{ "data": { "a": { "slug": "complyadvantage", "name": "ComplyAdvantage", "vendor": "IVXS UK Limited (trading as ComplyAdvantage)", "vendorUrl": "https://complyadvantage.com", "kind": "http-api", "category": "identity-verification", "summary": "ComplyAdvantage screens people and companies against sanctions lists, watchlists, politically exposed person registers and adverse media, with ongoing monitoring and case management. Agents reach its Mesh platform through a REST API with a public OpenAPI spec.", "url": "https://www.anchorterminal.com/tools/complyadvantage", "markdownUrl": "https://www.anchorterminal.com/tools/complyadvantage.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/complyadvantage.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/complyadvantage.json", "license": "Proprietary service. No service agreement is published, and the terms page on complyadvantage.com covers the website only", "transports": [ "http" ], "remoteUrl": "https://api.mesh.complyadvantage.com", "packages": [], "auth": "oauth", "authNotes": "The Mesh API uses the OAuth2 client credentials flow. A Mesh admin, or a custom role with the API credential permissions, creates a credential in the web application under Settings, Access Management, API Credentials, choosing its permissions and an optional expiry date. The integration sends the access key and secret to `POST /v3/token` and receives a bearer token valid for 24 hours, with no refresh. A credential can't be edited, its secret is shown once, and deactivating it invalidates tokens already issued. The older username and password flow at `POST /v2/token` remains supported for existing integrations. Accounts are opened by ComplyAdvantage after a Starter Plan purchase or a sales contract, so there is no self-serve key (https://docs.mesh.complyadvantage.com/docs/getting-started, https://support.complyadvantage.com/articles/5045588818-creating-api-credentials, checked 2026-10-08).", "pricing": "paid", "pricingNotes": "The Starter Plan is priced by monitored entities a month. Essentials runs from $119 a month for up to 100 entities to $383 for up to 2,000 on monthly billing ($99 to $319 on annual billing), and the Agentic version from $179 to $575. Entities over the allowance are charged at 1.5 times the unit rate. Enterprise, which adds transaction monitoring and payment screening, is priced on application. No free tier or trial was found. Sandbox and production logins come with a paid account, set up by staff within one working day, and the pricing page says the API is included. ComplyLaunch gives early-stage start-ups free access on application (https://complyadvantage.com/pricing/, https://complyadvantage.com/starter-plan/, checked 2026-10-08).", "priceSummary": "$119 / mo", "where": "hosted", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the Mesh API docs, the OpenAPI spec or the pricing pages (checked 2026-10-08).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": null, "pypiWeekly": null, "asOf": "2026-10-08" }, "docsUrl": "https://docs.mesh.complyadvantage.com", "llmsTxt": "https://docs.mesh.complyadvantage.com/llms.txt", "openapi": "https://docs.mesh.complyadvantage.com/openapi/mesh-api.json", "capabilities": [ "kyc.screening", "kyc.cases" ], "tags": [ "hosted", "paid", "sandbox", "oauth", "openapi", "llms-txt", "webhooks", "aml", "sanctions", "audit-log", "iso27001", "soc2" ], "lastRelease": "2026-09-16", "graded": true, "anchor": { "graded": true, "score": 52.6, "grade": "D", "agentReady": false, "rank": 564, "ranked": true, "rankOf": 722, "categoryRank": 9, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 67, "maintenance": 28, "payments": 10, "reliability": 42, "schema": 82, "security": 68, "transparency": 50 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-08" }, "negative": 0, "verdict": "The Mesh API has a public OpenAPI 3.0.3 spec with 165 described operations, per-credential permissions and audit log endpoints, which suits an agent screening customers and working alerts. No status page, changelog, SDK, service agreement or subprocessor list was found in public, and access starts with a paid plan bought by a person.", "bestFor": "An agent that screens customers and companies against sanctions, politically exposed person and adverse media data, keeps them under monitoring and works the resulting alerts and cases.", "strengths": [ "Public OpenAPI 3.0.3 spec with 165 operations, each with a summary and description, and 124 naming the permission the call needs", "API credentials carry their own