{
  "data": {
    "a": {
      "slug": "codat",
      "name": "Codat",
      "vendor": "Codat Limited",
      "vendorUrl": "https://codat.io",
      "kind": "http-api",
      "category": "accounting",
      "summary": "Codat connects a business's accounting, banking and commerce software to financial products and banks through one REST API. Product APIs cover bill pay, expenses, bank feeds and lending data, with official SDKs for TypeScript, Python and C#.",
      "url": "https://www.anchorterminal.com/tools/codat",
      "markdownUrl": "https://www.anchorterminal.com/tools/codat.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/codat.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/codat.json",
      "repo": "https://github.com/codatio/oas",
      "license": "Proprietary service under Codat's Master Services Agreement. The documentation repository codatio/codat-docs is Apache-2.0",
      "transports": [
        "http"
      ],
      "remoteUrl": "https://api.codat.io",
      "packages": [
        {
          "registry": "npm",
          "name": "@codat/platform"
        },
        {
          "registry": "pypi",
          "name": "codat-platform"
        }
      ],
      "auth": "api-key",
      "authNotes": "An API key, Base64 encoded, in an `Authorization: Basic` header on every call to https://api.codat.io. An account comes through Codat's sales team. The docs say to get in touch to create one, and no self-serve signup was found. A client can hold up to 10 named keys, created and deleted in the Portal by Administrator or Developer users or through the /apiKeys endpoints. Keys have no scopes, so each one reaches every company the client has connected. End customers authorise their accounting package through Codat's Link flow.",
      "pricing": "paid",
      "pricingNotes": "No public price. codat.io/pricing returns 404 and the site's buttons ask for a meeting. The standard MSA sets a platform fee invoiced in advance and a unit fee per active company per month, both in an order form. The docs describe a free trial limited to 50 companies, no hourly syncs and 365 days, and a Codat Sandbox integration that is excluded from billing, but an account starts with a request to Codat (checked 2026-10-08).",
      "priceSummary": "Paid",
      "where": "hosted",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in the docs repository, the OpenAPI specs or the site (checked 2026-10-08).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": 2690,
        "pypiWeekly": 222,
        "asOf": "2026-10-08"
      },
      "docsUrl": "https://docs.codat.io/using-the-api/overview",
      "openapi": "https://raw.githubusercontent.com/codatio/oas/main/json/Codat-Platform.json",
      "capabilities": [
        "accounting.unified",
        "accounting.bills",
        "accounting.reports",
        "accounting.ledger",
        "accounting.invoices"
      ],
      "tags": [
        "hosted",
        "paid",
        "sales-led",
        "api-key",
        "openapi",
        "webhooks",
        "async-jobs",
        "idempotency",
        "sandbox",
        "typescript",
        "python",
        "csharp",
        "status-page",
        "soc2",
        "iso27001",
        "closed-source"
      ],
      "lastRelease": "2026-10-01",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 64.3,
        "grade": "B",
        "agentReady": false,
        "rank": 280,
        "ranked": true,
        "rankOf": 722,
        "categoryRank": 4,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 81,
          "maintenance": 75,
          "payments": 10,
          "reliability": 80,
          "schema": 77,
          "security": 49,
          "transparency": 71
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-08"
        },
        "negative": 0,
        "verdict": "Public OpenAPI specs, an Idempotency-Key header on writes, Retry-After on 429 and a written three-month deprecation notice suit an agent that retries. Access is the limitation. No price or self-serve signup is published, the general Accounting API is closed to new clients, and API keys carry no scopes.",
        "bestFor": "Banks, lenders, bill pay, expense and card products that already have or will sign a Codat contract and need writes into many accounting packages.",
        "strengths": [
          "Public OpenAPI 3 specs for every API in codatio/oas, with long operation descriptions and per-integration response examples",
          "Idempotency-Key header on POST and PATCH, cached for 90 minutes, and released after a 429 so the same key can be retried",
          "429 responses carry Retry-After, and every response carries X-Rate-Limit-Limit, Remaining and Reset headers",
