{ "data": { "a": { "slug": "complyadvantage", "name": "ComplyAdvantage", "vendor": "IVXS UK Limited (trading as ComplyAdvantage)", "vendorUrl": "https://complyadvantage.com", "kind": "http-api", "category": "identity-verification", "summary": "ComplyAdvantage screens people and companies against sanctions lists, watchlists, politically exposed person registers and adverse media, with ongoing monitoring and case management. Agents reach its Mesh platform through a REST API with a public OpenAPI spec.", "url": "https://www.anchorterminal.com/tools/complyadvantage", "markdownUrl": "https://www.anchorterminal.com/tools/complyadvantage.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/complyadvantage.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/complyadvantage.json", "license": "Proprietary service. No service agreement is published, and the terms page on complyadvantage.com covers the website only", "transports": [ "http" ], "remoteUrl": "https://api.mesh.complyadvantage.com", "packages": [], "auth": "oauth", "authNotes": "The Mesh API uses the OAuth2 client credentials flow. A Mesh admin, or a custom role with the API credential permissions, creates a credential in the web application under Settings, Access Management, API Credentials, choosing its permissions and an optional expiry date. The integration sends the access key and secret to `POST /v3/token` and receives a bearer token valid for 24 hours, with no refresh. A credential can't be edited, its secret is shown once, and deactivating it invalidates tokens already issued. The older username and password flow at `POST /v2/token` remains supported for existing integrations. Accounts are opened by ComplyAdvantage after a Starter Plan purchase or a sales contract, so there is no self-serve key (https://docs.mesh.complyadvantage.com/docs/getting-started, https://support.complyadvantage.com/articles/5045588818-creating-api-credentials, checked 2026-10-08).", "pricing": "paid", "pricingNotes": "The Starter Plan is priced by monitored entities a month. Essentials runs from $119 a month for up to 100 entities to $383 for up to 2,000 on monthly billing ($99 to $319 on annual billing), and the Agentic version from $179 to $575. Entities over the allowance are charged at 1.5 times the unit rate. Enterprise, which adds transaction monitoring and payment screening, is priced on application. No free tier or trial was found. Sandbox and production logins come with a paid account, set up by staff within one working day, and the pricing page says the API is included. ComplyLaunch gives early-stage start-ups free access on application (https://complyadvantage.com/pricing/, https://complyadvantage.com/starter-plan/, checked 2026-10-08).", "priceSummary": "$119 / mo", "where": "hosted", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the Mesh API docs, the OpenAPI spec or the pricing pages (checked 2026-10-08).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": null, "pypiWeekly": null, "asOf": "2026-10-08" }, "docsUrl": "https://docs.mesh.complyadvantage.com", "llmsTxt": "https://docs.mesh.complyadvantage.com/llms.txt", "openapi": "https://docs.mesh.complyadvantage.com/openapi/mesh-api.json", "capabilities": [ "kyc.screening", "kyc.cases" ], "tags": [ "hosted", "paid", "sandbox", "oauth", "openapi", "llms-txt", "webhooks", "aml", "sanctions", "audit-log", "iso27001", "soc2" ], "lastRelease": "2026-09-16", "graded": true, "anchor": { "graded": true, "score": 52.6, "grade": "D", "agentReady": false, "rank": 564, "ranked": true, "rankOf": 722, "categoryRank": 9, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 67, "maintenance": 28, "payments": 10, "reliability": 42, "schema": 82, "security": 68, "transparency": 50 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-08" }, "negative": 0, "verdict": "The Mesh API has a public OpenAPI 3.0.3 spec with 165 described operations, per-credential permissions and audit log endpoints, which suits an agent screening customers and working alerts. No status page, changelog, SDK, service agreement or subprocessor list was found in public, and access starts with a paid plan bought by a person.", "bestFor": "An agent that screens customers and companies against sanctions, politically exposed person and adverse media data, keeps them under monitoring and works the resulting alerts and cases.", "strengths": [ "Public OpenAPI 3.0.3 spec with 165 operations, each with a summary and description, and 124 naming the permission the call needs", "API credentials carry their own permissions and optional expiry, and deactivation