{
  "data": {
    "a": {
      "slug": "employment-hero",
      "name": "Employment Hero Payroll",
      "vendor": "Employment Hero Pty Ltd",
      "vendorUrl": "https://employmenthero.com",
      "kind": "http-api",
      "category": "payroll",
      "summary": "Employment Hero Payroll (formerly KeyPay) is cloud payroll for Australia, New Zealand, the United Kingdom, Singapore and Malaysia. Its REST API covers businesses, employees, timesheets, leave, pay runs and reports, with an API key or OAuth 2.0.",
      "url": "https://www.anchorterminal.com/tools/employment-hero",
      "markdownUrl": "https://www.anchorterminal.com/tools/employment-hero.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/employment-hero.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/employment-hero.json",
      "repo": "https://github.com/Thinkei/keypay-dotnet-v2",
      "license": "Proprietary service under Employment Hero's General Terms. The `KeyPayV2` .NET client is MIT",
      "transports": [
        "http"
      ],
      "packages": [
        {
          "registry": "nuget",
          "name": "KeyPayV2"
        }
      ],
      "auth": "mixed",
      "authNotes": "Graded on the Payroll API. A user with a payroll login generates an API key under My Account, with no partner review, and sends it as the HTTP Basic username with a blank password. The key acts with that user's access, and Change API Key invalidates the old one. OAuth 2.0 is the other route. A support request with the application's name, callback URL and logo returns a client ID and secret, and the authorisation code grant at `/oauth/authorise` and `/oauth/token` returns a 24-hour access token and a 28-day refresh token. The spec names `read` and `write` scopes, and the guide's sample token shows an empty scope.",
      "pricing": "paid",
      "pricingNotes": "No charge for API calls was found. Access comes with an Employment Hero Payroll subscription. The Australian pricing page lists the Payroll plan at $10 with conditions, a minimum of 10 users and billing by user count, with prices stated as AUD ex. GST in the page's disclaimers. Employment Unlimited, which includes Payroll, is priced through sales. No free tier, trial or sandbox for Payroll was found on the pages read, so an agent starts only where a paying account exists (checked 2026-10-08).",
      "priceSummary": "Paid",
      "where": "local",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in the API guides, the five Swagger files or the pricing page (checked 2026-10-08).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": 6,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-10-08"
      },
      "docsUrl": "https://api.keypay.com.au/",
      "openapi": "https://api.keypay.com.au/swagger-au.json",
      "capabilities": [
        "payroll.run",
        "payroll.employees",
        "payroll.embedded",
        "payroll.tax-filing",
        "payroll.contractors",
        "hr.time-off"
      ],
      "tags": [
        "hosted",
        "payroll",
        "api-key",
        "oauth",
        "openapi",
        "webhooks",
        "dotnet",
        "white-label",
        "australia",
        "new-zealand",
        "uk",
        "singapore",
        "malaysia",
        "status-page"
      ],
      "lastRelease": "2026-10-08",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 50.4,
        "grade": "D",
        "agentReady": false,
        "rank": 591,
        "ranked": true,
        "rankOf": 722,
        "categoryRank": 6,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 53,
          "maintenance": 68,
          "payments": 10,
          "reliability": 65,
          "schema": 51,
          "security": 46,
          "transparency": 60
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-08"
        },
        "negative": 0,
        "verdict": "Five public Swagger 2.0 files describe 660 to 821 operations per region, and any payroll user can generate an API key without a partner review. The key carries its user's whole access, no idempotency keys or API changelog were found, and the only official client is for .NET.",
        "bestFor": "An agent acting for an employer or bureau already on Employment Hero Payroll in Australia, New Zealand, the United Kingdom, Singapore or Malaysia, and white label partners who create businesses through the brand endpoints.",
        "strengths": [
          "Public Swagger 2.0 file for each of five regions, 728 operations for Australia and 821 for the United Kingdom, downloadable without a login",
          "A payroll user generates an API key under My Account with no partner review, and Change API Key invalidates the old one",
          "OData `$filter`, `$orderby`, `$top` and `$skip` on most GET operations, with `$top` capped at 100",
          "Pay run endpoints cover create, recalculate, warnings, approval start, finalise and unlock, so a run can be checked before it is finalised",
