# ComplyCube vs Jumio

> ComplyCube scores 63.7 (B) on agent readiness against Jumio's 55 (C), and leads in 5 of 7 scored categories. Jumio leads on security & auth. Both do kyc identity. Category scores, facts, verdicts and agent notes side by side.

- Canonical: https://www.anchorterminal.com/compare/complycube-vs-jumio
- Markdown: https://www.anchorterminal.com/compare/complycube-vs-jumio.md (~2,150 tokens)
- Slim: https://www.anchorterminal.com/compare/complycube-vs-jumio.min.md (~730 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/compare/complycube-vs-jumio.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- Updated: 2026-10-08

ComplyCube scores 63.7 (B) on agent readiness against Jumio's 55 (C), and leads in 5 of 7 scored categories. Jumio leads on security & auth. Both do kyc identity.

- ComplyCube: grade B, 63.7/100, rank #299 of 722. Markdown https://www.anchorterminal.com/tools/complycube.md · JSON https://www.anchorterminal.com/api/v1/tools/complycube.json
- Jumio: grade C, 55/100, rank #521 of 722. Markdown https://www.anchorterminal.com/tools/jumio.md · JSON https://www.anchorterminal.com/api/v1/tools/jumio.json

## Which one, for what

### ComplyCube (B)

Good for: An agent that creates clients, uploads documents, starts document, identity and AML screening checks and reads results for a regulated business, with low entry cost ($99 a month) and a scripted sandbox.

Ahead on:
- Reliability, 84 against 65
- Schema & documentation, 78 against 73
- Agent ergonomics, 60 against 45
- Payments & pricing, 27 against 0

Also in its favour:
- A hosted endpoint, with nothing to install

Watch for: One API key per environment with no scopes. The docs say keys carry many privileges

### Jumio (C)

Good for: An enterprise with a Jumio contract that wants document, selfie and liveness checks, watchlist screening and Latin American, Thai and Australian database checks behind OpenAPI-described endpoints.

Ahead on:
- Security & auth, 63 against 52

Watch for: No public price, free tier or trial. OAuth2 and workflow keys are activated by a Jumio account manager


## Score by category

| Category | Weight | ComplyCube | Jumio | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 84 | 65 | ComplyCube +19 |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 78 | 73 | ComplyCube +5 |
| Agent ergonomics | 13% (16.2 this run) | 60 | 45 | ComplyCube +15 |
| Security & auth | 14% (17.5 this run) | 52 | 63 | Jumio +11 |
| Payments & pricing | 10% (12.5 this run) | 27 | 0 | ComplyCube +27 |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 74 | 75 | Jumio +1 |
| Transparency & trust | 7% (8.8 this run) | 63 | 60 | ComplyCube +3 |
| Negative events | ≤15 | 0 | 0 | |
| **Total** | | **63.7 · B** | **55 · C** | |

## Facts side by side

| Fact | ComplyCube | Jumio |
| --- | --- | --- |
| Kind | HTTP API | HTTP API |
| Vendor | ComplyCube (Teemo Technology Ltd) | Jumio Corporation |
| Hosted endpoint | `https://api.complycube.com` | no (local only) |
| Transports | HTTP | HTTP |
| Auth | API key | OAuth |
| Pricing | Pay per use | Paid |
| x402 | no | no |
| Licence | Proprietary service under ComplyCube's terms of service. The PHP library and the web, iOS and Android SDK repositories are MIT, and `@complycube/api` on npm is MIT | Proprietary service. No public service agreement was found. The @jumio/websdk npm package is marked UNLICENSED |
| Read-only variant documented | no | no |
| llms.txt | yes | yes |
| Last release | 2026-10-06 | 2026-09-28 |
| Terms last updated | no date given | no document linked |
| Privacy policy last updated | no date given | 2026-08-04 |
| Customer content may train models | not found in the text | yes |
| Terms restrict automated access | not found in the text |  |
| Terms restrict benchmarking | not found in the text |  |
| Terms or service can change without notice | not found in the text |  |
| Arbitration or class-action waiver | not found in the text |  |
| Popularity | 6.2k npm/wk, 292 PyPI/wk | 72 stars, 2.1k npm/wk |

## Verdicts

**ComplyCube.** A sandbox with its own key and scripted outcomes, a public OpenAPI spec, Markdown docs and an audit log API suit an agent running verification checks. Each environment has one unscoped key, no idempotency keys were found, and the only published terms are undated and read as website terms.

