{ "data": { "a": { "slug": "didit", "name": "Didit", "vendor": "Didit Identity Spain, S.L.", "vendorUrl": "https://didit.me", "kind": "http-api", "category": "identity-verification", "summary": "Didit is a hosted identity verification service for document, liveness, face match, sanctions screening and business registry checks. Developers reach it through a REST API with an OpenAPI spec, a hosted MCP server and client SDKs.", "url": "https://www.anchorterminal.com/tools/didit", "markdownUrl": "https://www.anchorterminal.com/tools/didit.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/didit.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/didit.json", "repo": "https://github.com/didit-protocol/mcp", "license": "Proprietary service under Didit's Business Terms and Conditions. The MCP server in didit-protocol/mcp is MIT", "transports": [ "http", "streamable-http", "stdio" ], "remoteUrl": "https://verification.didit.me", "packages": [ { "registry": "npm", "name": "@didit-protocol/mcp-server" }, { "registry": "npm", "name": "@didit-protocol/sdk-web" }, { "registry": "npm", "name": "@didit-protocol/sdk-react-native" } ], "auth": "mixed", "authNotes": "Self-serve. The REST API takes an application API key in the `x-api-key` header. A key comes from the Business Console or from the registration API on `apx.didit.me`, which emails a 6-character code and returns the key with no browser step. Each application has a primary key with full access and any number of named keys with read or write access per resource, workflow and status limits, an IP allowlist and an expiry date. Named keys are created, rotated and revoked only in the console. The hosted MCP server uses OAuth 2.1 with PKCE and dynamic client registration, with the scopes `didit:management` and `didit:verification`, and accepts no API key.", "pricing": "usage", "pricingNotes": "Pay per completed check from prepaid USD credits, with no contract or minimum and no card needed to sign up. In a workflow, ID verification is $0.15, passive liveness $0.10, face match $0.05, device and IP analysis $0.03 and AML screening $0.20. Until 1 November 2026 each organisation gets 500 free checks a month for each of the first four. From 1 November that becomes $10 of credit a month, with optional Growth ($99 a month) and Scale ($299 a month) plans. Sandbox applications are not billed (https://docs.didit.me/getting-started/pricing, checked 2026-10-08).", "priceSummary": "$0.15 / tx", "where": "both", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the OpenAPI spec, the docs index or the pricing page (checked 2026-10-08).", "endpoints": [] }, "toolCount": 156, "popularity": { "githubStars": 0, "npmWeekly": 27338, "pypiWeekly": null, "asOf": "2026-10-08" }, "docsUrl": "https://docs.didit.me", "llmsTxt": "https://docs.didit.me/llms.txt", "openapi": "https://docs.didit.me/openapi-25.json", "registryName": "me.didit/mcp", "capabilities": [ "kyc.identity", "kyc.documents", "kyc.screening", "kyc.business", "kyc.cases" ], "tags": [ "hosted", "api-key", "oauth", "mcp", "webhooks", "openapi", "llms-txt", "free-tier", "no-card", "sandbox", "status-page", "sla", "soc2", "iso27001" ], "lastRelease": "2026-10-08", "graded": true, "anchor": { "graded": true, "score": 75, "grade": "BB", "agentReady": true, "rank": 63, "ranked": true, "rankOf": 1076, "categoryRank": 2, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 69, "maintenance": 82, "payments": 60, "reliability": 80, "schema": 88, "security": 76, "transparency": 63 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-08" }, "negative": 0, "verdict": "A self-serve verification API with public per-check prices, key registration by API, scoped keys and a 365-day audit log. The status page shows three incidents marked major between 22 July and 4 September 2026, each a partial outage of the core APIs, and the sub-processor list isn't public.", "bestFor": "A team that wants document, liveness, screening and business registry checks from one API with public prices and no sales step, and an agent that has to set itself up.", "strengths": [ "An account and API key can be created by API at `apx.didit.me/auth/v2/programmatic/register/`, with an emailed code and no browser step", "Public OpenAPI 3.0.0 spec with 256 operations, plus llms.txt and a Markdown copy of every docs page", "Named API keys take read or write access per resource, workflow limits, an IP allowlist and an expiry date, and rotation keeps the old secret for 24 hours", "429 responses carry `Retry-After`, limits are published per scope, and 31 operations document an `Idempotency-Key` header or a reuse rule", "Per-check prices are public, charged only when a check finishes, with 500 free checks a month per core feature until 1 November 2026" ], "weaknesses": [ "Three incidents marked major on status.didit.me from 22 July to 4 September 2026, each a partial outage of the core APIs traced to the primary database", "No server-side SDK in any language. The published SDKs are capture clients for web, iOS, Android, React Native and Flutter", "The data processing addendum says the sub-processor list is published at `/terms/sub-processors`, but that address shows the legal index, which says the list