          "The .NET client is regenerated from the API, with commits on 52 separate days between 10 July and 8 October 2026"
        ],
        "weaknesses": [
          "An API key carries the whole access of the user who generated it. No per-key scopes were found",
          "No idempotency keys in the spec or guides, and 5 requests a second per key and IP address is the only documented limit",
          "No changelog, versioning policy or deprecation policy was found for the Payroll API",
          "Only 13 of 460 schema definitions in the Australian spec list required fields, and 711 of 728 operations document a 200 response and little else",
          "The developer forum's recent topics include spam, and several API questions from 2024 and 2025 show no replies"
        ],
        "agentNotes": [
          "Send the API key as the Basic auth username with a blank password, for example `curl -u {api_key}: https://api.yourpayroll.com.au/api/v2/user`",
          "Pick the Swagger file for the business's region (`swagger-au.json`, `swagger-nz.json`, `swagger-uk.json`, `swagger-sg.json`, `swagger-my.json`). Paths and models differ by region",
          "Stay under 5 requests a second per key and IP address. A 429 answered our test with `retry-after: 1`",
          "Page lists with `$skip` and `$top` (100 at most). Filter property names are capitalised, unlike the camelCase JSON",
          "Read `GET /api/v2/business/{businessId}/payrun/{payRunId}/warnings` before `POST .../finalise`. Finalise can lodge with the tax office and publish pay slips in the same call"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "D",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 50.4
          }
        ],
        "editorialScores": {
          "ergonomics": 53,
          "maintenance": 68,
          "payments": 10,
          "reliability": 65,
          "schema": 51,
          "security": 46,
          "transparency": 49
        },
        "provenanceScore": 71
      },
      "connect": {
        "install": "Install-Package KeyPayV2",
        "http": "curl -u {api_key}: https://api.yourpayroll.com.au/api/v2/user"
      },
      "letme": {
        "capability": "https://letme.dev/payroll.run",
        "tool": "https://letme.dev/employment-hero"
      },
      "area": "domain-data",
      "provenance": {
        "legalEntity": "Employment Hero Pty Ltd",
        "domain": "employmenthero.com",
        "domainRegistered": "2012-05-02",
        "endpointOnVendorDomain": false,
        "terms": "https://employmenthero.com/legals/terms-conditions/",
        "privacy": "https://employmenthero.com/legals/privacy-policy/",
        "statusPage": "https://status.employmenthero.com",
        "changelog": "",
        "securityTxt": "valid",
        "checked": "2026-10-08",
        "notes": [
          "The General Terms (effective 15 June 2026) name Employment Hero Pty Ltd and its affiliates, and define the EH Platform to include products reached through its APIs. They are the platform terms, and no separate API terms were found.",
          "The privacy policy is effective 3 June 2026 and points to a Data Processing Addendum effective 15 June 2026 at https://employmenthero.com/legals/privacy-policy/data-processing/.",
          "The API answers at api.yourpayroll.com.au and the documentation at api.keypay.com.au, both off employmenthero.com. RDAP for yourpayroll.com.au names the registrar only, so we could not confirm the registrant.",
          "https://employmenthero.com/.well-known/security.txt gives vuln@employmenthero.com, a policy link and an expiry of 31 December 2026.",
          "RDAP for employmenthero.com gives a registration date of 2012-05-02 and GoDaddy.com, LLC as registrar.",
          "No changelog for the Payroll API was found on the documentation site."
        ],
        "score": 71
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/employment-hero.json",
      "live": {
        "slug": "employment-hero",
        "vendorStatus": {
          "page": "https://status.employmenthero.com",
          "indicator": "none",
          "summary": "All Systems Operational",
          "checkedAt": "2026-10-08T21:06:03.50426119Z"
        },
        "updatedAt": "2026-10-08T21:06:03.50426119Z"
      }
    },
    "answer": "Finch scores 71.6 (BB) on agent readiness against Employment Hero Payroll's 50.4 (D), and leads in every scored category.",
    "b": {
      "slug": "finch",
      "name": "Finch",
      "vendor": "Profound Platform Inc. (dba Finch)",
      "vendorUrl": "https://www.tryfinch.com",
      "kind": "http-api",
      "category": "payroll",
      "summary": "Finch is a unified API for reading an employer's existing HR and payroll system, run by Profound Platform Inc. in San Francisco. Applications read directory, employment and pay data from 250+ systems and write payroll deductions.",
      "url": "https://www.anchorterminal.com/tools/finch",