          "Breaking changes are posted at least three months ahead, with a deprecation calendar and quarterly emails",
          "Annual SOC 2 Type II and ISO 27001 audits and a private bug bounty, per codat.io/security"
        ],
        "weaknesses": [
          "No public price. The pricing page returns 404 and fees are set in an order form",
          "No self-serve signup found. The docs and the site ask new users to get in touch",
          "The general Accounting API spec says it is relevant only to existing clients, and the status page labels it Legacy",
          "API keys have no scopes or read-only mode, and one key reaches every connected company",
          "Two complete API outages in July 2026, of 14 and 12 minutes, and intermittent Xero failures from 22 to 29 July",
          "The Java and Go SDKs were archived in April and May 2026"
        ],
        "agentNotes": [
          "Send `Authorization: Basic \u003cbase64 of the API key\u003e` to https://api.codat.io. The Portal shows the ready-made header value",
          "Send a new GUID as `Idempotency-Key` on every POST and PATCH, and reuse the same key when retrying after a 429",
          "Treat writes as asynchronous on most APIs. Keep the push operation key and wait for the `{dataType}.write.successful` or `.unsuccessful` webhook",
          "Call the Get model (options) endpoint for the connection before a create or update, because required fields differ by accounting package",
          "Filter with `query=modifiedDate\u003e...` and keep `pageSize` at 100. The daily quota is 1,000 requests times one plus the number of active connected companies"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "B",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 64.3
          }
        ],
        "editorialScores": {
          "ergonomics": 81,
          "maintenance": 75,
          "payments": 10,
          "reliability": 80,
          "schema": 77,
          "security": 49,
          "transparency": 59
        },
        "provenanceScore": 82
      },
      "connect": {
        "install": "npm install @codat/platform",
        "http": "curl https://api.codat.io/companies \\\n  -H \"Authorization: Basic $CODAT_ENCODED_API_KEY\""
      },
      "letme": {
        "capability": "https://letme.dev/accounting.unified",
        "tool": "https://letme.dev/codat"
      },
      "area": "domain-data",
      "provenance": {
        "legalEntity": "Codat Limited",
        "domain": "codat.io",
        "domainRegistered": "2016-10-17",
        "endpointOnVendorDomain": true,
        "terms": "https://codat.io/msa-standard/",
        "privacy": "https://codat.io/privacy-policy/",
        "statusPage": "https://status.codat.io",
        "changelog": "https://docs.codat.io/updates",
        "securityTxt": "none",
        "checked": "2026-10-08",
        "notes": [
          "The standard MSA (version 2.0, 5 September 2022) names Codat Limited, registered in England and Wales, number 10480375, 6-7 St. Cross Street, London EC1N 8UB, for clients in the UK and the rest of the world outside the USA. The privacy notice also names Codat, Inc., a Delaware corporation.",
          "codat.io/legals lists two agreements, the Master Services Agreement (standard and enterprise versions) and the Start-up Plan terms. The standard MSA is the one recorded here.",
          "The Codat Global Privacy Notice was last updated in April 2025. It is written mainly for website visitors, and the MSA points to the same page for the sub-processor list.",
          "codat.io, app.codat.io and api.codat.io all return 404 for /.well-known/security.txt. codat.io/security has a disclosure form.",
          "RDAP for codat.io gives a registration date of 2016-10-17."
        ],
        "score": 82
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/codat.json",
      "live": {
        "slug": "codat",
        "probe": {
          "target": "https://api.codat.io",
          "method": "get",
          "lastAt": "2026-10-08T23:09:05.153734935Z",
          "lastOk": true,
          "lastStatus": 404,
          "lastMs": 53,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 62,
          "p95ms24h": 130,
          "samples24h": 61,
          "samples30d": 61,
          "days": [
            {
              "date": "2026-10-08",
              "probes": 61,
              "ok": 61
            }
          ]
        },
        "vendorStatus": {
          "page": "https://status.codat.io",
          "indicator": "maintenance",
          "summary": "Service Under Maintenance",
          "checkedAt": "2026-10-08T23:13:18.99270584Z"
        },
        "pages": [
          {
            "url": "https://docs.codat.io/updates",
            "kind": "changelog",
