe-identity.md)\n- [Shufti vs Stripe Identity](https://www.anchorterminal.com/compare/shufti-vs-stripe-identity.md)\n- [Socure RiskOS vs Stripe Identity](https://www.anchorterminal.com/compare/socure-riskos-vs-stripe-identity.md)\n- [Stripe Identity vs Sumsub](https://www.anchorterminal.com/compare/stripe-identity-vs-sumsub.md)\n- [Stripe Identity vs Trulioo](https://www.anchorterminal.com/compare/stripe-identity-vs-trulioo.md)\n- [Stripe Identity vs Veriff](https://www.anchorterminal.com/compare/stripe-identity-vs-veriff.md)\n- [Stripe Identity vs Vouched](https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.md)\n- [ComplyAdvantage vs Entrust Identity Verification (formerly Onfido)](https://www.anchorterminal.com/compare/complyadvantage-vs-entrust-identity-verification.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-14", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.4", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "Entrust Identity Verification (formerly Onfido) vs Stripe Identity", "url": "" } ], "description": "Stripe Identity scores 77.7 (BB) to Entrust Identity Verification's 62.1 (B) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.", "facts": [ "Entrust Identity Verification (formerly Onfido) B 62.1", "Stripe Identity BB 77.7", "scores" ], "h1": "Entrust Identity Verification (formerly Onfido) vs Stripe Identity", "image": "https://www.anchorterminal.com/assets/og/compare-entrust-identity-verification-vs-stripe-identity.png", "path": "/compare/entrust-identity-verification-vs-stripe-identity", "published": "2026-10-01", "section": "tools", "title": "Entrust Identity Verification vs Stripe Identity for AI agents (2026)", "toc": null, "updated": "2026-10-14", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-stripe-identity" }, "tokens": { "markdown": 3000, "slim": 780 }, "version": 1 }