{
  "data": {
    "a": {
      "slug": "complycube",
      "name": "ComplyCube",
      "vendor": "ComplyCube (Teemo Technology Ltd)",
      "vendorUrl": "https://www.complycube.com",
      "kind": "http-api",
      "category": "identity-verification",
      "summary": "ComplyCube verifies people from identity documents and a liveness check, screens people and companies against sanctions, PEP and adverse media lists, and runs address and bureau checks. Agents reach it through a REST API with separate test and live keys.",
      "url": "https://www.anchorterminal.com/tools/complycube",
      "markdownUrl": "https://www.anchorterminal.com/tools/complycube.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/complycube.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/complycube.json",
      "repo": "https://github.com/complycube/complycube-php",
      "license": "Proprietary service under ComplyCube's terms of service. The PHP library and the web, iOS and Android SDK repositories are MIT, and `@complycube/api` on npm is MIT",
      "transports": [
        "http"
      ],
      "remoteUrl": "https://api.complycube.com",
      "packages": [
        {
          "registry": "npm",
          "name": "@complycube/api"
        },
        {
          "registry": "pypi",
          "name": "complycube"
        }
      ],
      "auth": "api-key",
      "authNotes": "Every request carries an API key in the `Authorization` header, with no Bearer prefix. Each account has a test key (prefix `test_`) and a live key (prefix `live_`), created and rotated on the API keys page of the Web Portal by a signed-in Owner, Administrator or Developer. Keys have no scopes, and the docs say they carry many privileges. The live key opens when the account is activated from Test to Live in the portal. Client-side SDKs use short-lived tokens from `POST /v1/tokens` (https://docs.complycube.com/documentation/api-reference/authentication).",
      "pricing": "usage",
      "pricingNotes": "Starter is $99 a month and Core $299, each converted to credits spent per check, with further checks billed at plan rates. On Starter a document check is $1.05, standard AML screening $0.50 and a photo liveness check $0.35. Growth and Enterprise are quoted by sales. Only completed verifications are charged. The sandbox is free with a test key, and a 14-day trial of 50 checks starts on activation to Live (https://www.complycube.com/en/pricing/, checked 2026-10-08).",
      "priceSummary": "$99 / mo",
      "where": "hosted",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in the API reference, the OpenAPI spec or the pricing page (checked 2026-10-08).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": 6182,
        "pypiWeekly": 292,
        "asOf": "2026-10-08"
      },
      "docsUrl": "https://docs.complycube.com/documentation",
      "llmsTxt": "https://docs.complycube.com/documentation/llms.txt",
      "openapi": "https://2245032618-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FkAhgmUKSf8CFUFVL3GEe%2Fuploads%2FcpxxltxmYAxOotxgEkmP%2Fcomplycube-openapi.yaml?alt=media\u0026token=aa988fe0-8ce8-431c-a69a-6657f5eacf28",
      "capabilities": [
        "kyc.identity",
        "kyc.documents",
        "kyc.screening",
        "kyc.business"
      ],
      "tags": [
        "hosted",
        "usage-based",
        "sandbox",
        "api-key",
        "openapi",
        "llms-txt",
        "webhooks",
        "status-page",
        "python",
        "typescript",
        "php",
        "dotnet",
        "iso27001",
        "soc2"
      ],
      "lastRelease": "2026-10-06",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 63.7,
        "grade": "B",
        "agentReady": false,
        "rank": 403,
        "ranked": true,
        "rankOf": 1076,
        "categoryRank": 6,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 60,
          "maintenance": 74,
          "payments": 27,
          "reliability": 84,
          "schema": 78,
          "security": 52,
          "transparency": 63
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-08"
        },
        "negative": 0,
        "verdict": "A sandbox with its own key and scripted outcomes, a public OpenAPI spec, Markdown docs and an audit log API suit an agent running verification checks. Each environment has one unscoped key, no idempotency keys were found, and the only published terms are undated and read as website terms.",
        "bestFor": "An agent that creates clients, uploads documents, starts document, identity and AML screening checks and reads results for a regulated business, with low entry cost ($99 a month) and a scripted sandbox.",
        "strengths": [
          "Test and live environments have separate keys, and sandbox outcomes are set by test data such as a client last name of attention or failed",
          "Public OpenAPI 3.0.0 spec (version 1.7.3, 52 operations), `llms.txt`, and every docs page served as Markdown",
          "Audit log API records the team member, trigger, action and a field-level diff of old and new values",
          "Per-check prices are public for the Starter and Core plans, and failed or incomplete verifications are not charged",
          "Statuspage lists API, Web Portal and each check type for four regions, with no incident recorded since August 2022"
        ],
        "weaknesses": [
          "One API key per environment with no scopes. The docs say keys carry many privileges",
          "No idempotency keys, and no Retry-After header documented for 429 responses",
          "The only published terms are undated, read as website terms and cite the Data Protection Act 1998. No service agreement or DPA was found on a public page",
          "No `security.txt`, disclosure policy or bug bounty found, and the trust centre is drawn by script",
          "Company search, address search and redaction endpoints are in the API reference but not in the OpenAPI spec",
          "The ComplyCube MCP server serves documentation only and cannot reach account data"
        ],
        "agentNotes": [
          "Send the key bare in the `Authorization` header, with no Bearer prefix. Keys start `test_` or `live_`",
          "Create a client first, then documents or live photos for it, then `POST /v1/checks` with the client and upload IDs",