**Jumio.** Five OpenAPI 3.0 files, an llms.txt index and OAuth2 clients limited to initiating or to retrieving and deleting make the API readable and containable. Access starts with an account manager, with no public price, trial or service agreement, and the status page shows four processing degradations and a 35-minute Singapore outage between 14 August and 2 October 2026.

## Before you call either

### ComplyCube

1. Send the key bare in the `Authorization` header, with no Bearer prefix. Keys start `test_` or `live_`
2. Create a client first, then documents or live photos for it, then `POST /v1/checks` with the client and upload IDs
3. Stay under 10 requests a second live and 5 in the sandbox. On 429, back off exponentially with jitter, starting at 30 seconds
4. A badly formed filter returns 200 with no results, so check filter names before trusting an empty list
5. Checks are asynchronous. Subscribe to webhooks, verify the `ComplyCube-Signature` HMAC-SHA256 header, and expect duplicate and out-of-order events

### Jumio

1. Use the host for the tenant's region (amer-1, emea-1 or apac-1). Tokens come from auth.<region>.jumio.ai/oauth2/token with the client ID and secret as Basic credentials
2. Reuse the bearer token for its 60 minutes. Token requests are limited to 10 a second and new transactions to 1 a second per tenant
3. Send a User-Agent header on every call. The Account API marks it required
4. Don't blindly retry POST /api/v1/accounts. Each call creates an account and a transaction, and no idempotency key exists
5. Wait for the callback or poll the status endpoint until PROCESSED before retrieving. Jumio's retry schedule starts at 40 seconds and stops after 940

## Questions

### Which is better for AI agents, ComplyCube or Jumio?

ComplyCube scores 63.7 (B) on agent readiness against Jumio's 55 (C), and leads in 5 of 7 scored categories. Jumio leads on security & auth.

### Do ComplyCube and Jumio need an API key?

ComplyCube needs an API key. Jumio uses an OAuth sign-in.

### Can an agent call ComplyCube and Jumio without installing anything?

ComplyCube has a hosted endpoint at https://api.complycube.com. No hosted endpoint is listed for Jumio.


## For agents

- This comparison as JSON: https://www.anchorterminal.com/compare/complycube-vs-jumio.json, and with the fewest tokens: https://www.anchorterminal.com/compare/complycube-vs-jumio.min.md
- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "complycube", "b": "jumio"}`. From a terminal: `anchor compare complycube jumio`
- Each listing in full: https://www.anchorterminal.com/api/v1/tools/complycube.json and https://www.anchorterminal.com/api/v1/tools/jumio.json

## Other comparisons with ComplyCube or Jumio

- [ComplyCube vs Didit](https://www.anchorterminal.com/compare/complycube-vs-didit.md)
- [ComplyCube vs Middesk](https://www.anchorterminal.com/compare/complycube-vs-middesk.md)
- [ComplyCube vs Persona](https://www.anchorterminal.com/compare/complycube-vs-persona.md)
- [ComplyCube vs Sumsub](https://www.anchorterminal.com/compare/complycube-vs-sumsub.md)
- [ComplyCube vs Trulioo](https://www.anchorterminal.com/compare/complycube-vs-trulioo.md)
- [ComplyCube vs Veriff](https://www.anchorterminal.com/compare/complycube-vs-veriff.md)
- [Didit vs Jumio](https://www.anchorterminal.com/compare/didit-vs-jumio.md)
- [Jumio vs Middesk](https://www.anchorterminal.com/compare/jumio-vs-middesk.md)
- [Jumio vs Persona](https://www.anchorterminal.com/compare/jumio-vs-persona.md)
- [Jumio vs Sumsub](https://www.anchorterminal.com/compare/jumio-vs-sumsub.md)
- [Jumio vs Trulioo](https://www.anchorterminal.com/compare/jumio-vs-trulioo.md)
- [Jumio vs Veriff](https://www.anchorterminal.com/compare/jumio-vs-veriff.md)
- [ComplyAdvantage vs ComplyCube](https://www.anchorterminal.com/compare/complyadvantage-vs-complycube.md)
- [ComplyAdvantage vs Jumio](https://www.anchorterminal.com/compare/complyadvantage-vs-jumio.md)