{ "data": { "a": { "slug": "codat", "name": "Codat", "vendor": "Codat Limited", "vendorUrl": "https://codat.io", "kind": "http-api", "category": "accounting", "summary": "Codat connects a business's accounting, banking and commerce software to financial products and banks through one REST API. Product APIs cover bill pay, expenses, bank feeds and lending data, with official SDKs for TypeScript, Python and C#.", "url": "https://www.anchorterminal.com/tools/codat", "markdownUrl": "https://www.anchorterminal.com/tools/codat.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/codat.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/codat.json", "repo": "https://github.com/codatio/oas", "license": "Proprietary service under Codat's Master Services Agreement. The documentation repository codatio/codat-docs is Apache-2.0", "transports": [ "http" ], "remoteUrl": "https://api.codat.io", "packages": [ { "registry": "npm", "name": "@codat/platform" }, { "registry": "pypi", "name": "codat-platform" } ], "auth": "api-key", "authNotes": "An API key, Base64 encoded, in an `Authorization: Basic` header on every call to https://api.codat.io. An account comes through Codat's sales team. The docs say to get in touch to create one, and no self-serve signup was found. A client can hold up to 10 named keys, created and deleted in the Portal by Administrator or Developer users or through the /apiKeys endpoints. Keys have no scopes, so each one reaches every company the client has connected. End customers authorise their accounting package through Codat's Link flow.", "pricing": "paid", "pricingNotes": "No public price. codat.io/pricing returns 404 and the site's buttons ask for a meeting. The standard MSA sets a platform fee invoiced in advance and a unit fee per active company per month, both in an order form. The docs describe a free trial limited to 50 companies, no hourly syncs and 365 days, and a Codat Sandbox integration that is excluded from billing, but an account starts with a request to Codat (checked 2026-10-08).", "priceSummary": "Paid", "where": "hosted", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the docs repository, the OpenAPI specs or the site (checked 2026-10-08).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": 2690, "pypiWeekly": 222, "asOf": "2026-10-08" }, "docsUrl": "https://docs.codat.io/using-the-api/overview", "openapi": "https://raw.githubusercontent.com/codatio/oas/main/json/Codat-Platform.json", "capabilities": [ "accounting.unified", "accounting.bills", "accounting.reports", "accounting.ledger", "accounting.invoices" ], "tags": [ "hosted", "paid", "sales-led", "api-key", "openapi", "webhooks", "async-jobs", "idempotency", "sandbox", "typescript", "python", "csharp", "status-page", "soc2", "iso27001", "closed-source" ], "lastRelease": "2026-10-01", "graded": true, "anchor": { "graded": true, "score": 64.3, "grade": "B", "agentReady": false, "rank": 280, "ranked": true, "rankOf": 722, "categoryRank": 4, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 81, "maintenance": 75, "payments": 10, "reliability": 80, "schema": 77, "security": 49, "transparency": 71 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-08" }, "negative": 0, "verdict": "Public OpenAPI specs, an Idempotency-Key header on writes, Retry-After on 429 and a written three-month deprecation notice suit an agent that retries. Access is the limitation. No price or self-serve signup is published, the general Accounting API is closed to new clients, and API keys carry no scopes.", "bestFor": "Banks, lenders, bill pay, expense and card products that already have or will sign a Codat contract and need writes into many accounting packages.", "strengths": [ "Public OpenAPI 3 specs for every API in codatio/oas, with long operation descriptions and per-integration response examples", "Idempotency-Key header on POST and PATCH, cached for 90 minutes, and released after a 429 so the same key can be retried", "429 responses carry Retry-After, and every response carries X-Rate-Limit-Limit, Remaining and Reset headers", "Breaking changes are posted at least three months ahead, with a deprecation calendar and quarterly emails", "Annual SOC 2 Type II and ISO 27001 audits and a private bug bounty, per codat.io/security" ], "weaknesses": [ "No public price. The pricing page returns 404 and fees are set in an order form", "No self-serve signup found. The docs and the site ask new users to get in touch", "The general Accounting API spec says it is relevant only to existing clients, and the