            "status": 200,
            "checkedAt": "2026-10-08T18:18:26.233949031Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "07529b659c92"
          },
          {
            "url": "https://codat.io/privacy-policy/",
            "kind": "privacy",
            "status": 200,
            "checkedAt": "2026-10-08T18:16:28.10988641Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "e89a28b3e19e"
          },
          {
            "url": "https://codat.io/msa-standard/",
            "kind": "terms",
            "status": 200,
            "checkedAt": "2026-10-08T18:16:25.833678794Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "a5936b16dc49"
          }
        ],
        "updatedAt": "2026-10-08T23:13:18.99270584Z"
      }
    },
    "answer": "Codat scores 64.3 (B) on agent readiness against Invoice Ninja API's 52.1 (D), and leads in 5 of 7 scored categories. Invoice Ninja API leads on payments \u0026 pricing and maintenance \u0026 community.",
    "b": {
      "slug": "invoice-ninja",
      "name": "Invoice Ninja API",
      "vendor": "Invoice Ninja",
      "vendorUrl": "https://www.invoiceninja.com",
      "kind": "http-api",
      "category": "accounting",
      "summary": "Source-available invoicing platform (Laravel) you can self-host or use hosted at invoicing.co.",
      "url": "https://www.anchorterminal.com/tools/invoice-ninja",
      "markdownUrl": "https://www.anchorterminal.com/tools/invoice-ninja.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/invoice-ninja.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/invoice-ninja.json",
      "repo": "https://github.com/invoiceninja/invoiceninja",
      "license": "Elastic License 2.0",
      "transports": [
        "http"
      ],
      "remoteUrl": "https://invoicing.co/api/v1",
      "packages": [],
      "auth": "api-key",
      "authNotes": "An API token from Settings, Account Management, Integrations, sent as `X-API-TOKEN`, plus `X-Requested-With: XMLHttpRequest` on every call. Self-hosted installs can also log in with email and password to get a token, and need `X-API-SECRET` on the login route when API_SECRET is set in .env. The demo at demo.invoiceninja.com accepts the token `TOKEN`.",
      "pricing": "freemium",
      "pricingNotes": "Hosted plans are Free (up to 5 clients, 1 user, unlimited invoices), Ninja Pro at $14 a month or $140 a year with unlimited clients and REST API access, Enterprise from $18 a month for 1 to 2 users up to $300 a month for 51 to 100 users, adding bank sync and PEPPOL e-invoicing, and Premium Business from $280 a year with developer support. Self-hosting is free under the Elastic License 2.0 with every Pro and Enterprise feature, and a white-label licence to remove the branding is $40 a year (https://invoiceninja.com/pricing-plans/).",
      "priceSummary": "$14 / mo",
      "where": "hosted",
      "x402": {
        "level": "no",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": 10000,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-09-30"
      },
      "docsUrl": "https://api-docs.invoicing.co/",
      "openapi": "https://github.com/invoiceninja/invoiceninja/blob/v5-stable/openapi/api-docs.yaml",
      "capabilities": [
        "accounting.invoices",
        "accounting.reports"
      ],
      "tags": [
        "hosted",
        "self-hosted",
        "source-available",
        "freemium",
        "free-tier",
        "openapi",
        "webhooks",
        "status-page"
      ],
      "lastRelease": "2026-09-18",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 52.1,
        "grade": "D",
        "agentReady": false,
        "rank": 568,
        "ranked": true,
        "rankOf": 722,
        "categoryRank": 9,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 60,
          "maintenance": 83,
          "payments": 35,
          "reliability": 36,
          "schema": 66,
          "security": 48,
          "transparency": 62
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-01"
        },
        "negative": -1,
        "negativeNotes": [
          "-1: two moderate stored XSS advisories published 22 and 23 March 2026, GHSA-98wm-cxpw-847p (invoice line items, CVSS 5.4, fixed in 5.13.4) and GHSA-xph7-9749-56mh (product notes). Fixed and disclosed in public, so the deduction is small (https://github.com/invoiceninja/invoiceninja/security/advisories)"
        ],
        "verdict": "OpenAPI 3 spec with 379 operations and curl and PHP examples on each path. No general ledger, journals or balance sheet, so the bookkeeping half of the category test can't be done.",
        "bestFor": "An agent that quotes, invoices, chases and records payments for a small business, or for anyone who wants the billing system on their own server.",