is sent after a signed NDA", "Verification data is used for model training by default until an organisation owner turns it off in the console", "The hosted MCP server lists 156 tools to a signed-in user, 23 of them destructive, and role checks run in a mode that logs without hiding tools by default" ], "agentNotes": [ "Register with `POST https://apx.didit.me/auth/v2/programmatic/register/`, then `verify-email` with the emailed 6-character code. Use a real inbox, because reserved test domains return 500.", "Send the key as `x-api-key` to `https://verification.didit.me/v3/`. The JWT from registration works only on `apx.didit.me`.", "Create a workflow before `POST /v3/session/`. `workflow_id` is the only required field, and an unfinished session with the same `vendor_data` is returned again.", "Read results from webhooks and use `GET /v3/session/{sessionId}/decision/` for back-fill. Every per-feature result is a plural array.", "The MCP server at `https://mcp.didit.me/mcp` takes OAuth sign-in only, never an API key. Approve `didit:verification` alone when the task doesn't change workflows or keys." ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "BB", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 75 } ], "editorialScores": { "ergonomics": 69, "maintenance": 82, "payments": 60, "reliability": 80, "schema": 88, "security": 76, "transparency": 53 }, "provenanceScore": 73 }, "connect": { "http": "curl -X POST https://verification.didit.me/v3/session/ \\\n -H \"x-api-key: $DIDIT_API_KEY\" \\\n -H \"Content-Type: application/json\" \\\n -d '{\"workflow_id\":\"\u003cWORKFLOW_ID\u003e\",\"vendor_data\":\"user-42\",\"callback\":\"https://myapp.com/return\"}'", "claudeCode": "claude mcp add --transport http didit https://mcp.didit.me/mcp", "config": { "mcpServers": { "didit": { "url": "https://mcp.didit.me/mcp" } } } }, "letme": { "capability": "https://letme.dev/kyc.identity", "tool": "https://letme.dev/didit" }, "area": "domain-data", "unitPrices": [ { "item": "ID verification in a workflow (document capture)", "unit": "tx", "usd": 0.15, "note": "500 free a month until 1 November 2026" }, { "item": "Passive liveness in a workflow", "unit": "tx", "usd": 0.1, "note": "500 free a month until 1 November 2026" }, { "item": "Face match 1:1 in a workflow", "unit": "tx", "usd": 0.05, "note": "500 free a month until 1 November 2026" }, { "item": "Device and IP analysis in a workflow", "unit": "tx", "usd": 0.03, "note": "500 free a month until 1 November 2026" }, { "item": "AML screening", "unit": "tx", "usd": 0.2, "note": "no free allowance" }, { "item": "Proof of address", "unit": "tx", "usd": 0.2, "note": "no free allowance" }, { "item": "KYB registry, per selected company (Lite profile)", "unit": "tx", "usd": 2, "note": "search is charged separately at up to $0.50" } ], "provenance": { "legalEntity": "Didit Identity Spain, S.L.", "domain": "didit.me", "domainRegistered": "", "endpointOnVendorDomain": true, "terms": "https://didit.me/terms/business/", "privacy": "https://didit.me/terms/privacy-policy/", "statusPage": "https://status.didit.me", "changelog": "https://docs.didit.me/changelog/september-2026", "securityTxt": "none", "checked": "2026-10-08", "notes": [ "The Business Terms and Conditions (updated 23 September 2026) name two contracting entities. Didit Identity Spain, S.L., CIF B22929327, Barcelona, contracts with clients in the EU, EEA, UK and Switzerland, and Didit Identity, Inc., Dover, Delaware, with clients elsewhere.", "The Business Terms are the self-serve contract and include the SLA as Annex 1 and the Data Processing Addendum as Annex 2. A separate Master Services Agreement covers enterprise order forms.", "The Privacy Policy was updated on 7 October 2026 and names the Spanish Data Protection Agency as lead supervisory authority. A Verification Privacy Notice supplements it for end users.", "didit.me/.well-known/security.txt and docs.didit.me/.well-known/security.txt return 404. The Information Security Policy sends reports to security@didit.me.", "The API answers at verification.didit.me, account routes at apx.didit.me and the MCP server at mcp.didit.me, all on the vendor's domain.", "The registration date of didit.me wasn't established. whois returned nothing and rdap.org has no RDAP service for .me." ], "score": 73 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/didit.json", "live": { "slug": "didit", "probe": { "target": "https://verification.didit.me", "method": "get", "lastAt": "2026-10-14T09:41:48.745025832Z", "lastOk": true, "lastStatus": 404, "lastMs": 325, "authRequired": false, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 61, "p95ms24h": 149, "samples24h": 248, "samples30d": 1389, "days": [ { "date": "2026-10-08", "probes": 50, "ok": 50 }, { "date": "2026-10-09", "probes": 250, "ok": 250 }, { "date": "2026-10-10", "probes": 247, "ok": 247 }, { "date": "2026-10-11", "probes": 247, "ok": 247 }, { "date": "2026-10-12", "probes": 247, "ok": 247 }, { "date": "2026-10-13", "probes": 248, "ok": 248 }, { "date": "2026-10-14", "probes": 100, "ok": 100 } ] }, "vendorStatus": { "page": "https://status.didit.me", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-14T09:39:05.82665204Z" }, "versions": [ { "registry": "mcp-registry", "name": "me.didit/mcp", "version": "5.0.1", "seenAt": "2026-10-14T04:18:30.41681267Z" }, { "registry": "npm", "name": "@didit-protocol/mcp-server", "version": "5.1.36", "seenAt": "2026-10-13T22:53:08.55424519Z" }, { "registry": "npm", "name": "@didit-protocol/sdk-react-native", "version": "4.9.1", "seenAt": "2026-10-13T22:53:10.755479798Z" }, { "registry": "npm", "name": "@didit-protocol/sdk-web", "version": "0.4.0", "seenAt": "2026-10-13T22:53:09.3554505Z" } ], "githubStars": 0, "npmWeekly": 1132, "securityTxt": { "url": "https://didit.me/.well-known/security.txt", "state": "none", "checkedAt": "2026-10-13T15:45:51.737049528Z" }, "llmsTxt": { "url": "https://docs.didit.me/llms.txt", "ok": true, "status": 200, "checkedAt": "2026-10-13T14:11:23.094991426Z" }, "domain": { "domain": "didit.me", "checkedAt": "2026-10-11T13:12:22.673163614Z" }, "pages": [ { "url": "https://docs.didit.me/changelog/september-2026", "kind": "changelog", "status": 200, "checkedAt": "2026-10-13T20:14:42.617522581Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "27cc95453999" }, { "url": "https://docs.didit.me/getting-started/pricing", "kind": "pricing", "status": 200, "checkedAt": "2026-10-13T20:14:44.918284015Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "9bca969c5102" }, { "url": "https://didit.me/terms/privacy-policy/", "kind": "privacy", "status": 200, "checkedAt": "2026-10-13T20:13:53.175706613Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "b971fafcf494" }, { "url": "https://didit.me/terms/business/", "kind": "terms", "status": 200, "checkedAt": "2026-10-13T20:13:50.607671313Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "293d1878de09" } ], "updatedAt": "2026-10-14T09:41:48.745025832Z" } }, "answer": "Didit scores 75 (BB) on agent readiness against Plaid Identity Verification's 67.1 (B), and leads in 3 of 7 scored categories. Plaid Identity Verification leads on agent ergonomics and transparency \u0026 trust.", "b": { "slug": "plaid-identity-verification", "name": "Plaid Identity Verification", "vendor": "Plaid Inc.", "vendorUrl": "https://plaid.com/products/identity-verification/", "kind": "http-api", "category": "identity-verification", "summary": "Plaid Identity Verification checks a person against data sources, identity documents, selfies with liveness and SMS, with risk scoring and optional Monitor watchlist screening. Sessions run in Plaid Link or through a backend-only API flow.", "url": "https://www.anchorterminal.com/tools/plaid-identity-verification", "markdownUrl": "https://www.anchorterminal.com/tools/plaid-identity-verification.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/plaid-identity-verification.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/plaid-identity-verification.json", "repo": "https://github.com/plaid/plaid-openapi", "license": "Proprietary service under Plaid's developer policy and end-user terms. The OpenAPI file and client libraries are MIT", "transports": [ "http" ], "packages": [ { "registry": "npm", "name": "plaid" }, { "registry": "pypi", "name": "plaid-python" } ], "auth": "api-key", "authNotes": "`client_id` and `secret` in the JSON body of each POST to https://sandbox.plaid.com or https://production.plaid.com, with a separate secret per environment. No scopes. Sandbox for Identity Verification is enabled self-serve from the Dashboard Products page (since 12 August 2026). Production needs a product access request, and the integrating company must be based in the US, Canada or the UK (checked 2026-10-14).", "pricing": "paid", "pricingNotes": "No public prices. Each session is billed an Anti-Fraud Engine fee plus fees for data source verification (by country), document checks and selfie checks, and retries are billed as new sessions. Exact rates appear after applying for Production. Sandbox is free (https://plaid.com/docs/account/billing/, checked 2026-10-14).", "priceSummary": "Paid", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the Identity Verification docs, the API reference or the pricing page (checked 2026-10-14).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": 1238045, "pypiWeekly": 656200, "asOf": "2026-10-14" }, "docsUrl": "https://plaid.com/docs/identity-verification/", "llmsTxt": "https://plaid.com/llms.txt", "openapi": "https://raw.githubusercontent.com/plaid/plaid-openapi/master/2020-09-14.yml", "capabilities": [ "kyc.identity", "kyc.documents", "kyc.screening" ], "tags": [ "hosted", "api-key", "openapi", "llms-txt", "webhooks", "sandbox", "status-page", "python", "typescript", "go", "java", "ruby", "bug-bounty" ], "lastRelease": "2026-10-13", "graded": true, "anchor": { "graded": true, "score": 67.1, "grade": "B", "agentReady": false, "rank": 278, "ranked": true, "rankOf": 1076, "categoryRank": 5, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 75, "maintenance": 83, "payments": 15, "reliability": 68, "schema": 91, "security": 61, "transparency": 77 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-14" }, "negative": 0, "verdict": "Plaid Identity Verification has four typed endpoints in Plaid's public OpenAPI file, an idempotent create, a backend-only flow for data source checks and frequent changelog entries. Prices appear