permissions and optional expiry, and deactivation invalidates tokens already issued", "Six audit log endpoints cover the account, cases, customers, roles, transactions and users", "Rate limits are published (1,000 requests a minute in production, 300 in Sandbox) with `Ratelimit-Limit`, `Ratelimit-Remaining` and `Ratelimit-Reset` headers", "`llms.txt` on the docs site, and every guide and reference page is served as Markdown" ], "weaknesses": [ "No public status page or incident history was found. `status.complyadvantage.com` does not resolve", "No changelog or release notes were found for the Mesh API", "No service agreement, data processing agreement or subprocessor list is published. The terms page covers the website only", "No free tier or self-serve trial. The Starter Plan starts at $119 a month and accounts are set up by staff within a working day", "No official SDK was found. Access tokens last 24 hours with no refresh", "Screening results carry third-party adverse media text, and no prompt-injection guidance was found" ], "agentNotes": [ "Exchange the access key and secret at `POST /v3/token` for a bearer token. It lasts 24 hours and can't be refreshed, so request a new one before expiry", "Ask for a credential with only the permissions the task needs. Permissions can't be edited later, and each reference page names the ones a call requires", "Create a screening configuration first and keep its `configuration_identifier`. Creating and screening a customer needs it", "Give each customer a unique external identifier. A concurrent request for the same identifier returns 409 with a pointer to the first workflow", "Read `Ratelimit-Remaining` and `Ratelimit-Reset` on every response. A 429 body is only `API rate limit exceeded`" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "D", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 52.6 } ], "editorialScores": { "ergonomics": 67, "maintenance": 28, "payments": 10, "reliability": 42, "schema": 82, "security": 68, "transparency": 40 }, "provenanceScore": 59 }, "connect": { "http": "curl -X POST https://api.mesh.complyadvantage.com/v3/token \\\n -H 'Content-Type: application/json' \\\n -d '{\"access_key\": \"\u003cyour access key\u003e\", \"secret\": \"\u003cyour secret\u003e\"}'" }, "letme": { "capability": "https://letme.dev/kyc.screening", "tool": "https://letme.dev/complyadvantage" }, "area": "domain-data", "unitPrices": [ { "item": "Essentials Starter Plan, up to 100 monitored entities", "unit": "month", "usd": 119, "note": "monthly billing; $99 a month on annual billing" }, { "item": "Essentials Starter Plan, up to 1,000 monitored entities", "unit": "month", "usd": 323, "note": "monthly billing; $269 a month on annual billing" }, { "item": "Essentials Starter Plan, up to 2,000 monitored entities", "unit": "month", "usd": 383, "note": "monthly billing; $319 a month on annual billing" }, { "item": "Agentic Starter Plan, up to 100 monitored entities", "unit": "month", "usd": 179, "note": "monthly billing; $149 a month on annual billing" } ], "provenance": { "legalEntity": "IVXS UK Limited (trading as ComplyAdvantage)", "domain": "complyadvantage.com", "domainRegistered": "2014-07-05", "endpointOnVendorDomain": true, "terms": "", "privacy": "https://complyadvantage.com/privacy-notice/", "statusPage": "", "changelog": "", "securityTxt": "none", "checked": "2026-10-08", "notes": [ "The privacy notice (last updated 12 June 2026) names IVXS UK Limited, trading as ComplyAdvantage, 86-90 Paul Street, London EC2A 4NE, registered with the UK Information Commissioner under ZA054290, and covers its products and services as well as the website.", "No `terms` is given. https://complyadvantage.com/terms-and-conditions/ is the website's terms of use, and no service agreement, API terms or data processing agreement was found on the site, the docs or the help centre.", "The Mesh API answers at api.mesh.complyadvantage.com and regional hosts under mesh.complyadvantage.com.", "https://complyadvantage.com/.well-known/security.txt and /security.txt return 404.", "status.complyadvantage.com does not resolve, and no status page is linked from the site, the docs or the help centre. docs.mesh.complyadvantage.com/changelog returns 404.", "RDAP for complyadvantage.com gives a registration date of 2014-07-05." ], "score": 59 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/complyadvantage.json", "live": { "slug": "complyadvantage", "probe": { "target": "https://api.mesh.complyadvantage.com", "method": "get", "lastAt": "2026-10-08T21:12:08.002379051Z", "lastOk": true, "lastStatus": 