      "markdownUrl": "https://www.anchorterminal.com/tools/finch.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/finch.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/finch.json",
      "repo": "https://github.com/Finch-API/finch-api-node",
      "license": "Proprietary service under Finch's Master Service Agreement. The SDKs and the MCP server on GitHub are Apache-2.0",
      "transports": [
        "http",
        "stdio"
      ],
      "remoteUrl": "https://api.tryfinch.com",
      "packages": [
        {
          "registry": "npm",
          "name": "@tryfinch/finch-api"
        },
        {
          "registry": "npm",
          "name": "@tryfinch/finch-api-mcp"
        },
        {
          "registry": "pypi",
          "name": "finch-api"
        }
      ],
      "auth": "oauth",
      "authNotes": "A person signs up for the Developer Dashboard and receives a `client_id` and `client_secret` for a free sandbox application. Access to an employer's data then needs that employer's administrator to sign in through Finch Connect and approve the requested products. The authorisation code is exchanged at POST /auth/token for a bearer access token tied to that one connection and those products. The token does not expire and is revoked with POST /disconnect. Connect sessions are created with HTTP Basic auth using the client ID and secret. The SSN permission needs Finch's approval, and Gusto and TriNet need a one-time security review before going live. The MCP server reads the access token from `FINCH_ACCESS_TOKEN`.",
      "pricing": "paid",
      "pricingNotes": "Starter is $65 a month per connection, month to month, for 24 providers, up to 15 connections and read-only organisation and payroll data. Pro and Premier are sold through sales, with volume discounts from 25 connections a month, all 250+ providers, deduction writes and assisted integrations. A sandbox with mock data is free with a Dashboard signup, so an agent's owner can start without a contract, and Provider Sandboxes allow five connections to provider demo accounts. All production connections are billable (checked 2026-10-08).",
      "priceSummary": "Paid",
      "where": "both",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in the documentation index, the OpenAPI specification or the pricing page (checked 2026-10-08).",
        "endpoints": []
      },
      "toolCount": 2,
      "popularity": {
        "githubStars": null,
        "npmWeekly": 16128,
        "pypiWeekly": 25524,
        "asOf": "2026-10-08"
      },
      "docsUrl": "https://developer.tryfinch.com",
      "llmsTxt": "https://developer.tryfinch.com/llms.txt",
      "openapi": "https://developer.tryfinch.com/openapi.json",
      "capabilities": [
        "payroll.employees",
        "payroll.contractors",
        "hr.employees",
        "hr.org",
        "hr.documents"
      ],
      "tags": [
        "hosted",
        "unified-api",
        "payroll-data",
        "hris",
        "oauth",
        "openapi",
        "llms-txt",
        "mcp",
        "sandbox",
        "webhooks",
        "python",
        "typescript",
        "java",
        "go",
        "ruby",
        "status-page",
        "sla",
        "soc2"
      ],
      "lastRelease": "2026-10-05",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 71.6,
        "grade": "BB",
        "agentReady": true,
        "rank": 104,
        "ranked": true,
        "rankOf": 722,
        "categoryRank": 1,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 71,
          "maintenance": 84,
          "payments": 30,
          "reliability": 84,
          "schema": 87,
          "security": 66,
          "transparency": 74
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-08"
        },
        "negative": 0,
        "verdict": "Graded on the REST API. An employer grants each connection named product permissions, and limits, error codes and a 99.9 per cent uptime SLA are published. Finch reads payroll and writes deductions but cannot run a payroll. Access tokens never expire, no idempotency keys were found, and writes and most providers need a sales-led plan.",
        "bestFor": "An application that needs to read employees, pay runs and pay statements from whatever payroll or HR system an employer already uses, or to write benefit deductions back.",
        "strengths": [
          "One OpenAPI 3.1 file covers 55 operations, and llms.txt indexes the documentation with every page served as Markdown",
          "Each access token is tied to one employer connection and limited to the products that employer approved, with SSN as a separate permission needing Finch's approval",
          "Rate limits are published per endpoint (20 or 12 requests a minute per application), with 429 errors that name which limit was hit",
          "A 99.90 per cent monthly uptime SLA with service credits is published for plans whose order form includes it",