only after applying for Production, the secret has no scopes, and the rate-limit and error pages are disallowed to crawlers.", "bestFor": "US, Canadian and UK companies that want KYC with data source checks, documents and selfies, especially those already on Plaid or wanting Monitor screening in the same flow.", "strengths": [ "Four typed endpoints in the public OpenAPI file, with llms.txt and Markdown docs", "Backend-only flow runs data source checks from user data with no Link session", "`is_idempotent` on create returns the existing session instead of making a second", "Six dated Identity Verification changelog entries between 9 July and 13 October 2026", "Self-serve Sandbox since 12 August 2026, with sample identities for test outcomes" ], "weaknesses": [ "No public prices. Rates appear only after a Production application", "One team secret reaches every Plaid product, with no scopes or read-only key", "Integrating companies must be based in the US, Canada or the UK", "Data stays only while the contract is active, and access to past sessions ends with it", "Rate-limit and error pages sit under a path robots.txt disallows, so we didn't read them" ], "agentNotes": [ "Pass `is_idempotent: true` to /identity_verification/create so a retry returns the existing session", "Use the backend-only flow (data source template, `gave_consent: true`) when you already hold the user's details. Documents and selfies need the person in Link", "Wait for the STATUS_UPDATED webhook or poll /identity_verification/get. Link's onSuccess doesn't mean the user passed", "Don't issue retries casually. Each retry is a new session billed again", "Enable Sandbox for Identity Verification on the Dashboard Products page before the first call" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "B", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 67.1 } ], "editorialScores": { "ergonomics": 75, "maintenance": 83, "payments": 15, "reliability": 68, "schema": 91, "security": 61, "transparency": 57 }, "provenanceScore": 97 }, "connect": { "http": "curl -X POST https://sandbox.plaid.com/identity_verification/create \\\n-H 'Content-Type: application/json' \\\n-d '{\n \"client_user_id\": \"user-sandbox-b0e2c4ee-a763-4df5-bfe9-46a46bce993d\",\n \"client_id\": \"${PLAID_CLIENT_ID}\",\n \"secret\": \"${PLAID_SECRET}\",\n \"is_shareable\": true,\n \"template_id\": \"idvtmp_52xR9LKo77r1Np\",\n \"gave_consent\": true\n}'" }, "letme": { "capability": "https://letme.dev/kyc.identity", "tool": "https://letme.dev/plaid-identity-verification" }, "sameCompany": [ "plaid" ], "area": "domain-data", "provenance": { "legalEntity": "Plaid Inc.", "domain": "plaid.com", "domainRegistered": "1995-08-16", "endpointOnVendorDomain": true, "terms": "https://plaid.com/legal/#developer-policy", "privacy": "https://plaid.com/legal/#privacy-statement", "statusPage": "https://status.plaid.com", "changelog": "https://plaid.com/docs/changelog/", "securityTxt": "valid", "checked": "2026-10-14", "notes": [ "Same entity, legal pages and status page as the plaid listing. Plaid Financial Ltd and Plaid, B.V. cover the UK and the EEA.", "plaid.com/.well-known/security.txt lists HackerOne and security@plaid.com and expires 2026-12-31.", "plaid.com was registered in 1995, before Plaid was founded." ], "score": 97 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/plaid-identity-verification.json", "live": { "slug": "plaid-identity-verification", "vendorStatus": { "page": "https://status.plaid.com", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-14T09:39:36.297248466Z" }, "updatedAt": "2026-10-14T09:39:36.297248466Z" } }, "facts": [ { "a": "HTTP API", "b": "HTTP API", "name": "Kind" }, { "a": "Didit Identity Spain, S.L.", "b": "Plaid Inc.", "name": "Vendor" }, { "a": "https://verification.didit.me", "b": "no (local only)", "name": "Hosted endpoint" }, { "a": "HTTP, Streamable HTTP, stdio", "b": "HTTP", "name": "Transports" }, { "a": "OAuth or key", "b": "API key", "name": "Auth" }, { "a": "Pay per use", "b": "Paid", "name": "Pricing" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "Proprietary service under Didit's Business Terms and Conditions. The MCP server in didit-protocol/mcp is MIT", "b": "Proprietary service under Plaid's developer policy and end-user terms. The OpenAPI file and client libraries are MIT", "name": "Licence" }, { "a": "156", "b": "none", "name": "Tools exposed" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "yes", "name": "llms.txt" }, { "a": "me.didit/mcp", "b": "not listed", "name": "MCP registry" }, { "a": "2026-10-08", "b": "2026-10-13", "name": "Last release" }, { "a": "2026-09-23", "b": "2025-12-01", "name": "Terms last updated" }, { "a": "2026-10-07", "b": "2025-12-01", "name": "Privacy policy last updated" }, { "a": "yes, with an opt-out", "b": "not found in the text", "name": "Customer content may train models" }, { "a": "not found in the text", "b": "not found in the text", "name": "Terms restrict automated access" }, { "a": "yes", "b": "yes", "name": "Terms restrict benchmarking" }, { "a": "not found in the text", "b": "not found in the text", "name": "Terms or service can change without notice" }, { "a": "not found in the text", "b": "not found in the