{ "data": { "a": { "slug": "complyadvantage", "name": "ComplyAdvantage", "vendor": "IVXS UK Limited (trading as ComplyAdvantage)", "vendorUrl": "https://complyadvantage.com", "kind": "http-api", "category": "identity-verification", "summary": "ComplyAdvantage screens people and companies against sanctions lists, watchlists, politically exposed person registers and adverse media, with ongoing monitoring and case management. Agents reach its Mesh platform through a REST API with a public OpenAPI spec.", "url": "https://www.anchorterminal.com/tools/complyadvantage", "markdownUrl": "https://www.anchorterminal.com/tools/complyadvantage.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/complyadvantage.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/complyadvantage.json", "license": "Proprietary service. No service agreement is published, and the terms page on complyadvantage.com covers the website only", "transports": [ "http" ], "remoteUrl": "https://api.mesh.complyadvantage.com", "packages": [], "auth": "oauth", "authNotes": "The Mesh API uses the OAuth2 client credentials flow. A Mesh admin, or a custom role with the API credential permissions, creates a credential in the web application under Settings, Access Management, API Credentials, choosing its permissions and an optional expiry date. The integration sends the access key and secret to `POST /v3/token` and receives a bearer token valid for 24 hours, with no refresh. A credential can't be edited, its secret is shown once, and deactivating it invalidates tokens already issued. The older username and password flow at `POST /v2/token` remains supported for existing integrations. Accounts are opened by ComplyAdvantage after a Starter Plan purchase or a sales contract, so there is no self-serve key (https://docs.mesh.complyadvantage.com/docs/getting-started, https://support.complyadvantage.com/articles/5045588818-creating-api-credentials, checked 2026-10-08).", "pricing": "paid", "pricingNotes": "The Starter Plan is priced by monitored entities a month. Essentials runs from $119 a month for up to 100 entities to $383 for up to 2,000 on monthly billing ($99 to $319 on annual billing), and the Agentic version from $179 to $575. Entities over the allowance are charged at 1.5 times the unit rate. Enterprise, which adds transaction monitoring and payment screening, is priced on application. No free tier or trial was found. Sandbox and production logins come with a paid account, set up by staff within one working day, and the pricing page says the API is included. ComplyLaunch gives early-stage start-ups free access on application (https://complyadvantage.com/pricing/, https://complyadvantage.com/starter-plan/, checked 2026-10-08).", "priceSummary": "$119 / mo", "where": "hosted", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the Mesh API docs, the OpenAPI spec or the pricing pages (checked 2026-10-08).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": null, "pypiWeekly": null, "asOf": "2026-10-08" }, "docsUrl": "https://docs.mesh.complyadvantage.com", "llmsTxt": "https://docs.mesh.complyadvantage.com/llms.txt", "openapi": "https://docs.mesh.complyadvantage.com/openapi/mesh-api.json", "capabilities": [ "kyc.screening", "kyc.cases" ], "tags": [ "hosted", "paid", "sandbox", "oauth", "openapi", "llms-txt", "webhooks", "aml", "sanctions", "audit-log", "iso27001", "soc2" ], "lastRelease": "2026-09-16", "graded": true, "anchor": { "graded": true, "score": 52.6, "grade": "D", "agentReady": false, "rank": 564, "ranked": true, "rankOf": 722, "categoryRank": 9, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 67, "maintenance": 28, "payments": 10, "reliability": 42, "schema": 82, "security": 68, "transparency": 50 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-08" }, "negative": 0, "verdict": "The Mesh API has a public OpenAPI 3.0.3 spec with 165 described operations, per-credential permissions and audit log endpoints, which suits an agent screening customers and working alerts. No status page, changelog, SDK, service agreement or subprocessor list was found in public, and access starts with a paid plan bought by a person.", "bestFor": "An agent that screens customers and companies against sanctions, politically exposed person and adverse media data, keeps them under monitoring and works the resulting alerts and cases.", "strengths": [ "Public OpenAPI 3.0.3 spec with 165 