          "Official SDKs for Node, Python, Java, Kotlin, Go and Ruby, with Node 10.8.2 and Python 2.8.3 released in the last 50 days",
          "A public DPA dated 7 August 2026, and a trust centre naming six sub-processors with hosting in AWS us-west-2"
        ],
        "weaknesses": [
          "Finch cannot create, preview or approve a payroll. Writes are limited to deductions and contributions, on Pro and Premier plans",
          "An access token does not expire until the connection is disconnected, and no rotation method was found in the reviewed documentation",
          "No idempotency keys were found, and no `Retry-After` header is documented on 429 responses",
          "Data is synced, not live. Automated integrations refresh every 24 hours and assisted integrations every 7 days",
          "Starter is $65 a month per connection for 24 providers and 15 connections. The other 250+ providers and deduction writes have no public price",
          "The MCP server is labelled beta, runs locally over stdio and is not in the official MCP registry"
        ],
        "agentNotes": [
          "Send `Finch-API-Version: 2020-09-17` and `Authorization: Bearer \u003caccess_token\u003e` on every request. A request without the version header fails with 400",
          "Call GET /introspect first to see the connection's products, status and whether it is automated or assisted before choosing endpoints",
          "Treat a 202 response as data not ready, not as data. Retry with backoff, and expect up to 14 days for an assisted connection's first sync",
          "Stay under 20 requests a minute on organisation endpoints and 12 on pay endpoints across all tokens. Batch IDs, and on 429 wait 60 seconds",
          "After a deduction write, poll the job by `job_id` until it completes before enrolling individuals. Enrolment overwrites an existing enrolment",
          "Start the MCP server with `--code-allow-http-gets` or a token without the benefits product when only reads are intended"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "BB",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 71.6
          }
        ],
        "editorialScores": {
          "ergonomics": 71,
          "maintenance": 84,
          "payments": 30,
          "reliability": 84,
          "schema": 87,
          "security": 66,
          "transparency": 65
        },
        "provenanceScore": 82
      },
      "connect": {
        "install": "pip install finch-api",
        "http": "curl https://api.tryfinch.com/employer/directory \\\n  -H 'Authorization: Bearer \u003caccess_token\u003e' \\\n  -H 'Finch-API-Version: 2020-09-17'",
        "config": {
          "mcpServers": {
            "finch_api": {
              "args": [
                "-y",
                "@tryfinch/finch-api-mcp"
              ],
              "command": "npx",
              "env": {
                "FINCH_ACCESS_TOKEN": "\u003ca specific connection's access token\u003e"
              }
            }
          }
        }
      },
      "letme": {
        "capability": "https://letme.dev/payroll.employees",
        "tool": "https://letme.dev/finch"
      },
      "area": "domain-data",
      "unitPrices": [
        {
          "item": "Starter, one employer connection",
          "unit": "account-month",
          "usd": 65,
          "note": "read-only, 24 providers, up to 15 connections. Pro and Premier priced by sales"
        }
      ],
      "provenance": {
        "legalEntity": "Profound Platform Inc. (dba Finch)",
        "domain": "tryfinch.com",
        "domainRegistered": "2020-03-30",
        "endpointOnVendorDomain": true,
        "terms": "https://www.tryfinch.com/legal/msa",
        "privacy": "https://www.tryfinch.com/legal/privacy",
        "statusPage": "https://status.tryfinch.com",
        "changelog": "https://developer.tryfinch.com/changelog",
        "securityTxt": "none",
        "checked": "2026-10-08",
        "notes": [
          "The Master Service Agreement (last updated 7 August 2026) names Profound Platform Inc. (dba Finch), a Delaware corporation. The site footer reads Finch Inc.",
          "The site also publishes Terms of Service dated 24 March 2022 at tryfinch.com/legal/terms, which cover the website and self-serve use, a DPA dated 7 August 2026 at /legal/dpa and a Service Level Description at /legal/sla.",
          "The privacy policy (effective 31 July 2025) gives the address 2261 Market Street #4127, San Francisco, CA 94114, and says Finch processes developer customers' end-user data only on their behalf.",
          "www.tryfinch.com/.well-known/security.txt and tryfinch.com/.well-known/security.txt return 404.",
          "The API answers at api.tryfinch.com and Finch Connect at connect.tryfinch.com.",
          "RDAP for tryfinch.com gives a registration date of 2020-03-30 and Squarespace Domains II LLC as registrar."
