# Didit vs Plaid Identity Verification (slim)

> Didit scores 75 (BB) to Plaid Identity Verification's 67.1 (B) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/didit-vs-plaid-identity-verification.md (~2,850 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/didit-vs-plaid-identity-verification.json · canonical https://www.anchorterminal.com/compare/didit-vs-plaid-identity-verification
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-14

Didit scores 75 (BB) on agent readiness against Plaid Identity Verification's 67.1 (B), and leads in 3 of 7 scored categories. Plaid Identity Verification leads on agent ergonomics and transparency & trust. Both do identity verification.

- Didit: BB 75, rank #63 of 1076 · https://www.anchorterminal.com/tools/didit.min.md
- Plaid Identity Verification: B 67.1, rank #278 of 1076 · https://www.anchorterminal.com/tools/plaid-identity-verification.min.md
- Didit, good for A team that wants document, liveness, screening and business registry checks from one API with public prices and no sales step, and an agent that has to set itself up. Ahead on Reliability, 80 against 68; Security & auth, 76 against 61; Payments & pricing, 60 against 15. Also Agent-ready, a grade of BB or better; A hosted endpoint, with nothing to install; Runs on your own machine; Free to start without a card.
- Plaid Identity Verification, good for US, Canadian and UK companies that want KYC with data source checks, documents and selfies, especially those already on Plaid or wanting Monitor screening in the same flow. Ahead on Agent ergonomics, 75 against 69; Transparency & trust, 77 against 63.

| Category | Didit | Plaid Identity Verification |
| --- | --- | --- |
| Reliability (16%) | 80 | 68 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 88 | 91 |
| Agent ergonomics (13%) | 69 | 75 |
| Security & auth (14%) | 76 | 61 |
| Payments & pricing (10%) | 60 | 15 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 82 | 83 |
| Transparency & trust (7%) | 63 | 77 |

| Fact (where they differ) | Didit | Plaid Identity Verification |
| --- | --- | --- |
| Vendor | Didit Identity Spain, S.L. | Plaid Inc. |
| Hosted endpoint | `https://verification.didit.me` | no (local only) |
| Transports | HTTP, Streamable HTTP, stdio | HTTP |
| Auth | OAuth or key | API key |
| Pricing | Pay per use | Paid |
| Licence | Proprietary service under Didit's Business Terms and Conditions. The MCP server in didit-protocol/mcp is MIT | Proprietary service under Plaid's developer policy and end-user terms. The OpenAPI file and client libraries are MIT |
| Tools exposed | 156 | none |
| MCP registry | `me.didit/mcp` | not listed |
| Last release | 2026-10-08 | 2026-10-13 |
| Terms last updated | 2026-09-23 | 2025-12-01 |
| Privacy policy last updated | 2026-10-07 | 2025-12-01 |
| Customer content may train models | yes, with an opt-out | not found in the text |
| Popularity | 0 stars, 27k npm/wk | 1.2M npm/wk, 656k PyPI/wk |