401, "lastMs": 42, "lastNote": "asks for credentials", "authRequired": true, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 50, "p95ms24h": 91, "samples24h": 21, "samples30d": 21, "days": [ { "date": "2026-10-08", "probes": 21, "ok": 21 } ] }, "updatedAt": "2026-10-08T21:12:08.002379051Z" } }, "answer": "Persona scores 69.5 (B) on agent readiness against ComplyAdvantage's 52.6 (D), and leads in every scored category.", "b": { "slug": "persona", "name": "Persona", "vendor": "Persona Identities, Inc.", "vendorUrl": "https://withpersona.com", "kind": "http-api", "category": "identity-verification", "summary": "Persona is an identity verification platform from Persona Identities, Inc. Its REST API and hosted MCP server create inquiries, run government ID, selfie, document and database verifications, screen people and businesses against watchlists, and manage review cases.", "url": "https://www.anchorterminal.com/tools/persona", "markdownUrl": "https://www.anchorterminal.com/tools/persona.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/persona.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/persona.json", "license": "Proprietary service under Persona's terms of service. The `persona` JavaScript client on npm is MIT", "transports": [ "http" ], "remoteUrl": "https://mcp.withpersona.com", "packages": [ { "registry": "npm", "name": "persona" } ], "auth": "api-key", "authNotes": "Self-serve API key, sent as `Authorization: Bearer \u003ckey\u003e` to https://api.withpersona.com/api/v1. A browser sign-up with a business email gives a sandbox key (`persona_sandbox_...`) at once. A production key (`persona_production_...`) needs a plan and Persona's approval of the organisation. Each key can be limited to about 50 read and write permissions per resource, given its own rate limit and an IP allowlist, and expired through the dashboard or the API. A new key has every standard permission until someone limits it. The MCP server at https://mcp.withpersona.com takes the same key. Its help article says OAuth is coming and isn't available yet (checked 2026-10-08).", "pricing": "paid", "pricingNotes": "The Essential plan starts at $250 a month on a 12-month contract with 500 verifications or reports a month included, then $1.50 for each further one, per the help centre. Growth and Enterprise are priced through sales. A 60-day trial with no card gives sandbox access and up to 50 services, so an agent can build and test without a contract, but the sandbox performs no real verifications. A Startup Programme gives eligible small companies 500 free verifications a month for a year. The pricing page itself refused our reader (checked 2026-10-08).", "priceSummary": "$250 / mo", "where": "hosted", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the API docs, the OpenAPI file, the MCP tool list or the help centre's plan articles (checked 2026-10-08).", "endpoints": [] }, "toolCount": 190, "popularity": { "githubStars": null, "npmWeekly": 570188, "pypiWeekly": null, "asOf": "2026-10-08" }, "docsUrl": "https://docs.withpersona.com/getting-started", "llmsTxt": "https://docs.withpersona.com/llms.txt", "openapi": "https://docs.withpersona.com/openapi/api-reference.json", "capabilities": [ "kyc.identity", "kyc.business", "kyc.documents", "kyc.screening", "kyc.cases" ], "tags": [ "hosted", "paid", "sandbox", "api-key", "mcp", "openapi", "llms-txt", "webhooks", "json-api", "status-page", "soc2", "iso27001" ], "lastRelease": "2026-09-29", "graded": true, "anchor": { "graded": true, "score": 69.5, "grade": "B", "agentReady": false, "rank": 157, "ranked": true, "rankOf": 722, "categoryRank": 2, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 74, "maintenance": 75, "payments": 35, "reliability": 70, "schema": 85, "security": 73, "transparency": 68 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-08" }, "negative": 0, "verdict": "The REST API has a public OpenAPI 3.1 file, llms.txt, API keys with per-resource permissions, idempotency keys on every POST and a 60-day sandbox trial with no card. Production needs a business review and a 12-month plan from $250 a month. The status page lists 11 incidents since 10 July 2026, including 70 minutes of timeouts across all products.", "bestFor": "A company that already runs Persona and wants an agent to create inquiries from templates, read verification and report results, screen against watchlists and work review cases with a permission-limited key.", "strengths": [ "Public OpenAPI 3.1 file with 