invalidates tokens already issued", "Six audit log endpoints cover the account, cases, customers, roles, transactions and users", "Rate limits are published (1,000 requests a minute in production, 300 in Sandbox) with `Ratelimit-Limit`, `Ratelimit-Remaining` and `Ratelimit-Reset` headers", "`llms.txt` on the docs site, and every guide and reference page is served as Markdown" ], "weaknesses": [ "No public status page or incident history was found. `status.complyadvantage.com` does not resolve", "No changelog or release notes were found for the Mesh API", "No service agreement, data processing agreement or subprocessor list is published. The terms page covers the website only", "No free tier or self-serve trial. The Starter Plan starts at $119 a month and accounts are set up by staff within a working day", "No official SDK was found. Access tokens last 24 hours with no refresh", "Screening results carry third-party adverse media text, and no prompt-injection guidance was found" ], "agentNotes": [ "Exchange the access key and secret at `POST /v3/token` for a bearer token. It lasts 24 hours and can't be refreshed, so request a new one before expiry", "Ask for a credential with only the permissions the task needs. Permissions can't be edited later, and each reference page names the ones a call requires", "Create a screening configuration first and keep its `configuration_identifier`. Creating and screening a customer needs it", "Give each customer a unique external identifier. A concurrent request for the same identifier returns 409 with a pointer to the first workflow", "Read `Ratelimit-Remaining` and `Ratelimit-Reset` on every response. A 429 body is only `API rate limit exceeded`" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "D", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 52.6 } ], "editorialScores": { "ergonomics": 67, "maintenance": 28, "payments": 10, "reliability": 42, "schema": 82, "security": 68, "transparency": 40 }, "provenanceScore": 59 }, "connect": { "http": "curl -X POST https://api.mesh.complyadvantage.com/v3/token \\\n -H 'Content-Type: application/json' \\\n -d '{\"access_key\": \"\u003cyour access key\u003e\", \"secret\": \"\u003cyour secret\u003e\"}'" }, "letme": { "capability": "https://letme.dev/kyc.screening", "tool": "https://letme.dev/complyadvantage" }, "area": "domain-data", "unitPrices": [ { "item": "Essentials Starter Plan, up to 100 monitored entities", "unit": "month", "usd": 119, "note": "monthly billing; $99 a month on annual billing" }, { "item": "Essentials Starter Plan, up to 1,000 monitored entities", "unit": "month", "usd": 323, "note": "monthly billing; $269 a month on annual billing" }, { "item": "Essentials Starter Plan, up to 2,000 monitored entities", "unit": "month", "usd": 383, "note": "monthly billing; $319 a month on annual billing" }, { "item": "Agentic Starter Plan, up to 100 monitored entities", "unit": "month", "usd": 179, "note": "monthly billing; $149 a month on annual billing" } ], "provenance": { "legalEntity": "IVXS UK Limited (trading as ComplyAdvantage)", "domain": "complyadvantage.com", "domainRegistered": "2014-07-05", "endpointOnVendorDomain": true, "terms": "", "privacy": "https://complyadvantage.com/privacy-notice/", "statusPage": "", "changelog": "", "securityTxt": "none", "checked": "2026-10-08", "notes": [ "The privacy notice (last updated 12 June 2026) names IVXS UK Limited, trading as ComplyAdvantage, 86-90 Paul Street, London EC2A 4NE, registered with the UK Information Commissioner under ZA054290, and covers its products and services as well as the website.", "No `terms` is given. https://complyadvantage.com/terms-and-conditions/ is the website's terms of use, and no service agreement, API terms or data processing agreement was found on the site, the docs or the help centre.", "The Mesh API answers at api.mesh.complyadvantage.com and regional hosts under mesh.complyadvantage.com.", "https://complyadvantage.com/.well-known/security.txt and /security.txt return 404.", "status.complyadvantage.com does not resolve, and no status page is linked from the site, the docs or the help centre. docs.mesh.complyadvantage.com/changelog returns 404.", "RDAP for complyadvantage.com gives a registration date of 2014-07-05." ], "score": 59 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/complyadvantage.json", "live": { "slug": "complyadvantage", "probe": { "target": "https://api.mesh.complyadvantage.com", "method": "get", "lastAt": "2026-10-08T21:12:08.002379051Z", "lastOk": true, "lastStatus": 401, "lastMs": 42, "lastNote": "asks for