          "Stay under 10 requests a second live and 5 in the sandbox. On 429, back off exponentially with jitter, starting at 30 seconds",
          "A badly formed filter returns 200 with no results, so check filter names before trusting an empty list",
          "Checks are asynchronous. Subscribe to webhooks, verify the `ComplyCube-Signature` HMAC-SHA256 header, and expect duplicate and out-of-order events"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "B",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 63.7
          }
        ],
        "editorialScores": {
          "ergonomics": 60,
          "maintenance": 74,
          "payments": 27,
          "reliability": 84,
          "schema": 78,
          "security": 52,
          "transparency": 43
        },
        "provenanceScore": 82
      },
      "connect": {
        "install": "npm install --save @complycube/api",
        "http": "curl -X GET https://api.complycube.com/v1/clients \\\n     -H 'Authorization: \u003cYOUR_API_KEY\u003e'"
      },
      "letme": {
        "capability": "https://letme.dev/kyc.identity",
        "tool": "https://letme.dev/complycube"
      },
      "area": "domain-data",
      "unitPrices": [
        {
          "item": "Starter plan",
          "unit": "month",
          "usd": 99,
          "note": "converted to usage credits; 1,000 checks a month quota"
        },
        {
          "item": "Core plan",
          "unit": "month",
          "usd": 299,
          "note": "converted to usage credits; 8,000 checks a month quota"
        },
        {
          "item": "Document verification check, Starter",
          "unit": "tx",
          "usd": 1.05,
          "note": "per completed check; $0.75 on Core"
        },
        {
          "item": "Standard AML screening, Starter",
          "unit": "tx",
          "usd": 0.5,
          "note": "per completed check; $0.35 on Core"
        },
        {
          "item": "Extensive AML screening, Starter",
          "unit": "tx",
          "usd": 1.05,
          "note": "per completed check; $0.85 on Core"
        },
        {
          "item": "Liveness and facial similarity check (photo), Starter",
          "unit": "tx",
          "usd": 0.35,
          "note": "per completed check; $0.20 on Core"
        }
      ],
      "provenance": {
        "legalEntity": "Teemo Technology Ltd",
        "domain": "complycube.com",
        "domainRegistered": "2018-05-24",
        "endpointOnVendorDomain": true,
        "terms": "https://www.complycube.com/en/terms-of-service/",
        "privacy": "https://www.complycube.com/en/privacy-policy/",
        "statusPage": "https://status.complycube.com",
        "changelog": "https://docs.complycube.com/documentation/changelog",
        "securityTxt": "none",
        "checked": "2026-10-08",
        "notes": [
          "The privacy policy gives ComplyCube as the trading name of TEEMO TECHNOLOGY LTD, company number 12392069, Crown House, 27 Old Gloucester Street, London WC1N 3AX. The terms of service name only ComplyCube, registered in England and Wales, at that address.",
          "The terms of service are the only terms published. They define the Services to include ComplyCube's data and software services, but are written around website use, carry no date and cite the Data Protection Act 1998. No separate service agreement or DPA was found on a public page.",
          "The privacy policy covers the website and the Service and carries no date.",
          "The API answers at api.complycube.com, the Web Portal at portal.complycube.com and the docs at docs.complycube.com.",
          "www.complycube.com/.well-known/security.txt redirects to a 404 page, and api.complycube.com returns 403 for the same path.",
          "RDAP for complycube.com gives a registration date of 2018-05-24."
        ],
        "score": 82
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/complycube.json",
      "live": {
        "slug": "complycube",
        "probe": {
          "target": "https://api.complycube.com",
          "method": "get",
          "lastAt": "2026-10-14T09:41:47.00857857Z",
          "lastOk": true,
          "lastStatus": 403,
          "lastMs": 23,
          "lastNote": "asks for credentials",
          "authRequired": true,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 31,
          "p95ms24h": 61,
          "samples24h": 248,
          "samples30d": 1389,
          "days": [
            {
              "date": "2026-10-08",
              "probes": 50,
              "ok": 50
            },
            {
              "date": "2026-10-09",
              "probes": 250,
              "ok": 250
            },
            {
              "date": "2026-10-10",
              "probes": 247,
              "ok": 247
            },
            {
              "date": "2026-10-11",
              "probes": 247,
              "ok": 247
            },
            {
              "date": "2026-10-12",
              "probes": 247,
              "ok": 247
            },
            {
              "date": "2026-10-13",
              "probes": 248,
              "ok": 248
            },
            {
              "date": "2026-10-14",
              "probes": 100,
              "ok": 100
            }
          ]
        },
        "vendorStatus": {
          "page": "https://status.complycube.com",
          "indicator": "none",
          "summary": "All Systems Operational",
          "checkedAt": "2026-10-14T09:39:03.573157507Z"
        },
        "versions": [
          {
            "registry": "github",
            "name": "complycube/complycube-php",
            "version": "v1.1.7",
            "released": "2026-06-12",
            "seenAt": "2026-10-13T22:50:34.951018678Z"
          },
          {
            "registry": "npm",
            "name": "@complycube/api",
            "version": "1.1.14",
            "seenAt": "2026-10-13T22:50:33.853096293Z"
          },
          {
            "registry": "pypi",
            "name": "complycube",
            "version": "1.1.8",
            "released": "2025-12-08",
            "seenAt": "2026-10-13T22:50:34.764450201Z"
          }
        ],
        "githubStars": 8,
        "npmWeekly": 3903,