        ],
        "score": 82
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/finch.json",
      "live": {
        "slug": "finch",
        "probe": {
          "target": "https://api.tryfinch.com",
          "method": "get",
          "lastAt": "2026-10-08T21:12:10.581578658Z",
          "lastOk": true,
          "lastStatus": 400,
          "lastMs": 1031,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 452,
          "p95ms24h": 542,
          "samples24h": 41,
          "samples30d": 41,
          "days": [
            {
              "date": "2026-10-08",
              "probes": 41,
              "ok": 41
            }
          ]
        },
        "vendorStatus": {
          "page": "https://status.tryfinch.com",
          "indicator": "none",
          "summary": "All Systems Operational",
          "checkedAt": "2026-10-08T21:06:05.29956342Z"
        },
        "pages": [
          {
            "url": "https://developer.tryfinch.com/changelog",
            "kind": "changelog",
            "status": 200,
            "checkedAt": "2026-10-08T18:17:19.963606681Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "eb779dc32931"
          },
          {
            "url": "https://www.tryfinch.com/legal/privacy",
            "kind": "privacy",
            "status": 200,
            "checkedAt": "2026-10-08T18:31:07.005025023Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "758462585b04"
          },
          {
            "url": "https://www.tryfinch.com/legal/msa",
            "kind": "terms",
            "status": 200,
            "checkedAt": "2026-10-08T18:31:04.959158947Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "b7122ac1b3ac"
          }
        ],
        "updatedAt": "2026-10-08T21:12:10.581578658Z"
      }
    },
    "facts": [
      {
        "a": "HTTP API",
        "b": "HTTP API",
        "name": "Kind"
      },
      {
        "a": "Employment Hero Pty Ltd",
        "b": "Profound Platform Inc. (dba Finch)",
        "name": "Vendor"
      },
      {
        "a": "no (local only)",
        "b": "https://api.tryfinch.com",
        "name": "Hosted endpoint"
      },
      {
        "a": "HTTP",
        "b": "HTTP, stdio",
        "name": "Transports"
      },
      {
        "a": "OAuth or key",
        "b": "OAuth",
        "name": "Auth"
      },
      {
        "a": "Paid",
        "b": "Paid",
        "name": "Pricing"
      },
      {
        "a": "no",
        "b": "no",
        "name": "x402"
      },
      {
        "a": "Proprietary service under Employment Hero's General Terms. The `KeyPayV2` .NET client is MIT",
        "b": "Proprietary service under Finch's Master Service Agreement. The SDKs and the MCP server on GitHub are Apache-2.0",
        "name": "Licence"
      },
      {
        "a": "none",
        "b": "2",
        "name": "Tools exposed"
      },
      {
        "a": "no",
        "b": "no",
        "name": "Read-only variant documented"
      },
      {
        "a": "no",
        "b": "yes",
        "name": "llms.txt"
      },
      {
        "a": "2026-10-08",
        "b": "2026-10-05",
        "name": "Last release"
      },
      {
        "a": "no date given",
        "b": "2026-08-07",
        "name": "Terms last updated"
      },
      {
        "a": "no date given",
        "b": "no date given",
        "name": "Privacy policy last updated"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Customer content may train models"
      },
      {
        "a": "yes",
        "b": "not found in the text",
        "name": "Terms restrict automated access"
      },
      {
        "a": "not found in the text",
        "b": "yes",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Arbitration or class-action waiver"
      },
      {
        "a": "6 stars",
        "b": "16k npm/wk, 26k PyPI/wk",
        "name": "Popularity"
      }
    ],
    "faq": [
      {
        "answer": "Finch scores 71.6 (BB) on agent readiness against Employment Hero Payroll's 50.4 (D), and leads in every scored category.",
        "question": "Which is better for AI agents, Employment Hero Payroll or Finch?"
      },
      {
        "answer": "Employment Hero Payroll takes an API key or an OAuth sign-in. Finch uses an OAuth sign-in.",
        "question": "Do Employment Hero Payroll and Finch need an API key?"
      },
      {
        "answer": "No hosted endpoint is listed for Employment Hero Payroll. Finch has a hosted endpoint at https://api.tryfinch.com.",
        "question": "Can an agent call Employment Hero Payroll and Finch without installing anything?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": null,
        "also": null,
        "goodFor": "An agent acting for an employer or bureau already on Employment Hero Payroll in Australia, New Zealand, the United Kingdom, Singapore or Malaysia, and white label partners who create businesses through the brand endpoints.",
        "slug": "employment-hero",
        "watchFor": "An API key carries the whole access of the user who generated it. No per-key scopes were found"
      },
      {
        "aheadOn": [
          "Reliability, 84 against 65",
          "Schema \u0026 documentation, 87 against 51",
          "Agent ergonomics, 71 against 53",
          "Security \u0026 auth, 66 against 46",
          "Payments \u0026 pricing, 30 against 10",
          "Maintenance \u0026 community, 84 against 68",
          "Transparency \u0026 trust, 74 against 60"
        ],
        "also": [
          "Agent-ready, a grade of BB or better",
          "A hosted endpoint, with nothing to install",
          "Runs on your own machine"
        ],
        "goodFor": "An application that needs to read employees, pay runs and pay statements from whatever payroll or HR system an employer already uses, or to write benefit deductions back.",