231 operations and 141 webhook definitions, plus llms.txt and a Markdown copy of every docs page", "API keys take about 50 read and write permissions per resource, an IP allowlist, their own rate limit and an expiry endpoint", "`Idempotency-Key` on every POST, cursor pagination, and `fields` and `include` parameters that trim responses", "API logs kept for two weeks and user audit logs for six months, both readable through the API", "Dated API versions selected per key or per request with `Persona-Version`, and a changelog with an RSS feed" ], "weaknesses": [ "Production access needs Persona's approval and a 12-month plan from $250 a month, and API-only integration is limited to Enterprise plans", "Eleven incidents on the status page since 10 July 2026, five marked partial outage, most on document and government ID verifications", "The MCP server lists all 190 tools whatever the key allows, with no annotations, toolsets or read-only subset, and OAuth isn't available yet", "No official server-side SDK was found. The npm, iOS, Android and React Native packages are clients for the end-user flow", "The marketing site, terms, privacy policy and pricing page answered our reader with a bot check, and no SLA was found in the docs or help centre" ], "agentNotes": [ "Ask for a dedicated key limited to the permissions the task needs. A new key has every standard permission until it's limited", "Send `Persona-Version` on every call and an `Idempotency-Key` on every POST. A replayed key returns the first result, including a 500", "Treat redact calls as irreversible. They permanently delete personal data and cascade to downstream objects", "Stay under 300 requests a minute in production, read `RateLimit-Remaining` and `Quota-Remaining`, and back off on 429 because rejected requests still count", "Use `fields` and `include` to cut response size. Through MCP these parameters aren't exposed, and only 14 tools take `filter`" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "B", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 69.5 } ], "editorialScores": { "ergonomics": 74, "maintenance": 75, "payments": 35, "reliability": 70, "schema": 85, "security": 73, "transparency": 46 }, "provenanceScore": 90 }, "connect": { "http": "curl --request POST \\\n --url https://api.withpersona.com/api/v1/inquiries \\\n --header 'Persona-Version: 2023-01-05' \\\n --header 'accept: application/json' \\\n --header 'authorization: Bearer persona_sandbox_YOURAPIKEY' \\\n --header 'content-type: application/json' \\\n --data '{\"data\":{\"attributes\":{\"inquiry-template-id\":\"itmpl_YOURTEMPLATEID\",\"fields\":{\"name-first\":\"Jane\",\"name-last\":\"Doe\",\"birthdate\":\"1994-04-12\"}}}}'" }, "letme": { "capability": "https://letme.dev/kyc.identity", "tool": "https://letme.dev/persona" }, "area": "domain-data", "unitPrices": [ { "item": "Essential plan", "unit": "month", "usd": 250, "note": "12-month contract, 500 verifications or reports a month included, unused ones don't roll over" }, { "item": "Additional verification or report on the Essential plan", "unit": "tx", "usd": 1.5, "note": "Each service beyond the 500 included a month" } ], "provenance": { "legalEntity": "Persona Identities, Inc.", "domain": "withpersona.com", "domainRegistered": "2018-09-24", "endpointOnVendorDomain": true, "terms": "https://withpersona.com/legal/terms-of-service", "privacy": "https://withpersona.com/legal/privacy-policy", "statusPage": "https://status.withpersona.com", "changelog": "https://docs.withpersona.com/api-reference/versioning/changelog", "securityTxt": "valid", "checked": "2026-10-08", "notes": [ "The help centre footer reads \"2026 Persona Identities, Inc.\", and the `persona` npm package names Persona Identities, Inc. as author.", "The API answers at api.withpersona.com and the MCP server at mcp.withpersona.com, both withpersona.com subdomains.", "withpersona.com/.well-known/security.txt gives security@withpersona.com, an expiry of 17 February 2027 and a note that disclosure runs through Bugcrowd.", "The terms and privacy URLs are the ones the status page links to. Both pages, and the rest of withpersona.com, answered our reader with a bot check (HTTP 403), so their text wasn't read.", "RDAP for withpersona.com gives a registration date of 2018-09-24 and MarkMonitor Inc. as registrar." ], "score": 90 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/persona.json", "live": { "slug": "persona", "probe": { "target": "https://mcp.withpersona.com", "method": "get", "lastAt": "2026-10-08T21:12:18.250401631Z", "lastOk": true, "lastStatus": 