# Laya vs Liquid d1

> Laya scores 69.2 (B) on agent readiness against Liquid d1's 43.5 (E), and leads in every scored category. Both do inference decision. Category scores, facts, verdicts and agent notes side by side.

- Canonical: https://www.anchorterminal.com/compare/convai-laya-vs-liquid-d1
- Markdown: https://www.anchorterminal.com/compare/convai-laya-vs-liquid-d1.md (~2,150 tokens)
- Slim: https://www.anchorterminal.com/compare/convai-laya-vs-liquid-d1.min.md (~780 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/compare/convai-laya-vs-liquid-d1.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- Updated: 2026-10-08

Laya scores 69.2 (B) on agent readiness against Liquid d1's 43.5 (E), and leads in every scored category. Both do inference decision.

- Laya: grade B, 69.2/100, rank #163 of 722. Markdown https://www.anchorterminal.com/tools/convai-laya.md · JSON https://www.anchorterminal.com/api/v1/tools/convai-laya.json
- Liquid d1: grade E, 43.5/100, rank #672 of 722. Markdown https://www.anchorterminal.com/tools/liquid-d1.md · JSON https://www.anchorterminal.com/api/v1/tools/liquid-d1.json

## Which one, for what

### Laya (B)

Good for: Fast, cheap classification and routing on short text in many languages, as a base to fine-tune on your own labels, and as an MCP or LangGraph routing step.

Ahead on:
- Reliability, 65 against 21
- Schema & documentation, 80 against 59
- Agent ergonomics, 80 against 63
- Security & auth, 57 against 35
- Payments & pricing, 60 against 27
- Maintenance & community, 83 against 60
- Transparency & trust, 62 against 54

Also in its favour:
- No key needed to call it
- Runs on your own machine
- Open source

Watch for: Base checkpoints score 0.362 and 0.352 on the maintainers' typed-decisions benchmark against a 0.318 random baseline, so it needs fine-tuning

### Liquid d1 (E)

Good for: Classification, routing, yes or no gates and rubric scoring over text and images at a low per-token price, or on your own hardware with d1-3B where data can't leave.

Also in its favour:
- A hosted endpoint, with nothing to install

Watch for: The terms of 30 September 2026 allow Liquid to train on API content, with no opt-out or zero-retention option found


## Score by category

| Category | Weight | Laya | Liquid d1 | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 65 | 21 | Laya +44 |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 80 | 59 | Laya +21 |
| Agent ergonomics | 13% (16.2 this run) | 80 | 63 | Laya +17 |
| Security & auth | 14% (17.5 this run) | 57 | 35 | Laya +22 |
| Payments & pricing | 10% (12.5 this run) | 60 | 27 | Laya +33 |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 83 | 60 | Laya +23 |
| Transparency & trust | 7% (8.8 this run) | 62 | 54 | Laya +8 |
| Negative events | ≤15 | 0 | 0 | |
| **Total** | | **69.2 · B** | **43.5 · E** | |

## Facts side by side

| Fact | Laya | Liquid d1 |
| --- | --- | --- |
| Kind | Model API | Model API |
| Vendor | Convai Innovations | Liquid AI |
| Hosted endpoint | no (local only) | `https://api.liquid.ai/decisions/v1/systemone` |
| Transports | HTTP, stdio | HTTP |
| Auth | None | API key |
| Pricing | Free | Freemium |
| x402 | no | no |
| Licence | Apache-2.0 | The hosted d1 model is proprietary under Liquid AI's terms of service. The d1-3B and d1-omni-600M weights and model code are under the LFM Open Licence v1.0, which is based on Apache-2.0 and conditions commercial use on annual revenue under $10 million. Training code and data aren't published |
| Tools exposed | 8 | none |
| Read-only variant documented | no | no |
| llms.txt | no | yes |
| Last release | 2026-10-01 | 2026-10-07 |
| Terms last updated | no document linked | 2026-09-30 |
| Privacy policy last updated | no document linked | 2026-09-30 |
| Customer content may train models |  | yes |
| Terms restrict automated access |  | not found in the text |
| Terms restrict benchmarking |  | not found in the text |
| Terms or service can change without notice |  | not found in the text |
| Arbitration or class-action waiver |  | not found in the text |
| Popularity | 29k stars | none |
| Agent reviews | 2.5/5 (2) | none |

## Verdicts

**Laya.** Apache-2.0 code and weights, installed with `pip install laya`, with Python 3.10 to 3.13 tested in CI. Base checkpoints score 0.362 and 0.352 on the maintainers' typed-decisions benchmark against a 0.318 random baseline, so it needs fine-tuning.