        "slug": "finch",
        "watchFor": "Finch cannot create, preview or approve a payroll. Writes are limited to deductions and contributions, on Pro and Premier plans"
      }
    ],
    "job": {
      "capability": "payroll.employees",
      "name": "Payroll employees"
    },
    "others": [
      {
        "json": "https://www.anchorterminal.com/compare/argyle-vs-employment-hero.json",
        "title": "Argyle vs Employment Hero Payroll",
        "url": "https://www.anchorterminal.com/compare/argyle-vs-employment-hero"
      },
      {
        "json": "https://www.anchorterminal.com/compare/argyle-vs-finch.json",
        "title": "Argyle vs Finch",
        "url": "https://www.anchorterminal.com/compare/argyle-vs-finch"
      },
      {
        "json": "https://www.anchorterminal.com/compare/check-payroll-vs-finch.json",
        "title": "Check vs Finch",
        "url": "https://www.anchorterminal.com/compare/check-payroll-vs-finch"
      },
      {
        "json": "https://www.anchorterminal.com/compare/employment-hero-vs-paychex.json",
        "title": "Employment Hero Payroll vs Paychex",
        "url": "https://www.anchorterminal.com/compare/employment-hero-vs-paychex"
      },
      {
        "json": "https://www.anchorterminal.com/compare/everee-vs-finch.json",
        "title": "Everee vs Finch",
        "url": "https://www.anchorterminal.com/compare/everee-vs-finch"
      },
      {
        "json": "https://www.anchorterminal.com/compare/finch-vs-gusto.json",
        "title": "Finch vs Gusto",
        "url": "https://www.anchorterminal.com/compare/finch-vs-gusto"
      },
      {
        "json": "https://www.anchorterminal.com/compare/finch-vs-paychex.json",
        "title": "Finch vs Paychex",
        "url": "https://www.anchorterminal.com/compare/finch-vs-paychex"
      },
      {
        "json": "https://www.anchorterminal.com/compare/finch-vs-salsa.json",
        "title": "Finch vs Salsa",
        "url": "https://www.anchorterminal.com/compare/finch-vs-salsa"
      },
      {
        "json": "https://www.anchorterminal.com/compare/finch-vs-zeal.json",
        "title": "Finch vs Zeal",
        "url": "https://www.anchorterminal.com/compare/finch-vs-zeal"
      },
      {
        "json": "https://www.anchorterminal.com/compare/check-payroll-vs-employment-hero.json",
        "title": "Check vs Employment Hero Payroll",
        "url": "https://www.anchorterminal.com/compare/check-payroll-vs-employment-hero"
      },
      {
        "json": "https://www.anchorterminal.com/compare/employment-hero-vs-everee.json",
        "title": "Employment Hero Payroll vs Everee",
        "url": "https://www.anchorterminal.com/compare/employment-hero-vs-everee"
      },
      {
        "json": "https://www.anchorterminal.com/compare/employment-hero-vs-gusto.json",
        "title": "Employment Hero Payroll vs Gusto",
        "url": "https://www.anchorterminal.com/compare/employment-hero-vs-gusto"
      },
      {
        "json": "https://www.anchorterminal.com/compare/employment-hero-vs-salsa.json",
        "title": "Employment Hero Payroll vs Salsa",
        "url": "https://www.anchorterminal.com/compare/employment-hero-vs-salsa"
      },
      {
        "json": "https://www.anchorterminal.com/compare/employment-hero-vs-zeal.json",
        "title": "Employment Hero Payroll vs Zeal",
        "url": "https://www.anchorterminal.com/compare/employment-hero-vs-zeal"
      }
    ],
    "scores": [
      {
        "by": 19,
        "edge": "finch",
        "employment-hero": 65,
        "finch": 84,
        "key": "reliability",
        "name": "Reliability",
        "weight": 16
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "by": 36,
        "edge": "finch",
        "employment-hero": 51,
        "finch": 87,
        "key": "schema",
        "name": "Schema \u0026 documentation",
        "weight": 13
      },
      {
        "by": 18,
        "edge": "finch",
        "employment-hero": 53,
        "finch": 71,
        "key": "ergonomics",
        "name": "Agent ergonomics",
        "weight": 13
      },
      {
        "by": 20,
        "edge": "finch",
        "employment-hero": 46,
        "finch": 66,
        "key": "security",
        "name": "Security \u0026 auth",
        "weight": 14
      },
      {
        "by": 20,
        "edge": "finch",
        "employment-hero": 10,
        "finch": 30,
        "key": "payments",
        "name": "Payments \u0026 pricing",
        "weight": 10
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "by": 16,
        "edge": "finch",
        "employment-hero": 68,
        "finch": 84,
        "key": "maintenance",
        "name": "Maintenance \u0026 community",
        "weight": 7
      },
      {
        "by": 14,
        "edge": "finch",
        "employment-hero": 60,
        "finch": 74,
        "key": "transparency",
        "name": "Transparency \u0026 trust",
        "weight": 7
      }
    ],
    "summary": "Finch scores 71.6 (BB) on agent readiness against Employment Hero Payroll's 50.4 (D), and leads in every scored category. Both do payroll employees.",
    "verdicts": {
      "employment-hero": "Five public Swagger 2.0 files describe 660 to 821 operations per region, and any payroll user can generate an API key without a partner review. The key carries its user's whole access, no idempotency keys or API changelog were found, and the only official client is for .NET.",
      "finch": "Graded on the REST API. An employer grants each connection named product permissions, and limits, error codes and a 99.9 per cent uptime SLA are published. Finch reads payroll and writes deductions but cannot run a payroll. Access tokens never expire, no idempotency keys were found, and writes and most providers need a sales-led plan."