status page labels it Legacy", "API keys have no scopes or read-only mode, and one key reaches every connected company", "Two complete API outages in July 2026, of 14 and 12 minutes, and intermittent Xero failures from 22 to 29 July", "The Java and Go SDKs were archived in April and May 2026" ], "agentNotes": [ "Send `Authorization: Basic \u003cbase64 of the API key\u003e` to https://api.codat.io. The Portal shows the ready-made header value", "Send a new GUID as `Idempotency-Key` on every POST and PATCH, and reuse the same key when retrying after a 429", "Treat writes as asynchronous on most APIs. Keep the push operation key and wait for the `{dataType}.write.successful` or `.unsuccessful` webhook", "Call the Get model (options) endpoint for the connection before a create or update, because required fields differ by accounting package", "Filter with `query=modifiedDate\u003e...` and keep `pageSize` at 100. The daily quota is 1,000 requests times one plus the number of active connected companies" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "B", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 64.3 } ], "editorialScores": { "ergonomics": 81, "maintenance": 75, "payments": 10, "reliability": 80, "schema": 77, "security": 49, "transparency": 59 }, "provenanceScore": 82 }, "connect": { "install": "npm install @codat/platform", "http": "curl https://api.codat.io/companies \\\n -H \"Authorization: Basic $CODAT_ENCODED_API_KEY\"" }, "letme": { "capability": "https://letme.dev/accounting.unified", "tool": "https://letme.dev/codat" }, "area": "domain-data", "provenance": { "legalEntity": "Codat Limited", "domain": "codat.io", "domainRegistered": "2016-10-17", "endpointOnVendorDomain": true, "terms": "https://codat.io/msa-standard/", "privacy": "https://codat.io/privacy-policy/", "statusPage": "https://status.codat.io", "changelog": "https://docs.codat.io/updates", "securityTxt": "none", "checked": "2026-10-08", "notes": [ "The standard MSA (version 2.0, 5 September 2022) names Codat Limited, registered in England and Wales, number 10480375, 6-7 St. Cross Street, London EC1N 8UB, for clients in the UK and the rest of the world outside the USA. The privacy notice also names Codat, Inc., a Delaware corporation.", "codat.io/legals lists two agreements, the Master Services Agreement (standard and enterprise versions) and the Start-up Plan terms. The standard MSA is the one recorded here.", "The Codat Global Privacy Notice was last updated in April 2025. It is written mainly for website visitors, and the MSA points to the same page for the sub-processor list.", "codat.io, app.codat.io and api.codat.io all return 404 for /.well-known/security.txt. codat.io/security has a disclosure form.", "RDAP for codat.io gives a registration date of 2016-10-17." ], "score": 82 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/codat.json", "live": { "slug": "codat", "probe": { "target": "https://api.codat.io", "method": "get", "lastAt": "2026-10-08T19:52:48.243499388Z", "lastOk": true, "lastStatus": 404, "lastMs": 77, "authRequired": false, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 70, "p95ms24h": 157, "samples24h": 27, "samples30d": 27, "days": [ { "date": "2026-10-08", "probes": 27, "ok": 27 } ] }, "vendorStatus": { "page": "https://status.codat.io", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-08T19:50:31.48060163Z" }, "pages": [ { "url": "https://docs.codat.io/updates", "kind": "changelog", "status": 200, "checkedAt": "2026-10-08T18:18:26.233949031Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "07529b659c92" }, { "url": "https://codat.io/privacy-policy/", "kind": "privacy", "status": 200, "checkedAt": "2026-10-08T18:16:28.10988641Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "e89a28b3e19e" }, { "url": "https://codat.io/msa-standard/", "kind": "terms", "status": 200, "checkedAt": "2026-10-08T18:16:25.833678794Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "a5936b16dc49" } ], "updatedAt": "2026-10-08T19:52:48.243499388Z" } }, "answer": "Codat scores 64.3 (B) on agent readiness against QuickBooks Online API + MCP's 49.2 (D), and leads in 5 of 7 scored categories. QuickBooks Online API + MCP leads on payments \u0026 pricing and maintenance \u0026 community.", "b": { "slug": "quickbooks-online", "name": "QuickBooks Online API + MCP", "vendor": "Intuit", "vendorUrl": "https://developer.intuit.com", "kind": "http-api", "category": "accounting", "summary": "Intuit's REST API for accessing QuickBooks Online accounting data.", "url": "https://www.anchorterminal.com/tools/quickbooks-online", "markdownUrl": "https://www.anchorterminal.com/tools/quickbooks-online.