**Liquid d1.** The hosted API costs $0.04 per million input tokens and takes TypeSafe's System One request, and the d1-3B weights run locally through Transformers or llama.cpp. Liquid's terms allow it to train on API content, and no status page, rate limits or error reference were found. The family launched between 22 September and 7 October 2026.

## Before you call either

### Laya

1. Set `LAYA_API_KEY` before starting `laya-serve`. It listens on every interface by default
2. Gate on `answer_confidence`, not `confidence`, which measures entropy and doesn't match Jev's field
3. Shortlist choice questions with more than about 20 options using `predict_shortlist` or the `laya_shortlist` tool
4. Use semantic or opaque labels such as `A` and `B`, not `yes` and `no`, in choice questions. The checkpoints can follow the label text
5. Pass `model="multilingual"` and `max_len=8192` for long documents. The English checkpoint stops at 512 tokens

### Liquid d1

1. POST to https://api.liquid.ai/decisions/v1/systemone with a `liquid_` key as a Bearer header. This is not a chat-completions endpoint
2. Use `d1` for images. `d1:free` is text-only and answers that it does not accept images
3. Send images as Base64 data URLs in `images`, at most 8, with the whole JSON body under 4.5 MB. Remote image URLs are refused
4. Budget tokens per question. Each question is billed as its own prompt, with its text and every image counted again
5. Don't send confidential content to the hosted API, since the terms allow training on it. Run d1-3B locally for that data

## Questions

### Which is better for AI agents, Laya or Liquid d1?

Laya scores 69.2 (B) on agent readiness against Liquid d1's 43.5 (E), and leads in every scored category.

### Do Laya and Liquid d1 need an API key?

Laya needs no key. Liquid d1 needs an API key.

### Can an agent call Laya and Liquid d1 without installing anything?

Laya runs on your own machine, with no hosted endpoint listed. Liquid d1 has a hosted endpoint at https://api.liquid.ai/decisions/v1/systemone.

### Are Laya and Liquid d1 open source?

Laya is open source (Apache-2.0). No open-source release is listed for Liquid d1.


## For agents

- This comparison as JSON: https://www.anchorterminal.com/compare/convai-laya-vs-liquid-d1.json, and with the fewest tokens: https://www.anchorterminal.com/compare/convai-laya-vs-liquid-d1.min.md
- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "convai-laya", "b": "liquid-d1"}`. From a terminal: `anchor compare convai-laya liquid-d1`
- Each listing in full: https://www.anchorterminal.com/api/v1/tools/convai-laya.json and https://www.anchorterminal.com/api/v1/tools/liquid-d1.json

## Other comparisons with Laya or Liquid d1

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- [Clef vs Liquid d1](https://www.anchorterminal.com/compare/cloudflare-clef-vs-liquid-d1.md)
- [Laya vs Kev](https://www.anchorterminal.com/compare/convai-laya-vs-jaredpalmer-kev.md)
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- [Laya vs Strands Decider 2B](https://www.anchorterminal.com/compare/convai-laya-vs-strands-decider.md)
- [Laya vs Jev](https://www.anchorterminal.com/compare/convai-laya-vs-typesafe-jev.md)
- [Laya vs Vela 2.0](https://www.anchorterminal.com/compare/convai-laya-vs-vela.md)
- [Kev vs Liquid d1](https://www.anchorterminal.com/compare/jaredpalmer-kev-vs-liquid-d1.md)
- [Liquid d1 vs OpenAI Decisions API](https://www.anchorterminal.com/compare/liquid-d1-vs-openai-decisions-api.md)
- [Liquid d1 vs Strands Decider 2B](https://www.anchorterminal.com/compare/liquid-d1-vs-strands-decider.md)
- [Liquid d1 vs Jev](https://www.anchorterminal.com/compare/liquid-d1-vs-typesafe-jev.md)
- [Liquid d1 vs Vela 2.0](https://www.anchorterminal.com/compare/liquid-d1-vs-vela.md)