credentials", "authRequired": true, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 50, "p95ms24h": 91, "samples24h": 21, "samples30d": 21, "days": [ { "date": "2026-10-08", "probes": 21, "ok": 21 } ] }, "updatedAt": "2026-10-08T21:12:08.002379051Z" } }, "answer": "Sumsub scores 68.5 (B) on agent readiness against ComplyAdvantage's 52.6 (D), and leads in 5 of 7 scored categories. ComplyAdvantage leads on agent ergonomics.", "b": { "slug": "sumsub", "name": "Sumsub", "vendor": "Sum and Substance Ltd", "vendorUrl": "https://sumsub.com", "kind": "http-api", "category": "identity-verification", "summary": "Sumsub verifies people from identity documents and a liveness check, verifies businesses against registries, and screens both against sanctions and watchlists. Agents reach it through a signed REST API and a hosted MCP server.", "url": "https://www.anchorterminal.com/tools/sumsub", "markdownUrl": "https://www.anchorterminal.com/tools/sumsub.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/sumsub.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/sumsub.json", "repo": "https://github.com/sumsub/agent-skills", "license": "Proprietary service under Sumsub's terms and conditions. The agent skills repository and the @sumsub/websdk npm package are MIT", "transports": [ "http" ], "remoteUrl": "https://api.sumsub.com", "packages": [ { "registry": "npm", "name": "@sumsub/websdk" } ], "auth": "mixed", "authNotes": "The REST API takes an app token generated in the Dashboard by a signed-in team member. Each request carries `X-App-Token`, `X-App-Access-Ts` and `X-App-Access-Sig`, an HMAC-SHA256 signature made with the token's secret key over the timestamp, method, path and body. A token has its own permissions, an optional IP allowlist, an optional expiry date and optional source keys that limit it to a group of applicants, and it can be disabled or deleted but not edited. Sandbox and production tokens are separate. The MCP server at https://api.sumsub.com/mcp/ uses OAuth with PKCE and dynamic client registration, signs the user in with Sumsub, and needs the Use MCP server role permission. Production mode opens after Sumsub verifies the integration (https://docs.sumsub.com/reference/about-sumsub-api).", "pricing": "usage", "pricingNotes": "Basic is $1.35 per verification with a $149 monthly minimum, and Compliance is $1.85 with a $299 minimum and adds AML screening and address checks. Business verification, transaction monitoring and fraud prevention are on a custom plan through sales. Only completed checks are charged. Sandbox mode is free in any account, limited to 500 new applicants and 1,000 transactions per 24 hours. The 14-day trial of 50 real checks asks for bank card details (https://sumsub.com/pricing/, https://docs.sumsub.com/docs/self-service, checked 2026-10-08).", "priceSummary": "$1.35 / tx", "where": "hosted", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the API reference, the OpenAPI spec or the pricing page (checked 2026-10-08).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": 172226, "pypiWeekly": null, "asOf": "2026-10-08" }, "docsUrl": "https://docs.sumsub.com", "llmsTxt": "https://docs.sumsub.com/llms.txt", "openapi": "https://api.sumsub.com/openapi.json", "capabilities": [ "kyc.identity", "kyc.business", "kyc.documents", "kyc.screening", "kyc.cases" ], "tags": [ "hosted", "usage-based", "sandbox", "api-key", "oauth", "mcp", "openapi", "llms-txt", "webhooks", "status-page", "sla", "bug-bounty", "soc2", "iso27001" ], "lastRelease": "2026-10-03", "graded": true, "anchor": { "graded": true, "score": 68.5, "grade": "B", "agentReady": false, "rank": 177, "ranked": true, "rankOf": 722, "categoryRank": 3, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 60, "maintenance": 74, "payments": 25, "reliability": 80, "schema": 78, "security": 80, "transparency": 74 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-08" }, "negative": 0, "verdict": "Per-token permissions, an IP allowlist, HMAC-signed requests and a public OpenAPI spec with Markdown docs suit an agent working on verification cases. No idempotency keys or Retry-After guidance were found, there is no server SDK, and production access needs a browser signup, a bank card and Sumsub's review of the integration.", "bestFor": "An agent that starts verifications, sends links, reads results and AML cases, and works case queues for a regulated business, with one token limited to those permissions.", "strengths": [ "App tokens carry per-token permissions, an optional IP allowlist and expiry date, and can be disabled with a recorded