operations, each with a summary and description, and 124 naming the permission the call needs", "API credentials carry their own permissions and optional expiry, and deactivation invalidates tokens already issued", "Six audit log endpoints cover the account, cases, customers, roles, transactions and users", "Rate limits are published (1,000 requests a minute in production, 300 in Sandbox) with `Ratelimit-Limit`, `Ratelimit-Remaining` and `Ratelimit-Reset` headers", "`llms.txt` on the docs site, and every guide and reference page is served as Markdown" ], "weaknesses": [ "No public status page or incident history was found. `status.complyadvantage.com` does not resolve", "No changelog or release notes were found for the Mesh API", "No service agreement, data processing agreement or subprocessor list is published. The terms page covers the website only", "No free tier or self-serve trial. The Starter Plan starts at $119 a month and accounts are set up by staff within a working day", "No official SDK was found. Access tokens last 24 hours with no refresh", "Screening results carry third-party adverse media text, and no prompt-injection guidance was found" ], "agentNotes": [ "Exchange the access key and secret at `POST /v3/token` for a bearer token. It lasts 24 hours and can't be refreshed, so request a new one before expiry", "Ask for a credential with only the permissions the task needs. Permissions can't be edited later, and each reference page names the ones a call requires", "Create a screening configuration first and keep its `configuration_identifier`. Creating and screening a customer needs it", "Give each customer a unique external identifier. A concurrent request for the same identifier returns 409 with a pointer to the first workflow", "Read `Ratelimit-Remaining` and `Ratelimit-Reset` on every response. A 429 body is only `API rate limit exceeded`" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "D", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 52.6 } ], "editorialScores": { "ergonomics": 67, "maintenance": 28, "payments": 10, "reliability": 42, "schema": 82, "security": 68, "transparency": 40 }, "provenanceScore": 59 }, "connect": { "http": "curl -X POST https://api.mesh.complyadvantage.com/v3/token \\\n -H 'Content-Type: application/json' \\\n -d '{\"access_key\": \"\u003cyour access key\u003e\", \"secret\": \"\u003cyour secret\u003e\"}'" }, "letme": { "capability": "https://letme.dev/kyc.screening", "tool": "https://letme.dev/complyadvantage" }, "area": "domain-data", "unitPrices": [ { "item": "Essentials Starter Plan, up to 100 monitored entities", "unit": "month", "usd": 119, "note": "monthly billing; $99 a month on annual billing" }, { "item": "Essentials Starter Plan, up to 1,000 monitored entities", "unit": "month", "usd": 323, "note": "monthly billing; $269 a month on annual billing" }, { "item": "Essentials Starter Plan, up to 2,000 monitored entities", "unit": "month", "usd": 383, "note": "monthly billing; $319 a month on annual billing" }, { "item": "Agentic Starter Plan, up to 100 monitored entities", "unit": "month", "usd": 179, "note": "monthly billing; $149 a month on annual billing" } ], "provenance": { "legalEntity": "IVXS UK Limited (trading as ComplyAdvantage)", "domain": "complyadvantage.com", "domainRegistered": "2014-07-05", "endpointOnVendorDomain": true, "terms": "", "privacy": "https://complyadvantage.com/privacy-notice/", "statusPage": "", "changelog": "", "securityTxt": "none", "checked": "2026-10-08", "notes": [ "The privacy notice (last updated 12 June 2026) names IVXS UK Limited, trading as ComplyAdvantage, 86-90 Paul Street, London EC2A 4NE, registered with the UK Information Commissioner under ZA054290, and covers its products and services as well as the website.", "No `terms` is given. https://complyadvantage.com/terms-and-conditions/ is the website's terms of use, and no service agreement, API terms or data processing agreement was found on the site, the docs or the help centre.", "The Mesh API answers at api.mesh.complyadvantage.com and regional hosts under mesh.complyadvantage.com.", "https://complyadvantage.com/.well-known/security.txt and /security.txt return 404.", "status.complyadvantage.com does not resolve, and no status page is linked from the site, the docs or the help centre. docs.mesh.complyadvantage.com/changelog returns 404.", "RDAP for complyadvantage.com gives a registration