        "pypiWeekly": 226,
        "securityTxt": {
          "url": "https://complycube.com/.well-known/security.txt",
          "state": "none",
          "checkedAt": "2026-10-13T15:45:37.986718457Z"
        },
        "llmsTxt": {
          "url": "https://docs.complycube.com/documentation/llms.txt",
          "ok": true,
          "status": 200,
          "checkedAt": "2026-10-13T14:11:18.521517961Z"
        },
        "domain": {
          "domain": "complycube.com",
          "registered": "2018-05-24",
          "source": "https://rdap.verisign.com/com/v1/domain/complycube.com",
          "checkedAt": "2026-10-11T13:22:08.453398589Z"
        },
        "pages": [
          {
            "url": "https://docs.complycube.com/documentation/changelog",
            "kind": "changelog",
            "status": 200,
            "checkedAt": "2026-10-13T20:14:29.245781819Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "a0f1e75d7152"
          },
          {
            "url": "https://www.complycube.com/en/pricing/",
            "kind": "pricing",
            "status": 200,
            "checkedAt": "2026-10-13T20:27:00.290699453Z",
            "changedAt": "2026-10-13T20:27:00.290699453Z",
            "fingerprint": "929dd6bebaf1"
          },
          {
            "url": "https://www.complycube.com/en/privacy-policy/",
            "kind": "privacy",
            "status": 200,
            "checkedAt": "2026-10-13T20:27:02.379636504Z",
            "changedAt": "2026-10-13T20:27:02.379636504Z",
            "fingerprint": "6e85f6c17ce3"
          },
          {
            "url": "https://www.complycube.com/en/terms-of-service/",
            "kind": "terms",
            "status": 200,
            "checkedAt": "2026-10-13T20:27:04.438246898Z",
            "changedAt": "2026-10-13T20:27:04.438246898Z",
            "fingerprint": "3f61d0059f99"
          }
        ],
        "updatedAt": "2026-10-14T09:41:47.00857857Z"
      }
    },
    "answer": "Stripe Identity scores 77.7 (BB) on agent readiness against ComplyCube's 63.7 (B), and leads in 6 of 7 scored categories. ComplyCube leads on reliability.",
    "b": {
      "slug": "stripe-identity",
      "name": "Stripe Identity",
      "vendor": "Stripe, LLC",
      "vendorUrl": "https://stripe.com/identity",
      "kind": "http-api",
      "category": "identity-verification",
      "summary": "Stripe Identity verifies government-issued photo IDs from more than 120 countries, matches them to selfies and validates US Social Security numbers. Sessions are created and read through the Stripe API, and the end user completes the check in Stripe's flow.",
      "url": "https://www.anchorterminal.com/tools/stripe-identity",
      "markdownUrl": "https://www.anchorterminal.com/tools/stripe-identity.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/stripe-identity.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/stripe-identity.json",
      "repo": "https://github.com/stripe/openapi",
      "license": "Proprietary service under the Stripe Services Agreement and Stripe Identity Terms. The OpenAPI spec and official SDKs are MIT",
      "transports": [
        "http"
      ],
      "packages": [
        {
          "registry": "npm",
          "name": "stripe"
        },
        {
          "registry": "pypi",
          "name": "stripe"
        }
      ],
      "auth": "api-key",
      "authNotes": "Stripe secret key, restricted key or IP-restricted key, sent as HTTP basic auth or a Bearer token to https://api.stripe.com. Results such as status, name and address need only a secret key. Date of birth, ID number and document images need a restricted key with Identity permissions, which can read them for verifications in the last 48 hours, or for all verifications once the key is IP-restricted. Identity is activated through an application in the Dashboard (checked 2026-10-14).",
      "pricing": "usage",
      "pricingNotes": "£1.25 per completed document and selfie verification and 35p per ID number lookup (US SSNs only), charged when the user completes verification, on the United Kingdom page our network was served. The first 50 verifications are free. Custom pricing is offered above 2,000 verifications a month (https://stripe.com/identity, checked 2026-10-14).",
      "priceSummary": "Pay per use",
      "where": "local",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 on the Identity endpoints, the Identity docs or the product page (checked 2026-10-14).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": 24154234,
        "pypiWeekly": 11360574,
        "asOf": "2026-10-14"
      },
      "docsUrl": "https://docs.stripe.com/identity",
      "llmsTxt": "https://docs.stripe.com/llms.txt",
      "openapi": "https://raw.githubusercontent.com/stripe/openapi/master/openapi/spec3.json",
      "capabilities": [
        "kyc.identity",
        "kyc.documents"
      ],
      "tags": [
        "hosted",
        "api-key",
        "openapi",
        "llms-txt",
        "webhooks",
        "sandbox",
        "free-tier",
        "status-page",
        "python",
        "typescript",
        "go",
        "java",
        "ruby",
        "php",
        "bug-bounty",
        "soc2"
      ],
      "lastRelease": "2026-10-01",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 77.7,
        "grade": "BB",
        "agentReady": true,
        "rank": 21,
        "ranked": true,
        "rankOf": 1076,
        "categoryRank": 1,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 93,
          "maintenance": 85,
          "payments": 40,
          "reliability": 62,
          "schema": 94,
          "security": 86,
          "transparency": 85
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-14"
        },
        "negative": 0,
        "verdict": "Stripe Identity runs on the Stripe API, with a public OpenAPI spec, idempotency keys, restricted keys for sensitive fields and a redact endpoint. The product page lists £1.25 per document and selfie check, and the first 50 are free. It has no watchlist or business screening, and outside GB, JP and the US it is in public beta.",
        "bestFor": "A business already on Stripe that needs document and selfie checks or US SSN validation with published prices.",
        "strengths": [