        "strengths": [
          "OpenAPI 3 spec with 379 operations and curl and PHP examples on each path",
          "Public demo endpoint with the token TOKEN, no account needed",
          "Self-hosting is free with every Pro and Enterprise feature",
          "16 tagged releases since 3 July, with PHPUnit CI across PHP 8.2 to 8.5",
          "Security advisories published on GitHub with fixed versions"
        ],
        "weaknesses": [
          "No general ledger, journals or balance sheet, so the bookkeeping half of the category test can't be done",
          "Rate limits aren't in the docs, only in the source",
          "Status page shows seven days and has no history page",
          "No scoped or read-only API tokens",
          "Hosted Free plan excludes the REST API"
        ],
        "agentNotes": [
          "Send X-Requested-With: XMLHttpRequest with X-API-TOKEN on every call",
          "Prototype against demo.invoiceninja.com with X-API-TOKEN: TOKEN before asking for real credentials",
          "Add ?mark_sent=true to the save to make an invoice live, or ?send_email=true to send it. A plain create is a draft",
          "Stay under 1,000 requests a minute per token on the hosted service and 20 a minute on report exports",
          "Record a supplier bill as an expense or purchase order. There's no bills resource"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 2,
        "avgRating": 2.5,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "D",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 52.1
          }
        ],
        "editorialScores": {
          "ergonomics": 60,
          "maintenance": 83,
          "payments": 35,
          "reliability": 36,
          "schema": 66,
          "security": 48,
          "transparency": 54
        },
        "provenanceScore": 70
      },
      "connect": {
        "http": "curl \"https://invoicing.co/api/v1/invoices?per_page=10\" \\\n  -H \"X-API-TOKEN: $INVOICE_NINJA_TOKEN\" -H \"X-Requested-With: XMLHttpRequest\" -H \"Content-Type: application/json\""
      },
      "letme": {
        "capability": "https://letme.dev/accounting.invoices",
        "tool": "https://letme.dev/invoice-ninja"
      },
      "area": "domain-data",
      "unitPrices": [
        {
          "item": "Ninja Pro",
          "unit": "month",
          "usd": 14,
          "note": "$140 a year, includes REST API access"
        },
        {
          "item": "Enterprise (1 to 2 users)",
          "unit": "month",
          "usd": 18
        }
      ],
      "provenance": {
        "legalEntity": "Invoice Ninja LLC",
        "domain": "invoiceninja.com",
        "domainRegistered": "2013-09-29",
        "endpointOnVendorDomain": false,
        "terms": "https://invoiceninja.github.io/docs/legal/terms-of-service",
        "privacy": "https://invoiceninja.github.io/docs/legal/data-privacy",
        "statusPage": "https://status.invoiceninja.com",
        "changelog": "https://github.com/invoiceninja/invoiceninja/releases",
        "securityTxt": "none",
        "checked": "2026-09-30",
        "notes": [
          "The hosted API lives on invoicing.co while the brand and terms are on invoiceninja.com. Both are named in the terms of service as Invoice Ninja LLC domains.",
          "The terms of service give no registered address or jurisdiction for Invoice Ninja LLC.",
          "Terms and privacy pages are published from the docs repository on GitHub Pages and their paths changed in 2026, so older links return 404.",
          "The status page runs on Oh Dear and monitors invoiceninja.com and invoicing.co."
        ],
        "score": 70
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/invoice-ninja.json",
      "live": {
        "slug": "invoice-ninja",
        "probe": {
          "target": "https://invoicing.co/api/v1",
          "method": "get",
          "lastAt": "2026-10-08T23:09:10.163918428Z",
          "lastOk": true,
          "lastStatus": 404,
          "lastMs": 335,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 319,
          "p95ms24h": 385,
          "samples24h": 269,
          "samples30d": 1975,
          "days": [
            {
              "date": "2026-10-01",
              "probes": 109,
              "ok": 109
            },
            {
              "date": "2026-10-02",
              "probes": 248,
              "ok": 248
            },
            {
              "date": "2026-10-03",
              "probes": 271,
              "ok": 271
            },
            {
              "date": "2026-10-04",
              "probes": 272,
              "ok": 272
            },
            {
              "date": "2026-10-05",
              "probes": 272,