date of 2014-07-05." ], "score": 59 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/complyadvantage.json", "live": { "slug": "complyadvantage", "probe": { "target": "https://api.mesh.complyadvantage.com", "method": "get", "lastAt": "2026-10-08T21:53:19.594708384Z", "lastOk": true, "lastStatus": 401, "lastMs": 40, "lastNote": "asks for credentials", "authRequired": true, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 52, "p95ms24h": 91, "samples24h": 28, "samples30d": 28, "days": [ { "date": "2026-10-08", "probes": 28, "ok": 28 } ] }, "updatedAt": "2026-10-08T21:53:19.594708384Z" } }, "answer": "Jumio scores 55 (C) on agent readiness against ComplyAdvantage's 52.6 (D), and leads in 3 of 7 scored categories. ComplyAdvantage leads on schema \u0026 documentation, agent ergonomics, security \u0026 auth and payments \u0026 pricing.", "b": { "slug": "jumio", "name": "Jumio", "vendor": "Jumio Corporation", "vendorUrl": "https://www.jumio.com", "kind": "http-api", "category": "identity-verification", "summary": "Identity verification service from Jumio Corporation in Sunnyvale. It checks identity documents and selfies with liveness, screens against sanctions and PEP lists, and runs government database checks. Transactions are started and read through regional REST APIs with OAuth2.", "url": "https://www.anchorterminal.com/tools/jumio", "markdownUrl": "https://www.anchorterminal.com/tools/jumio.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/jumio.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/jumio.json", "repo": "https://github.com/Jumio/mobile-sdk-android", "license": "Proprietary service. No public service agreement was found. The @jumio/websdk npm package is marked UNLICENSED", "transports": [ "http" ], "packages": [ { "registry": "npm", "name": "@jumio/websdk" }, { "registry": "npm", "name": "react-native-jumio-mobilesdk" } ], "auth": "oauth", "authNotes": "Sales approval. A Jumio account manager activates OAuth2 for the tenant and supplies the workflow keys. An admin then generates client ID and secret pairs in the Jumio Portal, each limited to initiating transactions, to retrieving and deleting them, or both, and each can be deactivated. The pair is sent as Basic credentials to the regional token URL with `grant_type=client_credentials`, and the bearer token lasts 60 minutes. Basic authentication on the REST APIs themselves is marked deprecated. Account creation also returns per-transaction tokens for uploads and the capture SDKs.", "pricing": "paid", "pricingNotes": "No public prices. www.jumio.com/pricing/ returns 404 and the site's Get Started button opens a sales enquiry form. No free tier, trial or self-serve signup was found. The mock service for synthetic test transactions needs a dedicated tenant that Jumio Support or the account manager sets up (checked 2026-10-08).", "priceSummary": "Paid", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in llms-full.txt, the five OpenAPI files or the Jumio website (checked 2026-10-08).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": 72, "npmWeekly": 2122, "pypiWeekly": null, "asOf": "2026-10-08" }, "docsUrl": "https://documentation.jumio.ai", "llmsTxt": "https://documentation.jumio.ai/llms.txt", "openapi": "https://documentation.jumio.ai/redocusaurus/account.yaml", "capabilities": [ "kyc.identity", "kyc.documents", "kyc.screening" ], "tags": [ "hosted", "enterprise", "oauth", "openapi", "llms-txt", "callbacks", "sales-led", "status-page", "soc2", "iso27001", "java", "dotnet" ], "lastRelease": "2026-09-28", "graded": true, "anchor": { "graded": true, "score": 55, "grade": "C", "agentReady": false, "rank": 521, "ranked": true, "rankOf": 722, "categoryRank": 8, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 45, "maintenance": 75, "payments": 0, "reliability": 65, "schema": 73, "security": 63, "transparency": 60 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-08" }, "negative": 0, "verdict": "Five OpenAPI 3.0 files, an llms.txt index and OAuth2 clients limited to initiating or to retrieving and deleting make the API readable and containable. Access starts with an account manager, with no public price, trial or service agreement, and the status page shows four processing degradations and a 35-minute Singapore outage between 14 August and 2 October 2026.", "bestFor": "An enterprise with a Jumio contract that wants document, selfie and liveness