text", "name": "Arbitration or class-action waiver" }, { "a": "0 stars, 27k npm/wk", "b": "1.2M npm/wk, 656k PyPI/wk", "name": "Popularity" } ], "faq": [ { "answer": "Didit scores 75 (BB) on agent readiness against Plaid Identity Verification's 67.1 (B), and leads in 3 of 7 scored categories. Plaid Identity Verification leads on agent ergonomics and transparency \u0026 trust.", "question": "Which is better for AI agents, Didit or Plaid Identity Verification?" }, { "answer": "Didit takes an API key or an OAuth sign-in. Plaid Identity Verification needs an API key.", "question": "Do Didit and Plaid Identity Verification need an API key?" }, { "answer": "Didit has a hosted endpoint at https://verification.didit.me. No hosted endpoint is listed for Plaid Identity Verification.", "question": "Can an agent call Didit and Plaid Identity Verification without installing anything?" } ], "goodFor": [ { "aheadOn": [ "Reliability, 80 against 68", "Security \u0026 auth, 76 against 61", "Payments \u0026 pricing, 60 against 15" ], "also": [ "Agent-ready, a grade of BB or better", "A hosted endpoint, with nothing to install", "Runs on your own machine", "Free to start without a card" ], "goodFor": "A team that wants document, liveness, screening and business registry checks from one API with public prices and no sales step, and an agent that has to set itself up.", "slug": "didit", "watchFor": "Three incidents marked major on status.didit.me from 22 July to 4 September 2026, each a partial outage of the core APIs traced to the primary database" }, { "aheadOn": [ "Agent ergonomics, 75 against 69", "Transparency \u0026 trust, 77 against 63" ], "also": null, "goodFor": "US, Canadian and UK companies that want KYC with data source checks, documents and selfies, especially those already on Plaid or wanting Monitor screening in the same flow.", "slug": "plaid-identity-verification", "watchFor": "No public prices. Rates appear only after a Production application" } ], "job": { "capability": "kyc.identity", "name": "Identity verification" }, "others": [ { "json": "https://www.anchorterminal.com/compare/alloy-vs-didit.json", "title": "Alloy vs Didit", "url": "https://www.anchorterminal.com/compare/alloy-vs-didit" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-plaid-identity-verification.json", "title": "Alloy vs Plaid Identity Verification", "url": "https://www.anchorterminal.com/compare/alloy-vs-plaid-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/complycube-vs-didit.json", "title": "ComplyCube vs Didit", "url": "https://www.anchorterminal.com/compare/complycube-vs-didit" }, { "json": "https://www.anchorterminal.com/compare/complycube-vs-plaid-identity-verification.json", "title": "ComplyCube vs Plaid Identity Verification", "url": "https://www.anchorterminal.com/compare/complycube-vs-plaid-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-entrust-identity-verification.json", "title": "Didit vs Entrust Identity Verification (formerly Onfido)", "url": "https://www.anchorterminal.com/compare/didit-vs-entrust-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-jumio.json", "title": "Didit vs Jumio", "url": "https://www.anchorterminal.com/compare/didit-vs-jumio" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-middesk.json", "title": "Didit vs Middesk", "url": "https://www.anchorterminal.com/compare/didit-vs-middesk" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-persona.json", "title": "Didit vs Persona", "url": "https://www.anchorterminal.com/compare/didit-vs-persona" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-shufti.json", "title": "Didit vs Shufti", "url": "https://www.anchorterminal.com/compare/didit-vs-shufti" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-socure-riskos.json", "title": "Didit vs Socure RiskOS", "url": "https://www.anchorterminal.com/compare/didit-vs-socure-riskos" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-stripe-identity.json", "title": "Didit vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/didit-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-sumsub.json", "title": "Didit vs Sumsub", "url": "https://www.anchorterminal.com/compare/didit-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-trulioo.json", "title": "Didit vs Trulioo", "url": "https://www.anchorterminal.com/compare/didit-vs-trulioo" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-veriff.json", "title": "Didit vs Veriff", "url": "https://www.anchorterminal.com/compare/didit-vs-veriff" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-vouched.json", "title": "Didit vs Vouched", "url": "https://www.anchorterminal.com/compare/didit-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-plaid-identity-verification.json", "title": "Entrust Identity Verification (formerly Onfido) vs Plaid Identity Verification", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-plaid-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-plaid-identity-verification.json", "title": "Jumio vs Plaid Identity Verification", "url": "https://www.anchorterminal.com/compare/jumio-vs-plaid-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/middesk-vs-plaid-identity-verification.json", "title": "Middesk vs Plaid Identity