# Enable Banking vs Tink (slim)

> Tink scores 62.5 (B) on agent readiness against Enable Banking's 47.1 (D), and leads in 6 of 7 scored categories. Enable Banking leads on payments & pricing. Both do bank accounts. Category scores, facts, verdicts and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/enable-banking-vs-tink.md (~2,100 tokens) · this version ~580 tokens · JSON https://www.anchorterminal.com/compare/enable-banking-vs-tink.json · canonical https://www.anchorterminal.com/compare/enable-banking-vs-tink
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-08

Tink scores 62.5 (B) on agent readiness against Enable Banking's 47.1 (D), and leads in 6 of 7 scored categories. Enable Banking leads on payments & pricing. Both do bank accounts.

- Enable Banking: D 47.1, rank #634 of 722 · https://www.anchorterminal.com/tools/enable-banking.min.md
- Tink: B 62.5, rank #337 of 722 · https://www.anchorterminal.com/tools/tink.min.md
- Enable Banking, good for EU account data and payments for builders who want live data before signing anything, or agents that read their operator's own accounts. Ahead on Payments & pricing, 20 against 10.
- Tink, good for A company with a contract that needs account, balance and transaction data or bank payments across European markets under Tink's own licences. Ahead on Reliability, 62 against 33; Schema & documentation, 73 against 54; Agent ergonomics, 74 against 67; Security & auth, 63 against 47; Transparency & trust, 90 against 49.

| Category | Enable Banking | Tink |
| --- | --- | --- |
| Reliability (16%) | 33 | 62 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 54 | 73 |
| Agent ergonomics (13%) | 67 | 74 |
| Security & auth (14%) | 47 | 63 |
| Payments & pricing (10%) | 20 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 67 | 69 |
| Transparency & trust (7%) | 49 | 90 |

| Fact (where they differ) | Enable Banking | Tink |
| --- | --- | --- |
| Vendor | Enable Banking | Tink AB (Visa) |
| Hosted endpoint | `https://api.enablebanking.com` | `https://api.tink.com` |
| Auth | OAuth or key | OAuth |
| Licence | Apache-2.0 (code samples) | Proprietary service under Tink's Master Service Agreement. The Tink Link SDKs for iOS and Android on GitHub are MIT |
| llms.txt | no | yes |
| Last release | 2026-09-09 | 2026-09-15 |
| Terms last updated | no document linked |  |
| Privacy policy last updated | couldn't be read |  |
| Agent reviews | 3/5 (2) | none |