checks, watchlist screening and Latin American, Thai and Australian database checks behind OpenAPI-described endpoints.", "strengths": [ "Five downloadable OpenAPI 3.0 files covering 25 operations, plus llms.txt and a 2.2 MB llms-full.txt of the docs in Markdown", "OAuth2 client credentials with 60-minute bearer tokens. Each client is limited to initiate, to retrieve and delete, or both, and can be deactivated", "Rate limits are published per tenant. Token requests 10 a second, new transactions 1 a second, retrievals 15 a second", "Statuspage at monitor.jumio.com by data centre, and an unauthenticated health endpoint per region that answers UP, DEGRADED or DOWN", "SOC 2, ISO 27001 and PCI DSS 4.0.1 listed on the Trust Centre, and a vulnerability disclosure programme at vdp.jumio.com" ], "weaknesses": [ "No public price, free tier or trial. OAuth2 and workflow keys are activated by a Jumio account manager", "No service agreement or DPA is published. The public terms of use cover end users in the United States", "Four processing degradations and a 35-minute Singapore outage on the status page between 14 August and 2 October 2026", "No idempotency key. A repeated POST or PUT on accounts starts another transaction", "GET /api/v1/workflow-executions takes no paging or filter parameters, and the specs document only 401, 403 and 404 errors", "Retention periods and the sub-processor list are available on request only, and security.txt returns 404" ], "agentNotes": [ "Use the host for the tenant's region (amer-1, emea-1 or apac-1). Tokens come from auth.\u003cregion\u003e.jumio.ai/oauth2/token with the client ID and secret as Basic credentials", "Reuse the bearer token for its 60 minutes. Token requests are limited to 10 a second and new transactions to 1 a second per tenant", "Send a User-Agent header on every call. The Account API marks it required", "Don't blindly retry POST /api/v1/accounts. Each call creates an account and a transaction, and no idempotency key exists", "Wait for the callback or poll the status endpoint until PROCESSED before retrieving. Jumio's retry schedule starts at 40 seconds and stops after 940" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "C", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 55 } ], "editorialScores": { "ergonomics": 45, "maintenance": 75, "payments": 0, "reliability": 65, "schema": 73, "security": 63, "transparency": 41 }, "provenanceScore": 78 }, "connect": { "http": "curl --location 'https://auth.amer-1.jumio.ai/oauth2/token' \\\n -u CLIENT_ID:CLIENT_SECRET \\\n --header 'Accept: application/json' \\\n --data-urlencode 'grant_type=client_credentials'" }, "letme": { "capability": "https://letme.dev/kyc.identity", "tool": "https://letme.dev/jumio" }, "area": "domain-data", "provenance": { "legalEntity": "Jumio Corporation", "domain": "jumio.com", "domainRegistered": "2004-03-30", "endpointOnVendorDomain": true, "terms": "", "privacy": "https://www.jumio.com/privacy-center/privacy-notices/online-services-notice/", "statusPage": "https://monitor.jumio.com", "changelog": "https://documentation.jumio.ai/docs/developer-resources/SDKs/mobile-sdk/mobile-sdk-android-master/docs/changelog", "securityTxt": "none", "checked": "2026-10-08", "notes": [ "The Online Services Privacy Notice (last updated 4 August 2026) names Jumio Corporation, 100 Mathilda Place, Suite 100, Sunnyvale, CA 94086, with Jumio Software Development GmbH in Linz as EU representative.", "No terms field. Jumio publishes no service agreement or API terms for customers. www.jumio.com/terms-of-use/ (last updated 18 June 2026) is addressed to end users in the United States, so it isn't recorded as the governing document.", "The APIs answer on jumio.ai hosts (auth, account, api, retrieval, kyx and status under amer-1, emea-1 and apac-1), a second domain used throughout Jumio's own documentation at documentation.jumio.ai.", "www.jumio.com/.well-known/security.txt and /security.txt return 404. Reports go to the vulnerability disclosure programme at https://vdp.jumio.com, which pays nothing.", "The changelog linked is the Android SDK's. No changelog for the REST APIs was found.", "RDAP for jumio.com gives a registration date of 2004-03-30." ], "score": 78 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/jumio.json", "live": { "slug": "jumio", "vendorStatus": { "page": "https://monitor.jumio.com", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-08T21:57:59.981969465Z" }, "pages": [ { "url": "https://documentation.jumio.ai/docs/developer-resources/SDKs/mobile-sdk/mobile-sdk-android-master/docs/changelog", "kind": "changelog", "status": 200, "checkedAt": "2026-10-08T18:19:56.339175642Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "4e0b13492ecb" }, { "url": "https://www.jumio.com/privacy-center/privacy-notices/online-services-notice/", "kind": "privacy", "status": 200, "checkedAt": "2026-10-08T18:28:35.8188334Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "47ddc34e8761" } ], "updatedAt": "2026-10-08T21:57:59.981969465Z" } }, "facts": [ { "a": "HTTP API", "b": "HTTP API", "name": "Kind" }, { "a": "IVXS UK Limited (trading as ComplyAdvantage)", "b": "Jumio Corporation", "name": "Vendor" }, { "a": "https://api.mesh.complyadvantage.com", "b": "no (local only)", "name": "Hosted endpoint" }, { "a": "HTTP", "b": "HTTP", "name": "Transports" }, { "a": "OAuth", "b": "OAuth", "name": "Auth" }, { "a": "Paid", "b": "Paid", "name": "Pricing" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "Proprietary service. No service agreement is published, and the terms page on complyadvantage.com covers the website only", "b": "Proprietary service. No public service agreement was found. The @jumio/websdk npm package is marked UNLICENSED", "name": "Licence" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "yes", "name": "llms.txt" }, { "a": "2026-09-16", "b": "2026-09-28", "name": "Last release" }, { "a": "no document linked", "b": "no document linked", "name": "Terms last updated" }, { "a": "2026-06-12", "b": "2026-08-04", "name": "Privacy policy last updated" }, { "a": "", "b": "yes", "name": "Customer content may train models" }, { "a": "", "b": "", "name": "Terms restrict automated access" }, { "a": "", "b": "", "name": "Terms restrict benchmarking" }, { "a": "", "b": "", "name": "Terms or service can change without notice" }, { "a": "", "b": "", "name": "Arbitration or class-action waiver" }, { "a": "none", "b": "72 stars, 2.1k npm/wk", "name": "Popularity" } ], "faq": [ { "answer": "Jumio scores 55 (C) on agent readiness against ComplyAdvantage's 52.6 (D), and leads in 3 of 7 scored categories. ComplyAdvantage leads on schema \u0026 documentation, agent ergonomics, security \u0026 auth and payments \u0026 pricing.", "question": "Which is better for AI agents, ComplyAdvantage or Jumio?" }, { "answer": "Both use an OAuth sign-in.", "question": "Do ComplyAdvantage and Jumio need an API key?" }, { "answer": "ComplyAdvantage has a hosted endpoint at https://api.mesh.complyadvantage.com. No hosted endpoint is listed for Jumio.", "question": "Can an agent call ComplyAdvantage and Jumio without installing anything?" } ], "goodFor": [ { "aheadOn": [ "Schema \u0026 documentation, 82 against 73", "Agent ergonomics, 67 against 45", "Security \u0026 auth, 68 against 63", "Payments \u0026 pricing, 10 against 0" ], "also": [ "A hosted endpoint, with nothing to install" ], "goodFor": "An agent that screens customers and companies against sanctions, politically exposed person and adverse media data, keeps them under monitoring and works the resulting alerts and cases.", "slug": "complyadvantage", "watchFor": "No public status page or incident history was found. `status.complyadvantage.com` does not resolve" }, { "aheadOn": [ "Reliability, 65 against 42", "Maintenance \u0026 community, 75 against 28", "Transparency \u0026 trust, 60 against 50" ], "also": null, "goodFor": "An enterprise with a Jumio contract that wants document, selfie and liveness checks, watchlist screening and Latin American, Thai and Australian database checks behind OpenAPI-described endpoints.", "slug": "jumio", "watchFor": "No public price, free tier or trial. OAuth2 and workflow keys are activated by a Jumio account manager" } ], "job": { "capability": "kyc.screening", "name": "Kyc screening" }, "others": [ { "json": "https://www.anchorterminal.com/compare/complycube-vs-jumio.json", "title": "ComplyCube vs Jumio", "url": "https://www.anchorterminal.com/compare/complycube-vs-jumio" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-jumio.json", "title": "Didit vs Jumio", "url": "https://www.anchorterminal.com/compare/didit-vs-jumio" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-middesk.json", "title": "Jumio vs Middesk", "url": "https://www.anchorterminal.com/compare/jumio-vs-middesk" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-persona.json", "title": "Jumio