Verification", "url": "https://www.anchorterminal.com/compare/middesk-vs-plaid-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/persona-vs-plaid-identity-verification.json", "title": "Persona vs Plaid Identity Verification", "url": "https://www.anchorterminal.com/compare/persona-vs-plaid-identity-verification" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-shufti.json", "title": "Plaid Identity Verification vs Shufti", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-shufti" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-socure-riskos.json", "title": "Plaid Identity Verification vs Socure RiskOS", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-socure-riskos" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-stripe-identity.json", "title": "Plaid Identity Verification vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-sumsub.json", "title": "Plaid Identity Verification vs Sumsub", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-trulioo.json", "title": "Plaid Identity Verification vs Trulioo", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-trulioo" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-veriff.json", "title": "Plaid Identity Verification vs Veriff", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-veriff" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched.json", "title": "Plaid Identity Verification vs Vouched", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-didit.json", "title": "ComplyAdvantage vs Didit", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-didit" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-plaid-identity-verification.json", "title": "ComplyAdvantage vs Plaid Identity Verification", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-plaid-identity-verification" } ], "scores": [ { "by": 12, "didit": 80, "edge": "didit", "key": "reliability", "name": "Reliability", "plaid-identity-verification": 68, "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "by": 3, "didit": 88, "edge": "plaid-identity-verification", "key": "schema", "name": "Schema \u0026 documentation", "plaid-identity-verification": 91, "weight": 13 }, { "by": 6, "didit": 69, "edge": "plaid-identity-verification", "key": "ergonomics", "name": "Agent ergonomics", "plaid-identity-verification": 75, "weight": 13 }, { "by": 15, "didit": 76, "edge": "didit", "key": "security", "name": "Security \u0026 auth", "plaid-identity-verification": 61, "weight": 14 }, { "by": 45, "didit": 60, "edge": "didit", "key": "payments", "name": "Payments \u0026 pricing", "plaid-identity-verification": 15, "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "by": 1, "didit": 82, "edge": "plaid-identity-verification", "key": "maintenance", "name": "Maintenance \u0026 community", "plaid-identity-verification": 83, "weight": 7 }, { "by": 14, "didit": 63, "edge": "plaid-identity-verification", "key": "transparency", "name": "Transparency \u0026 trust", "plaid-identity-verification": 77, "weight": 7 } ], "summary": "Didit scores 75 (BB) on agent readiness against Plaid Identity Verification's 67.1 (B), and leads in 3 of 7 scored categories. Plaid Identity Verification leads on agent ergonomics and transparency \u0026 trust. Both do identity verification.", "verdicts": { "didit": "A self-serve verification API with public per-check prices, key registration by API, scoped keys and a 365-day audit log. The status page shows three incidents marked major between 22 July and 4 September 2026, each a partial outage of the core APIs, and the sub-processor list isn't public.", "plaid-identity-verification": "Plaid Identity Verification has four typed endpoints in Plaid's public OpenAPI file, an idempotent create, a backend-only flow for data source checks and frequent changelog entries. Prices appear only after applying for Production, the secret has no scopes, and the rate-limit and error pages are disallowed to crawlers." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/didit-vs-plaid-identity-verification", "json": "https://www.anchorterminal.com/compare/didit-vs-plaid-identity-verification.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/didit-vs-plaid-identity-verification.md", "slim": "https://www.anchorterminal.com/compare/didit-vs-plaid-identity-verification.min.md" }, "markdown": "Didit scores 75 (BB) on agent readiness against Plaid Identity Verification's 67.1 (B), and leads in 3 of 7 scored categories. Plaid Identity Verification leads on agent ergonomics and transparency \u0026 trust. Both do identity verification.\n\n- Didit: grade BB, 75/100, rank #63 of 1076. Markdown https://www.anchorterminal.com/tools/didit.md · JSON https://www.anchorterminal.com/api/v1/tools/didit.json\n- Plaid Identity Verification: grade B, 67.1/100, rank #278 of 1076. Markdown https://www.anchorterminal.com/tools/plaid-identity-verification.md · JSON https://www.anchorterminal.com/api/v1/tools/plaid-identity-verification.json\n- Best identity and business verification APIs for AI agents: https://www.anchorterminal.com/best/identity-verification/index.md\n- All 119 verification comparisons: https://www.anchorterminal.com/compare/identity-verification/index.md\n\n## Which one, for what\n\n### Didit (BB)\n\nGood for: A team that wants document, liveness, screening and business registry checks from one API with public prices and no sales step, and an agent that has to set itself up.