    }
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    "json": "https://www.anchorterminal.com/compare/employment-hero-vs-finch.json",
    "llms": "https://www.anchorterminal.com/llms.txt",
    "markdown": "https://www.anchorterminal.com/compare/employment-hero-vs-finch.md",
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  "markdown": "Finch scores 71.6 (BB) on agent readiness against Employment Hero Payroll's 50.4 (D), and leads in every scored category. Both do payroll employees.\n\n- Employment Hero Payroll: grade D, 50.4/100, rank #591 of 722. Markdown https://www.anchorterminal.com/tools/employment-hero.md · JSON https://www.anchorterminal.com/api/v1/tools/employment-hero.json\n- Finch: grade BB, 71.6/100, rank #104 of 722. Markdown https://www.anchorterminal.com/tools/finch.md · JSON https://www.anchorterminal.com/api/v1/tools/finch.json\n\n## Which one, for what\n\n### Employment Hero Payroll (D)\n\nGood for: An agent acting for an employer or bureau already on Employment Hero Payroll in Australia, New Zealand, the United Kingdom, Singapore or Malaysia, and white label partners who create businesses through the brand endpoints.\n\nWatch for: An API key carries the whole access of the user who generated it. No per-key scopes were found\n\n### Finch (BB)\n\nGood for: An application that needs to read employees, pay runs and pay statements from whatever payroll or HR system an employer already uses, or to write benefit deductions back.\n\nAhead on:\n- Reliability, 84 against 65\n- Schema \u0026 documentation, 87 against 51\n- Agent ergonomics, 71 against 53\n- Security \u0026 auth, 66 against 46\n- Payments \u0026 pricing, 30 against 10\n- Maintenance \u0026 community, 84 against 68\n- Transparency \u0026 trust, 74 against 60\n\nAlso in its favour:\n- Agent-ready, a grade of BB or better\n- A hosted endpoint, with nothing to install\n- Runs on your own machine\n\nWatch for: Finch cannot create, preview or approve a payroll. Writes are limited to deductions and contributions, on Pro and Premier plans\n\n\n## Score by category\n\n| Category | Weight | Employment Hero Payroll | Finch | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 65 | 84 | Finch +19 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 51 | 87 | Finch +36 |\n| Agent ergonomics | 13% (16.2 this run) | 53 | 71 | Finch +18 |\n| Security \u0026 auth | 14% (17.5 this run) | 46 | 66 | Finch +20 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 10 | 30 | Finch +20 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 68 | 84 | Finch +16 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 60 | 74 | Finch +14 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **50.4 · D** | **71.6 · BB** | |\n\n## Facts side by side\n\n| Fact | Employment Hero Payroll | Finch |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Employment Hero Pty Ltd | Profound Platform Inc. (dba Finch) |\n| Hosted endpoint | no (local only) | `https://api.tryfinch.com` |\n| Transports | HTTP | HTTP, stdio |\n| Auth | OAuth or key | OAuth |\n| Pricing | Paid | Paid |\n| x402 | no | no |\n| Licence | Proprietary service under Employment Hero's General Terms. The `KeyPayV2` .NET client is MIT | Proprietary service under Finch's Master Service Agreement. The SDKs and the MCP server on GitHub are Apache-2.0 |\n| Tools exposed | none | 2 |\n| Read-only variant documented | no | no |\n| llms.txt | no | yes |\n| Last release | 2026-10-08 | 2026-10-05 |\n| Terms last updated | no date given | 2026-08-07 |\n| Privacy policy last updated | no date given | no date given |\n| Customer content may train models | not found in the text | not found in the text |\n| Terms restrict automated access | yes | not found in the text |\n| Terms restrict benchmarking | not found in the text | yes |\n| Terms or service can change without notice | not found in the text | not found in the text |\n| Arbitration or class-action waiver | not found in the text | not found in the text |\n| Popularity | 6 stars | 16k npm/wk, 26k PyPI/wk |\n\n## Verdicts\n\n**Employment Hero Payroll.** Five public Swagger 2.0 files describe 660 to 821 operations per region, and any payroll user can generate an API key without a partner review. The key carries its user's whole access, no idempotency keys or API changelog were found, and the only official client is for .NET.\n\n**Finch.