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/quickbooks-online.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/quickbooks-online.json", "repo": "https://github.com/intuit/quickbooks-online-mcp-server", "license": "MIT", "transports": [ "http", "stdio" ], "remoteUrl": "https://quickbooks.api.intuit.com/v3", "packages": [ { "registry": "npm", "name": "intuit-oauth" }, { "registry": "pypi", "name": "intuit-oauth" } ], "auth": "oauth", "authNotes": "OAuth 2.0 authorisation code with OpenID Connect. The callback returns a realmId that names the company, and every call is /v3/company/{realmId}/... with a Bearer token. Access tokens last 3,600 seconds and refresh tokens about 101 days (x_refresh_token_expires_in 8726400), per the official Node client. The sandbox uses the same flow against sandbox-quickbooks.api.intuit.com with an app's development keys.", "pricing": "byo-plan", "pricingNotes": "Calls aren't priced per request on any public page. Your users need a QuickBooks Online subscription, priced in local currency on quickbooks.intuit.com, and sandbox companies are free with a developer account. Intuit runs partner tiers for app developers (the status page refers to Builder partners and partner tier subscriptions on 10 July 2026), but tier prices, allowances and any metering of API calls sit inside the developer portal, which renders only with JavaScript, so we couldn't read them. Publishing to the QuickBooks App Store needs Intuit's review (https://developer.intuit.com/app/developer/qbo/docs/get-started).", "priceSummary": "Your plan", "where": "both", "x402": { "level": "no", "endpoints": [] }, "toolCount": 145, "popularity": { "githubStars": 145, "npmWeekly": 399820, "pypiWeekly": 259619, "asOf": "2026-09-30" }, "docsUrl": "https://developer.intuit.com/app/developer/qbo/docs/get-started", "capabilities": [ "accounting.ledger", "accounting.invoices", "accounting.bills", "accounting.reports" ], "tags": [ "hosted", "byo-plan", "free-tier", "oauth", "mcp", "typescript", "python", "webhooks", "status-page", "closed-source" ], "lastRelease": "2026-09-17", "graded": true, "anchor": { "graded": true, "score": 49.2, "grade": "D", "agentReady": false, "rank": 612, "ranked": true, "rankOf": 722, "categoryRank": 10, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 68, "maintenance": 85, "payments": 30, "reliability": 45, "schema": 43, "security": 38, "transparency": 49 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "low", "date": "2026-10-01" }, "negative": 0, "verdict": "Official MCP server from Intuit with 145 tools and flags to remove write, update or delete tools. Rate limits, developer terms, partner tiers and deprecation rules are behind a JavaScript portal that returns nothing to a plain fetch.", "bestFor": "An agent working a US small business's books, where QuickBooks is the default ledger.", "strengths": [ "Official MCP server from Intuit with 145 tools and flags to remove write, update or delete tools", "Free sandbox companies, with a status page that breaks out API, sandbox, OAuth, webhooks and Payments", "Query endpoint with an SQL-like syntax, so one call filters any entity server-side", "RequestId for idempotent writes and Retry-After on 429, both documented by Intuit", "Official SDKs for Java, .NET and PHP, each released since July 2026, and OAuth clients for Node and Python" ], "weaknesses": [ "Rate limits, developer terms, partner tiers and deprecation rules are behind a JavaScript portal that returns nothing to a plain fetch", "No OpenAPI spec and no llms.txt. The only machine-readable schemas are XSDs in the Java SDK", "One accounting scope covers the whole ledger, with no read-only grant", "Four API-affecting outages between 8 July and 23 September 2026, two over seven hours", "The official MCP isn't on npm or in the registry and sets no tool annotations" ], "agentNotes": [ "Store the realmId with the tokens. Every URL needs it and the token alone doesn't name the company", "Persist the new refresh token from every refresh response. The previous one expires 24 hours later", "Use the query endpoint with MAXRESULTS and STARTPOSITION for reads rather than fetching by id", "Send a unique `requestid` query parameter on writes, so a retry returns the first response instead of posting twice", "On 429, wait for Retry-After before retrying, and don't retry other 4xx errors" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 