405, "lastMs": 151, "authRequired": false, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 148, "p95ms24h": 425, "samples24h": 64, "samples30d": 64, "days": [ { "date": "2026-10-08", "probes": 64, "ok": 64 } ] }, "vendorStatus": { "page": "https://status.withpersona.com", "indicator": "unknown", "summary": "no machine-readable status found", "checkedAt": "2026-10-08T19:39:03.085783021Z" }, "versions": [ { "registry": "npm", "name": "persona", "version": "5.9.0", "seenAt": "2026-10-08T16:25:07.765894859Z" } ], "npmWeekly": 570188, "securityTxt": { "url": "https://withpersona.com/.well-known/security.txt", "state": "valid", "expires": "2027-02-17T08:00:00.000Z", "checkedAt": "2026-10-08T15:39:00.840131962Z" }, "pages": [ { "url": "https://docs.withpersona.com/api-reference/versioning/changelog", "kind": "changelog", "status": 200, "checkedAt": "2026-10-08T18:19:46.701685957Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "6f0e8de3c16e" }, { "url": "https://withpersona.com/legal/privacy-policy", "kind": "privacy", "status": 403, "checkedAt": "2026-10-08T18:25:46.538922013Z", "changedAt": "0001-01-01T00:00:00Z" }, { "url": "https://withpersona.com/legal/terms-of-service", "kind": "terms", "status": 403, "checkedAt": "2026-10-08T18:25:48.548892401Z", "changedAt": "0001-01-01T00:00:00Z" } ], "updatedAt": "2026-10-08T21:12:18.250401631Z" } }, "facts": [ { "a": "HTTP API", "b": "HTTP API", "name": "Kind" }, { "a": "IVXS UK Limited (trading as ComplyAdvantage)", "b": "Persona Identities, Inc.", "name": "Vendor" }, { "a": "https://api.mesh.complyadvantage.com", "b": "https://mcp.withpersona.com", "name": "Hosted endpoint" }, { "a": "HTTP", "b": "HTTP", "name": "Transports" }, { "a": "OAuth", "b": "API key", "name": "Auth" }, { "a": "Paid", "b": "Paid", "name": "Pricing" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "Proprietary service. No service agreement is published, and the terms page on complyadvantage.com covers the website only", "b": "Proprietary service under Persona's terms of service. The `persona` JavaScript client on npm is MIT", "name": "Licence" }, { "a": "none", "b": "190", "name": "Tools exposed" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "yes", "name": "llms.txt" }, { "a": "2026-09-16", "b": "2026-09-29", "name": "Last release" }, { "a": "no document linked", "b": "couldn't be read", "name": "Terms last updated" }, { "a": "2026-06-12", "b": "couldn't be read", "name": "Privacy policy last updated" }, { "a": "", "b": "couldn't be read", "name": "Customer content may train models" }, { "a": "", "b": "couldn't be read", "name": "Terms restrict automated access" }, { "a": "", "b": "couldn't be read", "name": "Terms restrict benchmarking" }, { "a": "", "b": "couldn't be read", "name": "Terms or service can change without notice" }, { "a": "", "b": "couldn't be read", "name": "Arbitration or class-action waiver" }, { "a": "none", "b": "570k npm/wk", "name": "Popularity" } ], "faq": [ { "answer": "Persona scores 69.5 (B) on agent readiness against ComplyAdvantage's 52.6 (D), and leads in every scored category.", "question": "Which is better for AI agents, ComplyAdvantage or Persona?" }, { "answer": "ComplyAdvantage uses an OAuth sign-in. Persona needs an API key.", "question": "Do ComplyAdvantage and Persona need an API key?" }, { "answer": "Yes. ComplyAdvantage has a hosted endpoint at https://api.mesh.complyadvantage.com and Persona at https://mcp.withpersona.com.", "question": "Can an agent call ComplyAdvantage and Persona without installing anything?" } ], "goodFor": [ { "aheadOn": null, "also": null, "goodFor": "An agent that screens customers and companies against sanctions, politically exposed person and adverse media data, keeps them under monitoring and works the resulting alerts and cases.", "slug": "complyadvantage", "watchFor": "No public status page or incident history was found. `status.complyadvantage.com` does not resolve" }, { "aheadOn": [ "Reliability, 70 against 42", "Agent ergonomics, 74 against 67", "Security \u0026 auth, 73 against 68", "Payments \u0026 pricing, 35 against 10", "Maintenance \u0026 community, 75 against 28", "Transparency \u0026 trust, 68 against 50" ], "also": null, "goodFor": "A company that already runs Persona and wants an agent to create inquiries from templates, read verification and report results, screen against watchlists and work review cases with a permission-limited key.", "slug": "persona", "watchFor": "Production access needs Persona's approval and a 