\n\nAhead on:\n- Reliability, 80 against 68\n- Security \u0026 auth, 76 against 61\n- Payments \u0026 pricing, 60 against 15\n\nAlso in its favour:\n- Agent-ready, a grade of BB or better\n- A hosted endpoint, with nothing to install\n- Runs on your own machine\n- Free to start without a card\n\nWatch for: Three incidents marked major on status.didit.me from 22 July to 4 September 2026, each a partial outage of the core APIs traced to the primary database\n\n### Plaid Identity Verification (B)\n\nGood for: US, Canadian and UK companies that want KYC with data source checks, documents and selfies, especially those already on Plaid or wanting Monitor screening in the same flow.\n\nAhead on:\n- Agent ergonomics, 75 against 69\n- Transparency \u0026 trust, 77 against 63\n\nWatch for: No public prices. Rates appear only after a Production application\n\n\n## Score by category\n\n| Category | Weight | Didit | Plaid Identity Verification | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 80 | 68 | Didit +12 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 88 | 91 | Plaid Identity Verification +3 |\n| Agent ergonomics | 13% (16.2 this run) | 69 | 75 | Plaid Identity Verification +6 |\n| Security \u0026 auth | 14% (17.5 this run) | 76 | 61 | Didit +15 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 60 | 15 | Didit +45 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 82 | 83 | Plaid Identity Verification +1 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 63 | 77 | Plaid Identity Verification +14 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **75 · BB** | **67.1 · B** | |\n\n## Facts side by side\n\n| Fact | Didit | Plaid Identity Verification |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Didit Identity Spain, S.L. | Plaid Inc. |\n| Hosted endpoint | `https://verification.didit.me` | no (local only) |\n| Transports | HTTP, Streamable HTTP, stdio | HTTP |\n| Auth | OAuth or key | API key |\n| Pricing | Pay per use | Paid |\n| x402 | no | no |\n| Licence | Proprietary service under Didit's Business Terms and Conditions. The MCP server in didit-protocol/mcp is MIT | Proprietary service under Plaid's developer policy and end-user terms. The OpenAPI file and client libraries are MIT |\n| Tools exposed | 156 | none |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| MCP registry | `me.didit/mcp` | not listed |\n| Last release | 2026-10-08 | 2026-10-13 |\n| Terms last updated | 2026-09-23 | 2025-12-01 |\n| Privacy policy last updated | 2026-10-07 | 2025-12-01 |\n| Customer content may train models | yes, with an opt-out | not found in the text |\n| Terms restrict automated access | not found in the text | not found in the text |\n| Terms restrict benchmarking | yes | yes |\n| Terms or service can change without notice | not found in the text | not found in the text |\n| Arbitration or class-action waiver | not found in the text | not found in the text |\n| Popularity | 0 stars, 27k npm/wk | 1.2M npm/wk, 656k PyPI/wk |\n\n## Verdicts\n\n**Didit.** A self-serve verification API with public per-check prices, key registration by API, scoped keys and a 365-day audit log. The status page shows three incidents marked major between 22 July and 4 September 2026, each a partial outage of the core APIs, and the sub-processor list isn't public.\n\n**Plaid Identity Verification.** Plaid Identity Verification has four typed endpoints in Plaid's public OpenAPI file, an idempotent create, a backend-only flow for data source checks and frequent changelog entries. Prices appear only after applying for Production, the secret has no scopes, and the rate-limit and error pages are disallowed to crawlers.\n\n## Before you call either\n\n### Didit\n\n1. Register with `POST https://apx.didit.me/auth/v2/programmatic/register/`, then `verify-email` with the emailed 6-character code. Use a real inbox, because reserved test domains return 500.\n2. Send the key as `x-api-key` to `https://verification.didit.me/v3/`. The JWT from registration works only on `apx.didit.me`.\n3. Create a workflow before `POST /v3/session/`. `workflow_id` is the only required field, and an unfinished session with the same `vendor_data` is returned again.\n4. Read results from webhooks and use `GET /v3/session/{sessionId}/decision/` for back-fill. Every per-feature result is a plural array.\n5. The MCP server at `https://mcp.didit.me/mcp` takes OAuth sign-in only, never an API key. Approve `didit:verification` alone when the task doesn't change workflows or keys.\n\n### Plaid Identity Verification\n\n1. Pass `is_idempotent: true` to /identity_verification/create so a retry returns the existing session\n2. Use the backend-only flow (data source template, `gave_consent: true`) when you already hold the user's details. Documents and selfies need the person in Link\n3. Wait for the STATUS_UPDATED webhook or poll /identity_verification/get. Link's onSuccess doesn't mean the user passed\n4. Don't issue retries casually. Each retry is a new session billed again\n5. Enable Sandbox for Identity Verification on the Dashboard Products page before the first call\n\n## Questions\n\n### Which is better for AI agents, Didit or Plaid Identity Verification?