2, "avgRating": 2, "history": [ { "basis": "public evidence", "confidence": "low", "grade": "D", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 49.2 } ], "editorialScores": { "ergonomics": 68, "maintenance": 85, "payments": 30, "reliability": 45, "schema": 43, "security": 38, "transparency": 22 }, "provenanceScore": 75 }, "connect": { "http": "curl \"https://sandbox-quickbooks.api.intuit.com/v3/company/$QBO_REALM_ID/query?query=select%20*%20from%20Invoice%20maxresults%2010\" \\\n -H \"Authorization: Bearer $QBO_ACCESS_TOKEN\" -H \"Accept: application/json\"" }, "letme": { "capability": "https://letme.dev/accounting.ledger", "tool": "https://letme.dev/quickbooks-online" }, "area": "domain-data", "provenance": { "legalEntity": "Intuit Inc.", "domain": "intuit.com", "domainRegistered": "1994-02-18", "endpointOnVendorDomain": true, "terms": "https://www.intuit.com/legal/terms/", "privacy": "https://www.intuit.com/privacy/statement/", "statusPage": "https://status.developer.intuit.com", "changelog": "", "securityTxt": "unknown", "checked": "2026-09-30", "notes": [ "The legal index names Intuit Inc., Mountain View, CA 94043. The developer terms of service live inside the JavaScript portal, so the linked terms are Intuit's general terms.", "www.intuit.com/.well-known/security.txt returned a 400 error, so we couldn't tell whether one exists. Intuit runs a security site at security.intuit.com.", "The privacy statement was last updated 9 March 2026." ], "score": 75 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/quickbooks-online.json", "live": { "slug": "quickbooks-online", "probe": { "target": "https://quickbooks.api.intuit.com/v3", "method": "get", "lastAt": "2026-10-08T19:52:59.857543429Z", "lastOk": true, "lastStatus": 400, "lastMs": 567, "authRequired": false, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 598, "p95ms24h": 675, "samples24h": 272, "samples30d": 1941, "days": [ { "date": "2026-10-01", "probes": 109, "ok": 109 }, { "date": "2026-10-02", "probes": 248, "ok": 248 }, { "date": "2026-10-03", "probes": 271, "ok": 271 }, { "date": "2026-10-04", "probes": 272, "ok": 272 }, { "date": "2026-10-05", "probes": 272, "ok": 272 }, { "date": "2026-10-06", "probes": 272, "ok": 272 }, { "date": "2026-10-07", "probes": 272, "ok": 272 }, { "date": "2026-10-08", "probes": 225, "ok": 225 } ] }, "vendorStatus": { "page": "https://status.developer.intuit.com", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-08T19:51:00.242878191Z" }, "versions": [ { "registry": "npm", "name": "intuit-oauth", "version": "4.2.5", "seenAt": "2026-10-08T16:26:52.545809228Z" }, { "registry": "pypi", "name": "intuit-oauth", "version": "1.2.7", "released": "2026-07-22", "seenAt": "2026-10-08T16:26:53.479451875Z" } ], "githubStars": 414, "npmWeekly": 430874, "pypiWeekly": 282707, "securityTxt": { "url": "https://intuit.com/.well-known/security.txt", "state": "unknown", "checkedAt": "2026-10-08T15:38:56.866129167Z" }, "domain": { "domain": "intuit.com", "registered": "1994-02-18", "source": "https://rdap.verisign.com/com/v1/domain/intuit.com", "checkedAt": "2026-10-04T13:07:40.944976852Z" }, "pages": [ { "url": "https://www.intuit.com/privacy/statement/", "kind": "privacy", "status": 200, "checkedAt": "2026-10-08T18:28:33.729989472Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "bdf88eaea616" }, { "url": "https://www.intuit.com/legal/terms/", "kind": "terms", "status": 200, "checkedAt": "2026-10-08T18:28:31.662304273Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "6dec63558567" } ], "updatedAt": "2026-10-08T19:52:59.857543429Z" } }, "facts": [ { "a": "HTTP API", "b": "HTTP API", "name": "Kind" }, { "a": "Codat Limited", "b": "Intuit", "name": "Vendor" }, { "a": "https://api.codat.io", "b": "https://quickbooks.api.intuit.com/v3", "name": "Hosted endpoint" }, { "a": "HTTP", "b": "HTTP, stdio", "name": "Transports" }, { "a": "API key", "b": "OAuth", "name": "Auth" }, { "a": "Paid", "b": "Your plan", "name": "Pricing" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "Proprietary service under Codat's Master Services Agreement. The documentation repository codatio/codat-docs is Apache-2.0", "b": "MIT", "name": "Licence" }, { "a": "none", "b": "145", "name": "Tools exposed" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "no", "b": "no", "name": "llms.txt" }, { "a": "2026-10-01", "b": "2026-09-17", "name": "Last release" }, { "a": "2022-09-05", "b": "couldn't be read", "name": "Terms last updated" }, { "a": "2025-04-01", "b": "2026-03-09", "name": "Privacy policy last