reason", "Requests are signed with HMAC-SHA256 over timestamp, method, path and body, so the secret key never travels", "Public OpenAPI 3.0.1 spec with 157 operations, llms.txt, and every docs page served as Markdown", "Hosted MCP server with OAuth, PKCE and dynamic client registration, gated by a Use MCP server role permission", "Terms publish a 99.5 per cent monthly uptime commitment, and the status page lists API, WebSDK and MobileSDK for three regions" ], "weaknesses": [ "No idempotency keys and no Retry-After or backoff guidance found in the reviewed documentation", "Only 24 of 157 operations in the OpenAPI spec carry a summary or description, and 154 declare only a default response", "No official server-side SDK. Sumsub publishes request-signing examples in seven languages instead", "The 14-day trial of 50 real checks needs a bank card, and production opens after Sumsub checks the integration", "Terms clause 6.9 permits Sumsub to use customers' personal data to develop fraud detection, including machine learning models", "The subprocessor list is published in the Dashboard, not on a public page" ], "agentNotes": [ "Sign every request. X-App-Access-Sig is the lowercase hex HMAC-SHA256 of timestamp, uppercase method, path with query and raw body, and the timestamp must be within one minute of server time", "Use a sandbox token (prefix sbx) for agent work. Sandbox and production tokens are separate, and Sumsub's own skills refuse any other prefix", "Stay under 300 GET and 50 POST requests per 5 seconds, and under 500 new applicants per 24 hours in Sandbox", "Token permissions can't be edited after creation. Generate a new token with the narrower set and delete the old one", "Subscribe to the applicantReviewed webhook for results and verify x-payload-digest against the raw body before trusting it" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "B", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 68.5 } ], "editorialScores": { "ergonomics": 60, "maintenance": 74, "payments": 25, "reliability": 80, "schema": 78, "security": 80, "transparency": 52 }, "provenanceScore": 96 }, "connect": { "install": "npx skills add sumsub/agent-skills --all -g", "http": "curl -X GET \\\n 'https://api.sumsub.com/resources/auditTrailEvents/list?from=2024-06-01+00:00:00\u0026to=2024-06-30+23:59:59\u0026limit=100' \\\n -H 'X-App-Token: \u003cyour-app-token\u003e' \\\n -H 'X-App-Access-Sig: \u003cyour-signature\u003e' \\\n -H 'X-App-Access-Ts: \u003cunix-timestamp\u003e'", "claudeCode": "claude mcp add --transport http sumsub https://api.sumsub.com/mcp/", "config": { "mcpServers": { "sumsub": { "args": [ "mcp-remote", "https://api.sumsub.com/mcp/" ], "command": "npx" } } } }, "letme": { "capability": "https://letme.dev/kyc.identity", "tool": "https://letme.dev/sumsub" }, "area": "domain-data", "unitPrices": [ { "item": "Basic plan, user verification", "unit": "tx", "usd": 1.35, "note": "per completed verification; $149 monthly minimum" }, { "item": "Compliance plan, user verification with AML screening and address check", "unit": "tx", "usd": 1.85, "note": "per completed verification; $299 monthly minimum" } ], "provenance": { "legalEntity": "Sum and Substance Ltd", "domain": "sumsub.com", "domainRegistered": "2015-05-01", "endpointOnVendorDomain": true, "terms": "https://sumsub.com/terms-and-conditions/", "privacy": "https://sumsub.com/privacy-notice-service/", "statusPage": "https://status.sumsub.com", "changelog": "https://docs.sumsub.com/changelog", "securityTxt": "valid", "checked": "2026-10-08", "notes": [ "The terms (version of 21 May 2026) name Sum and Substance Ltd, England, company number 09688671, 30 St. Mary Axe, London EC3A 8BF, with contracting entities in the UAE, Delaware, Singapore and Cyprus depending on where the customer is registered.", "The API and the MCP server answer at api.sumsub.com, and the Dashboard and OAuth issuer at cockpit.sumsub.com.", "sumsub.com/.well-known/security.txt gives security@sumsub.com and a Bugcrowd engagement as contacts and expires on 2027-12-31.", "The service privacy notice was last updated on 19 March 2026. The data processing agreement is Annex 3 of the terms.", "RDAP for sumsub.com gives a registration date of 2015-05-01." ], "score": 96 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/sumsub.json", "live": { "slug": "sumsub", "probe": { "target": "https://api.sumsub.com", "method": "get", "lastAt": "2026-10-08T21:12:22.639011029Z", "lastOk": true, "lastStatus": 200, "lastMs": 201, "authRequired": false, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 