12-month plan from $250 a month, and API-only integration is limited to Enterprise plans" } ], "job": { "capability": "kyc.screening", "name": "Kyc screening" }, "others": [ { "json": "https://www.anchorterminal.com/compare/complycube-vs-persona.json", "title": "ComplyCube vs Persona", "url": "https://www.anchorterminal.com/compare/complycube-vs-persona" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-persona.json", "title": "Didit vs Persona", "url": "https://www.anchorterminal.com/compare/didit-vs-persona" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-persona.json", "title": "Jumio vs Persona", "url": "https://www.anchorterminal.com/compare/jumio-vs-persona" }, { "json": "https://www.anchorterminal.com/compare/persona-vs-sumsub.json", "title": "Persona vs Sumsub", "url": "https://www.anchorterminal.com/compare/persona-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/persona-vs-trulioo.json", "title": "Persona vs Trulioo", "url": "https://www.anchorterminal.com/compare/persona-vs-trulioo" }, { "json": "https://www.anchorterminal.com/compare/persona-vs-veriff.json", "title": "Persona vs Veriff", "url": "https://www.anchorterminal.com/compare/persona-vs-veriff" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-complycube.json", "title": "ComplyAdvantage vs ComplyCube", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-complycube" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-didit.json", "title": "ComplyAdvantage vs Didit", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-didit" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-jumio.json", "title": "ComplyAdvantage vs Jumio", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-jumio" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-middesk.json", "title": "ComplyAdvantage vs Middesk", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-middesk" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-sumsub.json", "title": "ComplyAdvantage vs Sumsub", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-trulioo.json", "title": "ComplyAdvantage vs Trulioo", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-trulioo" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-veriff.json", "title": "ComplyAdvantage vs Veriff", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-veriff" }, { "json": "https://www.anchorterminal.com/compare/middesk-vs-persona.json", "title": "Middesk vs Persona", "url": "https://www.anchorterminal.com/compare/middesk-vs-persona" } ], "scores": [ { "by": 28, "complyadvantage": 42, "edge": "persona", "key": "reliability", "name": "Reliability", "persona": 70, "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "by": 3, "complyadvantage": 82, "edge": "persona", "key": "schema", "name": "Schema \u0026 documentation", "persona": 85, "weight": 13 }, { "by": 7, "complyadvantage": 67, "edge": "persona", "key": "ergonomics", "name": "Agent ergonomics", "persona": 74, "weight": 13 }, { "by": 5, "complyadvantage": 68, "edge": "persona", "key": "security", "name": "Security \u0026 auth", "persona": 73, "weight": 14 }, { "by": 25, "complyadvantage": 10, "edge": "persona", "key": "payments", "name": "Payments \u0026 pricing", "persona": 35, "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "by": 47, "complyadvantage": 28, "edge": "persona", "key": "maintenance", "name": "Maintenance \u0026 community", "persona": 75, "weight": 7 }, { "by": 18, "complyadvantage": 50, "edge": "persona", "key": "transparency", "name": "Transparency \u0026 trust", "persona": 68, "weight": 7 } ], "summary": "Persona scores 69.5 (B) on agent readiness against ComplyAdvantage's 52.6 (D), and leads in every scored category. Both do kyc screening.", "verdicts": { "complyadvantage": "The Mesh API has a public OpenAPI 3.0.3 spec with 165 described operations, per-credential permissions and audit log endpoints, which suits an agent screening customers and working alerts. No status page, changelog, SDK, service agreement or subprocessor list was found in public, and access starts with a paid plan bought by a person.", "persona": "The REST API has a public OpenAPI 3.1 file, llms.txt, API keys with per-resource permissions, idempotency keys on every POST and a 60-day sandbox trial with no card. Production needs a business review and a 12-month plan from $250 a month. The status page lists 11 incidents since 10 July 2026, including 70 minutes of timeouts across all products." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/complyadvantage-vs-persona", "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-persona.