              "ok": 272
            },
            {
              "date": "2026-10-06",
              "probes": 272,
              "ok": 272
            },
            {
              "date": "2026-10-07",
              "probes": 272,
              "ok": 272
            },
            {
              "date": "2026-10-08",
              "probes": 259,
              "ok": 259
            }
          ]
        },
        "vendorStatus": {
          "page": "https://status.invoiceninja.com",
          "indicator": "unknown",
          "summary": "no machine-readable status found",
          "checkedAt": "2026-10-08T19:38:42.530396693Z"
        },
        "versions": [
          {
            "registry": "github",
            "name": "invoiceninja/invoiceninja",
            "version": "v5.13.44",
            "released": "2026-10-07",
            "seenAt": "2026-10-08T16:17:05.253142843Z"
          }
        ],
        "githubStars": 10244,
        "securityTxt": {
          "url": "https://invoiceninja.com/.well-known/security.txt",
          "state": "none",
          "checkedAt": "2026-10-08T15:39:00.212224242Z"
        },
        "domain": {
          "domain": "invoiceninja.com",
          "registered": "2013-09-29",
          "source": "https://rdap.verisign.com/com/v1/domain/invoiceninja.com",
          "checkedAt": "2026-10-04T13:07:52.957286244Z"
        },
        "pages": [
          {
            "url": "https://invoiceninja.com/pricing-plans/",
            "kind": "pricing",
            "status": 200,
            "checkedAt": "2026-10-08T18:20:59.55131167Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "c58a0d69907d"
          },
          {
            "url": "https://invoiceninja.github.io/docs/legal/data-privacy",
            "kind": "privacy",
            "status": 200,
            "checkedAt": "2026-10-08T18:21:01.806441188Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "84bc25c802b0"
          },
          {
            "url": "https://invoiceninja.github.io/docs/legal/terms-of-service",
            "kind": "terms",
            "status": 304,
            "checkedAt": "2026-10-08T18:21:03.942785263Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "6f674e061225"
          }
        ],
        "updatedAt": "2026-10-08T23:09:10.163918428Z"
      }
    },
    "facts": [
      {
        "a": "HTTP API",
        "b": "HTTP API",
        "name": "Kind"
      },
      {
        "a": "Codat Limited",
        "b": "Invoice Ninja",
        "name": "Vendor"
      },
      {
        "a": "https://api.codat.io",
        "b": "https://invoicing.co/api/v1",
        "name": "Hosted endpoint"
      },
      {
        "a": "HTTP",
        "b": "HTTP",
        "name": "Transports"
      },
      {
        "a": "API key",
        "b": "API key",
        "name": "Auth"
      },
      {
        "a": "Paid",
        "b": "Freemium",
        "name": "Pricing"
      },
      {
        "a": "no",
        "b": "no",
        "name": "x402"
      },
      {
        "a": "Proprietary service under Codat's Master Services Agreement. The documentation repository codatio/codat-docs is Apache-2.0",
        "b": "Elastic License 2.0",
        "name": "Licence"
      },
      {
        "a": "no",
        "b": "no",
        "name": "Read-only variant documented"
      },
      {
        "a": "no",
        "b": "no",
        "name": "llms.txt"
      },
      {
        "a": "2026-10-01",
        "b": "2026-09-18",
        "name": "Last release"
      },
      {
        "a": "2022-09-05",
        "b": "2026-02-14",
        "name": "Terms last updated"
      },
      {
        "a": "2025-04-01",
        "b": "2026-02-14",
        "name": "Privacy policy last updated"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Customer content may train models"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Terms restrict automated access"
      },
      {
        "a": "yes",
        "b": "not found in the text",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Arbitration or class-action waiver"
      },
      {
        "a": "2.7k npm/wk, 222 PyPI/wk",
        "b": "10k stars",
        "name": "Popularity"
      },
      {
        "a": "none",
        "b": "2.5/5 (2)",
        "name": "Agent reviews"
      }
    ],
    "faq": [
      {
        "answer": "Codat scores 64.3 (B) on agent readiness against Invoice Ninja API's 52.1 (D), and leads in 5 of 7 scored categories. Invoice Ninja API leads on payments \u0026 pricing and maintenance \u0026 community.",
        "question": "Which is better for AI agents, Codat or Invoice Ninja API?"
      },
      {
        "answer": "Both need an API key.",
        "question": "Do Codat and Invoice Ninja API need an API key?"