          "Six typed Identity operations in Stripe's public OpenAPI spec, with Markdown docs and llms.txt",
          "Date of birth and ID number need a restricted key, and IP-restricted keys for reads after 48 hours",
          "Idempotency keys on every POST and cursor pagination with status and date filters",
          "Published prices of £1.25 per verification and 35p per US SSN lookup, with the first 50 verifications free",
          "`redact` removes personal data from the session, reports, events and request logs, confirmed by a webhook"
        ],
        "weaknesses": [
          "Document, selfie and US SSN checks only. No sanctions or watchlist screening and no business verification",
          "Generally available only for businesses in GB, JP and the US, and a public beta in 30 other countries",
          "Use for credit, housing, employment or insurance decisions, and resale of results, are forbidden by the terms",
          "status.stripe.com renders only in JavaScript, so the incident history couldn't be read",
          "Stripe keeps a copy of verification data after redaction until the end user asks Stripe support to delete it"
        ],
        "agentNotes": [
          "Send an Idempotency-Key based on your user reference when creating a VerificationSession, so a retry doesn't make a second session",
          "Send the end user the session URL or client secret. The person completes the check, the agent can't. Links expire after 48 hours",
          "Use a restricted key for `verified_outputs.dob` and `id_number`. Without an IP restriction it reads them only for 48 hours",
          "Wait for `identity.verification_session.verified` or `requires_input` webhooks instead of polling",
          "Treat `redact` as irreversible, and don't put personal data in metadata"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "BB",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 77.7
          }
        ],
        "editorialScores": {
          "ergonomics": 93,
          "maintenance": 85,
          "payments": 40,
          "reliability": 62,
          "schema": 94,
          "security": 86,
          "transparency": 72
        },
        "provenanceScore": 98
      },
      "connect": {
        "http": "curl https://api.stripe.com/v1/identity/verification_sessions \\\n  -u \"\u003c\u003cYOUR_SECRET_KEY\u003e\u003e:\" \\\n  -d type=document"
      },
      "letme": {
        "capability": "https://letme.dev/kyc.identity",
        "tool": "https://letme.dev/stripe-identity"
      },
      "sameCompany": [
        "stripe-mcp"
      ],
      "area": "domain-data",
      "provenance": {
        "legalEntity": "Stripe, LLC",
        "domain": "stripe.com",
        "domainRegistered": "1995-09-12",
        "endpointOnVendorDomain": true,
        "terms": "https://stripe.com/identity/legal",
        "privacy": "https://stripe.com/privacy",
        "statusPage": "https://status.stripe.com",
        "changelog": "https://docs.stripe.com/changelog",
        "securityTxt": "valid",
        "checked": "2026-10-14",
        "notes": [
          "stripe.com/identity/legal redirects to the Stripe Services Agreement service terms, last updated 2 October 2026, which hold the Stripe Identity Terms.",
          "Our network was redirected to the /gb/ copies of the terms, privacy policy and service provider list.",
          "stripe.com/.well-known/security.txt points to HackerOne and expires 2026-12-31.",
          "stripe.com was registered in 1995, before Stripe bought it."
        ],
        "score": 98
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/stripe-identity.json",
      "live": {
        "slug": "stripe-identity",
        "vendorStatus": {
          "page": "https://status.stripe.com",
          "indicator": "unknown",
          "summary": "no machine-readable status found",
          "checkedAt": "2026-10-14T08:53:58.613651718Z"
        },
        "updatedAt": "2026-10-14T08:53:58.613651718Z"
      }
    },
    "facts": [
      {
        "a": "HTTP API",
        "b": "HTTP API",
        "name": "Kind"
      },
      {
        "a": "ComplyCube (Teemo Technology Ltd)",
        "b": "Stripe, LLC",
        "name": "Vendor"
      },
      {
        "a": "https://api.complycube.com",
        "b": "no (local only)",
        "name": "Hosted endpoint"
      },
      {
        "a": "HTTP",
        "b": "HTTP",
        "name": "Transports"
      },
      {
        "a": "API key",
        "b": "API key",
        "name": "Auth"
      },
      {
        "a": "Pay per use",
        "b": "Pay per use",
        "name": "Pricing"
      },
      {
        "a": "no",
        "b": "no",
        "name": "x402"
      },
      {
        "a": "Proprietary service under ComplyCube's terms of service. The PHP library and the web, iOS and Android SDK repositories are MIT, and `@complycube/api` on npm is MIT",
        "b": "Proprietary service under the Stripe Services Agreement and Stripe Identity Terms. The OpenAPI spec and official SDKs are MIT",
        "name": "Licence"
      },
      {
        "a": "no",
        "b": "no",
        "name": "Read-only variant documented"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "llms.txt"
      },
      {
        "a": "2026-10-06",
        "b": "2026-10-01",
        "name": "Last release"
      },
      {
        "a": "no date given",
        "b": "2026-09-28",
        "name": "Terms last updated"
      },
      {
        "a": "no date given",
        "b": "2026-04-28",
        "name": "Privacy policy last updated"
      },
      {
        "a": "not found in the text",
        "b": "yes",
        "name": "Customer content may train models"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Terms restrict automated access"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Arbitration or class-action waiver"
      },
      {
        "a": "6.2k npm/wk, 292 PyPI/wk",
        "b": "24.2M npm/wk, 11.4M PyPI/wk",
        "name": "Popularity"
      }
    ],
    "faq": [
      {
        "answer": "Stripe Identity scores 77.7 (BB) on agent readiness against ComplyCube's 63.7 (B), and leads in 6 of 7 scored categories. ComplyCube leads on reliability.",
        "question": "Which is better for AI agents, ComplyCube or Stripe Identity?"