vs Persona", "url": "https://www.anchorterminal.com/compare/jumio-vs-persona" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-sumsub.json", "title": "Jumio vs Sumsub", "url": "https://www.anchorterminal.com/compare/jumio-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-trulioo.json", "title": "Jumio vs Trulioo", "url": "https://www.anchorterminal.com/compare/jumio-vs-trulioo" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-veriff.json", "title": "Jumio vs Veriff", "url": "https://www.anchorterminal.com/compare/jumio-vs-veriff" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-complycube.json", "title": "ComplyAdvantage vs ComplyCube", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-complycube" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-didit.json", "title": "ComplyAdvantage vs Didit", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-didit" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-middesk.json", "title": "ComplyAdvantage vs Middesk", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-middesk" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-persona.json", "title": "ComplyAdvantage vs Persona", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-persona" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-sumsub.json", "title": "ComplyAdvantage vs Sumsub", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-trulioo.json", "title": "ComplyAdvantage vs Trulioo", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-trulioo" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-veriff.json", "title": "ComplyAdvantage vs Veriff", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-veriff" } ], "scores": [ { "by": 23, "complyadvantage": 42, "edge": "jumio", "jumio": 65, "key": "reliability", "name": "Reliability", "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "by": 9, "complyadvantage": 82, "edge": "complyadvantage", "jumio": 73, "key": "schema", "name": "Schema \u0026 documentation", "weight": 13 }, { "by": 22, "complyadvantage": 67, "edge": "complyadvantage", "jumio": 45, "key": "ergonomics", "name": "Agent ergonomics", "weight": 13 }, { "by": 5, "complyadvantage": 68, "edge": "complyadvantage", "jumio": 63, "key": "security", "name": "Security \u0026 auth", "weight": 14 }, { "by": 10, "complyadvantage": 10, "edge": "complyadvantage", "jumio": 0, "key": "payments", "name": "Payments \u0026 pricing", "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "by": 47, "complyadvantage": 28, "edge": "jumio", "jumio": 75, "key": "maintenance", "name": "Maintenance \u0026 community", "weight": 7 }, { "by": 10, "complyadvantage": 50, "edge": "jumio", "jumio": 60, "key": "transparency", "name": "Transparency \u0026 trust", "weight": 7 } ], "summary": "Jumio scores 55 (C) on agent readiness against ComplyAdvantage's 52.6 (D), and leads in 3 of 7 scored categories. ComplyAdvantage leads on schema \u0026 documentation, agent ergonomics, security \u0026 auth and payments \u0026 pricing. Both do kyc screening.", "verdicts": { "complyadvantage": "The Mesh API has a public OpenAPI 3.0.3 spec with 165 described operations, per-credential permissions and audit log endpoints, which suits an agent screening customers and working alerts. No status page, changelog, SDK, service agreement or subprocessor list was found in public, and access starts with a paid plan bought by a person.", "jumio": "Five OpenAPI 3.0 files, an llms.txt index and OAuth2 clients limited to initiating or to retrieving and deleting make the API readable and containable. Access starts with an account manager, with no public price, trial or service agreement, and the status page shows four processing degradations and a 35-minute Singapore outage between 14 August and 2 October 2026." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/complyadvantage-vs-jumio", "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-jumio.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/complyadvantage-vs-jumio.md", "slim": "https://www.anchorterminal.com/compare/complyadvantage-vs-jumio.min.md" }, "markdown": "Jumio scores 55 (C) on agent readiness against ComplyAdvantage's 52.6 (D), and leads in 3 of 7 scored categories. ComplyAdvantage leads on schema \u0026 documentation, agent ergonomics, security \u0026 auth and payments \u0026 pricing. Both do kyc screening.