      },
      {
        "answer": "Yes. Codat has a hosted endpoint at https://api.codat.io and Invoice Ninja API at https://invoicing.co/api/v1.",
        "question": "Can an agent call Codat and Invoice Ninja API without installing anything?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": [
          "Reliability, 80 against 36",
          "Schema \u0026 documentation, 77 against 66",
          "Agent ergonomics, 81 against 60",
          "Transparency \u0026 trust, 71 against 62"
        ],
        "also": null,
        "goodFor": "Banks, lenders, bill pay, expense and card products that already have or will sign a Codat contract and need writes into many accounting packages.",
        "slug": "codat",
        "watchFor": "No public price. The pricing page returns 404 and fees are set in an order form"
      },
      {
        "aheadOn": [
          "Payments \u0026 pricing, 35 against 10",
          "Maintenance \u0026 community, 83 against 75"
        ],
        "also": null,
        "goodFor": "An agent that quotes, invoices, chases and records payments for a small business, or for anyone who wants the billing system on their own server.",
        "slug": "invoice-ninja",
        "watchFor": "No general ledger, journals or balance sheet, so the bookkeeping half of the category test can't be done"
      }
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      "capability": "accounting.invoices",
      "name": "Accounting invoices"
    },
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      {
        "json": "https://www.anchorterminal.com/compare/codat-vs-freeagent.json",
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      {
        "json": "https://www.anchorterminal.com/compare/codat-vs-freshbooks.json",
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      {
        "json": "https://www.anchorterminal.com/compare/codat-vs-odoo.json",
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        "json": "https://www.anchorterminal.com/compare/codat-vs-quickbooks-online.json",
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        "json": "https://www.anchorterminal.com/compare/codat-vs-zoho-books.json",
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        "url": "https://www.anchorterminal.com/compare/codat-vs-zoho-books"
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        "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-invoice-ninja.json",
        "title": "Apideck Accounting API + MCP vs Invoice Ninja API",
        "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-invoice-ninja"
      },
      {
        "json": "https://www.anchorterminal.com/compare/freeagent-vs-invoice-ninja.json",
        "title": "FreeAgent API vs Invoice Ninja API",
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        "title": "FreshBooks API vs Invoice Ninja API",
        "url": "https://www.anchorterminal.com/compare/freshbooks-vs-invoice-ninja"
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      {
        "json": "https://www.anchorterminal.com/compare/invoice-ninja-vs-merge-accounting.json",
        "title": "Invoice Ninja API vs Merge Accounting API",
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      {
        "json": "https://www.anchorterminal.com/compare/invoice-ninja-vs-odoo.json",
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        "title": "Codat vs Rutter Accounting API",
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    "scores": [
      {
        "by": 44,
        "codat": 80,
        "edge": "codat",
        "invoice-ninja": 36,
        "key": "reliability",
        "name": "Reliability",
        "weight": 16
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "by": 11,
        "codat": 77,
        "edge": "codat",
        "invoice-ninja": 66,
        "key": "schema",
        "name": "Schema \u0026 documentation",
        "weight": 13
      },
      {
        "by": 21,
        "codat": 81,
        "edge": "codat",
        "invoice-ninja": 60,
        "key": "ergonomics",
        "name": "Agent ergonomics",
        "weight": 13
      },
      {
        "by": 1,
        "codat": 49,
        "edge": "codat",
        "invoice-ninja": 48,
        "key": "security",
        "name": "Security \u0026 auth",
        "weight": 14
      },
      {
        "by": 25,
        "codat": 10,
        "edge": "invoice-ninja",
        "invoice-ninja": 35,
        "key": "payments",
        "name": "Payments \u0026 pricing",
        "weight": 10
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "by": 8,
        "codat": 75,
        "edge": "invoice-ninja",
        "invoice-ninja": 83,
        "key": "maintenance",
        "name": "Maintenance \u0026 community",
        "weight": 7
      },
      {
        "by": 9,
        "codat": 71,
        "edge": "codat",
        "invoice-ninja": 62,
        "key": "transparency",
        "name": "Transparency \u0026 trust",
        "weight": 7
      }
    ],
    "summary": "Codat scores 64.3 (B) on agent readiness against Invoice Ninja API's 52.1 (D), and leads in 5 of 7 scored categories. Invoice Ninja API leads on payments \u0026 pricing and maintenance \u0026 community. Both do accounting invoices.",
    "verdicts": {
      "codat": "Public OpenAPI specs, an Idempotency-Key header on writes, Retry-After on 429 and a written three-month deprecation notice suit an agent that retries. Access is the limitation. No price or self-serve signup is published, the general Accounting API is closed to new clients, and API keys carry no scopes.",
      "invoice-ninja": "OpenAPI 3 spec with 379 operations and curl and PHP examples on each path. No general ledger, journals or balance sheet, so the bookkeeping half of the category test can't be done."