191, "p95ms24h": 309, "samples24h": 64, "samples30d": 64, "days": [ { "date": "2026-10-08", "probes": 64, "ok": 64 } ] }, "vendorStatus": { "page": "https://status.sumsub.com", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-08T21:06:27.115717851Z" }, "versions": [ { "registry": "npm", "name": "@sumsub/websdk", "version": "2.9.0", "seenAt": "2026-10-08T16:31:00.353997894Z" } ], "githubStars": 7, "npmWeekly": 172226, "securityTxt": { "url": "https://sumsub.com/.well-known/security.txt", "state": "valid", "expires": "2027-12-31T11:59:00Z", "checkedAt": "2026-10-08T15:38:36.412722848Z" }, "pages": [ { "url": "https://docs.sumsub.com/changelog", "kind": "changelog", "status": 200, "checkedAt": "2026-10-08T18:19:32.69717252Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "24fd7917e5f9" }, { "url": "https://sumsub.com/pricing/", "kind": "pricing", "status": 200, "checkedAt": "2026-10-08T18:24:56.017931789Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "8df9176ba407" }, { "url": "https://sumsub.com/privacy-notice-service/", "kind": "privacy", "status": 200, "checkedAt": "2026-10-08T18:24:58.191382748Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "676c31f026df" }, { "url": "https://sumsub.com/terms-and-conditions/", "kind": "terms", "status": 200, "checkedAt": "2026-10-08T18:25:00.198690776Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "63e133a2d160" } ], "updatedAt": "2026-10-08T21:12:22.639011029Z" } }, "facts": [ { "a": "HTTP API", "b": "HTTP API", "name": "Kind" }, { "a": "IVXS UK Limited (trading as ComplyAdvantage)", "b": "Sum and Substance Ltd", "name": "Vendor" }, { "a": "https://api.mesh.complyadvantage.com", "b": "https://api.sumsub.com", "name": "Hosted endpoint" }, { "a": "HTTP", "b": "HTTP", "name": "Transports" }, { "a": "OAuth", "b": "OAuth or key", "name": "Auth" }, { "a": "Paid", "b": "Pay per use", "name": "Pricing" }, { "a": "not published", "b": "$1.85 per transaction", "name": "Price for kyc screening" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "Proprietary service. No service agreement is published, and the terms page on complyadvantage.com covers the website only", "b": "Proprietary service under Sumsub's terms and conditions. The agent skills repository and the @sumsub/websdk npm package are MIT", "name": "Licence" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "yes", "name": "llms.txt" }, { "a": "2026-09-16", "b": "2026-10-03", "name": "Last release" }, { "a": "no document linked", "b": "2026-05-21", "name": "Terms last updated" }, { "a": "2026-06-12", "b": "2026-03-19", "name": "Privacy policy last updated" }, { "a": "", "b": "yes", "name": "Customer content may train models" }, { "a": "", "b": "not found in the text", "name": "Terms restrict automated access" }, { "a": "", "b": "not found in the text", "name": "Terms restrict benchmarking" }, { "a": "", "b": "yes", "name": "Terms or service can change without notice" }, { "a": "", "b": "yes", "name": "Arbitration or class-action waiver" }, { "a": "none", "b": "172k npm/wk", "name": "Popularity" } ], "faq": [ { "answer": "Sumsub scores 68.5 (B) on agent readiness against ComplyAdvantage's 52.6 (D), and leads in 5 of 7 scored categories. ComplyAdvantage leads on agent ergonomics.", "question": "Which is better for AI agents, ComplyAdvantage or Sumsub?" }, { "answer": "ComplyAdvantage uses an OAuth sign-in. Sumsub takes an API key or an OAuth sign-in.", "question": "Do ComplyAdvantage and Sumsub need an API key?" }, { "answer": "Yes. ComplyAdvantage has a hosted endpoint at https://api.mesh.complyadvantage.com and Sumsub at https://api.sumsub.com.", "question": "Can an agent call ComplyAdvantage and Sumsub without installing anything?" } ], "goodFor": [ { "aheadOn": [ "Agent ergonomics, 67 against 60" ], "also": null, "goodFor": "An agent that screens customers and companies against sanctions, politically exposed person and adverse media data, keeps them under monitoring and works the resulting alerts and cases.", "slug": "complyadvantage", "watchFor": "No public status page or incident history was found. `status.complyadvantage.com` does not resolve" }, { "aheadOn": [ "Reliability, 80 against 42", "Security \u0026 auth, 80 against 68", "Payments \u0026 pricing, 25 against 10", "Maintenance \u0026 community, 74 against 28", "Transparency \u0026 trust, 74 against 50" ], "also": null, "goodFor": "An agent that starts verifications, sends links, reads results and AML cases, and works case queues for a regulated business, with one token limited to those permissions.", "slug": "sumsub", "watchFor": "No idempotency