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/complyadvantage-vs-persona.md", "slim": "https://www.anchorterminal.com/compare/complyadvantage-vs-persona.min.md" }, "markdown": "Persona scores 69.5 (B) on agent readiness against ComplyAdvantage's 52.6 (D), and leads in every scored category. Both do kyc screening.\n\n- ComplyAdvantage: grade D, 52.6/100, rank #564 of 722. Markdown https://www.anchorterminal.com/tools/complyadvantage.md · JSON https://www.anchorterminal.com/api/v1/tools/complyadvantage.json\n- Persona: grade B, 69.5/100, rank #157 of 722. Markdown https://www.anchorterminal.com/tools/persona.md · JSON https://www.anchorterminal.com/api/v1/tools/persona.json\n\n## Which one, for what\n\n### ComplyAdvantage (D)\n\nGood for: An agent that screens customers and companies against sanctions, politically exposed person and adverse media data, keeps them under monitoring and works the resulting alerts and cases.\n\nWatch for: No public status page or incident history was found. `status.complyadvantage.com` does not resolve\n\n### Persona (B)\n\nGood for: A company that already runs Persona and wants an agent to create inquiries from templates, read verification and report results, screen against watchlists and work review cases with a permission-limited key.\n\nAhead on:\n- Reliability, 70 against 42\n- Agent ergonomics, 74 against 67\n- Security \u0026 auth, 73 against 68\n- Payments \u0026 pricing, 35 against 10\n- Maintenance \u0026 community, 75 against 28\n- Transparency \u0026 trust, 68 against 50\n\nWatch for: Production access needs Persona's approval and a 12-month plan from $250 a month, and API-only integration is limited to Enterprise plans\n\n\n## Score by category\n\n| Category | Weight | ComplyAdvantage | Persona | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 42 | 70 | Persona +28 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 82 | 85 | Persona +3 |\n| Agent ergonomics | 13% (16.2 this run) | 67 | 74 | Persona +7 |\n| Security \u0026 auth | 14% (17.5 this run) | 68 | 73 | Persona +5 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 10 | 35 | Persona +25 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 28 | 75 | Persona +47 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 50 | 68 | Persona +18 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **52.6 · D** | **69.5 · B** | |\n\n## Facts side by side\n\n| Fact | ComplyAdvantage | Persona |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | IVXS UK Limited (trading as ComplyAdvantage) | Persona Identities, Inc. |\n| Hosted endpoint | `https://api.mesh.complyadvantage.com` | `https://mcp.withpersona.com` |\n| Transports | HTTP | HTTP |\n| Auth | OAuth | API key |\n| Pricing | Paid | Paid |\n| x402 | no | no |\n| Licence | Proprietary service. No service agreement is published, and the terms page on complyadvantage.com covers the website only | Proprietary service under Persona's terms of service. The `persona` JavaScript client on npm is MIT |\n| Tools exposed | none | 190 |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-09-16 | 2026-09-29 |\n| Terms last updated | no document linked | couldn't be read |\n| Privacy policy last updated | 2026-06-12 | couldn't be read |\n| Customer content may train models | | couldn't be read |\n| Terms restrict automated access | | couldn't be read |\n| Terms restrict benchmarking | | couldn't be read |\n| Terms or service can change without notice | | couldn't be read |\n| Arbitration or class-action waiver | | couldn't be read |\n| Popularity | none | 570k npm/wk |\n\n## Verdicts\n\n**ComplyAdvantage.** The Mesh API has a public OpenAPI 3.0.3 spec with 165 described operations, per-credential permissions and audit log endpoints, which suits an agent screening customers and working alerts. No status page, changelog, SDK, service agreement or subprocessor list was found in public, and access starts with a paid plan bought by a person.\n\n**Persona.** The REST API has a public OpenAPI 3.1 file, llms.txt, API keys with per-resource permissions, idempotency keys on every POST and a 60-day sandbox trial with no card. Production needs a business review and a 12-month plan from $250 a month. The status page lists 11 incidents since 10 July 2026, including 70 minutes of timeouts across all products.