\n\nDidit scores 75 (BB) on agent readiness against Plaid Identity Verification's 67.1 (B), and leads in 3 of 7 scored categories. Plaid Identity Verification leads on agent ergonomics and transparency \u0026 trust.\n\n### Do Didit and Plaid Identity Verification need an API key?\n\nDidit takes an API key or an OAuth sign-in. Plaid Identity Verification needs an API key.\n\n### Can an agent call Didit and Plaid Identity Verification without installing anything?\n\nDidit has a hosted endpoint at https://verification.didit.me. No hosted endpoint is listed for Plaid Identity Verification.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/didit-vs-plaid-identity-verification.json, and with the fewest tokens: https://www.anchorterminal.com/compare/didit-vs-plaid-identity-verification.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"didit\", \"b\": \"plaid-identity-verification\"}`. From a terminal: `anchor compare didit plaid-identity-verification`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/didit.json and https://www.anchorterminal.com/api/v1/tools/plaid-identity-verification.json\n\n## Other comparisons with Didit or Plaid Identity Verification\n\n- [Alloy vs Didit](https://www.anchorterminal.com/compare/alloy-vs-didit.md)\n- [Alloy vs Plaid Identity Verification](https://www.anchorterminal.com/compare/alloy-vs-plaid-identity-verification.md)\n- [ComplyCube vs Didit](https://www.anchorterminal.com/compare/complycube-vs-didit.md)\n- [ComplyCube vs Plaid Identity Verification](https://www.anchorterminal.com/compare/complycube-vs-plaid-identity-verification.md)\n- [Didit vs Entrust Identity Verification (formerly Onfido)](https://www.anchorterminal.com/compare/didit-vs-entrust-identity-verification.md)\n- [Didit vs Jumio](https://www.anchorterminal.com/compare/didit-vs-jumio.md)\n- [Didit vs Middesk](https://www.anchorterminal.com/compare/didit-vs-middesk.md)\n- [Didit vs Persona](https://www.anchorterminal.com/compare/didit-vs-persona.md)\n- [Didit vs Shufti](https://www.anchorterminal.com/compare/didit-vs-shufti.md)\n- [Didit vs Socure RiskOS](https://www.anchorterminal.com/compare/didit-vs-socure-riskos.md)\n- [Didit vs Stripe Identity](https://www.anchorterminal.com/compare/didit-vs-stripe-identity.md)\n- [Didit vs Sumsub](https://www.anchorterminal.com/compare/didit-vs-sumsub.md)\n- [Didit vs Trulioo](https://www.anchorterminal.com/compare/didit-vs-trulioo.md)\n- [Didit vs Veriff](https://www.anchorterminal.com/compare/didit-vs-veriff.md)\n- [Didit vs Vouched](https://www.anchorterminal.com/compare/didit-vs-vouched.md)\n- [Entrust Identity Verification (formerly Onfido) vs Plaid Identity Verification](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-plaid-identity-verification.md)\n- [Jumio vs Plaid Identity Verification](https://www.anchorterminal.com/compare/jumio-vs-plaid-identity-verification.md)\n- [Middesk vs Plaid Identity Verification](https://www.anchorterminal.com/compare/middesk-vs-plaid-identity-verification.md)\n- [Persona vs Plaid Identity Verification](https://www.anchorterminal.com/compare/persona-vs-plaid-identity-verification.md)\n- [Plaid Identity Verification vs Shufti](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-shufti.md)\n- [Plaid Identity Verification vs Socure RiskOS](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-socure-riskos.md)\n- [Plaid Identity Verification vs Stripe Identity](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-stripe-identity.md)\n- [Plaid Identity Verification vs Sumsub](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-sumsub.md)\n- [Plaid Identity Verification vs Trulioo](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-trulioo.md)\n- [Plaid Identity Verification vs Veriff](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-veriff.md)\n- [Plaid Identity Verification vs Vouched](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched.md)\n- [ComplyAdvantage vs Didit](https://www.anchorterminal.com/compare/complyadvantage-vs-didit.md)\n- [ComplyAdvantage vs Plaid Identity Verification](https://www.anchorterminal.com/compare/complyadvantage-vs-plaid-identity-verification.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-14", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.4", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "Didit vs Plaid Identity Verification", "url": "" } ], "description": "Didit scores 75 (BB) to Plaid Identity Verification's 67.1 (B) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.", "facts": [ "Didit BB 75", "Plaid Identity Verification B 67.1", "scores" ], "h1": "Didit vs Plaid Identity Verification", "image": "https://www.anchorterminal.com/assets/og/compare-didit-vs-plaid-identity-verification.png", "path": "/compare/didit-vs-plaid-identity-verification", "published": "2026-10-01", "section": "tools", "title": "Didit vs Plaid Identity Verification for AI agents (2026)", "toc": null, "updated": "2026-10-14", "url": "https://www.anchorterminal.com/compare/didit-vs-plaid-identity-verification" }, "tokens": { "markdown": 2850, "slim": 730 }, "version": 1 }