keys and no Retry-After or backoff guidance found in the reviewed documentation" } ], "job": { "capability": "kyc.screening", "name": "Kyc screening" }, "others": [ { "json": "https://www.anchorterminal.com/compare/complycube-vs-sumsub.json", "title": "ComplyCube vs Sumsub", "url": "https://www.anchorterminal.com/compare/complycube-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-sumsub.json", "title": "Didit vs Sumsub", "url": "https://www.anchorterminal.com/compare/didit-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-sumsub.json", "title": "Jumio vs Sumsub", "url": "https://www.anchorterminal.com/compare/jumio-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/persona-vs-sumsub.json", "title": "Persona vs Sumsub", "url": "https://www.anchorterminal.com/compare/persona-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/sumsub-vs-trulioo.json", "title": "Sumsub vs Trulioo", "url": "https://www.anchorterminal.com/compare/sumsub-vs-trulioo" }, { "json": "https://www.anchorterminal.com/compare/sumsub-vs-veriff.json", "title": "Sumsub vs Veriff", "url": "https://www.anchorterminal.com/compare/sumsub-vs-veriff" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-complycube.json", "title": "ComplyAdvantage vs ComplyCube", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-complycube" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-didit.json", "title": "ComplyAdvantage vs Didit", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-didit" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-jumio.json", "title": "ComplyAdvantage vs Jumio", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-jumio" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-middesk.json", "title": "ComplyAdvantage vs Middesk", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-middesk" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-persona.json", "title": "ComplyAdvantage vs Persona", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-persona" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-trulioo.json", "title": "ComplyAdvantage vs Trulioo", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-trulioo" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-veriff.json", "title": "ComplyAdvantage vs Veriff", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-veriff" }, { "json": "https://www.anchorterminal.com/compare/middesk-vs-sumsub.json", "title": "Middesk vs Sumsub", "url": "https://www.anchorterminal.com/compare/middesk-vs-sumsub" } ], "scores": [ { "by": 38, "complyadvantage": 42, "edge": "sumsub", "key": "reliability", "name": "Reliability", "sumsub": 80, "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "by": 4, "complyadvantage": 82, "edge": "complyadvantage", "key": "schema", "name": "Schema \u0026 documentation", "sumsub": 78, "weight": 13 }, { "by": 7, "complyadvantage": 67, "edge": "complyadvantage", "key": "ergonomics", "name": "Agent ergonomics", "sumsub": 60, "weight": 13 }, { "by": 12, "complyadvantage": 68, "edge": "sumsub", "key": "security", "name": "Security \u0026 auth", "sumsub": 80, "weight": 14 }, { "by": 15, "complyadvantage": 10, "edge": "sumsub", "key": "payments", "name": "Payments \u0026 pricing", "sumsub": 25, "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "by": 46, "complyadvantage": 28, "edge": "sumsub", "key": "maintenance", "name": "Maintenance \u0026 community", "sumsub": 74, "weight": 7 }, { "by": 24, "complyadvantage": 50, "edge": "sumsub", "key": "transparency", "name": "Transparency \u0026 trust", "sumsub": 74, "weight": 7 } ], "summary": "Sumsub scores 68.5 (B) on agent readiness against ComplyAdvantage's 52.6 (D), and leads in 5 of 7 scored categories. ComplyAdvantage leads on agent ergonomics. Both do kyc screening.", "verdicts": { "complyadvantage": "The Mesh API has a public OpenAPI 3.0.3 spec with 165 described operations, per-credential permissions and audit log endpoints, which suits an agent screening customers and working alerts. No status page, changelog, SDK, service agreement or subprocessor list was found in public, and access starts with a paid plan bought by a person.", "sumsub": "Per-token permissions, an IP allowlist, HMAC-signed requests and a public OpenAPI spec with Markdown docs suit an agent working on verification cases. No idempotency keys or Retry-After guidance were found, there is no server SDK, and production access needs a browser signup, a bank card and Sumsub's review of the integration." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/complyadvantage-vs-sumsub", "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-sumsub.