      },
      {
        "answer": "Both need an API key.",
        "question": "Do ComplyCube and Stripe Identity need an API key?"
      },
      {
        "answer": "ComplyCube has a hosted endpoint at https://api.complycube.com. No hosted endpoint is listed for Stripe Identity.",
        "question": "Can an agent call ComplyCube and Stripe Identity without installing anything?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": [
          "Reliability, 84 against 62"
        ],
        "also": [
          "A hosted endpoint, with nothing to install"
        ],
        "goodFor": "An agent that creates clients, uploads documents, starts document, identity and AML screening checks and reads results for a regulated business, with low entry cost ($99 a month) and a scripted sandbox.",
        "slug": "complycube",
        "watchFor": "One API key per environment with no scopes. The docs say keys carry many privileges"
      },
      {
        "aheadOn": [
          "Schema \u0026 documentation, 94 against 78",
          "Agent ergonomics, 93 against 60",
          "Security \u0026 auth, 86 against 52",
          "Payments \u0026 pricing, 40 against 27",
          "Maintenance \u0026 community, 85 against 74",
          "Transparency \u0026 trust, 85 against 63"
        ],
        "also": [
          "Agent-ready, a grade of BB or better"
        ],
        "goodFor": "A business already on Stripe that needs document and selfie checks or US SSN validation with published prices.",
        "slug": "stripe-identity",
        "watchFor": "Document, selfie and US SSN checks only. No sanctions or watchlist screening and no business verification"
      }
    ],
    "job": {
      "capability": "kyc.identity",
      "name": "Identity verification"
    },
    "others": [
      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-complycube.json",
        "title": "Alloy vs ComplyCube",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-complycube"
      },
      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-stripe-identity.json",
        "title": "Alloy vs Stripe Identity",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-stripe-identity"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complycube-vs-didit.json",
        "title": "ComplyCube vs Didit",
        "url": "https://www.anchorterminal.com/compare/complycube-vs-didit"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complycube-vs-entrust-identity-verification.json",
        "title": "ComplyCube vs Entrust Identity Verification (formerly Onfido)",
        "url": "https://www.anchorterminal.com/compare/complycube-vs-entrust-identity-verification"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complycube-vs-jumio.json",
        "title": "ComplyCube vs Jumio",
        "url": "https://www.anchorterminal.com/compare/complycube-vs-jumio"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complycube-vs-middesk.json",
        "title": "ComplyCube vs Middesk",
        "url": "https://www.anchorterminal.com/compare/complycube-vs-middesk"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complycube-vs-persona.json",
        "title": "ComplyCube vs Persona",
        "url": "https://www.anchorterminal.com/compare/complycube-vs-persona"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complycube-vs-plaid-identity-verification.json",
        "title": "ComplyCube vs Plaid Identity Verification",
        "url": "https://www.anchorterminal.com/compare/complycube-vs-plaid-identity-verification"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complycube-vs-shufti.json",
        "title": "ComplyCube vs Shufti",
        "url": "https://www.anchorterminal.com/compare/complycube-vs-shufti"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complycube-vs-socure-riskos.json",
        "title": "ComplyCube vs Socure RiskOS",
        "url": "https://www.anchorterminal.com/compare/complycube-vs-socure-riskos"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complycube-vs-sumsub.json",
        "title": "ComplyCube vs Sumsub",
        "url": "https://www.anchorterminal.com/compare/complycube-vs-sumsub"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complycube-vs-trulioo.json",
        "title": "ComplyCube vs Trulioo",
        "url": "https://www.anchorterminal.com/compare/complycube-vs-trulioo"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complycube-vs-veriff.json",
        "title": "ComplyCube vs Veriff",
        "url": "https://www.anchorterminal.com/compare/complycube-vs-veriff"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complycube-vs-vouched.json",
        "title": "ComplyCube vs Vouched",
        "url": "https://www.anchorterminal.com/compare/complycube-vs-vouched"
      },
      {
        "json": "https://www.anchorterminal.com/compare/didit-vs-stripe-identity.json",
        "title": "Didit vs Stripe Identity",
        "url": "https://www.anchorterminal.com/compare/didit-vs-stripe-identity"
      },
      {
        "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-stripe-identity.json",
        "title": "Entrust Identity Verification (formerly Onfido) vs Stripe Identity",