\n\n## Before you call either\n\n### ComplyAdvantage\n\n1. Exchange the access key and secret at `POST /v3/token` for a bearer token. It lasts 24 hours and can't be refreshed, so request a new one before expiry\n2. Ask for a credential with only the permissions the task needs. Permissions can't be edited later, and each reference page names the ones a call requires\n3. Create a screening configuration first and keep its `configuration_identifier`. Creating and screening a customer needs it\n4. Give each customer a unique external identifier. A concurrent request for the same identifier returns 409 with a pointer to the first workflow\n5. Read `Ratelimit-Remaining` and `Ratelimit-Reset` on every response. A 429 body is only `API rate limit exceeded`\n\n### Persona\n\n1. Ask for a dedicated key limited to the permissions the task needs. A new key has every standard permission until it's limited\n2. Send `Persona-Version` on every call and an `Idempotency-Key` on every POST. A replayed key returns the first result, including a 500\n3. Treat redact calls as irreversible. They permanently delete personal data and cascade to downstream objects\n4. Stay under 300 requests a minute in production, read `RateLimit-Remaining` and `Quota-Remaining`, and back off on 429 because rejected requests still count\n5. Use `fields` and `include` to cut response size. Through MCP these parameters aren't exposed, and only 14 tools take `filter`\n\n## Questions\n\n### Which is better for AI agents, ComplyAdvantage or Persona?\n\nPersona scores 69.5 (B) on agent readiness against ComplyAdvantage's 52.6 (D), and leads in every scored category.\n\n### Do ComplyAdvantage and Persona need an API key?\n\nComplyAdvantage uses an OAuth sign-in. Persona needs an API key.\n\n### Can an agent call ComplyAdvantage and Persona without installing anything?\n\nYes. ComplyAdvantage has a hosted endpoint at https://api.mesh.complyadvantage.com and Persona at https://mcp.withpersona.com.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/complyadvantage-vs-persona.json, and with the fewest tokens: https://www.anchorterminal.com/compare/complyadvantage-vs-persona.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"complyadvantage\", \"b\": \"persona\"}`. From a terminal: `anchor compare complyadvantage persona`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/complyadvantage.json and https://www.anchorterminal.com/api/v1/tools/persona.json\n\n## Other comparisons with ComplyAdvantage or Persona\n\n- [ComplyCube vs Persona](https://www.anchorterminal.com/compare/complycube-vs-persona.md)\n- [Didit vs Persona](https://www.anchorterminal.com/compare/didit-vs-persona.md)\n- [Jumio vs Persona](https://www.anchorterminal.com/compare/jumio-vs-persona.md)\n- [Persona vs Sumsub](https://www.anchorterminal.com/compare/persona-vs-sumsub.md)\n- [Persona vs Trulioo](https://www.anchorterminal.com/compare/persona-vs-trulioo.md)\n- [Persona vs Veriff](https://www.anchorterminal.com/compare/persona-vs-veriff.md)\n- [ComplyAdvantage vs ComplyCube](https://www.anchorterminal.com/compare/complyadvantage-vs-complycube.md)\n- [ComplyAdvantage vs Didit](https://www.anchorterminal.com/compare/complyadvantage-vs-didit.md)\n- [ComplyAdvantage vs Jumio](https://www.anchorterminal.com/compare/complyadvantage-vs-jumio.md)\n- [ComplyAdvantage vs Middesk](https://www.anchorterminal.com/compare/complyadvantage-vs-middesk.md)\n- [ComplyAdvantage vs Sumsub](https://www.anchorterminal.com/compare/complyadvantage-vs-sumsub.md)\n- [ComplyAdvantage vs Trulioo](https://www.anchorterminal.com/compare/complyadvantage-vs-trulioo.md)\n- [ComplyAdvantage vs Veriff](https://www.anchorterminal.com/compare/complyadvantage-vs-veriff.md)\n- [Middesk vs Persona](https://www.anchorterminal.com/compare/middesk-vs-persona.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-08", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.4", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "ComplyAdvantage vs Persona", "url": "" } ], "description": "Persona scores 69.5 (B) on agent readiness against ComplyAdvantage's 52.6 (D), and leads in every scored category. Both do kyc screening. Category scores, facts, verdicts and agent notes side by side.", "facts": [ "ComplyAdvantage D 52.6", "Persona B 69.5", "scores" ], "h1": "ComplyAdvantage vs Persona", "image": "https://www.anchorterminal.com/assets/og/compare-complyadvantage-vs-persona.png", "path": "/compare/complyadvantage-vs-persona", "published": "2026-10-01", "section": "tools", "title": "ComplyAdvantage vs Persona for AI agents, D 52.6 vs B 69.5", "toc": null, "updated": "2026-10-08", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-persona" }, "tokens": { "markdown": 2200, "slim": 730 }, "version": 1 }