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/complyadvantage-vs-sumsub.md", "slim": "https://www.anchorterminal.com/compare/complyadvantage-vs-sumsub.min.md" }, "markdown": "Sumsub scores 68.5 (B) on agent readiness against ComplyAdvantage's 52.6 (D), and leads in 5 of 7 scored categories. ComplyAdvantage leads on agent ergonomics. Both do kyc screening.\n\n- ComplyAdvantage: grade D, 52.6/100, rank #564 of 722. Markdown https://www.anchorterminal.com/tools/complyadvantage.md · JSON https://www.anchorterminal.com/api/v1/tools/complyadvantage.json\n- Sumsub: grade B, 68.5/100, rank #177 of 722. Markdown https://www.anchorterminal.com/tools/sumsub.md · JSON https://www.anchorterminal.com/api/v1/tools/sumsub.json\n\n## Which one, for what\n\n### ComplyAdvantage (D)\n\nGood for: An agent that screens customers and companies against sanctions, politically exposed person and adverse media data, keeps them under monitoring and works the resulting alerts and cases.\n\nAhead on:\n- Agent ergonomics, 67 against 60\n\nWatch for: No public status page or incident history was found. `status.complyadvantage.com` does not resolve\n\n### Sumsub (B)\n\nGood for: An agent that starts verifications, sends links, reads results and AML cases, and works case queues for a regulated business, with one token limited to those permissions.\n\nAhead on:\n- Reliability, 80 against 42\n- Security \u0026 auth, 80 against 68\n- Payments \u0026 pricing, 25 against 10\n- Maintenance \u0026 community, 74 against 28\n- Transparency \u0026 trust, 74 against 50\n\nWatch for: No idempotency keys and no Retry-After or backoff guidance found in the reviewed documentation\n\n\n## Score by category\n\n| Category | Weight | ComplyAdvantage | Sumsub | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 42 | 80 | Sumsub +38 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 82 | 78 | ComplyAdvantage +4 |\n| Agent ergonomics | 13% (16.2 this run) | 67 | 60 | ComplyAdvantage +7 |\n| Security \u0026 auth | 14% (17.5 this run) | 68 | 80 | Sumsub +12 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 10 | 25 | Sumsub +15 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 28 | 74 | Sumsub +46 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 50 | 74 | Sumsub +24 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **52.6 · D** | **68.5 · B** | |\n\n## Facts side by side\n\n| Fact | ComplyAdvantage | Sumsub |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | IVXS UK Limited (trading as ComplyAdvantage) | Sum and Substance Ltd |\n| Hosted endpoint | `https://api.mesh.complyadvantage.com` | `https://api.sumsub.com` |\n| Transports | HTTP | HTTP |\n| Auth | OAuth | OAuth or key |\n| Pricing | Paid | Pay per use |\n| Price for kyc screening | not published | $1.85 per transaction |\n| x402 | no | no |\n| Licence | Proprietary service. No service agreement is published, and the terms page on complyadvantage.com covers the website only | Proprietary service under Sumsub's terms and conditions. The agent skills repository and the @sumsub/websdk npm package are MIT |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-09-16 | 2026-10-03 |\n| Terms last updated | no document linked | 2026-05-21 |\n| Privacy policy last updated | 2026-06-12 | 2026-03-19 |\n| Customer content may train models | | yes |\n| Terms restrict automated access | | not found in the text |\n| Terms restrict benchmarking | | not found in the text |\n| Terms or service can change without notice | | yes |\n| Arbitration or class-action waiver | | yes |\n| Popularity | none | 172k npm/wk |\n\n## Verdicts\n\n**ComplyAdvantage.** The Mesh API has a public OpenAPI 3.0.3 spec with 165 described operations, per-credential permissions and audit log endpoints, which suits an agent screening customers and working alerts. No status page, changelog, SDK, service agreement or subprocessor list was found in public, and access starts with a paid plan bought by a person.\n\n**Sumsub.** Per-token permissions, an IP allowlist, HMAC-signed requests and a public OpenAPI spec with Markdown docs suit an agent working on verification cases. No idempotency keys or Retry-After guidance were found, there is no server SDK, and production access needs a browser signup, a bank card and Sumsub's review of the integration.