        "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-stripe-identity"
      },
      {
        "json": "https://www.anchorterminal.com/compare/jumio-vs-stripe-identity.json",
        "title": "Jumio vs Stripe Identity",
        "url": "https://www.anchorterminal.com/compare/jumio-vs-stripe-identity"
      },
      {
        "json": "https://www.anchorterminal.com/compare/middesk-vs-stripe-identity.json",
        "title": "Middesk vs Stripe Identity",
        "url": "https://www.anchorterminal.com/compare/middesk-vs-stripe-identity"
      },
      {
        "json": "https://www.anchorterminal.com/compare/persona-vs-stripe-identity.json",
        "title": "Persona vs Stripe Identity",
        "url": "https://www.anchorterminal.com/compare/persona-vs-stripe-identity"
      },
      {
        "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-stripe-identity.json",
        "title": "Plaid Identity Verification vs Stripe Identity",
        "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-stripe-identity"
      },
      {
        "json": "https://www.anchorterminal.com/compare/shufti-vs-stripe-identity.json",
        "title": "Shufti vs Stripe Identity",
        "url": "https://www.anchorterminal.com/compare/shufti-vs-stripe-identity"
      },
      {
        "json": "https://www.anchorterminal.com/compare/socure-riskos-vs-stripe-identity.json",
        "title": "Socure RiskOS vs Stripe Identity",
        "url": "https://www.anchorterminal.com/compare/socure-riskos-vs-stripe-identity"
      },
      {
        "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-sumsub.json",
        "title": "Stripe Identity vs Sumsub",
        "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-sumsub"
      },
      {
        "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-trulioo.json",
        "title": "Stripe Identity vs Trulioo",
        "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-trulioo"
      },
      {
        "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-veriff.json",
        "title": "Stripe Identity vs Veriff",
        "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-veriff"
      },
      {
        "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.json",
        "title": "Stripe Identity vs Vouched",
        "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-vouched"
      },
      {
        "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-complycube.json",
        "title": "ComplyAdvantage vs ComplyCube",
        "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-complycube"
      }
    ],
    "scores": [
      {
        "by": 22,
        "complycube": 84,
        "edge": "complycube",
        "key": "reliability",
        "name": "Reliability",
        "stripe-identity": 62,
        "weight": 16
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "by": 16,
        "complycube": 78,
        "edge": "stripe-identity",
        "key": "schema",
        "name": "Schema \u0026 documentation",
        "stripe-identity": 94,
        "weight": 13
      },
      {
        "by": 33,
        "complycube": 60,
        "edge": "stripe-identity",
        "key": "ergonomics",
        "name": "Agent ergonomics",
        "stripe-identity": 93,
        "weight": 13
      },
      {
        "by": 34,
        "complycube": 52,
        "edge": "stripe-identity",
        "key": "security",
        "name": "Security \u0026 auth",
        "stripe-identity": 86,
        "weight": 14
      },
      {
        "by": 13,
        "complycube": 27,
        "edge": "stripe-identity",
        "key": "payments",
        "name": "Payments \u0026 pricing",
        "stripe-identity": 40,
        "weight": 10
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "by": 11,
        "complycube": 74,
        "edge": "stripe-identity",
        "key": "maintenance",
        "name": "Maintenance \u0026 community",
        "stripe-identity": 85,
        "weight": 7
      },
      {
        "by": 22,
        "complycube": 63,
        "edge": "stripe-identity",
        "key": "transparency",
        "name": "Transparency \u0026 trust",
        "stripe-identity": 85,
        "weight": 7
      }
    ],
    "summary": "Stripe Identity scores 77.7 (BB) on agent readiness against ComplyCube's 63.7 (B), and leads in 6 of 7 scored categories. ComplyCube leads on reliability. Both do identity verification.",
    "verdicts": {
      "complycube": "A sandbox with its own key and scripted outcomes, a public OpenAPI spec, Markdown docs and an audit log API suit an agent running verification checks. Each environment has one unscoped key, no idempotency keys were found, and the only published terms are undated and read as website terms.",
      "stripe-identity": "Stripe Identity runs on the Stripe API, with a public OpenAPI spec, idempotency keys, restricted keys for sensitive fields and a redact endpoint. The product page lists £1.25 per document and selfie check, and the first 50 are free. It has no watchlist or business screening, and outside GB, JP and the US it is in public beta."