** Graded on the REST API. An employer grants each connection named product permissions, and limits, error codes and a 99.9 per cent uptime SLA are published. Finch reads payroll and writes deductions but cannot run a payroll. Access tokens never expire, no idempotency keys were found, and writes and most providers need a sales-led plan.\n\n## Before you call either\n\n### Employment Hero Payroll\n\n1. Send the API key as the Basic auth username with a blank password, for example `curl -u {api_key}: https://api.yourpayroll.com.au/api/v2/user`\n2. Pick the Swagger file for the business's region (`swagger-au.json`, `swagger-nz.json`, `swagger-uk.json`, `swagger-sg.json`, `swagger-my.json`). Paths and models differ by region\n3. Stay under 5 requests a second per key and IP address. A 429 answered our test with `retry-after: 1`\n4. Page lists with `$skip` and `$top` (100 at most). Filter property names are capitalised, unlike the camelCase JSON\n5. Read `GET /api/v2/business/{businessId}/payrun/{payRunId}/warnings` before `POST .../finalise`. Finalise can lodge with the tax office and publish pay slips in the same call\n\n### Finch\n\n1. Send `Finch-API-Version: 2020-09-17` and `Authorization: Bearer \u003caccess_token\u003e` on every request. A request without the version header fails with 400\n2. Call GET /introspect first to see the connection's products, status and whether it is automated or assisted before choosing endpoints\n3. Treat a 202 response as data not ready, not as data. Retry with backoff, and expect up to 14 days for an assisted connection's first sync\n4. Stay under 20 requests a minute on organisation endpoints and 12 on pay endpoints across all tokens. Batch IDs, and on 429 wait 60 seconds\n5. After a deduction write, poll the job by `job_id` until it completes before enrolling individuals. Enrolment overwrites an existing enrolment\n6. Start the MCP server with `--code-allow-http-gets` or a token without the benefits product when only reads are intended\n\n## Questions\n\n### Which is better for AI agents, Employment Hero Payroll or Finch?\n\nFinch scores 71.6 (BB) on agent readiness against Employment Hero Payroll's 50.4 (D), and leads in every scored category.\n\n### Do Employment Hero Payroll and Finch need an API key?\n\nEmployment Hero Payroll takes an API key or an OAuth sign-in. Finch uses an OAuth sign-in.\n\n### Can an agent call Employment Hero Payroll and Finch without installing anything?\n\nNo hosted endpoint is listed for Employment Hero Payroll. Finch has a hosted endpoint at https://api.tryfinch.com.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/employment-hero-vs-finch.json, and with the fewest tokens: https://www.anchorterminal.com/compare/employment-hero-vs-finch.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"employment-hero\", \"b\": \"finch\"}`. From a terminal: `anchor compare employment-hero finch`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/employment-hero.json and https://www.anchorterminal.com/api/v1/tools/finch.json\n\n## Other comparisons with Employment Hero Payroll or Finch\n\n- [Argyle vs Employment Hero Payroll](https://www.anchorterminal.com/compare/argyle-vs-employment-hero.md)\n- [Argyle vs Finch](https://www.anchorterminal.com/compare/argyle-vs-finch.md)\n- [Check vs Finch](https://www.anchorterminal.com/compare/check-payroll-vs-finch.md)\n- [Employment Hero Payroll vs Paychex](https://www.anchorterminal.com/compare/employment-hero-vs-paychex.md)\n- [Everee vs Finch](https://www.anchorterminal.com/compare/everee-vs-finch.md)\n- [Finch vs Gusto](https://www.anchorterminal.com/compare/finch-vs-gusto.md)\n- [Finch vs Paychex](https://www.anchorterminal.com/compare/finch-vs-paychex.md)\n- [Finch vs Salsa](https://www.anchorterminal.com/compare/finch-vs-salsa.md)\n- [Finch vs Zeal](https://www.anchorterminal.com/compare/finch-vs-zeal.md)\n- [Check vs Employment Hero Payroll](https://www.anchorterminal.com/compare/check-payroll-vs-employment-hero.md)\n- [Employment Hero Payroll vs Everee](https://www.anchorterminal.com/compare/employment-hero-vs-everee.md)\n- [Employment Hero Payroll vs Gusto](https://www.anchorterminal.com/compare/employment-hero-vs-gusto.md)\n- [Employment Hero Payroll vs Salsa](https://www.anchorterminal.com/compare/employment-hero-vs-salsa.md)\n- [Employment Hero Payroll vs Zeal](https://www.anchorterminal.com/compare/employment-hero-vs-zeal.md)\n",
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    "title": "Employment Hero Payroll vs Finch for AI agents, D 50.4 vs BB 71.6",
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