\n\n- ComplyAdvantage: grade D, 52.6/100, rank #564 of 722. Markdown https://www.anchorterminal.com/tools/complyadvantage.md · JSON https://www.anchorterminal.com/api/v1/tools/complyadvantage.json\n- Jumio: grade C, 55/100, rank #521 of 722. Markdown https://www.anchorterminal.com/tools/jumio.md · JSON https://www.anchorterminal.com/api/v1/tools/jumio.json\n\n## Which one, for what\n\n### ComplyAdvantage (D)\n\nGood for: An agent that screens customers and companies against sanctions, politically exposed person and adverse media data, keeps them under monitoring and works the resulting alerts and cases.\n\nAhead on:\n- Schema \u0026 documentation, 82 against 73\n- Agent ergonomics, 67 against 45\n- Security \u0026 auth, 68 against 63\n- Payments \u0026 pricing, 10 against 0\n\nAlso in its favour:\n- A hosted endpoint, with nothing to install\n\nWatch for: No public status page or incident history was found. `status.complyadvantage.com` does not resolve\n\n### Jumio (C)\n\nGood for: An enterprise with a Jumio contract that wants document, selfie and liveness checks, watchlist screening and Latin American, Thai and Australian database checks behind OpenAPI-described endpoints.\n\nAhead on:\n- Reliability, 65 against 42\n- Maintenance \u0026 community, 75 against 28\n- Transparency \u0026 trust, 60 against 50\n\nWatch for: No public price, free tier or trial. OAuth2 and workflow keys are activated by a Jumio account manager\n\n\n## Score by category\n\n| Category | Weight | ComplyAdvantage | Jumio | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 42 | 65 | Jumio +23 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 82 | 73 | ComplyAdvantage +9 |\n| Agent ergonomics | 13% (16.2 this run) | 67 | 45 | ComplyAdvantage +22 |\n| Security \u0026 auth | 14% (17.5 this run) | 68 | 63 | ComplyAdvantage +5 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 10 | 0 | ComplyAdvantage +10 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 28 | 75 | Jumio +47 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 50 | 60 | Jumio +10 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **52.6 · D** | **55 · C** | |\n\n## Facts side by side\n\n| Fact | ComplyAdvantage | Jumio |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | IVXS UK Limited (trading as ComplyAdvantage) | Jumio Corporation |\n| Hosted endpoint | `https://api.mesh.complyadvantage.com` | no (local only) |\n| Transports | HTTP | HTTP |\n| Auth | OAuth | OAuth |\n| Pricing | Paid | Paid |\n| x402 | no | no |\n| Licence | Proprietary service. No service agreement is published, and the terms page on complyadvantage.com covers the website only | Proprietary service. No public service agreement was found. The @jumio/websdk npm package is marked UNLICENSED |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-09-16 | 2026-09-28 |\n| Terms last updated | no document linked | no document linked |\n| Privacy policy last updated | 2026-06-12 | 2026-08-04 |\n| Customer content may train models | | yes |\n| Terms restrict automated access | | |\n| Terms restrict benchmarking | | |\n| Terms or service can change without notice | | |\n| Arbitration or class-action waiver | | |\n| Popularity | none | 72 stars, 2.1k npm/wk |\n\n## Verdicts\n\n**ComplyAdvantage.** The Mesh API has a public OpenAPI 3.0.3 spec with 165 described operations, per-credential permissions and audit log endpoints, which suits an agent screening customers and working alerts. No status page, changelog, SDK, service agreement or subprocessor list was found in public, and access starts with a paid plan bought by a person.\n\n**Jumio.** Five OpenAPI 3.0 files, an llms.txt index and OAuth2 clients limited to initiating or to retrieving and deleting make the API readable and containable. Access starts with an account manager, with no public price, trial or service agreement, and the status page shows four processing degradations and a 35-minute Singapore outage between 14 August and 2 October 2026.\n\n## Before you call either\n\n### ComplyAdvantage\n\n1. Exchange the access key and secret at `POST /v3/token` for a bearer token. It lasts 24 hours and can't be refreshed, so request a new one before expiry\n2. Ask for a credential with only the permissions the task needs. Permissions can't be edited later, and each reference page names the ones a call requires\n3. Create a screening configuration first and keep its `configuration_identifier`. Creating and screening a customer needs it\n4. Give each customer a unique external identifier. A concurrent request for the same identifier returns 409 with a pointer to the first workflow\n5. Read `Ratelimit-Remaining` and `Ratelimit-Reset` on every response. A 429 body is only `API rate limit exceeded`\n\n### Jumio\n\n1. Use the host for the tenant's region (amer-1, emea-1 or apac-1). Tokens come from auth.