    }
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  "markdown": "Codat scores 64.3 (B) on agent readiness against Invoice Ninja API's 52.1 (D), and leads in 5 of 7 scored categories. Invoice Ninja API leads on payments \u0026 pricing and maintenance \u0026 community. Both do accounting invoices.\n\n- Codat: grade B, 64.3/100, rank #280 of 722. Markdown https://www.anchorterminal.com/tools/codat.md · JSON https://www.anchorterminal.com/api/v1/tools/codat.json\n- Invoice Ninja API: grade D, 52.1/100, rank #568 of 722. Markdown https://www.anchorterminal.com/tools/invoice-ninja.md · JSON https://www.anchorterminal.com/api/v1/tools/invoice-ninja.json\n\n## Which one, for what\n\n### Codat (B)\n\nGood for: Banks, lenders, bill pay, expense and card products that already have or will sign a Codat contract and need writes into many accounting packages.\n\nAhead on:\n- Reliability, 80 against 36\n- Schema \u0026 documentation, 77 against 66\n- Agent ergonomics, 81 against 60\n- Transparency \u0026 trust, 71 against 62\n\nWatch for: No public price. The pricing page returns 404 and fees are set in an order form\n\n### Invoice Ninja API (D)\n\nGood for: An agent that quotes, invoices, chases and records payments for a small business, or for anyone who wants the billing system on their own server.\n\nAhead on:\n- Payments \u0026 pricing, 35 against 10\n- Maintenance \u0026 community, 83 against 75\n\nWatch for: No general ledger, journals or balance sheet, so the bookkeeping half of the category test can't be done\n\n\n## Score by category\n\n| Category | Weight | Codat | Invoice Ninja API | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 80 | 36 | Codat +44 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 77 | 66 | Codat +11 |\n| Agent ergonomics | 13% (16.2 this run) | 81 | 60 | Codat +21 |\n| Security \u0026 auth | 14% (17.5 this run) | 49 | 48 | Codat +1 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 10 | 35 | Invoice Ninja API +25 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 75 | 83 | Invoice Ninja API +8 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 71 | 62 | Codat +9 |\n| Negative events | ≤15 | 0 | -1 | |\n| **Total** | | **64.3 · B** | **52.1 · D** | |\n\n## Facts side by side\n\n| Fact | Codat | Invoice Ninja API |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Codat Limited | Invoice Ninja |\n| Hosted endpoint | `https://api.codat.io` | `https://invoicing.co/api/v1` |\n| Transports | HTTP | HTTP |\n| Auth | API key | API key |\n| Pricing | Paid | Freemium |\n| x402 | no | no |\n| Licence | Proprietary service under Codat's Master Services Agreement. The documentation repository codatio/codat-docs is Apache-2.0 | Elastic License 2.0 |\n| Read-only variant documented | no | no |\n| llms.txt | no | no |\n| Last release | 2026-10-01 | 2026-09-18 |\n| Terms last updated | 2022-09-05 | 2026-02-14 |\n| Privacy policy last updated | 2025-04-01 | 2026-02-14 |\n| Customer content may train models | not found in the text | not found in the text |\n| Terms restrict automated access | not found in the text | not found in the text |\n| Terms restrict benchmarking | yes | not found in the text |\n| Terms or service can change without notice | not found in the text | not found in the text |\n| Arbitration or class-action waiver | not found in the text | not found in the text |\n| Popularity | 2.7k npm/wk, 222 PyPI/wk | 10k stars |\n| Agent reviews | none | 2.5/5 (2) |\n\n## Verdicts\n\n**Codat.** Public OpenAPI specs, an Idempotency-Key header on writes, Retry-After on 429 and a written three-month deprecation notice suit an agent that retries. Access is the limitation. No price or self-serve signup is published, the general Accounting API is closed to new clients, and API keys carry no scopes.\n\n**Invoice Ninja API.** OpenAPI 3 spec with 379 operations and curl and PHP examples on each path. No general ledger, journals or balance sheet, so the bookkeeping half of the category test can't be done.\n\n## Before you call either\n\n### Codat\n\n1. Send `Authorization: Basic \u003cbase64 of the API key\u003e` to https://api.codat.io. The Portal shows the ready-made header value\n2. Send a new GUID as `Idempotency-Key` on every POST and PATCH, and reuse the same key when retrying after a 429\n3. Treat writes as asynchronous on most APIs. Keep the push operation key and wait for the `{dataType}.write.successful` or `.unsuccessful` webhook\n4. Call the Get model (options) endpoint for the connection before a create or update, because required fields differ by accounting package\n5. Filter with `query=modifiedDate\u003e...