\n\n## Before you call either\n\n### ComplyAdvantage\n\n1. Exchange the access key and secret at `POST /v3/token` for a bearer token. It lasts 24 hours and can't be refreshed, so request a new one before expiry\n2. Ask for a credential with only the permissions the task needs. Permissions can't be edited later, and each reference page names the ones a call requires\n3. Create a screening configuration first and keep its `configuration_identifier`. Creating and screening a customer needs it\n4. Give each customer a unique external identifier. A concurrent request for the same identifier returns 409 with a pointer to the first workflow\n5. Read `Ratelimit-Remaining` and `Ratelimit-Reset` on every response. A 429 body is only `API rate limit exceeded`\n\n### Sumsub\n\n1. Sign every request. X-App-Access-Sig is the lowercase hex HMAC-SHA256 of timestamp, uppercase method, path with query and raw body, and the timestamp must be within one minute of server time\n2. Use a sandbox token (prefix sbx) for agent work. Sandbox and production tokens are separate, and Sumsub's own skills refuse any other prefix\n3. Stay under 300 GET and 50 POST requests per 5 seconds, and under 500 new applicants per 24 hours in Sandbox\n4. Token permissions can't be edited after creation. Generate a new token with the narrower set and delete the old one\n5. Subscribe to the applicantReviewed webhook for results and verify x-payload-digest against the raw body before trusting it\n\n## Questions\n\n### Which is better for AI agents, ComplyAdvantage or Sumsub?\n\nSumsub scores 68.5 (B) on agent readiness against ComplyAdvantage's 52.6 (D), and leads in 5 of 7 scored categories. ComplyAdvantage leads on agent ergonomics.\n\n### Do ComplyAdvantage and Sumsub need an API key?\n\nComplyAdvantage uses an OAuth sign-in. Sumsub takes an API key or an OAuth sign-in.\n\n### Can an agent call ComplyAdvantage and Sumsub without installing anything?\n\nYes. ComplyAdvantage has a hosted endpoint at https://api.mesh.complyadvantage.com and Sumsub at https://api.sumsub.com.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/complyadvantage-vs-sumsub.json, and with the fewest tokens: https://www.anchorterminal.com/compare/complyadvantage-vs-sumsub.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"complyadvantage\", \"b\": \"sumsub\"}`. From a terminal: `anchor compare complyadvantage sumsub`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/complyadvantage.json and https://www.anchorterminal.com/api/v1/tools/sumsub.json\n\n## Other comparisons with ComplyAdvantage or Sumsub\n\n- [ComplyCube vs Sumsub](https://www.anchorterminal.com/compare/complycube-vs-sumsub.md)\n- [Didit vs Sumsub](https://www.anchorterminal.com/compare/didit-vs-sumsub.md)\n- [Jumio vs Sumsub](https://www.anchorterminal.com/compare/jumio-vs-sumsub.md)\n- [Persona vs Sumsub](https://www.anchorterminal.com/compare/persona-vs-sumsub.md)\n- [Sumsub vs Trulioo](https://www.anchorterminal.com/compare/sumsub-vs-trulioo.md)\n- [Sumsub vs Veriff](https://www.anchorterminal.com/compare/sumsub-vs-veriff.md)\n- [ComplyAdvantage vs ComplyCube](https://www.anchorterminal.com/compare/complyadvantage-vs-complycube.md)\n- [ComplyAdvantage vs Didit](https://www.anchorterminal.com/compare/complyadvantage-vs-didit.md)\n- [ComplyAdvantage vs Jumio](https://www.anchorterminal.com/compare/complyadvantage-vs-jumio.md)\n- [ComplyAdvantage vs Middesk](https://www.anchorterminal.com/compare/complyadvantage-vs-middesk.md)\n- [ComplyAdvantage vs Persona](https://www.anchorterminal.com/compare/complyadvantage-vs-persona.md)\n- [ComplyAdvantage vs Trulioo](https://www.anchorterminal.com/compare/complyadvantage-vs-trulioo.md)\n- [ComplyAdvantage vs Veriff](https://www.anchorterminal.com/compare/complyadvantage-vs-veriff.md)\n- [Middesk vs Sumsub](https://www.anchorterminal.com/compare/middesk-vs-sumsub.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-08", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.4", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "ComplyAdvantage vs Sumsub", "url": "" } ], "description": "Sumsub scores 68.5 (B) on agent readiness against ComplyAdvantage's 52.6 (D), and leads in 5 of 7 scored categories. ComplyAdvantage leads on agent ergonomics. Both do kyc screening. Category scores, facts, verdicts and agent notes side by side.", "facts": [ "ComplyAdvantage D 52.6", "Sumsub B 68.5", "scores" ], "h1": "ComplyAdvantage vs Sumsub", "image": "https://www.anchorterminal.com/assets/og/compare-complyadvantage-vs-sumsub.png", "path": "/compare/complyadvantage-vs-sumsub", "published": "2026-10-01", "section": "tools", "title": "ComplyAdvantage vs Sumsub for AI agents, D 52.6 vs B 68.5", "toc": null, "updated": "2026-10-08", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-sumsub" }, "tokens": { "markdown": 2200, "slim": 730 }, "version": 1 }