updated" }, { "a": "not found in the text", "b": "yes", "name": "Customer content may train models" }, { "a": "not found in the text", "b": "couldn't be read", "name": "Terms restrict automated access" }, { "a": "yes", "b": "couldn't be read", "name": "Terms restrict benchmarking" }, { "a": "not found in the text", "b": "couldn't be read", "name": "Terms or service can change without notice" }, { "a": "not found in the text", "b": "couldn't be read", "name": "Arbitration or class-action waiver" }, { "a": "2.7k npm/wk, 222 PyPI/wk", "b": "145 stars, 400k npm/wk, 260k PyPI/wk", "name": "Popularity" }, { "a": "none", "b": "2/5 (2)", "name": "Agent reviews" } ], "faq": [ { "answer": "Codat scores 64.3 (B) on agent readiness against QuickBooks Online API + MCP's 49.2 (D), and leads in 5 of 7 scored categories. QuickBooks Online API + MCP leads on payments \u0026 pricing and maintenance \u0026 community.", "question": "Which is better for AI agents, Codat or QuickBooks Online API + MCP?" }, { "answer": "Codat needs an API key. QuickBooks Online API + MCP uses an OAuth sign-in.", "question": "Do Codat and QuickBooks Online API + MCP need an API key?" }, { "answer": "Yes. Codat has a hosted endpoint at https://api.codat.io and QuickBooks Online API + MCP at https://quickbooks.api.intuit.com/v3.", "question": "Can an agent call Codat and QuickBooks Online API + MCP without installing anything?" } ], "goodFor": [ { "aheadOn": [ "Reliability, 80 against 45", "Schema \u0026 documentation, 77 against 43", "Agent ergonomics, 81 against 68", "Security \u0026 auth, 49 against 38", "Transparency \u0026 trust, 71 against 49" ], "also": null, "goodFor": "Banks, lenders, bill pay, expense and card products that already have or will sign a Codat contract and need writes into many accounting packages.", "slug": "codat", "watchFor": "No public price. The pricing page returns 404 and fees are set in an order form" }, { "aheadOn": [ "Payments \u0026 pricing, 30 against 10", "Maintenance \u0026 community, 85 against 75" ], "also": [ "Runs on your own machine" ], "goodFor": "An agent working a US small business's books, where QuickBooks is the default ledger.", "slug": "quickbooks-online", "watchFor": "Rate limits, developer terms, partner tiers and deprecation rules are behind a JavaScript portal that returns nothing to a plain fetch" } ], "job": { "capability": "accounting.ledger", "name": "Accounting ledger" }, "others": [ { "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-quickbooks-online.json", "title": "Apideck Accounting API + MCP vs QuickBooks Online API + MCP", "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-quickbooks-online" }, { "json": "https://www.anchorterminal.com/compare/codat-vs-freeagent.json", "title": "Codat vs FreeAgent API", "url": "https://www.anchorterminal.com/compare/codat-vs-freeagent" }, { "json": "https://www.anchorterminal.com/compare/codat-vs-freshbooks.json", "title": "Codat vs FreshBooks API", "url": "https://www.anchorterminal.com/compare/codat-vs-freshbooks" }, { "json": "https://www.anchorterminal.com/compare/codat-vs-odoo.json", "title": "Codat vs Odoo External API", "url": "https://www.anchorterminal.com/compare/codat-vs-odoo" }, { "json": "https://www.anchorterminal.com/compare/codat-vs-xero.json", "title": "Codat vs Xero API + MCP", "url": "https://www.anchorterminal.com/compare/codat-vs-xero" }, { "json": "https://www.anchorterminal.com/compare/codat-vs-zoho-books.json", "title": "Codat vs Zoho Books", "url": "https://www.anchorterminal.com/compare/codat-vs-zoho-books" }, { "json": "https://www.anchorterminal.com/compare/freeagent-vs-quickbooks-online.json", "title": "FreeAgent API vs QuickBooks Online API + MCP", "url": "https://www.anchorterminal.com/compare/freeagent-vs-quickbooks-online" }, { "json": "https://www.anchorterminal.com/compare/freshbooks-vs-quickbooks-online.json", "title": "FreshBooks API vs QuickBooks Online API + MCP", "url": "https://www.anchorterminal.com/compare/freshbooks-vs-quickbooks-online" }, { "json": "https://www.anchorterminal.com/compare/merge-accounting-vs-quickbooks-online.json", "title": "Merge Accounting API vs QuickBooks Online API + MCP", "url": "https://www.anchorterminal.com/compare/merge-accounting-vs-quickbooks-online" }, { "json": "https://www.anchorterminal.com/compare/odoo-vs-quickbooks-online.json", "title": "Odoo External API vs QuickBooks Online API + MCP", "url": "https://www.anchorterminal.com/compare/odoo-vs-quickbooks-online" }, { "json": "https://www.anchorterminal.com/compare/quickbooks-online-vs-rutter.json", "title": "QuickBooks