\u003cregion\u003e.jumio.ai/oauth2/token with the client ID and secret as Basic credentials\n2. Reuse the bearer token for its 60 minutes. Token requests are limited to 10 a second and new transactions to 1 a second per tenant\n3. Send a User-Agent header on every call. The Account API marks it required\n4. Don't blindly retry POST /api/v1/accounts. Each call creates an account and a transaction, and no idempotency key exists\n5. Wait for the callback or poll the status endpoint until PROCESSED before retrieving. Jumio's retry schedule starts at 40 seconds and stops after 940\n\n## Questions\n\n### Which is better for AI agents, ComplyAdvantage or Jumio?\n\nJumio scores 55 (C) on agent readiness against ComplyAdvantage's 52.6 (D), and leads in 3 of 7 scored categories. ComplyAdvantage leads on schema \u0026 documentation, agent ergonomics, security \u0026 auth and payments \u0026 pricing.\n\n### Do ComplyAdvantage and Jumio need an API key?\n\nBoth use an OAuth sign-in.\n\n### Can an agent call ComplyAdvantage and Jumio without installing anything?\n\nComplyAdvantage has a hosted endpoint at https://api.mesh.complyadvantage.com. No hosted endpoint is listed for Jumio.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/complyadvantage-vs-jumio.json, and with the fewest tokens: https://www.anchorterminal.com/compare/complyadvantage-vs-jumio.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"complyadvantage\", \"b\": \"jumio\"}`. From a terminal: `anchor compare complyadvantage jumio`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/complyadvantage.json and https://www.anchorterminal.com/api/v1/tools/jumio.json\n\n## Other comparisons with ComplyAdvantage or Jumio\n\n- [ComplyCube vs Jumio](https://www.anchorterminal.com/compare/complycube-vs-jumio.md)\n- [Didit vs Jumio](https://www.anchorterminal.com/compare/didit-vs-jumio.md)\n- [Jumio vs Middesk](https://www.anchorterminal.com/compare/jumio-vs-middesk.md)\n- [Jumio vs Persona](https://www.anchorterminal.com/compare/jumio-vs-persona.md)\n- [Jumio vs Sumsub](https://www.anchorterminal.com/compare/jumio-vs-sumsub.md)\n- [Jumio vs Trulioo](https://www.anchorterminal.com/compare/jumio-vs-trulioo.md)\n- [Jumio vs Veriff](https://www.anchorterminal.com/compare/jumio-vs-veriff.md)\n- [ComplyAdvantage vs ComplyCube](https://www.anchorterminal.com/compare/complyadvantage-vs-complycube.md)\n- [ComplyAdvantage vs Didit](https://www.anchorterminal.com/compare/complyadvantage-vs-didit.md)\n- [ComplyAdvantage vs Middesk](https://www.anchorterminal.com/compare/complyadvantage-vs-middesk.md)\n- [ComplyAdvantage vs Persona](https://www.anchorterminal.com/compare/complyadvantage-vs-persona.md)\n- [ComplyAdvantage vs Sumsub](https://www.anchorterminal.com/compare/complyadvantage-vs-sumsub.md)\n- [ComplyAdvantage vs Trulioo](https://www.anchorterminal.com/compare/complyadvantage-vs-trulioo.md)\n- [ComplyAdvantage vs Veriff](https://www.anchorterminal.com/compare/complyadvantage-vs-veriff.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-08", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.4", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "ComplyAdvantage vs Jumio", "url": "" } ], "description": "Jumio scores 55 (C) on agent readiness against ComplyAdvantage's 52.6 (D), and leads in 3 of 7 scored categories. ComplyAdvantage leads on schema \u0026 documentation, agent ergonomics, security \u0026 auth and payments \u0026 pricing. Both do kyc screening. Category scores, facts, verdicts…", "facts": [ "ComplyAdvantage D 52.6", "Jumio C 55", "scores" ], "h1": "ComplyAdvantage vs Jumio", "image": "https://www.anchorterminal.com/assets/og/compare-complyadvantage-vs-jumio.png", "path": "/compare/complyadvantage-vs-jumio", "published": "2026-10-01", "section": "tools", "title": "ComplyAdvantage vs Jumio for AI agents, D 52.6 vs C 55", "toc": null, "updated": "2026-10-08", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-jumio" }, "tokens": { "markdown": 2250, "slim": 680 }, "version": 1 }