    }
  },
  "kind": "anchor.page",
  "links": {
    "api": "https://www.anchorterminal.com/api/v1/index.json",
    "html": "https://www.anchorterminal.com/compare/complycube-vs-stripe-identity",
    "json": "https://www.anchorterminal.com/compare/complycube-vs-stripe-identity.json",
    "llms": "https://www.anchorterminal.com/llms.txt",
    "markdown": "https://www.anchorterminal.com/compare/complycube-vs-stripe-identity.md",
    "slim": "https://www.anchorterminal.com/compare/complycube-vs-stripe-identity.min.md"
  },
  "markdown": "Stripe Identity scores 77.7 (BB) on agent readiness against ComplyCube's 63.7 (B), and leads in 6 of 7 scored categories. ComplyCube leads on reliability. Both do identity verification.\n\n- ComplyCube: grade B, 63.7/100, rank #403 of 1076. Markdown https://www.anchorterminal.com/tools/complycube.md · JSON https://www.anchorterminal.com/api/v1/tools/complycube.json\n- Stripe Identity: grade BB, 77.7/100, rank #21 of 1076. Markdown https://www.anchorterminal.com/tools/stripe-identity.md · JSON https://www.anchorterminal.com/api/v1/tools/stripe-identity.json\n- Best identity and business verification APIs for AI agents: https://www.anchorterminal.com/best/identity-verification/index.md\n- All 119 verification comparisons: https://www.anchorterminal.com/compare/identity-verification/index.md\n\n## Which one, for what\n\n### ComplyCube (B)\n\nGood for: An agent that creates clients, uploads documents, starts document, identity and AML screening checks and reads results for a regulated business, with low entry cost ($99 a month) and a scripted sandbox.\n\nAhead on:\n- Reliability, 84 against 62\n\nAlso in its favour:\n- A hosted endpoint, with nothing to install\n\nWatch for: One API key per environment with no scopes. The docs say keys carry many privileges\n\n### Stripe Identity (BB)\n\nGood for: A business already on Stripe that needs document and selfie checks or US SSN validation with published prices.\n\nAhead on:\n- Schema \u0026 documentation, 94 against 78\n- Agent ergonomics, 93 against 60\n- Security \u0026 auth, 86 against 52\n- Payments \u0026 pricing, 40 against 27\n- Maintenance \u0026 community, 85 against 74\n- Transparency \u0026 trust, 85 against 63\n\nAlso in its favour:\n- Agent-ready, a grade of BB or better\n\nWatch for: Document, selfie and US SSN checks only. No sanctions or watchlist screening and no business verification\n\n\n## Score by category\n\n| Category | Weight | ComplyCube | Stripe Identity | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 84 | 62 | ComplyCube +22 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 78 | 94 | Stripe Identity +16 |\n| Agent ergonomics | 13% (16.2 this run) | 60 | 93 | Stripe Identity +33 |\n| Security \u0026 auth | 14% (17.5 this run) | 52 | 86 | Stripe Identity +34 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 27 | 40 | Stripe Identity +13 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 74 | 85 | Stripe Identity +11 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 63 | 85 | Stripe Identity +22 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **63.7 · B** | **77.7 · BB** | |\n\n## Facts side by side\n\n| Fact | ComplyCube | Stripe Identity |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | ComplyCube (Teemo Technology Ltd) | Stripe, LLC |\n| Hosted endpoint | `https://api.complycube.com` | no (local only) |\n| Transports | HTTP | HTTP |\n| Auth | API key | API key |\n| Pricing | Pay per use | Pay per use |\n| x402 | no | no |\n| Licence | Proprietary service under ComplyCube's terms of service. The PHP library and the web, iOS and Android SDK repositories are MIT, and `@complycube/api` on npm is MIT | Proprietary service under the Stripe Services Agreement and Stripe Identity Terms. The OpenAPI spec and official SDKs are MIT |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-10-06 | 2026-10-01 |\n| Terms last updated | no date given | 2026-09-28 |\n| Privacy policy last updated | no date given | 2026-04-28 |\n| Customer content may train models | not found in the text | yes |\n| Terms restrict automated access | not found in the text | not found in the text |\n| Terms restrict benchmarking | not found in the text | not found in the text |\n| Terms or service can change without notice | not found in the text | not found in the text |\n| Arbitration or class-action waiver | not found in the text | not found in the text |\n| Popularity | 6.2k npm/wk, 292 PyPI/wk | 24.2M npm/wk, 11.4M PyPI/wk |\n\n## Verdicts\n\n**ComplyCube.** A sandbox with its own key and scripted outcomes, a public OpenAPI spec, Markdown docs and an audit log API suit an agent running verification checks. Each environment has one unscoped key, no idempotency keys were found, and the only published terms are undated and read as website terms.\n\n**Stripe Identity.** Stripe Identity runs on the Stripe API, with a public OpenAPI spec, idempotency keys, restricted keys for sensitive fields and a redact endpoint. The product page lists £1.25 per document and selfie check, and the first 50 are free. It has no watchlist or business screening, and outside GB, JP and the US it is in public beta.