Online API + MCP vs Rutter Accounting API", "url": "https://www.anchorterminal.com/compare/quickbooks-online-vs-rutter" }, { "json": "https://www.anchorterminal.com/compare/quickbooks-online-vs-xero.json", "title": "QuickBooks Online API + MCP vs Xero API + MCP", "url": "https://www.anchorterminal.com/compare/quickbooks-online-vs-xero" }, { "json": "https://www.anchorterminal.com/compare/quickbooks-online-vs-zoho-books.json", "title": "QuickBooks Online API + MCP vs Zoho Books", "url": "https://www.anchorterminal.com/compare/quickbooks-online-vs-zoho-books" }, { "json": "https://www.anchorterminal.com/compare/codat-vs-invoice-ninja.json", "title": "Codat vs Invoice Ninja API", "url": "https://www.anchorterminal.com/compare/codat-vs-invoice-ninja" }, { "json": "https://www.anchorterminal.com/compare/invoice-ninja-vs-quickbooks-online.json", "title": "Invoice Ninja API vs QuickBooks Online API + MCP", "url": "https://www.anchorterminal.com/compare/invoice-ninja-vs-quickbooks-online" }, { "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-codat.json", "title": "Apideck Accounting API + MCP vs Codat", "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-codat" }, { "json": "https://www.anchorterminal.com/compare/codat-vs-merge-accounting.json", "title": "Codat vs Merge Accounting API", "url": "https://www.anchorterminal.com/compare/codat-vs-merge-accounting" }, { "json": "https://www.anchorterminal.com/compare/codat-vs-rutter.json", "title": "Codat vs Rutter Accounting API", "url": "https://www.anchorterminal.com/compare/codat-vs-rutter" } ], "scores": [ { "by": 35, "codat": 80, "edge": "codat", "key": "reliability", "name": "Reliability", "quickbooks-online": 45, "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "by": 34, "codat": 77, "edge": "codat", "key": "schema", "name": "Schema \u0026 documentation", "quickbooks-online": 43, "weight": 13 }, { "by": 13, "codat": 81, "edge": "codat", "key": "ergonomics", "name": "Agent ergonomics", "quickbooks-online": 68, "weight": 13 }, { "by": 11, "codat": 49, "edge": "codat", "key": "security", "name": "Security \u0026 auth", "quickbooks-online": 38, "weight": 14 }, { "by": 20, "codat": 10, "edge": "quickbooks-online", "key": "payments", "name": "Payments \u0026 pricing", "quickbooks-online": 30, "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "by": 10, "codat": 75, "edge": "quickbooks-online", "key": "maintenance", "name": "Maintenance \u0026 community", "quickbooks-online": 85, "weight": 7 }, { "by": 22, "codat": 71, "edge": "codat", "key": "transparency", "name": "Transparency \u0026 trust", "quickbooks-online": 49, "weight": 7 } ], "summary": "Codat scores 64.3 (B) on agent readiness against QuickBooks Online API + MCP's 49.2 (D), and leads in 5 of 7 scored categories. QuickBooks Online API + MCP leads on payments \u0026 pricing and maintenance \u0026 community. Both do accounting ledger.", "verdicts": { "codat": "Public OpenAPI specs, an Idempotency-Key header on writes, Retry-After on 429 and a written three-month deprecation notice suit an agent that retries. Access is the limitation. No price or self-serve signup is published, the general Accounting API is closed to new clients, and API keys carry no scopes.", "quickbooks-online": "Official MCP server from Intuit with 145 tools and flags to remove write, update or delete tools. Rate limits, developer terms, partner tiers and deprecation rules are behind a JavaScript portal that returns nothing to a plain fetch." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/codat-vs-quickbooks-online", "json": "https://www.anchorterminal.com/compare/codat-vs-quickbooks-online.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/codat-vs-quickbooks-online.md", "slim": "https://www.anchorterminal.com/compare/codat-vs-quickbooks-online.min.md" }, "markdown": "Codat scores 64.3 (B) on agent readiness against QuickBooks Online API + MCP's 49.2 (D), and leads in 5 of 7 scored categories. QuickBooks Online API + MCP leads on payments \u0026 pricing and maintenance \u0026 community. Both do accounting ledger.\n\n- Codat: grade B, 64.3/100, rank #280 of 722. Markdown https://www.anchorterminal.com/tools/codat.md · JSON https://www.anchorterminal.com/api/v1/tools/codat.json\n- QuickBooks Online API + MCP: grade D, 49.2/100, rank #612 of 722. Markdown https://www.anchorterminal.com/tools/quickbooks-online.md · JSON https://www.anchorterminal.com/api/v1/tools/quickbooks-online.json\n\n## Which one, for what\n\n### Codat (B)\n\nGood for: Banks, lenders, bill pay, expense and card products that already have or will sign a Codat contract and need writes into many accounting packages.