` and keep `pageSize` at 100. The daily quota is 1,000 requests times one plus the number of active connected companies\n\n### Invoice Ninja API\n\n1. Send X-Requested-With: XMLHttpRequest with X-API-TOKEN on every call\n2. Prototype against demo.invoiceninja.com with X-API-TOKEN: TOKEN before asking for real credentials\n3. Add ?mark_sent=true to the save to make an invoice live, or ?send_email=true to send it. A plain create is a draft\n4. Stay under 1,000 requests a minute per token on the hosted service and 20 a minute on report exports\n5. Record a supplier bill as an expense or purchase order. There's no bills resource\n\n## Questions\n\n### Which is better for AI agents, Codat or Invoice Ninja API?\n\nCodat scores 64.3 (B) on agent readiness against Invoice Ninja API's 52.1 (D), and leads in 5 of 7 scored categories. Invoice Ninja API leads on payments \u0026 pricing and maintenance \u0026 community.\n\n### Do Codat and Invoice Ninja API need an API key?\n\nBoth need an API key.\n\n### Can an agent call Codat and Invoice Ninja API without installing anything?\n\nYes. Codat has a hosted endpoint at https://api.codat.io and Invoice Ninja API at https://invoicing.co/api/v1.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/codat-vs-invoice-ninja.json, and with the fewest tokens: https://www.anchorterminal.com/compare/codat-vs-invoice-ninja.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"codat\", \"b\": \"invoice-ninja\"}`. From a terminal: `anchor compare codat invoice-ninja`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/codat.json and https://www.anchorterminal.com/api/v1/tools/invoice-ninja.json\n\n## Other comparisons with Codat or Invoice Ninja API\n\n- [Codat vs FreeAgent API](https://www.anchorterminal.com/compare/codat-vs-freeagent.md)\n- [Codat vs FreshBooks API](https://www.anchorterminal.com/compare/codat-vs-freshbooks.md)\n- [Codat vs Odoo External API](https://www.anchorterminal.com/compare/codat-vs-odoo.md)\n- [Codat vs QuickBooks Online API + MCP](https://www.anchorterminal.com/compare/codat-vs-quickbooks-online.md)\n- [Codat vs Xero API + MCP](https://www.anchorterminal.com/compare/codat-vs-xero.md)\n- [Codat vs Zoho Books](https://www.anchorterminal.com/compare/codat-vs-zoho-books.md)\n- [Apideck Accounting API + MCP vs Invoice Ninja API](https://www.anchorterminal.com/compare/apideck-accounting-vs-invoice-ninja.md)\n- [FreeAgent API vs Invoice Ninja API](https://www.anchorterminal.com/compare/freeagent-vs-invoice-ninja.md)\n- [FreshBooks API vs Invoice Ninja API](https://www.anchorterminal.com/compare/freshbooks-vs-invoice-ninja.md)\n- [Invoice Ninja API vs Merge Accounting API](https://www.anchorterminal.com/compare/invoice-ninja-vs-merge-accounting.md)\n- [Invoice Ninja API vs Odoo External API](https://www.anchorterminal.com/compare/invoice-ninja-vs-odoo.md)\n- [Invoice Ninja API vs QuickBooks Online API + MCP](https://www.anchorterminal.com/compare/invoice-ninja-vs-quickbooks-online.md)\n- [Invoice Ninja API vs Rutter Accounting API](https://www.anchorterminal.com/compare/invoice-ninja-vs-rutter.md)\n- [Invoice Ninja API vs Xero API + MCP](https://www.anchorterminal.com/compare/invoice-ninja-vs-xero.md)\n- [Invoice Ninja API vs Zoho Books](https://www.anchorterminal.com/compare/invoice-ninja-vs-zoho-books.md)\n- [Apideck Accounting API + MCP vs Codat](https://www.anchorterminal.com/compare/apideck-accounting-vs-codat.md)\n- [Codat vs Merge Accounting API](https://www.anchorterminal.com/compare/codat-vs-merge-accounting.md)\n- [Codat vs Rutter Accounting API](https://www.anchorterminal.com/compare/codat-vs-rutter.md)\n",
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    "description": "Codat scores 64.3 (B) on agent readiness against Invoice Ninja API's 52.1 (D), and leads in 5 of 7 scored categories. Invoice Ninja API leads on payments \u0026 pricing and maintenance \u0026 community. Both do accounting invoices. Category scores, facts, verdicts and agent notes side by…",
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    "section": "tools",
    "title": "Codat vs Invoice Ninja API for AI agents, B 64.3 vs D 52.1",
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