\n\n## Before you call either\n\n### ComplyCube\n\n1. Send the key bare in the `Authorization` header, with no Bearer prefix. Keys start `test_` or `live_`\n2. Create a client first, then documents or live photos for it, then `POST /v1/checks` with the client and upload IDs\n3. Stay under 10 requests a second live and 5 in the sandbox. On 429, back off exponentially with jitter, starting at 30 seconds\n4. A badly formed filter returns 200 with no results, so check filter names before trusting an empty list\n5. Checks are asynchronous. Subscribe to webhooks, verify the `ComplyCube-Signature` HMAC-SHA256 header, and expect duplicate and out-of-order events\n\n### Stripe Identity\n\n1. Send an Idempotency-Key based on your user reference when creating a VerificationSession, so a retry doesn't make a second session\n2. Send the end user the session URL or client secret. The person completes the check, the agent can't. Links expire after 48 hours\n3. Use a restricted key for `verified_outputs.dob` and `id_number`. Without an IP restriction it reads them only for 48 hours\n4. Wait for `identity.verification_session.verified` or `requires_input` webhooks instead of polling\n5. Treat `redact` as irreversible, and don't put personal data in metadata\n\n## Questions\n\n### Which is better for AI agents, ComplyCube or Stripe Identity?\n\nStripe Identity scores 77.7 (BB) on agent readiness against ComplyCube's 63.7 (B), and leads in 6 of 7 scored categories. ComplyCube leads on reliability.\n\n### Do ComplyCube and Stripe Identity need an API key?\n\nBoth need an API key.\n\n### Can an agent call ComplyCube and Stripe Identity without installing anything?\n\nComplyCube has a hosted endpoint at https://api.complycube.com. No hosted endpoint is listed for Stripe Identity.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/complycube-vs-stripe-identity.json, and with the fewest tokens: https://www.anchorterminal.com/compare/complycube-vs-stripe-identity.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"complycube\", \"b\": \"stripe-identity\"}`. From a terminal: `anchor compare complycube stripe-identity`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/complycube.json and https://www.anchorterminal.com/api/v1/tools/stripe-identity.json\n\n## Other comparisons with ComplyCube or Stripe Identity\n\n- [Alloy vs ComplyCube](https://www.anchorterminal.com/compare/alloy-vs-complycube.md)\n- [Alloy vs Stripe Identity](https://www.anchorterminal.com/compare/alloy-vs-stripe-identity.md)\n- [ComplyCube vs Didit](https://www.anchorterminal.com/compare/complycube-vs-didit.md)\n- [ComplyCube vs Entrust Identity Verification (formerly Onfido)](https://www.anchorterminal.com/compare/complycube-vs-entrust-identity-verification.md)\n- [ComplyCube vs Jumio](https://www.anchorterminal.com/compare/complycube-vs-jumio.md)\n- [ComplyCube vs Middesk](https://www.anchorterminal.com/compare/complycube-vs-middesk.md)\n- [ComplyCube vs Persona](https://www.anchorterminal.com/compare/complycube-vs-persona.md)\n- [ComplyCube vs Plaid Identity Verification](https://www.anchorterminal.com/compare/complycube-vs-plaid-identity-verification.md)\n- [ComplyCube vs Shufti](https://www.anchorterminal.com/compare/complycube-vs-shufti.md)\n- [ComplyCube vs Socure RiskOS](https://www.anchorterminal.com/compare/complycube-vs-socure-riskos.md)\n- [ComplyCube vs Sumsub](https://www.anchorterminal.com/compare/complycube-vs-sumsub.md)\n- [ComplyCube vs Trulioo](https://www.anchorterminal.com/compare/complycube-vs-trulioo.md)\n- [ComplyCube vs Veriff](https://www.anchorterminal.com/compare/complycube-vs-veriff.md)\n- [ComplyCube vs Vouched](https://www.anchorterminal.com/compare/complycube-vs-vouched.md)\n- [Didit vs Stripe Identity](https://www.anchorterminal.com/compare/didit-vs-stripe-identity.md)\n- [Entrust Identity Verification (formerly Onfido) vs Stripe Identity](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-stripe-identity.md)\n- [Jumio vs Stripe Identity](https://www.anchorterminal.com/compare/jumio-vs-stripe-identity.md)\n- [Middesk vs Stripe Identity](https://www.anchorterminal.com/compare/middesk-vs-stripe-identity.md)\n- [Persona vs Stripe Identity](https://www.anchorterminal.com/compare/persona-vs-stripe-identity.md)\n- [Plaid Identity Verification vs Stripe Identity](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-stripe-identity.md)\n- [Shufti vs Stripe Identity](https://www.anchorterminal.com/compare/shufti-vs-stripe-identity.md)\n- [Socure RiskOS vs Stripe Identity](https://www.anchorterminal.com/compare/socure-riskos-vs-stripe-identity.md)\n- [Stripe Identity vs Sumsub](https://www.anchorterminal.com/compare/stripe-identity-vs-sumsub.md)\n- [Stripe Identity vs Trulioo](https://www.anchorterminal.com/compare/stripe-identity-vs-trulioo.md)\n- [Stripe Identity vs Veriff](https://www.anchorterminal.com/compare/stripe-identity-vs-veriff.md)\n- [Stripe Identity vs Vouched](https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.md)\n- [ComplyAdvantage vs ComplyCube](https://www.anchorterminal.com/compare/complyadvantage-vs-complycube.md)\n",
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    "generatedAt": "2026-10-14",
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    "methodology": "0.4",
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    "runLabel": "October 2026 research run"
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        "url": "https://www.anchorterminal.com/compare/"
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      {
        "name": "ComplyCube vs Stripe Identity",
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      }
    ],
    "description": "Stripe Identity scores 77.7 (BB) to ComplyCube's 63.7 (B) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.",
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    "h1": "ComplyCube vs Stripe Identity",
    "image": "https://www.anchorterminal.com/assets/og/compare-complycube-vs-stripe-identity.png",
    "path": "/compare/complycube-vs-stripe-identity",
    "published": "2026-10-01",
    "section": "tools",
    "title": "ComplyCube vs Stripe Identity for AI agents in 2026: scores and prices",
    "toc": null,
    "updated": "2026-10-14",
    "url": "https://www.anchorterminal.com/compare/complycube-vs-stripe-identity"
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