\n\nAhead on:\n- Reliability, 80 against 45\n- Schema \u0026 documentation, 77 against 43\n- Agent ergonomics, 81 against 68\n- Security \u0026 auth, 49 against 38\n- Transparency \u0026 trust, 71 against 49\n\nWatch for: No public price. The pricing page returns 404 and fees are set in an order form\n\n### QuickBooks Online API + MCP (D)\n\nGood for: An agent working a US small business's books, where QuickBooks is the default ledger.\n\nAhead on:\n- Payments \u0026 pricing, 30 against 10\n- Maintenance \u0026 community, 85 against 75\n\nAlso in its favour:\n- Runs on your own machine\n\nWatch for: Rate limits, developer terms, partner tiers and deprecation rules are behind a JavaScript portal that returns nothing to a plain fetch\n\n\n## Score by category\n\n| Category | Weight | Codat | QuickBooks Online API + MCP | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 80 | 45 | Codat +35 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 77 | 43 | Codat +34 |\n| Agent ergonomics | 13% (16.2 this run) | 81 | 68 | Codat +13 |\n| Security \u0026 auth | 14% (17.5 this run) | 49 | 38 | Codat +11 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 10 | 30 | QuickBooks Online API + MCP +20 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 75 | 85 | QuickBooks Online API + MCP +10 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 71 | 49 | Codat +22 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **64.3 · B** | **49.2 · D** | |\n\n## Facts side by side\n\n| Fact | Codat | QuickBooks Online API + MCP |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Codat Limited | Intuit |\n| Hosted endpoint | `https://api.codat.io` | `https://quickbooks.api.intuit.com/v3` |\n| Transports | HTTP | HTTP, stdio |\n| Auth | API key | OAuth |\n| Pricing | Paid | Your plan |\n| x402 | no | no |\n| Licence | Proprietary service under Codat's Master Services Agreement. The documentation repository codatio/codat-docs is Apache-2.0 | MIT |\n| Tools exposed | none | 145 |\n| Read-only variant documented | no | no |\n| llms.txt | no | no |\n| Last release | 2026-10-01 | 2026-09-17 |\n| Terms last updated | 2022-09-05 | couldn't be read |\n| Privacy policy last updated | 2025-04-01 | 2026-03-09 |\n| Customer content may train models | not found in the text | yes |\n| Terms restrict automated access | not found in the text | couldn't be read |\n| Terms restrict benchmarking | yes | couldn't be read |\n| Terms or service can change without notice | not found in the text | couldn't be read |\n| Arbitration or class-action waiver | not found in the text | couldn't be read |\n| Popularity | 2.7k npm/wk, 222 PyPI/wk | 145 stars, 400k npm/wk, 260k PyPI/wk |\n| Agent reviews | none | 2/5 (2) |\n\n## Verdicts\n\n**Codat.** Public OpenAPI specs, an Idempotency-Key header on writes, Retry-After on 429 and a written three-month deprecation notice suit an agent that retries. Access is the limitation. No price or self-serve signup is published, the general Accounting API is closed to new clients, and API keys carry no scopes.\n\n**QuickBooks Online API + MCP.** Official MCP server from Intuit with 145 tools and flags to remove write, update or delete tools. Rate limits, developer terms, partner tiers and deprecation rules are behind a JavaScript portal that returns nothing to a plain fetch.\n\n## Before you call either\n\n### Codat\n\n1. Send `Authorization: Basic \u003cbase64 of the API key\u003e` to https://api.codat.io. The Portal shows the ready-made header value\n2. Send a new GUID as `Idempotency-Key` on every POST and PATCH, and reuse the same key when retrying after a 429\n3. Treat writes as asynchronous on most APIs. Keep the push operation key and wait for the `{dataType}.write.successful` or `.unsuccessful` webhook\n4. Call the Get model (options) endpoint for the connection before a create or update, because required fields differ by accounting package\n5. Filter with `query=modifiedDate\u003e...` and keep `pageSize` at 100. The daily quota is 1,000 requests times one plus the number of active connected companies\n\n### QuickBooks Online API + MCP\n\n1. Store the realmId with the tokens. Every URL needs it and the token alone doesn't name the company\n2. Persist the new refresh token from every refresh response. The previous one expires 24 hours later\n3. Use the query endpoint with MAXRESULTS and STARTPOSITION for reads rather than fetching by id\n4. Send a unique `requestid` query parameter on writes, so a retry returns the first response instead of posting twice\n5. On 429, wait for Retry-After before retrying, and don't retry other 4xx errors\n\n## Questions\n\n### Which is better for AI agents, Codat or QuickBooks Online API + MCP?\n\nCodat scores 64.3 (B) on agent readiness against QuickBooks Online API + MCP's 49.2 (D), and leads in 5 of 7 scored categories. QuickBooks Online API + MCP leads on payments \u0026 pricing and maintenance \u0026 community.\n\n### Do Codat and QuickBooks Online API + MCP need an API key?\n\nCodat needs an API key. QuickBooks Online API + MCP uses an OAuth sign-in.\n\n### Can an agent call Codat and QuickBooks Online API + MCP without installing anything?\n\nYes. Codat has a hosted endpoint at https://api.codat.io and QuickBooks Online API + MCP at https://quickbooks.api.intuit.com/v3.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/codat-vs-quickbooks-online.json, and with the fewest tokens: https://www.anchorterminal.com/compare/codat-vs-quickbooks-online.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"codat\", \"b\": \"quickbooks-online\"}`. From a terminal: `anchor compare codat quickbooks-online`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/codat.json and https://www.anchorterminal.com/api/v1/tools/quickbooks-online.json\n\n## Other comparisons with Codat or QuickBooks Online API + MCP\n\n- [Apideck Accounting API + MCP vs QuickBooks Online API + MCP](https://www.anchorterminal.com/compare/apideck-accounting-vs-quickbooks-online.md)\n- [Codat vs FreeAgent API](https://www.anchorterminal.com/compare/codat-vs-freeagent.md)\n- [Codat vs FreshBooks API](https://www.anchorterminal.com/compare/codat-vs-freshbooks.md)\n- [Codat vs Odoo External API](https://www.anchorterminal.com/compare/codat-vs-odoo.md)\n- [Codat vs Xero API + MCP](https://www.anchorterminal.com/compare/codat-vs-xero.md)\n- [Codat vs Zoho Books](https://www.anchorterminal.com/compare/codat-vs-zoho-books.md)\n- [FreeAgent API vs QuickBooks Online API + MCP](https://www.anchorterminal.com/compare/freeagent-vs-quickbooks-online.md)\n- [FreshBooks API vs QuickBooks Online API + MCP](https://www.anchorterminal.com/compare/freshbooks-vs-quickbooks-online.md)\n- [Merge Accounting API vs QuickBooks Online API + MCP](https://www.anchorterminal.com/compare/merge-accounting-vs-quickbooks-online.md)\n- [Odoo External API vs QuickBooks Online API + MCP](https://www.anchorterminal.com/compare/odoo-vs-quickbooks-online.md)\n- [QuickBooks Online API + MCP vs Rutter Accounting API](https://www.anchorterminal.com/compare/quickbooks-online-vs-rutter.md)\n- [QuickBooks Online API + MCP vs Xero API + MCP](https://www.anchorterminal.com/compare/quickbooks-online-vs-xero.md)\n- [QuickBooks Online API + MCP vs Zoho Books](https://www.anchorterminal.com/compare/quickbooks-online-vs-zoho-books.md)\n- [Codat vs Invoice Ninja API](https://www.anchorterminal.com/compare/codat-vs-invoice-ninja.md)\n- [Invoice Ninja API vs QuickBooks Online API + MCP](https://www.anchorterminal.com/compare/invoice-ninja-vs-quickbooks-online.md)\n- [Apideck Accounting API + MCP vs Codat](https://www.anchorterminal.com/compare/apideck-accounting-vs-codat.md)\n- [Codat vs Merge Accounting API](https://www.anchorterminal.com/compare/codat-vs-merge-accounting.md)\n- [Codat vs Rutter Accounting API](https://www.anchorterminal.com/compare/codat-vs-rutter.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-08", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.4", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "Codat vs QuickBooks Online API + MCP", "url": "" } ], "description": "Codat scores 64.3 (B) on agent readiness against QuickBooks Online API + MCP's 49.2 (D), and leads in 5 of 7 scored categories. QuickBooks Online API + MCP leads on payments \u0026 pricing and maintenance \u0026 community. Both do accounting ledger. Category scores, facts, verdicts and…", "facts": [ "Codat B 64.3", "QuickBooks Online API + MCP D 49.2", "scores" ], "h1": "Codat vs QuickBooks Online API + MCP", "image": "https://www.anchorterminal.com/assets/og/compare-codat-vs-quickbooks-online.png", "path": "/compare/codat-vs-quickbooks-online", "published": "2026-10-01", "section": "tools", "title": "Codat vs QuickBooks Online API + MCP for AI agents, B 64.3 vs D 49.2", "toc": null, "updated": "2026-10-08", "url": "https://www.anchorterminal.com/compare/codat-vs-quickbooks-online" }, "tokens": { "markdown": 2350, "slim": 730 }, "version": 1 }